Credit Risk Analyst

Working at the Cumberland, you become part of something special. We’re a Mutual organisation, committed to improving the lives of our colleagues, customers, and community. Our values are incredibly important to us.

We’re on an exciting transformational journey with our people firmly at the forefront of our plans. If you want to work for a team integral in helping to drive cultural change, a team where you can bring your whole self to work bringing your energy and creativity to make a positive difference, then this is the job for you.

We are looking for Credit Risk Analyst who can deliver management information and insight as required by the immediate team and broader business, including the production and development of statutory and regulatory requirements

The Benefits

• Salary - up to £47,636 p.a. depending on skills and experience.
• Holidays - 25 days holiday plus public holidays and the opportunity to buy and sell up to 3 days.
• Learning and Development opportunities - We want you to grow in your role. We’ll work together to support your personal and professional development.
• Hybrid Working - the tools and equipment you need to be able to work from home when you need to, depending on your role.
• Health and Wellbeing - a calendar of events and activities throughout the year, Mental Health & Wellbeing champions, and Cycle to Work scheme.
• Community Day - We offer our people an extra paid day off every year to help local charities and community organisations.

The role

The main responsibilities will be:

• Deliver in line with agreed quality and quantity new and existing management information, including statutory and regulatory reporting
• Provide technical input into requests for new and existing management information from the business to ensure the most efficient production of accurate and useful data
• Provide ad hoc MI and insight as required
• Ability to organise and prioritise day to day workload and to deliver to deadlines
• Provide analytical support to a combination of internal and regulatory lead projects and audits
• Develop Analytical and Insight capabilities through the development of a suite of Business Intelligence covering all Group products
• Understand and be aware of the risk and control environment of the business and adhere to processes and procedures in order to minimise risk

About you

With experience in preparing reports and presenting data and business information to senior management, you will have:

• Advanced Excel, including pivot tables and developing macros
• SQL / SAS / Python experience
• High attention to detail and high level of accuracy
• Proficient in Microsoft Office packages
• Excellent analytical and problem-solving skills
• To be a reliable team worker with the ability to work on your own initiative where required
• A self-motivated, logical and organised approach
• A flexible and proactive approach with the ability to work under the pressure of deadlines
• Knowledge of reporting tools and VBA is also desirable