consultant or working in a leading organisation, proven experience of developing new solutions to respond to the evolving technology landscape in payments Familiar with payments messaging standards such as ISO20022, ISO 8583, SWIFT Strong understanding of payment systems, processing and industry trends (e.g. ISO20022, digital payments, payment gateways) Understanding of UK A2A schemes More ❯
are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment … while engaging with regulators, payment schemes, and internal stakeholders. Key Responsibilities: Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2. Lead ISO20022 migration projects, ensuring alignment with SWIFT MX and GPI standards. Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks. Conduct gap … 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector. Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO20022, and real-time payments. Strong knowledge of payment settlement mechanisms and FX integration. Experience working with payment system regulators and payment scheme participation (direct/indirect). More ❯
Chester, Cheshire West and Chester, Cheshire, United Kingdom
Ascendion
are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment … while engaging with regulators, payment schemes, and internal stakeholders. Key Responsibilities: Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2. Lead ISO20022 migration projects, ensuring alignment with SWIFT MX and GPI standards. Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks. Conduct gap … 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector. Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO20022, and real-time payments. Strong knowledge of payment settlement mechanisms and FX integration. Experience working with payment system regulators and payment scheme participation (direct/indirect). More ❯
Plan, FRD, BRD, Data mapping document, Product backlog, Wireframes, and Requirement traceability. Attention to Details. Good analytical skills. Decent Presentation Skills. Desirable skills/knowledge/experience: Knowledge of ISO 8583, ISO20022, EMV, and Cards. Excellent knowledge in KYC-AML. Rewards & Benefits TCS is consistently voted as a Top Employer in the UK and globally. Our More ❯
Plan, FRD, BRD, Data mapping document, Product backlog, Wireframes, and Requirement traceability. Attention to Details. Good analytical skills. Decent Presentation Skills. Desirable skills/knowledge/experience: Knowledge of ISO 8583, ISO20022, EMV, and Cards. Excellent knowledge in KYC-AML. Rewards & Benefits TCS is consistently voted as a Top Employer in the UK and globally. Our More ❯
cash management services and products including collections, payments, account structures, liquidity management, and virtual accounts Strong payments industry knowledge; consultative background around complex solutions Technical expertise and experience of ISO20022 and SWIFT standards across payments and cash management domains Experience of ownership and completion of UAT testing of payments systems Ability to understand and articulate customer needs More ❯
cash management services and products including collections, payments, account structures, liquidity management, and virtual accounts Strong payments industry knowledge; consultative background around complex solutions Technical expertise and experience of ISO20022 and SWIFT standards across payments and cash management domains Experience of ownership and completion of UAT testing of payments systems Ability to understand and articulate customer needs More ❯
documentation, stakeholder management, use case and user story definition and other Business Analysis techniques. Exposure to SQL, Object-oriented languages (general technology know-how), XML/FpML, FIX/ISO 20022. Familiarity with OTC derivatives, clearing and regulatory reporting. Commercial awareness and financial services experience. Qualifications in Business Analysis/Product Management related subjects. Microsoft Office/Visio skills. More ❯
present solutions Excellent written and verbal communication Extensive experience of the creation of user stories using industry best practices Demonstrable experience of multiple Payment Schemes In-depth understanding of ISO20022 payment messages, schemas and the usage of specific fields within those messages Experience of working in a Kanban or Scrum software development environment Ability to manage and prioritise backlogs of More ❯
toward action and opinionated design decisions. Nice to Have : • Familiarity with messaging systems (Kafka, RabbitMQ, etc.) Exposure to container security and performance tuning on OpenShift. Knowledge of payment gateways, ISO20022, or SWIFT formats. • Collaborative, fast-paced, and engineering-driven culture. • Emphasis on engineering autonomy, architectural decision-making, and clean code. Collaborative, fast-paced, and engineering-driven culture. More ❯
stakeholder-management and English communication skills. Nice-to-have: Experience with SAP Activate, Agile, or hybrid delivery. Exposure to SAP BRIM, Subscription Billing, CPQ, or Revenue Accounting. Knowledge of ISO20022 payment formats, EBICS, or Host-to-Host connectivity. Experience in Integration Monitoring and Exception Handling for public-cloud landscapes. Familiarity with UK regulations on consumer charging, debt More ❯
Milton Keynes, Buckinghamshire, United Kingdom Hybrid / WFH Options
May Business Consulting
APIs , cloud technologies , and emerging technologies (e.g., AI , blockchain ) as applied to the payments sector. Experience with Java , microservice frameworks (Spring, Spring Boot, Quarkus), serverless architecture . Knowledge of ISO20022 , SOAP , REST services , and NoSQL or relational databases . Familiar with DevOps methodologies and agile development practices. Better if you have Proactivity Willingness to grow and improve continuously. Empathy and More ❯
travel Desirable Experience in statistical modelling, and analysis using techniques such as regression analysis, multivariate analysis, factor analysis, and clustering Experience in analysing data in payments platforms including SWIFT, ISO20022 Experience working with XML data structures and JSON data formats Experience in Sanctions An understanding of global payments and related market infrastructure Personal competencies Strong analytical, organisational, facilitation, and communication More ❯
coordination skills. Key Responsibilities Strategic Planning Shape the mid-market product solution strategy in alignment with the GM, Product Strategy, and market demands Track regulatory and technology shifts (e.g. ISO20022, open banking, PSD3) and integrate them into the solution roadmap Solution & Delivery Design Define scalable onboarding, delivery, and implementation frameworks tailored to the mid-market segment Act More ❯
writing precise, testable requirements and reviewing their implementation with engineers. Able to communicate clearly with both technical and non-technical teams, and document decisions for traceability. Bonus: Awareness of ISO20022 messaging and PSD3 impacts. Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Engineering and Information Technology Referrals increase More ❯
/Role Overview This role will be part of the Payments Core Platform Modernization Execution team leading the roll-out of a strategic payments product processor and meeting SWIFT ISO20022 commitments. What you'll do Manages and implements a wide variety of products and solutions to meet client needs Has responsibility to deliver significant direct business results More ❯
businesses or payments industry. Technical Familiarity with REST API is a must Knowledge of banking security, authentication technologies and identity management solutions would be a significant plus Familiarity with ISO20022 would be a plus Industry Solutions Prior experience supporting implementation of payments applications or extensive knowledge of the payments marketplace is a must. Prior knowledge or exposure to Open Banking More ❯
A collaborative approach to working with cross-functional teams and communicating technical requirements clearly Bonus: Familiarity with the full card lifecycle, including onboarding, fraud, and dispute handling. Experience with ISO20022 and PSD3 regulatory frameworks. Comfortable working in an early-stage product environment with evolving requirements. The salary We expect to pay from £70,000 - £90,000 for More ❯
transform our payments landscape. This individual will be responsible for managing the roadmap, strategy, and implementation of this complex set of deliverables including Core Modernisation across all payment types, ISO20022 tactical and strategic BoW, and the Consent Order deliverables for both Basic Cosmos and Simple and Modern deliverables supporting Payments. The ideal candidate possesses a strong understanding of the payments … we'll need from you: Significant relevant experience, including being established in a managerial capacity. Proven track record of success in the payments industry, with a deep understanding of ISO messaging standards and competitive landscape. Experience working in a regulated environment with a focus on privacy and security. Experience with AI and ML technologies is highly desirable. Demonstrated ability More ❯