are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment … while engaging with regulators, payment schemes, and internal stakeholders. Key Responsibilities: Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2. Lead ISO20022 migration projects, ensuring alignment with SWIFT MX and GPI standards. Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks. Conduct gap … 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector. Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO20022, and real-time payments. Strong knowledge of payment settlement mechanisms and FX integration. Experience working with payment system regulators and payment scheme participation (direct/indirect). More ❯
Chester, Cheshire West and Chester, Cheshire, United Kingdom
Ascendion
are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment … while engaging with regulators, payment schemes, and internal stakeholders. Key Responsibilities: Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2. Lead ISO20022 migration projects, ensuring alignment with SWIFT MX and GPI standards. Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks. Conduct gap … 12+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector. Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO20022, and real-time payments. Strong knowledge of payment settlement mechanisms and FX integration. Experience working with payment system regulators and payment scheme participation (direct/indirect). More ❯
present solutions Excellent written and verbal communication Extensive experience of the creation of user stories using industry best practices Demonstrable experience of multiple Payment Schemes In-depth understanding of ISO20022 payment messages, schemas and the usage of specific fields within those messages Experience of working in a Kanban or Scrum software development environment Ability to manage and prioritise backlogs of More ❯
Milton Keynes, Buckinghamshire, United Kingdom Hybrid / WFH Options
May Business Consulting
APIs , cloud technologies , and emerging technologies (e.g., AI , blockchain ) as applied to the payments sector. Experience with Java , microservice frameworks (Spring, Spring Boot, Quarkus), serverless architecture . Knowledge of ISO20022 , SOAP , REST services , and NoSQL or relational databases . Familiar with DevOps methodologies and agile development practices. Better if you have Proactivity Willingness to grow and improve continuously. Empathy and More ❯