Credit Risk Analyst Jobs in the UK

1 to 25 of 56 Credit Risk Analyst Jobs in the UK

Senior Credit Risk Analyst

London, England, United Kingdom
Hybrid / WFH Options
Harnham
Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range Direct message the job poster from Harnham Building Credit Risk, Fraud,and Pricing Analytics Teams in Lending and Insurance I The Talent Driving The Data and AI Revolution £60,000 – £80,000 + up to 15% bonus … at a fast-growing fintech firm specialising in embedded finance. This role offers the chance to work with high-profile global partners and play a key part in shaping credit risk strategy through data-driven insights and advanced analytics. The Company This award-winning fintech operates across the UK, EU, and US, empowering tech firms, payment platforms, and … e-commerce leaders to offer flexible, branded financing to their merchant bases through a cutting-edge software. The Role Perform in-depth portfolio-level credit risk analysis using statistical methods and data modelling Monitor and evaluate customer segment performance to identify risk trends and opportunities Contribute to the design and enhancement of credit risk policies More ❯
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Senior Credit Risk Pricing Analyst

London, England, United Kingdom
YouLend
Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role The Senior Credit Risk Pricing Analyst will be reporting into the Pricing and Analytics Team lead and is responsible for developing and managing analytical tools to evaluate and monitor credit More ❯
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Senior Analyst - Credit Risk

Manchester, England, United Kingdom
DF Capital
outcomes for our customers, our communities, the environment, and ultimately our shareholders. THE ROLE Ready to roll up your sleeves and make an impact? This isn't just another Credit Risk role - it's your chance to join a brand-new team that's building a new product proposition from scratch. The Senior Analyst - Credit Risk position offers the chance to work across a wide range of Credit Risk disciplines, covering the full credit lifecycle, while playing a pivotal role in shaping our product proposition. In this role, you'll take the lead on designing and monitoring scorecards, analysing portfolio performance, and identifying trends to recommend strategic adjustments and refine our Risk … and grow alongside a product that's set to make waves, this role is for you. Responsibilities And Duties Supporting the Head of Lending Decisioning on all aspects of Credit Risk management of the portfolio Supporting the Head of Lending Decisioning in building the acquisition strategy for our new Consumer Lending proposition, constantly improving it once launched Supporting More ❯
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Senior Credit Risk Analyst - UK

London, United Kingdom
YouLend Limited
Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role: A Senior Credit Risk Analyst is responsible for developing and managing analytical tools to evaluate and monitor credit risk across portfolios, ensuring effective risk management strategies. Risk Analysis : Utilising statistical techniques and data analysis to assess portfolio-level credit risk. Portfolio Monitoring : Identifying trends, risks, and opportunities across customer segments using advanced analytics. Policy and Strategy Development : Supporting the creation of credit risk policies, underwriting strategies, and pricing. Data-Driven Insights : Delivering actionable insights and recommendations to optimise risk-adjusted returns. Stakeholder More ❯
Employment Type: Permanent
Salary: GBP Annual
Posted:

Quantitative Analyst (Portfolio & Credit Risk)

London, United Kingdom
Hybrid / WFH Options
Oodle Car Finance
London Quantitative Analyst (Portfolio and Credit Risk) London Discretionary Company Bonus Scheme 25 days holiday (rising to 28 after 3 years' service) pro rated, plus bank holidays, to take time to recharge and do something you love. Private Medical - via vitality, with reward schemes paid for you and your family. Health cash plan - via Simply Health for … member feels supported on their journey with us. Our Talent Development team is here to support your growth, providing opportunities for learning, development, and career progression. The Role Quantitative Analyst (Portfolio and Credit Risk) at Oodle Car Finance. Location and working style We're based in Shoreditch, London - a 3-minute walk from Old Street station. While … model, initial onboarding requires 2-3 office days weekly. This ensures a smooth learning curve and fosters team integration. Overview: We're on the lookout for a Graduate Quantitative Analyst - Portfolio and Credit Risk to join our expanding team. This role will give you an opportunity to dive into a world of data, strategic analytics, and funding More ❯
Employment Type: Permanent
Salary: GBP Annual
Posted:

Senior BA/PM Tech Lead Analyst - Credit Risk, SVP

London, United Kingdom
Citigroup Inc
presence in more than 160 countries and jurisdictions worldwide. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Citi enables clients to achieve their strategic financial objectives by providing them with cutting-edge ideas, best-in … class products and solutions, and unparalleled access to capital and liquidity. The Derivatives Credit Risk Technology Team is responsible for delivering Counterparty Credit Risk Management software solutions to Citi's Risk organization which manages Citi's exposure to financial institutions, governments and corporates that trade with Citi. The team builds and maintains software used to … counterparty default. These include computation of optimal Margin Allocation for Portfolios and Trades, Haircut for Security and Cash Collateral, Trade and Collateral Liquidity, Collateral Concentration Levels and Wrong Way Risk, amongst others. This is a senior role to lead Derivatives data related Consent Order initiatives for Counterparty Credit Risk and Regulatory Capital programs. Key Responsibilities: Program manage More ❯
Employment Type: Permanent
Salary: GBP Annual
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Senior credit risk strategy analyst

London, England, United Kingdom
Hybrid / WFH Options
Harnham
Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range Direct message the job poster from Harnham Building Credit Risk, Fraud, and Pricing Analytics teams in the Lending and Insurance Sectors | The Talent Driving The Data and AI Revolution SENIOR CREDIT STRATEGY ANALYST LONDON Join … a dynamic and rapidly expanding FinTech. This company offers a unique opportunity for a driven analyst to lead commercial strategy across lending, pricing, and advanced analytics. If you're looking for a chance to shape impactful strategies in a successful and fast-growing business, this could be the ideal role. THE ROLE As a Senior Credit Risk Strategy Analyst, you will focus on developing and refining customer strategies, including: Leading the development of diverse lending strategies Leveraging analytics and data insights to optimize and scale strategies for new customers Incorporating new data sources to enhance decision-making and grow the lending portfolio Conducting broader customer analytics and analyzing behavioral trends REQUIREMENTS Experience working in fast More ❯
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Data Analyst (Senior) - Credit Risk

London, England, United Kingdom
Octopus Energy Group
green initiatives and the recent investment by Al Gore’s Generation Fund will propel us further and faster. There has never been a more important moment to join our credit risk team. The energy sector is going through a period of once-in-a-generation volatility. Businesses and households are facing higher energy prices than they ever have … before. For these reasons, we are looking to add to our credit risk team with this new role. This team is central to supporting customers who are struggling with their bills. We are unique because we combine several skills and mindsets: Data analytics: Everyone in the team is very strong in this area. Customer and business understanding: We … etc.). Bonus skills include: Familiarity with Git. Experience with data visualization tools (Tableau, Looker, PowerBI, or equivalent). Knowledge of DBT. 2-5 years of experience in consumer credit risk or collections within financial services, utilities, or telecommunications industries. Why you'll love it here Salary: We prefer to discuss salary during a call to ensure alignment More ❯
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Data Analyst (Senior) - Credit Risk

London, United Kingdom
Octopus Group
green initiatives and the recent investment by Al Gore's Generation Fund will propel us further and faster. There has never been a more important moment to join our credit risk team. The energy sector is going through a period of once-in-a-generation volatility. Businesses and households are facing higher energy prices than they ever have … before. For these reasons, we are looking to add to our credit risk team with this new role. This team is central to our efforts to support customers struggling with their bills. We are unique because we combine several skills and mindsets: 1 . Data analytics is our core skillset. Everyone in the team is very strong in … etc.). Bonus skills include: Familiarity with Git. Experience with data visualization tools (Tableau, Looker, PowerBI, or equivalent). Knowledge of DBT. 2-5 years of experience in consumer credit risk or collections within financial services, utilities, or telecommunications industries. Why you'll love it here Salary transparency: Ask us! We prefer to discuss salary during a call More ❯
Employment Type: Permanent
Salary: GBP Annual
Posted:

Risk Management, Market Risk Manager - Credit Flow & Index, Analyst / Associate

London, England, United Kingdom
Morgan Stanley
Risk Management, Market Risk Manager - Credit Flow & Index, Analyst/Associate London JR014007 The role will reside within Firm Risk Management's Market Risk Department. The Market Risk Management Division (MRD) is responsible for the independent identification, analysis, reporting and escalation of all market risk exposures arising from EMEA business activities, acting … independently of business management and providing an effective challenge process. The role sits within the Traded Credit Risk which covers both flow and structured products. The successful candidate will be primarily focused on the credit flow part of the business: risk managing EM bonds & CDS as well as index and index option market making. There will … also be the opportunity to gain exposure to other parts of the credit business. Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as More ❯
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Credit Risk Management Analyst - Citi

London, England, United Kingdom
Hybrid / WFH Options
Jobs via eFinancialCareers
Wholesale Credit Risk Data Analyst - AVP Wholesale Credit Risk Data Analyst - AVP Citi London, United Kingdom Apply now Posted 9 hours ago Permanent Competitive Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your knowledge in Counterparty Credit Risk and … your skills in data analysis & problem-solving to Citi's Product Development team, focused on Institutional Credit Management (ICM). Team/Role Overview Institutional Credit Management provides integrated end-to-end credit underwriting and credit risk management for Citi's wholesale businesses. This data-analytics focused product development role will execute credit risk target state processes, data & technology capabilities. Based in London, col-located with Citi's Senior Risk Officers, this role will position the right candidate for significant future growth potential in Data, Product Development and Credit Risk. What you'll do Design, develop, and maintain advanced dashboards to support credit risk teams in monitoring and analyzing More ❯
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Senior Credit Risk Analyst

London, England, United Kingdom
Hybrid / WFH Options
OVO Group
make it happen. Commercial, Communications, Brand & Marketing Reporting to: Unsecured Revenue Strategy Lead Sponsorship: Unfortunately we are unable to offer sponsorship for this role. This role in 3 words: Credit Risk, Analysis, Insight Top 3 qualities for this role: Curious, problem solver, attention to detail Closing date: Friday 10th January at 5pm Where you’ll work: At OVO … around Plan Zero. So, naturally, the team you’ll be joining plays a gigantic role in making that happen. Here’s how: We're working to build and optimise credit risk and collections capability at OVO, with a particular emphasis on reducing the bad debt charge and delivering good customer outcomes. This role in a nutshell: Extremely exciting … opportunity to work in a major, progressive utilities business working across credit risk and collections, where you will be able to make a real difference for customers. As a Senior Credit Risk Analyst in the Customer Balances you will be responsible for the effective management of key debt prevention strategies, processes, analytics and MI which More ❯
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Senior Credit Risk Systems Analyst

England, United Kingdom
MERJE
Senior Credit Risk Systems Analyst- Decisioning 9 Month Contract Key Responsibilities: Build and maintain leading automated decisioning tools and credit risk models. Test and document all decisioning system changes, ensuring a high standard of test practices are implemented and adhered to. Identification and investigation including data analysis required to support change or incident management. Support … delivery of automated decision operational procedures required dependent on outcome of the automated decision. Ensure all credit risk policies and strategies are clearly documented and maintained Work with stakeholders across the business, as well as external suppliers, to define business change requirements and provide challenge where necessary Key Requirements: Previous experience working in a decisioning background and maintaining More ❯
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Senior Credit Risk Systems Analyst

London, England, United Kingdom
MERJE
Senior Credit Risk Systems Analyst- Decisioning 9 Month Contract Key Responsibilities: Build and maintain leading automated decisioning tools and credit risk models. Test and document all decisioning system changes, ensuring a high standard of test practices are implemented and adhered to. Identification and investigation including data analysis required to support change or incident management. Support … delivery of automated decision operational procedures required dependent on outcome of the automated decision. Ensure all credit risk policies and strategies are clearly documented and maintained Work with stakeholders across the business, as well as external suppliers, to define business change requirements and provide challenge where necessary Key Requirements: Previous experience working in a decisioning background and maintaining More ❯
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Senior credit risk strategy analyst

London, England, United Kingdom
Harnham Ltd
Join a dynamic and rapidly expanding FinTech known for its innovative approach to finance. This company offers a unique opportunity for a driven analyst to lead commercial strategy across lending, pricing, and advanced analytics. If you're looking for a chance to shape impactful strategies in a successful and fast-growing business, this could be the ideal role. THE … ROLE As a Senior Credit Risk Strategy Analyst, you will focus on developing and refining customer strategies, including: Leading the development of diverse lending strategies Leveraging analytics and data insights to optimize and scale strategies for new customers Incorporating new data sources to enhance decision-making and grow the lending portfolio Conducting broader customer analytics and analyzing … behavioral trends REQUIREMENTS Experience working in fast-paced environments, with the ability to manage multiple projects Background in commercial or risk strategy, preferably within consumer lending Proficiency in SQL, with Python experience being highly advantageous Previous experience in a FinTech environment HOW TO APPLY Please apply to the link below or send CV. If you can’t see what More ❯
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Lead Credit Risk Business Analyst

London, England, United Kingdom
Hybrid / WFH Options
ICBC Standard Bank Group
Join to apply for the Lead Credit Risk Business Analyst role at ICBC Standard Bank Plc Join to apply for the Lead Credit Risk Business Analyst role at ICBC Standard Bank Plc The Lead Credit Risk Business Analyst is responsible for leading the analysis and implementation of technology solutions for credit risk management. This role involves working closely with stakeholders to gather requirements, develop and maintain credit risk models, ensure data integrity, and provide strategic insights to enhance credit risk processes. Collaboration with cross-functional teams, compliance with regulations, and driving innovation are key aspects of this role. What you'll be doing Lead the … analysis of business requirements for credit risk management solutions. Collaborate with stakeholders to gather and document detailed requirements. Support the design, development, and implementation of credit risk models and systems. Ensure the integration of advanced analytics and machine learning techniques to enhance credit risk assessment. Ensure the accuracy, integrity, and reliability of credit More ❯
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Credit Risk Lead Analyst • AUS

London, England, United Kingdom
Hybrid / WFH Options
PayPal
Join to apply for the Credit Risk Lead Analyst • AUS role at PayPal 4 weeks ago Be among the first 25 applicants Join to apply for the Credit Risk Lead Analyst • AUS role at PayPal The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving … to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and … to ensure we take care of ourselves, each other, and our communities. Job Description Summary: As PayPal continues its mission to revolutionize commerce, we are looking for a skilled Credit Risk Lead Analyst to join our Buy Now Pay Later (BNPL) Risk Team, focusing on the Australia BNPL products. In this role, you will use data More ❯
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Credit Risk Lead Analyst • AUS | London, UK

London, England, United Kingdom
Hybrid / WFH Options
PayPal, Inc
to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and … us to ensure we take care of ourselves, each other, and our communities. Job Summary: As PayPal continues its mission to revolutionize commerce, we are looking for a skilled Credit Risk Lead Analyst to join our Buy Now Pay Later (BNPL) Risk Team, focusing on the Australia BNPL products. In this role, you will use data … to drive key business decisions, optimize credit risk strategies, and help shape effective credit risk management at PayPal. If this intro sparks your interest, read on - the best is yet to come! Job Description: Your Way to Impact As the Credit Risk Lead Analyst for the Australia BNPL products, you will be an More ❯
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Credit Risk Analyst

London, England, United Kingdom
JR United Kingdom
and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of the UK’s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE … ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience. Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance. Perform segmentation analysis to identify high-value customer groups … and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to propose solutions that enhance processes and optimise customer initiatives. YOUR SKILLS More ❯
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Credit Risk Analyst (Collections Strategy)

London, England, United Kingdom
Hybrid / WFH Options
Salary Finance
the Financial Times, the Times, the Wall Street Journal, the Guardian, the Telegraph, CityAM and the Institute of Directors. Your role in our mission We are looking for a Credit Risk Analyst to join us and help to support our customers that are struggling with their repayments. What you'll do Take ownership of our management of … a thirst to grow where you have gaps, this role might be for you Experience in any of the following Collections strategy at any stage of the collections lifecycle Credit decisioning or building collections models Financial Services or FinTech, ideally consumer credit Experience with Python or other coding languages like R Experience working in a fast-paced and … tech driven startup environment. General understanding of the regulatory environment for consumer credit (don't worry if not - we provide full training!) Who you are We embrace our differences, but there's one thing we like to share, which is our values, so it's important to us that you are: Fearless, and able to make the impossible possible. More ❯
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Lead Business Analyst, Credit Risk

London, England, United Kingdom
Hybrid / WFH Options
Noir
I assist MDs, CTOs, Development Managers, business leaders and recruitment managers in finding the best Microsoft professionals for their businesses... Lead Business Analyst, Credit Risk - Investment Banking - London (FIS Adaptiv, Murex, Java, Credit Risk Modelling, Machine Learning, Java, Regulatory Compliance, Advanced Analytics) Our client, a globally renowned investment bank with a commanding presence in financial … markets and commodities trading, is seeking a Lead Credit Risk Business Analyst to join their cutting-edge Risk Technology division. This is a high-impact role offering the chance to shape critical credit risk solutions that underpin the bank’s strategic operations. You’ll collaborate with technologists, risk managers, and senior stakeholders to … deliver advanced risk models, data-driven analytics, and regulatory-aligned systems. It’s a fantastic opportunity to be at the heart of a fast-moving, innovation-focused environment where your expertise will influence global risk strategy. Ideal candidates will have deep credit risk domain knowledge and experience leading business analysis initiatives in complex financial environments. Familiarity More ❯
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Lead Business Analyst, Credit Risk

London, England, United Kingdom
Hybrid / WFH Options
Noir
Social network you want to login/join with: Lead Business Analyst, Credit Risk, London Client: Location: London, United Kingdom Job Category: Other EU work permit required: Yes Job Reference: bed914738e73 Job Views: 6 Posted: 17.06.2025 Expiry Date: 01.08.2025 Job Description: Lead Business Analyst, Credit Risk - Investment Banking - London (FIS Adaptiv, Murex, Java, Credit Risk Modelling, Machine Learning, Regulatory Compliance, Advanced Analytics) Our client, a globally renowned investment bank with a commanding presence in financial markets and commodities trading, is seeking a Lead Credit Risk Business Analyst to join their Risk Technology division. This is a high-impact role offering the chance to shape critical credit risk solutions that underpin the bank's strategic operations. You'll collaborate with technologists, risk managers, and senior stakeholders to deliver advanced risk models, data-driven analytics, and regulatory-aligned systems. It's an excellent opportunity to be at the forefront of innovation where your expertise will influence global risk strategy. Ideal candidates will have deep credit More ❯
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Lead Credit Risk Modelling Analyst- ECL

Greater London, England, United Kingdom
MERJE
Lead Credit Risk Modelling Analyst- ECL £70K-£82K London (Hybrid- 2 days a week) This role has a broad remit and covers modelling, reporting, analysis, and strategy . You will also be expected to contribute to other Credit Risk projects and initiatives as required. This role would suit somebody from a modelling background with relevant … experience of other aspects of Credit Risk . Key Responsibilities: Own a suite of Credit Risk models - including application scorecards, PD models and IFRS9/ECL models. Primarily existing models, but you should be able to build bespoke models from scratch when required. Ensure the timely delivery of routine and ad hoc Credit Risk reporting - this includes the production of monthly reporting for Credit Risk Committee. Ad hoc analysis - carrying out analysis and deep dives to understand emerging trends within our new lending and loan books, and making recommendations for change. Projects - represent Credit Risk on cross-team projects. Stakeholder management - you must be able to engage with and More ❯
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Lead Credit Risk Modelling Analyst- ECL

South East London, England, United Kingdom
MERJE
Lead Credit Risk Modelling Analyst- ECL £70K-£82K London (Hybrid- 2 days a week) This role has a broad remit and covers modelling, reporting, analysis, and strategy . You will also be expected to contribute to other Credit Risk projects and initiatives as required. This role would suit somebody from a modelling background with relevant … experience of other aspects of Credit Risk . Key Responsibilities: Own a suite of Credit Risk models - including application scorecards, PD models and IFRS9/ECL models. Primarily existing models, but you should be able to build bespoke models from scratch when required. Ensure the timely delivery of routine and ad hoc Credit Risk reporting - this includes the production of monthly reporting for Credit Risk Committee. Ad hoc analysis - carrying out analysis and deep dives to understand emerging trends within our new lending and loan books, and making recommendations for change. Projects - represent Credit Risk on cross-team projects. Stakeholder management - you must be able to engage with and More ❯
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Lead Credit Risk Modelling Analyst- ECL

london, south east england, united kingdom
MERJE
Lead Credit Risk Modelling Analyst- ECL £70K-£82K London (Hybrid- 2 days a week) This role has a broad remit and covers modelling, reporting, analysis, and strategy . You will also be expected to contribute to other Credit Risk projects and initiatives as required. This role would suit somebody from a modelling background with relevant … experience of other aspects of Credit Risk . Key Responsibilities: Own a suite of Credit Risk models - including application scorecards, PD models and IFRS9/ECL models. Primarily existing models, but you should be able to build bespoke models from scratch when required. Ensure the timely delivery of routine and ad hoc Credit Risk reporting - this includes the production of monthly reporting for Credit Risk Committee. Ad hoc analysis - carrying out analysis and deep dives to understand emerging trends within our new lending and loan books, and making recommendations for change. Projects - represent Credit Risk on cross-team projects. Stakeholder management - you must be able to engage with and More ❯
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Credit Risk Analyst
10th Percentile
£89,250
25th Percentile
£99,375
Median
£105,000