are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment … while engaging with regulators, payment schemes, and internal stakeholders. Key Responsibilities: Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2. Lead ISO20022 migration projects, ensuring alignment with SWIFT MX and GPI standards. Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks. Conduct gap … 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector. Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO20022, and real-time payments. Strong knowledge of payment settlement mechanisms and FX integration. Experience working with payment system regulators and payment scheme participation (direct/indirect). More ❯
Chester, Cheshire West and Chester, Cheshire, United Kingdom
Ascendion
are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment … while engaging with regulators, payment schemes, and internal stakeholders. Key Responsibilities: Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2. Lead ISO20022 migration projects, ensuring alignment with SWIFT MX and GPI standards. Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks. Conduct gap … 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector. Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO20022, and real-time payments. Strong knowledge of payment settlement mechanisms and FX integration. Experience working with payment system regulators and payment scheme participation (direct/indirect). More ❯
related to ICON and payment processing. Participate in code reviews, design discussions, and technical workshops. Compliance & Governance: Ensure solutions comply with internal security, risk, and regulatory frameworks (e.g., PSD2, ISO20022). Maintain technical documentation and contribute to knowledge sharing across teams. Required Skills & Experience: Experienced in Java development within financial services. Hands-on experience with Finastra ICON … Payment Framework (IPF). Strong understanding of payment processing systems, messaging standards (SWIFT, ISO20022, SEPA, CHAPS, FPS), and clearing/settlement flows. Experience with Spring Boot, REST APIs, JMS, and SQL/Oracle. Familiarity with CI/CD pipelines, Git, JIRA, and Agile methodologies. Strong problem-solving skills and ability to work in a fast-paced, regulated More ❯
