1 to 25 of 29 Credit Risk Jobs in the South East

SENIOR CREDIT RISK MANAGER £80,000 - £100,000 LONDON (Flexible Hybrid Working) A fast-growing FinTech is looking for a Senior Credit Risk Manager to help shape and drive its credit strategy across one of its key markets. This role offers a unique opportunity to join a mission-led business that's reinventing finance for … small businesses through smart, data-driven decisioning. ABOUT THE COMPANY This innovative lender empowers small businesses by delivering fast, flexible funding solutions. Built on proprietary technology and deep credit expertise, the company has supported over 150,000 businesses across Europe, providing billions in financing to help them grow. With offices in the UK and mainland Europe, and a collaborative … tech-forward culture, the company continues to expand rapidly while staying focused on positive impact. THE ROLE As Senior Credit Risk Manager, you'll take a lead role in managing the enhanced underwriting portfolio in a strategic European market. Blending data science, manual assessment, and strategic oversight, your goal will be to optimise credit decisions and portfolio More ❯

CREDIT RISK MANAGER - PORTFOLIO ANALYTICS LONDON UP TO £100,000 Use your credit risk expertise to shape portfolio performance and drive smarter lending decisions at a fintech making waves in SME finance. THE COMPANY An established SME fintech lender backed by strong funding lines, ambitious growth targets, and a modern tech stack. With a strong presence … in the UK market, they're scaling fast - and looking for a commercially savvy Credit Risk Manager to lead on portfolio insights and performance analytics. THE ROLE you'll take ownership of credit portfolio analytics and performance monitoring, providing actionable insights that shape risk appetite, policy, and product decisions. Tracking and analysing portfolio performance across products … and customer segments Partnering with data science, product, and first-line credit teams to fine-tune risk strategies Building dashboards, models, and MI to surface trends and early warnings Identifying growth opportunities through better segmentation and pricing analysis Playing a key role in forecasting, stress testing, and regulatory submissions REQUIREMENTS Strong background in credit risk analytics More ❯

Senior Credit Strategy Analyst Up to £75,000 Hybrid London The Company : I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python daily! The Role : As … a Senior Credit Strategy Analyst, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to develop wider business strategies Developing credit risk strategies for Acquisitions and Existing Customers. Working with senior leadership to implement/improve strategy. Using SQL and Python daily for strategy development … Your skills and experience : To be successful as a Senior Credit Strategy Analyst, you will need: Experience as a credit risk strategy analyst Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions and/or Existing Customer Experience working with SQL and Python STEM Degree from a top university Benefits More ❯

Credit Risk Model Validation Manager Up to £80,000 Hybrid London The Company I am hiring a Model Validation Manager for a top fintech based in London who have multiple portfolios across both unsecured lending and secured lending. You will be working with experts across the industry to validate risk models across the business using AI and … Machine learning modelling. The Role As a Model Validation Manager , you will be: Validating Credit Risk models like IFRS9 (PD, EAD, and LGD) Using analytics skills to improve credit risk models and model review practices Validating wider risk models covering AI, machine learning, reporting, and operational risk models Working with senior leadership to present … R and Python daily. Your skills and experience To be successful as a Model Validation Manager , you will need: Strong experience with SQL and python Strong experience with validating credit risk models. Experience working in financial services Excellent communication skills Strong stakeholder management A numeric degree from a top university Benefits Up to £80,000 + benefits package More ❯

Credit Strategy Manager Up to £110,000 Hybrid London The Company I am hiring a Credit Strategy Manager leading consumer finance FinTech's based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions and revenue from existing using tools like SQL and Python alongside … your credit strategy background! The Role As a Credit Strategy Manager, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to help increase business revenue Developing credit risk strategies for Acquisitions and existing customers Working with senior leadership to implement/improve strategy. Using … SQL and Python daily for strategy development Your skills and experience To be successful as a Credit Strategy Manager, you will need: Experience as a credit risk strategy manager/lead Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions Ideally some experience developing ECM and Collections strategies Experience working More ❯

CREDIT RISK CONSULTANT UP TO £80,000 LONDON, This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯

inside IR35, with a minimum of 50% travel into the London office a month. The principal requirement of the role is to carry out quantitative analysis of potential counterparty credit risk model changes proposed in the context of regulatory or business requirements. Investigations will normally include model assessment, backed up by statistical tests and impact analyses. Prototype implementation … documentation and presentation of results are integral parts of the task. General understanding of the wider counterparty credit risk modelling framework, in addition to strong Python and writing skills are thus required. Accordingly, the role does require a solid background in counterparty credit risk (preferred). Continuous interaction with other teams in RISK, Risk Systems and Front Office will call for strong communication skills. Working in close partnership with quantitative analysts within SIGMA, analysts with Risk Systems and backtesting team members, as well as other stakeholders in RISK, the successful candidate will be expected to: · Contribute to the delivery of regulatory projects focused around the CCR metrics. This includes gathering and More ❯

Senior Credit Strategy Analyst Up to £75,000 Hybrid London The Company I am hiring for a Senior Credit Strategy Analyst at a leading, dynamic FinTech based in London. In this role, you will bring your credit risk strategy experience to help drive business growth and profitability, using tools like SQL and Python alongside your strong … commercial understanding of credit. The Role As a Senior Credit Strategy Analyst, you will be: Developing new insights to optimise credit risk strategies Identifying trends in customer data to inform broader business decisions Creating and enhancing credit strategies for both acquisitions and existing customers Collaborating with senior leadership to implement and refine strategies Using SQL and … Python daily for hands-on strategy development Your Skills and Experience To be successful as a Senior Credit Strategy Analyst, you will need: Proven experience in a credit risk strategy analyst role A background in fast-paced, high-growth environments Hands-on experience developing strategies for acquisitions and/or existing portfolios Experience working with unsecured lending More ❯

CREDIT RISK ANALYST UP TO £55,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of the UK's … newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance … campaign performance. Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to More ❯

CREDIT RISK CONSULTANT UP TO £60,000 LONDON This role does NOT offer visa sponsorship This is an exciting opportunity to join a fast-growing boutique consultancy, working across risk analytics, and modelling services for global leading financial services. THE COMPANY This company's offering is cutting-edge solutions in capital management, stress testing, and credit … making it a rare opportunity to join a consultancy with significant growth potential. THE ROLE You will be doing the following daily: Lead the design, development, and validation of credit risk models, with a primary focus on IFRS 9. Have an in-depth understanding of Basel and IFRS 9 regulatory frameworks, ensuring full compliance throughout the model development … lifecycle. Carry out quantitative analysis using Python for, risk modelling, and automation Manage end-to-end modelling projects, from data analysis to delivering actionable insights, ensuring timely and successful project completion for clients and stakeholders. Clearly articulate complex modelling results and insights to both technical and non-technical audiences, including senior leadership. YOUR SKILLS AND EXPERIENCE Experience with IFRS9 More ❯

SENIOR CREDIT RISK ANALYST UP TO £65,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of the UK … s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and … campaign performance. Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to More ❯

Credit Controller - Enterprise IT Distribution Company Overview We are one of the UK and Europe's leading specialist distributors of enterprise IT infrastructure, components, and cybersecurity products. We take pride in our consultative and focused approach to technology distribution, setting ourselves apart from traditional models. Our business is a market leader in storage and networking distribution, tailored server and … mitigate downtime in case of breaches. Value-Added Services We deliver technical services that go beyond the norms of standard distribution, adding significant value to our clients. Role Overview: Credit Controller Reporting Line: Credit Control Manager Location: Europe (UK-based or hybrid options available depending on operational needs) Key Responsibilities Regular customer contact regarding outstanding and due balances … Processing and matching payments in internal systems Applying and adhering to credit and collection policies Order release in line with credit approval processes Setting up new customer accounts following verification procedures Performing credit risk reviews and maintaining customer account accuracy Managing communications with customers across various channels Building cross-functional relationships to support effective internal operations More ❯

Risk Project Manager Inside IR35 - 5 days onsite Our client is undertaking a major project a strategic initiative to establish a new entity. This includes the merger of two internal entities. As Risk Project Manager, you will lead the change agenda for Risk systems, processes, and governance frameworks within the Cobalt Project. You will ensure project delivery … and internal project governance standards. This role will require you to manage both IT and non-IT elements of project delivery. Key Responsibilities: Lead and govern end-to-end risk-related project initiatives Define scope, plan, deliver, and close complex risk and compliance-related change projects. Collaborate with cross-functional teams to manage delivery across both operational and … IT domains. Ensure full compliance with internal delivery frameworks, including SOX, third-party risk, data protection, and operational resilience. Deliver high-quality documentation, including executive reporting, risk logs, lessons learned, and post-implementation reviews. Maintain strong portfolio oversight, including risk, issue, and resource management. Act as primary liaison for risk workstreams within broader programme governance forums. More ❯

Senior Data Scientist - Credit Risk Modelling £60-85,000 (dependent on experience)London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

RISK MODELLING MANAGER - IFRS 9 Up to £75,000 FULLY REMOTE (UK ONLY) This role does not offer sponsorship. This is an exciting opportunity to join a top-tier UK financial services organisation, playing a key role in the development and delivery of IFRS 9 credit risk models across a range of mortgage products. This business has … generous holiday and remote working policies. THE COMPANY This business is a leading UK digital bank with a wide portfolio of retail and business banking services, including savings, mortgages, credit cards, and insurance. With a strong presence across major UK cities, they've built a culture focused on collaboration, work-life balance, and employee development. Their risk and … LGD models for the mortgage's portfolio. Managing and mentoring a team of two analysts. Supporting model monitoring, validation, and performance analysis. Contributing to stress testing and wider regulatory risk modelling as required. Collaborating with senior stakeholders to define modelling priorities and communicate insights effectively. Presenting technical recommendations in a clear and commercially relevant way. YOUR SKILLS AND EXPERIENCE More ❯

Senior Risk Manager £80,000 to £90,000 plus fantastic bonus and benefits High Wycombe Our client is one of the UK’s largest technology companies providing IT solutions. Due to growth they are looking for a Senior Risk Manager. As Senior Risk Manager you will be responsible for leading a team of nine. The successful candidate … will; Analyze data on low, medium, and high-risk customers and reviewing the accuracy of automated scorecards. Analyse monthly reports and preparation of departmental meetings (GFC review).? Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. … Manage data on credit exposure levels and ensure regular meetings are held with all credit and senior credit underwriters to fully understand the reasons behind why exposure levels are at a certain level.? Producing both reports and approval requests for the board, including analysis of the information and commentary behind the information.? Managing feedback from other departments More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯

develop your data career in a dynamic, growing organisation? We may have the role for you! Evlo is recruiting for a Senior Data Insight Analyst that has collections or credit risk data analytics experience within financial services. As an established leader in consumer finance for over 15 years, Evlo is committed to innovation, customer success, and personal development. … collections MI: developing, maintaining and monitoring MI across lending and collections Skills and Experience Essential for a Data Insight Analyst Previous demonstrable analytical experience within financial services Collections or credit risk data analysis experience essential Knowledge of relevant coding languages, eg SQL, SAS, Python, R. Excellent communication skills: able to convey findings to technical and non-technical audiences More ❯

needs into technical solutions and provide strategic technical leadership across all software development and support activities. What You'll Do: Develop and maintain robust software solutions for daily XVA risk analysis. Troubleshoot and resolve production issues to meet service level agreements. Design and implement scalable architectures for new products and features. Collaborate closely with business teams to address credit risk analysis queries. Continuously improve software performance and operational efficiency. Research and adopt new technologies to enhance development capabilities. Lead mission-critical projects, providing technical guidance and support. Who You Are: Experienced in C/C++ (essential), with knowledge of C# and Python (advantageous). Skilled in system architecture, software development, and data/message processing. Strong background … in mathematical finance, especially XVA and credit risk models. Familiar with Agile, Scrum, DevOps, and testing best practices. Excellent communicator who can bridge gaps between technical and business teams. A proactive team player who can also work independently and handle multiple priorities. Experienced in mentoring junior team members and working with global teams. Knowledgeable about infrastructure, security, high More ❯

clear feedback loops, and no long-winded sign-off processes. THE ROLE Develop and maintain IFRS9 models: PD, LGD, and EAD models across various lending portfolios Design and build credit scorecards: Acquisition, behavioural, and collections scorecards using industry best practices (e.g. WOE binning, logistic regression) End-to-end model ownership: From data extraction and feature engineering to validation and … deployment Collaborate cross-functionally: Work closely with credit risk, data engineering, product, and compliance teams Support model governance and documentation: Ensure models meet regulatory expectations and internal standards Conduct model monitoring and performance analysis: Regularly assess backtesting results and recalibrate when needed REQUIREMENTS Strong experience building IFRS9 models (PD, LGD, EAD) Hands-on credit scorecard development ( Python … or SAS (ideally both) Solid understanding of lending products and credit risk lifecycle HOW TO APPLY Please send CV below or More ❯

+ Bonus (depending on level) WFH: 2-3 Days/Week Onsite (Hybrid) - Office in Central London Overview Our client, a multi-award-winning specialist consultancy in risk, analytics, and data, is hiring for a Data Governance Manager or Senior Manager to join their growing Data team. This is a key leadership and delivery role working across multiple credit risk and insurance-related client projects to embed best-in-class data governance and data management practices. With 250+ consultants across Europe and the Middle East, the business is known for its progressive culture, employee ownership model, and commitment to redefining traditional consulting. This is a rare opportunity to step into a visible role with high impact, strong … transformation programmes Support proposition development and continuous improvement across the team Ideal Candidate Proven experience in data governance, including frameworks, policy writing, and operating model design Strong background in credit risk or financial services Experience managing or contributing to regulatory data initiatives (IRB, BCBS 239, etc.) Familiarity with data governance tools like Collibra or IBM IGC preferred Knowledge More ❯

Credit Control Administrator - Basingstoke - £25,000/£28,000 - Hybrid Working About the Client Wade Macdonald are currently working with an established organisation within the Technology sector, this business continues to grow and offers long-term career opportunities. About the Job This role will support the credit control team with responsibility for managing customer accounts, monitoring risk and ensuring timely payment. The position offers great variety, combining transactional credit control with wider exposure to risk management and customer interaction. Duties will include: Chasing outstanding payments and resolving queries in a timely manner Monitoring credit limits and escalating risks where necessary Assisting with the processing of invoices and debit notes Maintaining accurate records on … month-end reporting and reconciliations Building strong relationships with customers to ensure effective debt recovery About the Successful Applicant You will have at least 12 months’ experience in a credit control or finance administration role, with a good understanding of invoicing and debit notes. Familiarity with Sage is desirable, alongside strong communication skills and a proactive, ‘can-do’ approach. More ❯

SENIOR DATA SCIENTIST UP TO £80,000 LONDON This role is an exciting opportunity to work for a very fast-paced and data-driven FinTech, focusing on their growing credit card portfolio. THE COMPANY This company is working on loans, credit cards, and car finance and aims to get money in customers' hands in only a few minutes … one of the fastest growing fintech companies in the UK, and are profitable, meaning they are undergoing rapid growth. THE ROLE You will be doing the following daily: Develop credit risk predictive ML models across their credit card portfolios. Mainly working across the companies scorecards. Enhancing the existing model suite, while gaining exposure to some pricing models. … books. Work with a diverse range of leaders and stakeholders. Research new data sources to advise on costs/benefits of lending decisions. YOUR SKILLS AND EXPERIENCE Must have credit modelling experience, focusing on scorecards or predictive models. Previous experience in the credit/lending industry. Excellent analytical skills, with strong skills in Python, and SQL. Strong knowledge More ❯

to meet deadlines under pressure. Strong verbal and written communication abilities. Willingness to travel occasionally as needed. Bonus Points: Knowledge of the wealth management industry and regulations. Familiarity with credit risk, counterparty due diligence, and financial analysis. Professional qualifications such as ACA, ACCA, ACMA, CFA, or AMCT. Contract Details: Location: LondonContract Length: 18 monthsDaily Rate: £173 (PAYE)Working More ❯