The role Sits within the CreditRisk team, supporting the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering. You would work alongside colleagues across the CreditRisk lifecycle, as well as from Digital Operations, Financial Services Product and … a new Financial Services platform, which presents significant growth opportunities for the business. In this role you would be responsible for changes within the creditrisk decision engine across the customer lifecycle, undertaking impact analysis and development of monitoring. This will include the planning and user acceptance testing … for implementation of a new risk decision engine as part of our Financial Services transformation. This transformation will unlock growth into new financial services products and is an exciting project to be a part of. The role is ideally suited to an experienced creditrisk analyst who more »
investigate and analyse the trade finance markets and the products To provide training on trade finance products and policies To review and develop the creditrisk related policies and procedures To maintain a keen interest and awareness of market trends To establish and maintain creditrisk … language skill in English (Chinese speaker preferred) Relevant products sales experience At least 3 years experiences in trade finance sector Sound and proven analytical, credit and risk skills Compliance and Regulation conversant. For more information on this role please contact Judith Webb quoting ref 16765JW. more »
Milton Keynes, Buckinghamshire, South East, United Kingdom Hybrid / WFH Options
Volkswagen Financial Services (UK) LTD
in addition to statutory bank holidays plus much more! You'll be responsible for a range of activities critical to the delivery of the Risk Management strategy including bespoke data modelling of the VWFS portfolio. As well as regular contact with Head Office, you'll work with senior colleagues … supporting rationale Design, construction and implementation of financial modelling techniques that is transparent, auditable, and flexible to deliver both regular and bespoke management information. Risk models should be compliant with the latest accounting regulations such as; IFRS 9 and must be able to withstand scrutiny of external audit. You … discuss advanced model building with external consultants Responsibility for used vehicle disposal profit/loss and volume forecasts that are used by Finance and Risk Analysis & Insight Production of detailed portfolio analysis, including the production of residual value performance analysis, settlement analysis, and voluntary termination analysis Providing detailed and more »
Chester, Cheshire, North West, United Kingdom Hybrid / WFH Options
Specialist Motor Finance
customers throughout the life of their agreement. About the role This is an exciting opportunity for a Reporting & MI Analyst to join the growing CreditRisk function of this organisation. As part of our Risk team, the role is primarily tasked with production, maintenance and enhancement of … creditrisk reporting and analysis. As a Reporting analyst, the successful candidate will undertake both routine and ad hoc work involving the analysis of creditrisk performance, to contribute actively to our business strategy. Producing and distributing management information, you will support the building and development … of credit metrics, as well as supporting project work to deliver creditrisk control. Key responsibilities: Delivering creditrisk reporting for management on a daily, weekly, monthly, and quarterly basis. Automation of regular reporting. Performing detailed and well documented analytical analysis to support the development more »
Chester, Cheshire, North West, United Kingdom Hybrid / WFH Options
Specialist Motor Finance
decisions through the application process and a collaborative approach to working with our customers throughout the life of their agreement. Job Description Job Title: Credit Modelling Analyst Location: Chester/Hybrid Department: CreditRisk Reporting to: Analytics Manager Salary - up to £45,000 Terms: Permanent About the … Role As a SAS Analyst at Specialist Motor Finance, you will play a pivotal role in evaluating and managing creditrisk through data analysis, modelling, and predictive analytics. You will work closely with our creditrisk and finance teams to ensure the responsible and profitable extension … of hire purchase finance to our customers. Your expertise in creditrisk assessment and predictive analytics will contribute to informed decision-making and the overall success of our business. Key Responsibilities Develop, maintain, and enhance creditrisk models to assess the creditworthiness of loan applicants. Analyse more »
Deputy Head of Credit City of London/Hybrid (3/2) Permanent £110,000 cer Financial are working alongside a warm service led, well structured international bank who are based in the City of London. They are seeking a Deputy Head of Credit to work with them … permanent basis. Portfolio consists of Real Estate both Commercial and residential alongside some more vanilla corporate lending. The Responsibilities of a Deputy Head of Credit Will Include: Establish structured end to end independent review process for Credit Approval Unit Establish key performance metrics for the Credit Approval … Unit. Objectively assess credit proposals, identifying key risk issues and researching a reasoned conclusion. Take ownership of reporting requirements internally and externally in relation to the monitoring of credit facilities. To organise and or participate in Credit Committee meetings to review and make recommendations relating to more »
Nottingham, Nottinghamshire, East Midlands, United Kingdom
Experian Ltd
bring external knowledge back into the business. Youll have experience/knowledge of payroll data and how this can support our clients in their creditrisk and affordability decisioning. You will work closely with our client prospects to understand existing processes and work with them to design and more »
Limited (AL), and subsequent regulatory approval, RAF became a wholly owned subsidiary of AL in April 2017. Job Purpose To evaluate, analyse, and approve credit proposals and revisions to underwrite structured finance deals and maintain the portfolio through a consistent level of creditrisk assessment and ensure … adherence to all policies and procedures. Provide commercially balanced recommendations to colleagues where new business applications are above theSeniorUnderwriters credit mandate Assist with the preparation ofcredit papers for submission toAL/Credit Committee To be able to process high volumes of new business proposals and promote a high … level of service to RAFs brokers, suppliers, and customers within strict time deadlines To assist the Head of Credit in the achievement of critical KPIs for the asset finance sales support department To maintain an awareness of and compliance with legal processes and statutory requirements in new business with more »
Chesterfield, Derbyshire, East Midlands, United Kingdom
CCS Media Ltd
and is committed to keep growing organically and sustainably into the future with plans to reach £500m in 3 years Role: Role Title: Senior CreditRisk Administrator The business is sales driven and fast paced with next day order turn round and delivery which revolves around the speed … of action in the creditrisk team. Quick gathering of supportive information and decision making is key to the success of the team and the business as a whole. Key Responsibilities: - Reviewing new customer account applications and setting up new accounts. - Analysing the creditrisk of … our existing and potential customer base - Releasing orders that are held pending creditrisk checks - Checking for and preventing fraud exposure - Maintaining key customer details on accounts - Maintaining reporting standards for CreditRisk Department - Coordinating with internal and external stakeholders to reduce risk for the more »
investigate and analyse the trade finance markets and the products To provide training on trade finance products and policies To review and develop the creditrisk related policies and procedures To maintain a keen interest and awareness of market trends To establish and maintain creditrisk … language skill in English (Chinese speaker preferred) Relevant products sales experience At least 3 years experiences in trade finance sector Sound and proven analytical, credit and risk skills Compliance and Regulation conversant. For more information on this role please contact Judith Webb quoting ref 16766JW. more »
RISK ANALYST FINTECH UP TO £55,000 LONDON Join an exciting past paced fintech- optimising acquisition creditrisk strategies! As a Senior Credit Analyst specializing in CreditRisk Acquisitions, you will be responsible for assessing and analyzing the creditworthiness of potential customers, ensuring a … sound risk management framework for new acquisitions. This role requires a deep understanding of creditrisk, financial analysis, and regulatory compliance, as well as the ability to make informed recommendations to support business growth while maintaining prudent risk levels. RESPONSIBILITIES Conduct comprehensive credit assessments of … potential customers applying advanced financial modeling and analysis techniques. Evaluate creditrisk associated with new acquisitions, considering industry trends, economic factors, and regulatory requirements. Collaborate with cross-functional teams to gather relevant data and insights for accurate risk assessments. Develop and implement creditrisk strategies more »
Head of CreditRisk - London - FinTech This is a fantastic opportunity to join an internationally operating user-centric FinTech as the Head of CreditRisk in their London office. In this role, you will collaborate closely with the CRO, focusing on establishing the creditrisk … for someone eager to challenge traditional banking methods and implement innovative strategies to strengthen the bank's future. Key responsibilities include developing and implementing creditrisk management frameworks, conducting credit analysis across a diverse range of companies, leading and overseeing the creditrisk modelling process … the FinTech is in an exciting scale-up phase, you will also have the opportunity to expand your team further. Essential Experience: Expertise in creditrisk across retail and corporate portfolios Proficiency in Underwriting and Credit Analysis Strong commercial acumen and ability to manage non-technical stakeholders more »
team with deep financial services experience and with backing from some of the world’s leading Venture Capital investors. We are reinventing the way creditrisk is managed in payments, by unlocking the value of the massive amount of data payments companies have access to. Merchant Acquiring companies … also referred to as ‘Payment Services Providers’ (PSPs)) face creditrisk from the merchants they process payments for, due to the fact that card scheme rules (Visa, Mastercard, Amex and others) require that if a merchant defaults on the obligation to pay money back to a customer through … chargeback, the payments company must step in and fund the payment to the customer. Depending on the size and type of the merchant this risk can be significant and PSP’s must take measures to protect against the cost of default. The current industry practice is for PSP’s more »
specific subject matter. This role will encompass responsibilities ranging from supporting the PMO function to producing operating model artifacts, with a focus on market risk, creditrisk, and Basel IV compliance. The successful candidate will play a pivotal role in driving the end-to-end delivery management … change environment. Project Planning: Take charge of project planning, progressively elaborating scope into detailed work packages and establishing critical paths to guide project execution. Risk Management: Develop, manage, and execute a comprehensive risk management framework, identifying risk triggers, conducting risk assessments, implementing risk controls, and … devising risk mitigation strategies. Required Skills: - Proficiency with REST APIs, ServiceMesh, JIRA, and Jenkins. - Demonstrated experience in Project/Program Management, Agile methodologies, and Scrum practices. - Strong strategic and tactical planning capabilities. Qualifications and Experience: - Previous experience in a similar analyst-type role, preferably within the financial services sector. more »
City Of London, England, United Kingdom Hybrid / WFH Options
Miryco Consultants Ltd
Miryco Consultants are working with a prestigious asset manager to search for a senior creditrisk professional to join as Deputy Head of Liquid CreditRisk that will assist in the development of analysts in the team and managing the liquid credit book. Responsibilities: Conduct … independent, fundamental credit research on a single name basis within an asset management set up. Manage, mentor and train a team of analysts. Provide input on overall credit strategy and business wide creditrisk to senior executives and board committees. Conduct year-end salary reviews and … appraisals of analysts. Skills & Experience: 10+ years of credit research/analysis experience (a focus on investment grade credit preferred). Experience with managing/developing junior analysts. Background from rating agency preferred. Compensation : up to £200k + bonus Location : London (4 days in office, 1 day WFH more »
Our client, a leading Global Banking Group is looking for a VP Quantitative Analyst to join them as Model validator in the their Model Risk Management team in London. The role holder will be responsible for the validation of non-traded market risk models such as Economic capital … IRRBB, ALM, Stress testing, Counterparty CreditRisk Models, Climate Risk Models. This is an exciting opportunity to join a major global Bank, within a growing team and with quick progression opportunities. Requirements: An advanced degree in econometrics, economics, quantitative finance or another quantitative discipline Experience in IRRBB … ALM, Stress testing, Creditrisk or Counterparty CreditRisk Experience in coding (R, Python, MatLab, etc) In-depth knowledge of Model Risk management processes Due to the high levels of applications received, only successful candidates shall be contacted. If you are suitable for any other more »
Manchester Area, United Kingdom Hybrid / WFH Options
Intec Select
successful candidate will be supporting the entire lifecycle of data drives decisions and working closely with stakeholders. Role & Responsibilities: · Track the performance impact of credit policies & develop credit policies including scorecards. · Support the whole creditrisk lifecycle & Investigate creditrisk queries. · Support with any … regulatory requirements and queries which may occur. · Maintain existing creditrisk reporting. · Support with peer reviews and also with existing stored procedures (MSSQL) · Work with the Data Engineer/s to help grow and develop the Data environment. Skills & Experience: · Highly organised and has experience in running projects. more »
CreditRisk Modelling Manager - J12780 - up to £57K plus sign on - Manchester or Leeds/Hybrid Like the look of this opportunity Make sure to apply fast, as a high volume of applications is expected Scroll down to read the complete job description. Encompassing skills across regulation and … finance with a deep analytics capability. As a member of the CreditRisk Analytics team, your role will include: Improve and develop credit model capabilities focussing on IFRS9, IRB and stress testing approaches across the full range of credit products. Providing cr... JBLK1_UKTJ more »
long-term client relationships, identify and manage client conflicts in a transparent manner Manage client data integrity, implement policies and control standards set by risk control owners and/or Group policy owners, including creditrisk exposure arising from client lending activity Lead a multi-location team … are suitably skilled and qualified and confident in mitigating risks Working jointly with GS Global Head, country heads and Client Coverage heads, deploy the risk decision framework within agreed risk tolerance and appetite. Comply with regulations, escalating material risk in accordance with the Group’s risk … with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Qualifications Degree educated in a relevant business field and/or recognised and relevant client relationship experience/networks within more »
Leeds, England, United Kingdom Hybrid / WFH Options
Abstract Group
the help of innovation-led enterprise solutions, unlocking the true value of people, data, and processes. Our solutions enable organisations to improve performance, reduce risk, increase sustainability, and drive out inefficiencies. Our pedigree centres on value creation through technology strategy development, product roadmap acceleration and ensuring scalability of underpinning … you will be a key member of the senior leadership team, responsible for overseeing all aspects of financial management, including management accounts, payroll, and credit control. You will ensure accurate financial reporting and financial planning, working closely with the CEO to facilitate the organisation's growth plans. RESPONSIBILTIES Financial … Conducting variance analysis and financial forecasting to identify areas of opportunity or concern and support strategic decision-making by senior leadership. Financial Compliance and Risk Management: Ensuring compliance with statutory regulations, accounting principles, and internal controls, proactively identifying and mitigating financial risks. Collaborating with external auditors and regulatory authorities more »
Role Overview: The candidate will support in validating models used in IRB (Basel/Capital), IFRS9 Impairment, and Business Model Risk Management. Key Responsibilities: Independent Review: Conduct independent reviews and challenges of models. Technical Analysis: Perform technical and data analyses, benchmarking, and build challenger models if necessary. Reporting: Produce … the team lead in liaising with model owners, provide high-quality input to modellers, ensure open communication with stakeholders, and uphold the Group Model Risk Policy. Decision-making: Independently manage projects, interpret deviations, take corrective actions, measure KPIs, and adhere to timelines. Person Specification: Quantitative Skills: Expertise in model … validation and risk management, with knowledge of regulatory requirements. Qualitative Skills: Strong leadership and influencing abilities. Essential Skills: Education: Honours degree, Masters, or PhD in a quantitative subject (Mathematics, Physics, Operational Research, Economics, or Finance). Coding: Significant experience in R/SQL/C++/Python, including handling more »
Core/React/Svelte/Azure The Project: Our client is looking to bring in a senior software engineer to develop high-quality risk and valuation systems for the business to better maximise trading. Responsibilities Develop quality software and web applications Analyze and maintain existing software applications Working … to develop risk systems (Better understanding of traded risk/market/creditrisk) Developing valuation systems for their products Must Have .NET Core React/Svelte, Strong ability with SQL Experience with developing in an Azure environment. Financial services experience and understanding of full trading more »
customers. Job Purpose This position will be responsible for Independent Validation of Canada Life's Internal Model and provides second line oversight of model risk at Canada Life UK. - A key role that contributes to the CRO's Opinion of the ongoing appropriateness of the Internal Model. - 2nd line … Internal Model component reviews including market and creditrisk models, longevity, catastrophe, capital (re)structuring. - (Non-PIM) Model Risk Management and independent model validations. - contribute to the wider delivery of the CLL Risk Team's plan. - contribute to Internal Model oversight at a CLG-level. - maintain more »
mission to become a disruptor in the FinTech space. The successful candidate will integrate into the broader data team and be integrated within the risk management team. What are we looking for… At our core, we value collaboration and psychological safety. Join us and thrive in an environment! Objectives … to see the big picture and dive into details as needed. Communication: Ability to communicate concisely, tailoring details to what people need to know. Risk Management Experience: Previous experience in creditrisk management is highly valued but not essential. Get in touch with Joely Callaghan directly at more »
effective Fiduciary Accounting services to the business. Some responsibilities include: Overall responsibility for all Fiduciary Accounting functions including but not limited to Client Money, CreditRisk, Funding, Allocation of Cash and Unforwarded Balances. Authorise client and underwriter payments. Assist and guide team members with reconciliations of complex ledger … accounts. Monitor and improve processes & procedures to ensure credit control policies are maintained. Assist with ad-hoc projects as and when required. Evaluating and managing the performance of direct reports ensuring they have the correct training & development in place and are adhering to company policies and procedures. Producing regular … on the ageing of unallocated cash, funding, payable credits, aged debt, doubtful brokerage and other key KPI's required by the Client Money or Credit Control Committees. Prepare FCA monthly, quarterly and annual reporting as and when required. Experience required: Must be from an insurance background - ideally London market more »