maintain risk appetite, credit policy, rules and control framework for our existing and new products. Data strategy: Develop data strategies including CRA, Open Banking and alternatives driving competitive advantage Decisioning & underwriting: Define customer personas, credit rules & scorecards across eligibility, affordability, creditworthiness and fraud. Limit & pricing strategy : Own initial limit assignment … leaders and team members alike. Have been responsible for defining, implementing and monitoring successful credit strategies at scale Deep understanding of CRA datasets, Open Banking Data sets and alternatives You have a working understanding of the regulations that apply to lending in the UK Worked across different customer acquisition channels ...
