SEPA Contracts

Single Euro Payments Area (SEPA)
UK

The table below provides summary statistics for contract job vacancies requiring SEPA skills. It includes a benchmarking guide to the contractor rates offered in vacancies that cited SEPA over the 6 months leading up to 20 July 2025, comparing them to the same period in the previous two years.

6 months to
20 Jul 2025
Same period 2024 Same period 2023
Rank 501 569 665
Rank change year-on-year +68 +96 +142
Contract jobs citing SEPA 53 20 19
As % of all contract jobs advertised in the UK 0.16% 0.048% 0.034%
As % of the Quality Assurance & Compliance category 0.97% 0.35% 0.25%
Number of daily rates quoted 35 12 8
10th Percentile £385 £473 £450
25th Percentile £406 £619 £497
Median daily rate (50th Percentile) £500 £688 £630
Median % change year-on-year -27.27% +9.13% -3.08%
75th Percentile £663 £713 £688
90th Percentile £704 £724 £703
UK excluding London median daily rate £483 - -
Number of hourly rates quoted 1 0 0
10th Percentile - - -
25th Percentile £86.25 - -
Median hourly rate £87.50 - -
75th Percentile £88.75 - -
90th Percentile - - -
UK excluding London median hourly rate - - -

All Quality Assurance and Compliance Skills
UK

SEPA falls under the Quality Assurance and Compliance category. For comparison with the information above, the following table provides summary statistics for all contract job vacancies requiring quality assurance or compliance skills.

Contract vacancies with a requirement for quality assurance or compliance skills 5,461 5,765 7,595
As % of all contract IT jobs advertised in the UK 16.62% 13.81% 13.73%
Number of daily rates quoted 3,517 3,568 5,183
10th Percentile £280 £283 £305
25th Percentile £400 £400 £413
Median daily rate (50th Percentile) £500 £500 £525
Median % change year-on-year - -4.76% -
75th Percentile £607 £622 £650
90th Percentile £715 £738 £750
UK excluding London median daily rate £470 £475 £499
% change year-on-year -1.05% -4.71% +6.12%
Number of hourly rates quoted 241 384 246
10th Percentile £13.60 £11.18 £14.09
25th Percentile £17.55 £13.96 £18.80
Median hourly rate £29.00 £24.51 £39.51
Median % change year-on-year +18.32% -37.97% +51.96%
75th Percentile £62.24 £51.75 £62.50
90th Percentile £85.25 £70.00 £78.63
UK excluding London median hourly rate £25.83 £24.18 £35.00
% change year-on-year +6.80% -30.91% +55.56%

SEPA
Job Vacancy Trend

Job postings citing SEPA as a proportion of all IT jobs advertised.

Job vacancy trend for SEPA in the UK

SEPA
Contractor Daily Rate Trend

3-month moving average daily rate quoted in jobs citing SEPA.

Daily rate trend for SEPA in the UK

SEPA
Daily Rate Histogram

Daily rate distribution for jobs citing SEPA over the 6 months to 20 July 2025.

Daily rate histogram for SEPA in the UK

SEPA
Contractor Hourly Rate Trend

3-month moving average hourly rates quoted in jobs citing SEPA.

Hourly rate trend for SEPA in the UK

SEPA
Top 8 Contract Locations

The table below looks at the demand and provides a guide to the median contractor rates quoted in IT jobs citing SEPA within the UK over the 6 months to 20 July 2025. The 'Rank Change' column provides an indication of the change in demand within each location based on the same 6 month period last year.

Location Rank Change
on Same Period
Last Year
Matching
Contract
IT Job Ads
Median
Daily Rate
Past 6 Months
Median Daily Rate
% Change
on Same Period
Last Year
Live
Jobs
England +73 45 £503 -26.84% 24
London +55 32 £625 -10.71% 24
UK excluding London +58 17 £483 - 3
Work from Home +30 17 £496 -29.14% 9
North of England +11 12 £487 -
North West +16 11 £492 -
Wales - 5 £413 -
Yorkshire - 1 £483 -

SEPA
Co-occurring Skills and Capabilities by Category

The follow tables expand on the table above by listing co-occurrences grouped by category. The same employment type, locality and period is covered with up to 20 co-occurrences shown in each of the following categories:

Application Platforms
1 4 (7.55%) WebSphere
2 3 (5.66%) Confluence
Applications
1 3 (5.66%) Microsoft Project
1 3 (5.66%) MS Visio
2 2 (3.77%) Microsoft Office
Business Applications
1 2 (3.77%) Oracle 11i
1 2 (3.77%) Payment Gateway
Cloud Services
1 4 (7.55%) Azure
2 3 (5.66%) AWS
2 3 (5.66%) Azure API Management
3 2 (3.77%) SaaS
4 1 (1.89%) Azure DevOps
4 1 (1.89%) OpenShift
Communications & Networking
1 3 (5.66%) HTTP
2 1 (1.89%) RTP
Database & Business Intelligence
1 7 (13.21%) Oracle Database
2 2 (3.77%) Oracle Database 10g
Development Applications
1 8 (15.09%) JIRA
2 5 (9.43%) Postman
3 4 (7.55%) IBM UrbanCode
3 4 (7.55%) Jenkins
4 3 (5.66%) Ant
4 3 (5.66%) SoapUI
4 3 (5.66%) Toad
5 2 (3.77%) JUnit
6 1 (1.89%) Cucumber
6 1 (1.89%) LoadRunner
6 1 (1.89%) Zephyr
General
1 28 (52.83%) Banking
2 27 (50.94%) Finance
2 27 (50.94%) Social Skills
3 14 (26.42%) Analytical Skills
4 3 (5.66%) Financial Institution
4 3 (5.66%) Legal
5 2 (3.77%) Corporate Banking
5 2 (3.77%) Law
6 1 (1.89%) Back Office
6 1 (1.89%) Documentation Skills
6 1 (1.89%) Investment Banking
6 1 (1.89%) Retail
Job Titles
1 27 (50.94%) Analyst
2 24 (45.28%) Payments Analyst
3 13 (24.53%) Business Analyst
4 12 (22.64%) Payments Business Analyst
5 11 (20.75%) Banking Analyst
6 9 (16.98%) Test Analyst
7 8 (15.09%) Architect
8 7 (13.21%) Banking Business Analyst
9 5 (9.43%) Business Test Analyst
10 4 (7.55%) Payments Architect
10 4 (7.55%) Senior
10 4 (7.55%) Technical Analyst
10 4 (7.55%) Test Architect
11 3 (5.66%) Developer
11 3 (5.66%) Integration Developer
11 3 (5.66%) Payments Project Manager
11 3 (5.66%) Project Manager
11 3 (5.66%) Senior Analyst
11 3 (5.66%) Tester
12 2 (3.77%) Solutions Architect
Libraries, Frameworks & Software Standards
1 12 (22.64%) XML
2 9 (16.98%) JSON
3 8 (15.09%) SOAP
4 5 (9.43%) REST
5 3 (5.66%) EDI
5 3 (5.66%) IBM Integration Bus
5 3 (5.66%) Kafka
5 3 (5.66%) Middleware
6 2 (3.77%) OAuth
6 2 (3.77%) OAuth2
7 1 (1.89%) Gherkin
7 1 (1.89%) Spring
7 1 (1.89%) Spring Boot
7 1 (1.89%) XML Messaging
7 1 (1.89%) XSD
Miscellaneous
1 32 (60.38%) SWIFT Messaging Network
2 6 (11.32%) Data Protection Act
3 4 (7.55%) PACS
4 3 (5.66%) Legacy Systems
4 3 (5.66%) Management Information System
5 2 (3.77%) Digital Wallet
5 2 (3.77%) EMV
5 2 (3.77%) Foreign Exchange (FX)
6 1 (1.89%) Derivative
6 1 (1.89%) Onboarding
6 1 (1.89%) PMI
6 1 (1.89%) Product Ownership
Operating Systems
1 4 (7.55%) Android
1 4 (7.55%) Apple iOS
2 3 (5.66%) AIX
2 3 (5.66%) Linux
2 3 (5.66%) Unix
2 3 (5.66%) Windows
Processes & Methodologies
1 13 (24.53%) Test Automation
2 8 (15.09%) Problem-Solving
2 8 (15.09%) Scenario Testing
2 8 (15.09%) User Acceptance Testing
3 7 (13.21%) CI/CD
3 7 (13.21%) Computer Science
3 7 (13.21%) End-to-End Testing
4 6 (11.32%) Data Protection
4 6 (11.32%) Test Strategy
5 5 (9.43%) Business Strategy
5 5 (9.43%) DevOps
5 5 (9.43%) Integration Testing
5 5 (9.43%) Software Testing
5 5 (9.43%) Stakeholder Management
5 5 (9.43%) System Integration Testing
5 5 (9.43%) Translating Business Requirements
5 5 (9.43%) Validation
6 4 (7.55%) Defect Tracking
6 4 (7.55%) Fintech
6 4 (7.55%) SDLC
Programming Languages
1 7 (13.21%) Java
2 6 (11.32%) SQL
3 3 (5.66%) Korn
3 3 (5.66%) Perl
3 3 (5.66%) PL/SQL
4 1 (1.89%) Shell Script
Qualifications
1 9 (16.98%) Degree
2 5 (9.43%) Computer Science Degree
2 5 (9.43%) ISEB
2 5 (9.43%) ISTQB
3 1 (1.89%) PMI Certification
Quality Assurance & Compliance
1 16 (30.19%) ISO 20022
2 5 (9.43%) PSD2
3 2 (3.77%) GDPR
3 2 (3.77%) ISO 8583
3 2 (3.77%) PCI DSS
3 2 (3.77%) QA
4 1 (1.89%) TARGET2
System Software
1 4 (7.55%) Tivoli Workload Scheduler
Systems Management
1 4 (7.55%) Tivoli
Vendors
1 7 (13.21%) IBM
1 7 (13.21%) Oracle
2 3 (5.66%) Perforce
2 3 (5.66%) Workday
3 2 (3.77%) Microsoft
4 1 (1.89%) Murex