1 to 25 of 28 Credit Risk Modelling Jobs in London

An exciting opportunity has arisen for an experienced Model Implementation Lead to join a high-performing risk team at a leading financial institution. This role is critical in driving the successful deployment of corporate credit risk models, working at the intersection of front office, risk, and quantitative modelling functions. You will lead initiatives that ensure … models are not only regulatory compliant (IRB, Basel 3.1, IFRS 9) but also operationally embedded into decision-making, capital planning, and risk management frameworks. Key Responsibilities: Lead the end-to-end implementation of corporate credit risk and impairment models across the banking book. Collaborate with Quantitative Modelling, Risk, and Front Office teams to align model … outputs with business needs. Support capital planning and balance sheet optimisation via model-driven insights. Enhance tools, governance frameworks and data pipelines to drive risk modelling efficiency and control. Translate complex quantitative methodologies into clear, actionable strategies for risk and business teams. Champion change initiatives around model deployment and regulatory compliance. Work cross-functionally to deliver limit More ❯

We're looking for a Senior Credit Risk Manager About us Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since … more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need - often within minutes. Your mission As Senior Credit Risk Manager, your mission is to drive the performance and evolution of iwoca's enhanced (manual) underwriting in Germany - one of our most dynamic and strategic markets. You … ll lead the day-to-day oversight of our enhanced underwriting portfolio, ensuring it delivers strong, sustainable outcomes within our credit risk appetite. Working closely with Credit Analyst Specialists, data scientists, and cross-functional teams, you'll help refine how we blend manual assessments with data-driven models to make the smartest lending decisions possible. Your key More ❯

an experienced Scorecard Modeller with strong proficiency in Python to join a reputable lending institution. This role offers an excellent opportunity to contribute to the development and maintenance of credit risk scorecards that underpin lending decisions and risk management strategies. Key Responsibilities: Develop, implement, and maintain credit risk scorecards, applying advanced statistical and machine learning … techniques. Utilize Python for data extraction, feature engineering, model development, validation, and ongoing monitoring. Collaborate with risk management, analytics, and IT teams to ensure model robustness, compliance with regulatory standards, and effective integration into production systems. Ensure adherence to best practices in model governance, validation, and documentation. Communicate technical findings and model insights clearly and effectively to both technical … and non-technical stakeholders. Candidate Profile: Demonstrable experience in credit risk modelling or scorecard development, preferably within the lending or financial services sectors. Advanced skills in Python programming, with experience handling large datasets and applying statistical modelling techniques. Comprehensive understanding of credit risk concepts, scorecard methodology, and relevant regulatory frameworks. Experience in model validation More ❯

an experienced Scorecard Modeller with strong proficiency in Python to join a reputable lending institution. This role offers an excellent opportunity to contribute to the development and maintenance of credit risk scorecards that underpin lending decisions and risk management strategies. Key Responsibilities: Develop, implement, and maintain credit risk scorecards, applying advanced statistical and machine learning … techniques. Utilize Python for data extraction, feature engineering, model development, validation, and ongoing monitoring. Collaborate with risk management, analytics, and IT teams to ensure model robustness, compliance with regulatory standards, and effective integration into production systems. Ensure adherence to best practices in model governance, validation, and documentation. Communicate technical findings and model insights clearly and effectively to both technical … and non-technical stakeholders. Candidate Profile: Demonstrable experience in credit risk modelling or scorecard development, preferably within the lending or financial services sectors. Advanced skills in Python programming, with experience handling large datasets and applying statistical modelling techniques. Comprehensive understanding of credit risk concepts, scorecard methodology, and relevant regulatory frameworks. Experience in model validation More ❯

RISK MODELLING MANAGER - IFRS 9 Up to £75,000 FULLY REMOTE (UK ONLY) This role does not offer sponsorship. This is an exciting opportunity to join a top-tier UK financial services organisation, playing a key role in the development and delivery of IFRS 9 credit risk models across a range of mortgage products. This business … generous holiday and remote working policies. THE COMPANY This business is a leading UK digital bank with a wide portfolio of retail and business banking services, including savings, mortgages, credit cards, and insurance. With a strong presence across major UK cities, they've built a culture focused on collaboration, work-life balance, and employee development. Their risk and … LGD models for the mortgage's portfolio. Managing and mentoring a team of two analysts. Supporting model monitoring, validation, and performance analysis. Contributing to stress testing and wider regulatory risk modelling as required. Collaborating with senior stakeholders to define modelling priorities and communicate insights effectively. Presenting technical recommendations in a clear and commercially relevant way. YOUR SKILLS More ❯

Credit Risk Model Validation Manager Up to £80,000 Hybrid London The Company I am hiring a Model Validation Manager for a top fintech based in London who have multiple portfolios across both unsecured lending and secured lending. You will be working with experts across the industry to validate risk models across the business using AI and … Machine learning modelling. The Role As a Model Validation Manager , you will be: Validating Credit Risk models like IFRS9 (PD, EAD, and LGD) Using analytics skills to improve credit risk models and model review practices Validating wider risk models covering AI, machine learning, reporting, and operational risk models Working with senior leadership to present … R and Python daily. Your skills and experience To be successful as a Model Validation Manager , you will need: Strong experience with SQL and python Strong experience with validating credit risk models. Experience working in financial services Excellent communication skills Strong stakeholder management A numeric degree from a top university Benefits Up to £80,000 + benefits package More ❯

Senior Data Scientist - Credit Risk Modelling £60-85,000 (dependent on experience) London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

Senior Data Scientist - Credit Risk Modelling £60-85,000 (dependent on experience)London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

CREDIT RISK CONSULTANT UP TO £60,000 LONDON This role does NOT offer visa sponsorship This is an exciting opportunity to join a fast-growing boutique consultancy, working across risk analytics, and modelling services for global leading financial services. THE COMPANY This company's offering is cutting-edge solutions in capital management, stress testing, and credit … making it a rare opportunity to join a consultancy with significant growth potential. THE ROLE You will be doing the following daily: Lead the design, development, and validation of credit risk models, with a primary focus on IFRS 9. Have an in-depth understanding of Basel and IFRS 9 regulatory frameworks, ensuring full compliance throughout the model development … lifecycle. Carry out quantitative analysis using Python for, risk modelling, and automation Manage end-to-end modelling projects, from data analysis to delivering actionable insights, ensuring timely and successful project completion for clients and stakeholders. Clearly articulate complex modelling results and insights to both technical and non-technical audiences, including senior leadership. YOUR SKILLS AND EXPERIENCE More ❯

Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit cards, and financial products are delivered - offering customers faster … more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk … on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. What We’re Looking For Strong Python experience, with knowledge of ML techniques. Familiarity with the credit industry, financial products, and data-driven risk modelling. Experience across Credit modelling, lending, PoD etc Strong educational background from a top university in a STEM subject More ❯

Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit cards, and financial products are delivered - offering customers faster … more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk … on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. What We’re Looking For Strong Python experience, with knowledge of ML techniques. Familiarity with the credit industry, financial products, and data-driven risk modelling. Experience across Credit modelling, lending, PoD etc Strong educational background from a top university in a STEM subject More ❯

I am currently looking for a Credit Risk Modeller to join a consumer lending FinTech on a day rate contract basis. The role will include developing a PD Model and other Credit Models/Scorecards using logistic regression and gradient boosting methods. There will also be work/projects within business strategy, churn likelihood, potential for leaving … and complexion models. The ideal candidate should have strong SQL & Python and the candidate needs to have experience developing models for consumer lenders (personal loans or credit cards). Must have 10+ years within Credit Risk Modelling. (No sponsorship available for the role More ❯

I am currently looking for a Credit Risk Modeller to join a consumer lending FinTech on a day rate contract basis. The role will include developing a PD Model and other Credit Models/Scorecards using logistic regression and gradient boosting methods. There will also be work/projects within business strategy, churn likelihood, potential for leaving … and complexion models. The ideal candidate should have strong SQL & Python and the candidate needs to have experience developing models for consumer lenders (personal loans or credit cards). Must have 10+ years within Credit Risk Modelling. (No sponsorship available for the role More ❯

Senior Data Scientist – Credit Risk Modelling £60-85,000 (dependent on experience) London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

Senior Data Scientist – Credit Risk Modelling £60-85,000 (dependent on experience) London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

About the role Our team's objectives The data science team develops proprietary risk models which are core to the company's success. We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions. We self-serve with all deployment and monitoring, without a separate machine-learning-engineering … team. How you'll impact those objectives Learn the domain of products that Lendable serves, understanding the data that informs strategy and risk modelling is essential to being able to successfully contribute value. Rigorously search for the best models that enhance underwriting quality. Clearly communicate results to stakeholders through verbal and written communication. Share ideas with the wider … a team environment Self driven and willing to lead on projects/new initiatives Nice to Have Interest in machine learning engineering Interest in data engineering Prior experience with credit risk modelling Prior experience with use of LLMs for document question answering The interview process For this role we'd expect: A phone call with one of More ❯

Director of Quantitative Modelling -Analytics (Consulting) InterQuest Posted 2 days ago Director of Quantitative Modelling & Analytics (Consultancy) Hybrid/London £120,000 - £140,000 per year (dependant on experience) + benefits We're seeking a dynamic, collaborative leader to build our clients Quants/Modelling practice-driving innovation in financial modelling, audit support, and regulatory projects. … models Develop tools, methodologies & processes Drive business growth-proposals, pitches & client engagement Foster stakeholder relationships and explore new opportunities About You: Proven leadership experience in professional services quant/modelling or in?house role (banking/lending preferred with audit experience) building ECL models Skilled at communicating complex concepts in plain English Experienced in managing teams and large-scale … orientation. Please make us aware if you require any reasonable adjustments throughout the recruitment process. For more information about this role, please contact: We're Hiring! IRB Model Development Risk Analyst ?Up to £80,000 plus benefits and bonus Hybrid 3 days in-office, London Flexible working Join a L Fully remote Data Analyst & Senior Data Analyst opportunities(Please More ❯

Lead Decision/Data Scientist – Credit London, UK – Hybrid Up to £100,000 + Benefits About the Company We are working with a fast-growing fintech scaleup, who are on a mission to reshape access to financial services across underserved markets. With a strong focus on innovation, collaboration, and data-driven decision-making, the company is building impactful financial … products tailored to real customer needs. We’re looking for a Lead Decision Scientist, to lead the development, deployment, and ongoing optimisation of credit risk models. This is a high-impact position at the intersection of data science, risk, and business strategy. You’ll drive lending strategy, own the end-to-end modeling lifecycle, and guide a … growing team of analysts as we scale. This role is perfect for someone who thrives on experimentation, has a deep understanding of credit data, and enjoys working in a fast-paced environment. Key Responsibilities Lead the design, development, and maintenance of credit risk and affordability models using bureau, open banking, and behavioural data Own the full model More ❯

Lead Decision/Data Scientist – Credit London, UK – Hybrid Up to £100,000 + Benefits About the Company We are working with a fast-growing fintech scaleup, who are on a mission to reshape access to financial services across underserved markets. With a strong focus on innovation, collaboration, and data-driven decision-making, the company is building impactful financial … products tailored to real customer needs. We’re looking for a Lead Decision Scientist, to lead the development, deployment, and ongoing optimisation of credit risk models. This is a high-impact position at the intersection of data science, risk, and business strategy. You’ll drive lending strategy, own the end-to-end modeling lifecycle, and guide a … growing team of analysts as we scale. This role is perfect for someone who thrives on experimentation, has a deep understanding of credit data, and enjoys working in a fast-paced environment. Key Responsibilities Lead the design, development, and maintenance of credit risk and affordability models using bureau, open banking, and behavioural data Own the full model More ❯

We're Hiring! | IRB Model Development 🚨Up to £80,000 plus benefits and bonus 📍 Hybrid | 3 days in-office, London | Flexible working 🏦 Join a Leading Credit Risk Modelling Team! NO RELOCATION/SPONSORSHIP AVAILABLE - HOWEVER OPEN TO VISA TRANSFER IF ALREADY IN THE UK. Are you ready to take your quantitative skills to the next level in … a high-impact, regulation-driven environment ? We're on the lookout for a passionate Quantitative Risk Analyst to help deliver the Internal Ratings Based (IRB) approach across retail and commercial lending portfolios. 💼📊 🧠 What You’ll Be Doing : ✅ Data analysis & model development for PD, LGD, and EAD ✅ Building scorecards & stress testing models ✅ Supporting IRB regulatory self-assessments ✅ Identifying data gaps … problem-solving skills 🗣️ Excellent communication & report-writing abilities 🤝 A proactive team player ready to make an impact 🎯 Why Join? Work at the forefront of regulatory transformation Collaborate with experienced risk professionals Play a key role in shaping data-driven decision-making Hybrid working & supportive environment 📩 Ready to elevate your risk career? Apply now or message us to learn More ❯

We're Hiring! | IRB Model Development 🚨Up to £80,000 plus benefits and bonus 📍 Hybrid | 3 days in-office, London | Flexible working 🏦 Join a Leading Credit Risk Modelling Team! NO RELOCATION/SPONSORSHIP AVAILABLE - HOWEVER OPEN TO VISA TRANSFER IF ALREADY IN THE UK. Are you ready to take your quantitative skills to the next level in … a high-impact, regulation-driven environment ? We're on the lookout for a passionate Quantitative Risk Analyst to help deliver the Internal Ratings Based (IRB) approach across retail and commercial lending portfolios. 💼📊 🧠 What You’ll Be Doing : ✅ Data analysis & model development for PD, LGD, and EAD ✅ Building scorecards & stress testing models ✅ Supporting IRB regulatory self-assessments ✅ Identifying data gaps … problem-solving skills 🗣️ Excellent communication & report-writing abilities 🤝 A proactive team player ready to make an impact 🎯 Why Join? Work at the forefront of regulatory transformation Collaborate with experienced risk professionals Play a key role in shaping data-driven decision-making Hybrid working & supportive environment 📩 Ready to elevate your risk career? Apply now or message us to learn More ❯

needs into technical solutions and provide strategic technical leadership across all software development and support activities. What You'll Do: Develop and maintain robust software solutions for daily XVA risk analysis. Troubleshoot and resolve production issues to meet service level agreements. Design and implement scalable architectures for new products and features. Collaborate closely with business teams to address credit risk analysis queries. Continuously improve software performance and operational efficiency. Research and adopt new technologies to enhance development capabilities. Lead mission-critical projects, providing technical guidance and support. Who You Are: Experienced in C/C++ (essential), with knowledge of C# and Python (advantageous). Skilled in system architecture, software development, and data/message processing. Strong background … in mathematical finance, especially XVA and credit risk models. Familiar with Agile, Scrum, DevOps, and testing best practices. Excellent communicator who can bridge gaps between technical and business teams. A proactive team player who can also work independently and handle multiple priorities. Experienced in mentoring junior team members and working with global teams. Knowledgeable about infrastructure, security, high More ❯

needs into technical solutions and provide strategic technical leadership across all software development and support activities. What You'll Do: Develop and maintain robust software solutions for daily XVA risk analysis. Troubleshoot and resolve production issues to meet service level agreements. Design and implement scalable architectures for new products and features. Collaborate closely with business teams to address credit risk analysis queries. Continuously improve software performance and operational efficiency. Research and adopt new technologies to enhance development capabilities. Lead mission-critical projects, providing technical guidance and support. Who You Are: Experienced in C/C++ (essential), with knowledge of C# and Python (advantageous). Skilled in system architecture, software development, and data/message processing. Strong background … in mathematical finance, especially XVA and credit risk models. Familiar with Agile, Scrum, DevOps, and testing best practices. Excellent communicator who can bridge gaps between technical and business teams. A proactive team player who can also work independently and handle multiple priorities. Experienced in mentoring junior team members and working with global teams. Knowledgeable about infrastructure, security, high More ❯

fintech companies, revolutionizing consumer finance by making it faster, cheaper, and more transparent. Backed by leading investors and loved by customers, they’ve rebuilt key financial products like loans, credit cards, and car finance from the ground up. With a strong foothold in the UK and US markets, they are challenging big banks and outdated systems with cutting-edge … technology. The Role As a Senior Data Scientist, you’ll be at the heart of the business, developing state-of-the-art credit risk models to underpin loan and credit card products. You’ll work with rich datasets, deploy advanced machine learning techniques, and collaborate across the business to deliver best-in-market solutions. This is a … hands-on role in a team that self-serves deployments and monitoring, without reliance on a separate ML engineering team. Key Responsibilities Develop proprietary risk models to improve underwriting quality and enhance decision-making. Understand the products, data, and strategies to effectively inform risk modelling. Translate business problems into data-driven solutions and clearly communicate insights. Collaborate with More ❯

fintech companies, revolutionizing consumer finance by making it faster, cheaper, and more transparent. Backed by leading investors and loved by customers, they’ve rebuilt key financial products like loans, credit cards, and car finance from the ground up. With a strong foothold in the UK and US markets, they are challenging big banks and outdated systems with cutting-edge … technology. The Role As a Senior Data Scientist, you’ll be at the heart of the business, developing state-of-the-art credit risk models to underpin loan and credit card products. You’ll work with rich datasets, deploy advanced machine learning techniques, and collaborate across the business to deliver best-in-market solutions. This is a … hands-on role in a team that self-serves deployments and monitoring, without reliance on a separate ML engineering team. Key Responsibilities Develop proprietary risk models to improve underwriting quality and enhance decision-making. Understand the products, data, and strategies to effectively inform risk modelling. Translate business problems into data-driven solutions and clearly communicate insights. Collaborate with More ❯