23 of 23 Credit Risk Jobs in the South East

SENIOR CREDIT RISK MANAGER £80,000 - £100,000 LONDON (Flexible Hybrid Working) A fast-growing FinTech is looking for a Senior Credit Risk Manager to help shape and drive its credit strategy across one of its key markets. This role offers a unique opportunity to join a mission-led business that's reinventing finance for … small businesses through smart, data-driven decisioning. ABOUT THE COMPANY This innovative lender empowers small businesses by delivering fast, flexible funding solutions. Built on proprietary technology and deep credit expertise, the company has supported over 150,000 businesses across Europe, providing billions in financing to help them grow. With offices in the UK and mainland Europe, and a collaborative … tech-forward culture, the company continues to expand rapidly while staying focused on positive impact. THE ROLE As Senior Credit Risk Manager, you'll take a lead role in managing the enhanced underwriting portfolio in a strategic European market. Blending data science, manual assessment, and strategic oversight, your goal will be to optimise credit decisions and portfolio More ❯

CREDIT RISK MANAGER - PORTFOLIO ANALYTICS LONDON UP TO £100,000 Use your credit risk expertise to shape portfolio performance and drive smarter lending decisions at a fintech making waves in SME finance. THE COMPANY An established SME fintech lender backed by strong funding lines, ambitious growth targets, and a modern tech stack. With a strong presence … in the UK market, they're scaling fast - and looking for a commercially savvy Credit Risk Manager to lead on portfolio insights and performance analytics. THE ROLE you'll take ownership of credit portfolio analytics and performance monitoring, providing actionable insights that shape risk appetite, policy, and product decisions. Tracking and analysing portfolio performance across products … and customer segments Partnering with data science, product, and first-line credit teams to fine-tune risk strategies Building dashboards, models, and MI to surface trends and early warnings Identifying growth opportunities through better segmentation and pricing analysis Playing a key role in forecasting, stress testing, and regulatory submissions REQUIREMENTS Strong background in credit risk analytics More ❯

Senior Credit Strategy Analyst Up to £75,000 Hybrid London The Company : I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python daily! The Role : As … a Senior Credit Strategy Analyst, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to develop wider business strategies Developing credit risk strategies for Acquisitions and Existing Customers. Working with senior leadership to implement/improve strategy. Using SQL and Python daily for strategy development … Your skills and experience : To be successful as a Senior Credit Strategy Analyst, you will need: Experience as a credit risk strategy analyst Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions and/or Existing Customer Experience working with SQL and Python STEM Degree from a top university Benefits More ❯

Credit Risk Model Validation Manager Up to £80,000 Hybrid London The Company I am hiring a Model Validation Manager for a top fintech based in London who have multiple portfolios across both unsecured lending and secured lending. You will be working with experts across the industry to validate risk models across the business using AI and … Machine learning modelling. The Role As a Model Validation Manager , you will be: Validating Credit Risk models like IFRS9 (PD, EAD, and LGD) Using analytics skills to improve credit risk models and model review practices Validating wider risk models covering AI, machine learning, reporting, and operational risk models Working with senior leadership to present … R and Python daily. Your skills and experience To be successful as a Model Validation Manager , you will need: Strong experience with SQL and python Strong experience with validating credit risk models. Experience working in financial services Excellent communication skills Strong stakeholder management A numeric degree from a top university Benefits Up to £80,000 + benefits package More ❯

Credit Strategy Manager Up to £110,000 Hybrid London The Company I am hiring a Credit Strategy Manager leading consumer finance FinTech's based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions and revenue from existing using tools like SQL and Python alongside … your credit strategy background! The Role As a Credit Strategy Manager, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to help increase business revenue Developing credit risk strategies for Acquisitions and existing customers Working with senior leadership to implement/improve strategy. Using … SQL and Python daily for strategy development Your skills and experience To be successful as a Credit Strategy Manager, you will need: Experience as a credit risk strategy manager/lead Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions Ideally some experience developing ECM and Collections strategies Experience working More ❯

CREDIT RISK ANALYST UP TO £55,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of the UK's … newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance … campaign performance. Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to More ❯

CREDIT RISK CONSULTANT UP TO £60,000 LONDON This role does NOT offer visa sponsorship This is an exciting opportunity to join a fast-growing boutique consultancy, working across risk analytics, and modelling services for global leading financial services. THE COMPANY This company's offering is cutting-edge solutions in capital management, stress testing, and credit … making it a rare opportunity to join a consultancy with significant growth potential. THE ROLE You will be doing the following daily: Lead the design, development, and validation of credit risk models, with a primary focus on IFRS 9. Have an in-depth understanding of Basel and IFRS 9 regulatory frameworks, ensuring full compliance throughout the model development … lifecycle. Carry out quantitative analysis using Python for, risk modelling, and automation Manage end-to-end modelling projects, from data analysis to delivering actionable insights, ensuring timely and successful project completion for clients and stakeholders. Clearly articulate complex modelling results and insights to both technical and non-technical audiences, including senior leadership. YOUR SKILLS AND EXPERIENCE Experience with IFRS9 More ❯

SENIOR CREDIT RISK ANALYST UP TO £65,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of the UK … s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and … campaign performance. Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to More ❯

Credit Controller - Enterprise IT Distribution Company Overview We are one of the UK and Europe's leading specialist distributors of enterprise IT infrastructure, components, and cybersecurity products. We take pride in our consultative and focused approach to technology distribution, setting ourselves apart from traditional models. Our business is a market leader in storage and networking distribution, tailored server and … mitigate downtime in case of breaches. Value-Added Services We deliver technical services that go beyond the norms of standard distribution, adding significant value to our clients. Role Overview: Credit Controller Reporting Line: Credit Control Manager Location: Europe (UK-based or hybrid options available depending on operational needs) Key Responsibilities Regular customer contact regarding outstanding and due balances … Processing and matching payments in internal systems Applying and adhering to credit and collection policies Order release in line with credit approval processes Setting up new customer accounts following verification procedures Performing credit risk reviews and maintaining customer account accuracy Managing communications with customers across various channels Building cross-functional relationships to support effective internal operations More ❯

Senior Data Scientist - Credit Risk Modelling £60-85,000 (dependent on experience)London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

Project Manager, Risk IT, Banking £650 - £700pd via Umbrella London Project Manager, Risk IT, Risk Management, FX, Fixed Income, Data, SQL, Agile, JIRA, Analytics, Financial Services, Banking A global Bank are currently seeking a Senior Project Manager with prior Business Analysis or Technical Analysis/Development experience within Banking. The role requires in-depth Risk IT … Requirements: Experience working as a Senior Project Manager in a complex and global Bank Prior experience working in a Business Analysis or Technical Analysis/Developer role. In-depth Risk IT experience - covering Credit Risk, Market Risk or Risk Management Experience and knowledge of Python and/or SQL would be highly advantageous, Experience or More ❯

RISK MODELLING MANAGER - IFRS 9 Up to £75,000 FULLY REMOTE (UK ONLY) This role does not offer sponsorship. This is an exciting opportunity to join a top-tier UK financial services organisation, playing a key role in the development and delivery of IFRS 9 credit risk models across a range of mortgage products. This business has … generous holiday and remote working policies. THE COMPANY This business is a leading UK digital bank with a wide portfolio of retail and business banking services, including savings, mortgages, credit cards, and insurance. With a strong presence across major UK cities, they've built a culture focused on collaboration, work-life balance, and employee development. Their risk and … LGD models for the mortgage's portfolio. Managing and mentoring a team of two analysts. Supporting model monitoring, validation, and performance analysis. Contributing to stress testing and wider regulatory risk modelling as required. Collaborating with senior stakeholders to define modelling priorities and communicate insights effectively. Presenting technical recommendations in a clear and commercially relevant way. YOUR SKILLS AND EXPERIENCE More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯

to develop your data career in a dynamic, growing organisation? We may have the role for you! Evlo is recruiting for a Senior Insight Analyst that has collections or credit risk data analytics experience within financial services. As an established leader in consumer finance for over 15 years, Evlo is committed to innovation, customer success, and personal development. … collections MI: developing, maintaining and monitoring MI across lending and collections Skills and Experience Essential for a Data Insight Analyst Previous demonstrable analytical experience within financial services Collections or credit risk data analysis experience essential Knowledge of relevant coding languages, eg SQL, SAS, Python, R. Excellent communication skills: able to convey findings to technical and non-technical audiences More ❯

Credit Control Administrator - Basingstoke - £25,000/£28,000 - Hybrid Working About the Client Wade Macdonald are currently working with an established organisation within the Technology sector, this business continues to grow and offers long-term career opportunities. About the Job This role will support the credit control team with responsibility for managing customer accounts, monitoring risk and ensuring timely payment. The position offers great variety, combining transactional credit control with wider exposure to risk management and customer interaction. Duties will include: Chasing outstanding payments and resolving queries in a timely manner Monitoring credit limits and escalating risks where necessary Assisting with the processing of invoices and debit notes Maintaining accurate records on … month-end reporting and reconciliations Building strong relationships with customers to ensure effective debt recovery About the Successful Applicant You will have at least 12 months’ experience in a credit control or finance administration role, with a good understanding of invoicing and debit notes. Familiarity with Sage is desirable, alongside strong communication skills and a proactive, ‘can-do’ approach. More ❯

Product Owner - Risk Full Time, Permanent Hybrid - Milton Keynes Salary starting from £68,200 - Company Car Scheme, 27 Days Holiday plus Bank Holidays, Pension scheme and more! Closing Date: 25th August We are seeking an exceptional talent to join our team as a Product Owner, focusing on creating, developing and delivering cutting-edge products and services that drive our … Credit Risk function and support the expansion of new commercial propositions and opportunities. As a Product Owner, you will own and drive technical products and services from inception to completion, working in a cross-functional technical team to promptly deliver innovative risk management solutions to the market. You will engage with stakeholders across various levels to understand … time and within budget and meeting aligned targets. Define and lead a cross functional technical team to promptly deliver propositions and solutions to the market. Own the delivery of risk management-focused products and prioritise features to ensure on-time and within-budget delivery. Guide and support the Senior Leadership Team and Board of Management, driving strategic buy-in More ❯

SENIOR DATA SCIENTIST UP TO £80,000 LONDON This role is an exciting opportunity to work for a very fast-paced and data-driven FinTech, focusing on their growing credit card portfolio. THE COMPANY This company is working on loans, credit cards, and car finance and aims to get money in customers' hands in only a few minutes … one of the fastest growing fintech companies in the UK, and are profitable, meaning they are undergoing rapid growth. THE ROLE You will be doing the following daily: Develop credit risk predictive ML models across their credit card portfolios. Mainly working across the companies scorecards. Enhancing the existing model suite, while gaining exposure to some pricing models. … books. Work with a diverse range of leaders and stakeholders. Research new data sources to advise on costs/benefits of lending decisions. YOUR SKILLS AND EXPERIENCE Must have credit modelling experience, focusing on scorecards or predictive models. Previous experience in the credit/lending industry. Excellent analytical skills, with strong skills in Python, and SQL. Strong knowledge More ❯

the existing portfolio. Lead end-to-end execution of senior debt transactions in digital infrastructure, particularly data centres and fibre networks. Manage due diligence processes, including financial model analysis, risk assessment, and advisor coordination. Oversee portfolio management for designated clients, including annual reviews, waivers, amendments, and internal ratings. Draft and present high-quality internal documentation (credit papers, waiver … for new and existing transactions. Represent the firm at lender meetings, site visits, and industry events. Maintain strong relationships with sponsors, advisors, and co-lenders. Collaborate cross-functionally with Credit Risk, Treasury, Legal, and Operations teams. Contribute to strategic development of the digital infrastructure franchise, identifying emerging trends and growth opportunities. Champion ESG integration and innovative financing structures … to lead teams and influence stakeholders effectively. Proven leadership in deal execution and team coordination. Advanced financial modelling and scenario analysis skills. Deep understanding of project finance documentation and credit structuring. Job Offer City of London location Collaborative environment, great culture, an opportunity to travel when needed - an opportunity to role up your sleeves and really get involved with More ❯

preparing presentations and managing documentation. Coordinate with relevant teams to resolve customer issues. Monitor inventory levels, highlighting to relevant teams when out of scope orders are received. Support the Credit Risk Team with customer communication. Communication & Collaboration Collaborate internally to relay customer feedback and offer insight for product/service improvement. Assist in updating the customer service knowledge More ❯

SENIOR RISK DECISIONS SYSTEMS ANALYST £48,000 SURREY THE COMPANY This company is a growing auto finance business who have an established presence in the UK. This company are particularly notable for their strong work culture and excellent progression and development. This role offers a rare opportunity to work on a range of projects as part of an exciting … THE ROLE Managing and programming decision engines for the business as part of a new engine migration Testing and validating changes within systems to enhance strategies for pricing and credit risk Policy changes and wider portfolio analysis for the lending book as necessary Working closely with senior stakeholders across the business to enhance decisioning data and processes YOUR … EXPERIENCE Essential to have experience using Provenir Prior experience working closely with stakeholders and communicating to other teams within a business space Good experience working with and understanding of Credit Bureau data Experience using SAS is desirable SALARY AND BENEFITS Up to £48,000 base salary Company bonus scheme Contributory pension scheme Flexible holiday scheme Hybrid work model HOW More ❯

develop your data career in a dynamic, growing organisation? We may have the role for you! Evlo is recruiting for a Senior Data Insight Analyst that has collections or credit riskdata analyticsexperience within financial services. As an established leader in consumer finance for over 15 years, Evlo is committed to innovation, customer success, and personal development. Awarded MoneyFacts Best … collections MI: developing, maintaining and monitoring MI across lending and collections Skills and Experience Essential for a Data Insight Analyst Previous demonstrable analytical experience within financial services Collections or credit riskdata analysis experience essential Knowledge of relevant coding languages, eg SQL, SAS, Python, R. Excellent communication skills: able to convey findings to technical and non-technical audiences effectively. Proven More ❯

SENIOR/LEAD CREDIT STRATEGY ANALYST UP TO £80,000 LONDON This is an exciting opportunity to join a rapidly growing fintech looking to double down on their acquisition efforts and are looking for a talented analyst who can work cross functionally across the business. THE COMPANY This business is a growing car finance lender, who have recently raised … Python skills. 3+ years of experience in an analytical role. Strong understanding of the regulatory environment. Experience analysing data to find growth elvers and set strategy. Deep understanding of credit risk. THE BENEFITS A salary of up to £80,000. Hybrid working policy. Discretionary bonus. Generous pension contribution. HOW TO APPLY Please register your interest by sending your CV More ❯