1 to 25 of 258 Credit Risk Jobs in the UK

About Us: One-third of the UK's working-age population is unable to access mainstream financial services. These individuals are excluded from affordable credit and underserved by traditional financial institutions. Our purpose is "To improve the nation's financial health through accessibility, affordability, and community." We are a fast-growing social FinTech company, empowering not-for-profit Credit … customers, Amplifi is a data-driven business with strong ambitions and a proven platform. We are led by a senior team with decades of experience across institutions such as Credit Suisse, UBS, NatWest, Capital One, NewDay and Barclays. The Role: At Amplifi, data lies at the heart of all strategies. As a fintech in the consumer lending space we … strongly believe that innovative use of data and technology are key to delivering on our strategic objectives. As a Credit Risk Senior Analyst, you will play a key role in optimising our credit risk strategies and ensuring robust decision-making that supports sustainable growth and excellent customer outcomes. This role focuses on analysing customer data, evaluating More ❯

About Us: One-third of the UK's working-age population is unable to access mainstream financial services. These individuals are excluded from affordable credit and underserved by traditional financial institutions. Our purpose is "To improve the nation's financial health through accessibility, affordability, and community." Amplifi Capital is a fast-growing social FinTech, empowering not-for-profit Credit Unions in the UK with state-of-the-art technology and credit capabilities. We aim to grow a network of Community Lenders into viable challengers to high-cost lenders, creating affordable alternatives at scale. With a team of over 200 people and more than 180,000 active customers, Amplifi is a data-driven business with strong ambitions and … a proven platform. We are led by a senior team with decades of experience across institutions such as Credit Suisse, UBS, NatWest, CapitalOne, NewDay and Barclays. The Role: The Credit Risk Director/Chief Credit Officer is a core member of the executive leadership team, responsible for shaping and driving the company's credit risk More ❯

Credit Risk Manager, Flex Originations (Credit Cards) Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning … business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we're reinventing credit cards to give customers more … visibility and control over their spending. Our portfolio is growing rapidly and we're expanding our team to support our future growth ambitions. We're looking for a Credit Risk Manager to help drive the credit and growth strategy for Flex originations. You will lead a team of analysts responsible for developing the credit and pricing More ❯

Credit Risk Manager, Flex Originations (Credit Cards) Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning … business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we're reinventing credit cards to give customers more … visibility and control over their spending. Our portfolio is growing rapidly and we're expanding our team to support our future growth ambitions. We're looking for a Credit Risk Manager to help drive the credit and growth strategy for Flex originations. You will lead a team of analysts responsible for developing the credit and pricing More ❯

generation after generation. It's a purpose that drives everything we do and one we're proud of. And you can play your part too join us as our Credit Risk Policy Automation Manager, reporting into the Credit Risk Strategy Lead. How you'll make a difference You will develop innovative approaches to support the ongoing … optimisation of risk, reward and operational efficiency using data and technology. You will lead the maintenance of the Lending Policy and supporting control framework. Lead assurance activity related to the appropriateness and operational effectiveness of the Lending Policy. You will be the model owner for BTL and Residential affordability models. You will manage a small team, developing their skills … and experience to support the creation of a high performing team of credit risk specialists. What will you bring to the role? A wealth of working experience in financial services credit risk management, ideally with experience within the Mortgage Market. Strong, proven analytical skills, including experience of SAS/SQL and/or Python. Proven experience More ❯

generation after generation. It's a purpose that drives everything we do and one we're proud of. And you can play your part too join us as our Credit Risk Policy Automation Manager, reporting into the Credit Risk Strategy Lead. How you'll make a difference You will develop innovative approaches to support the ongoing … optimisation of risk, reward and operational efficiency using data and technology. You will lead the maintenance of the Lending Policy and supporting control framework. Lead assurance activity related to the appropriateness and operational effectiveness of the Lending Policy. You will be the model owner for BTL and Residential affordability models. You will manage a small team, developing their skills … and experience to support the creation of a high performing team of credit risk specialists. What will you bring to the role? A wealth of working experience in financial services credit risk management, ideally with experience within the Mortgage Market. Strong, proven analytical skills, including experience of SAS/SQL and/or Python. Proven experience More ❯

This rapidly expanding Financial Services organisation are looking for a Senior Analytics Manager to work across their Credit Risk and Digital/Customer Engagement functions to lead advanced analytics initiatives and embed a strong data-driven culture throughout the organisation. Client Details Rapidly expanding Financial Services organisation Description This rapidly expanding Financial Services organisation are looking for a … Senior Analytics Manager to work across their Credit Risk and Digital/Customer Engagement functions to lead advanced analytics initiatives and embed a strong data-driven culture throughout the organisation. As Senior Analytics Manager, you will be pivotal in shaping the business's overall data and analytics strategy. You'll combine deep technical expertise with commercial insight to … deliver impactful analytics solutions across credit risk, marketing, digital, and other strategic functions. Partnering closely with senior leadership, you'll transform complex data into actionable insights that drive smarter decisions and sustainable business growth. Key Responsibilities Lead the development and delivery of analytics solutions across diverse business domains Design, build, and maintain robust statistical models and advanced analytical More ❯

stood beside the institutions and businesses which make the UK what it is. By encompassing a wide range of disciplines across a breadth of areas such as Strategy, Forensic, Risk and Regulatory, People and Talent, and Operational and Financial Transformation, we become immersed in our clients' organisations, applying sector knowledge and technology solutions to deliver the best possible outcomes … and get it right first time. Why Join KPMG as a Credit Risk Assistant Manager? This role offers a unique opportunity to be at the heart of credit risk transformation, working with leading banks and financial institutions as they modernise, optimise and strengthen their credit frameworks to align with evolving market competition, technological advances, and … regulatory expectations. The successful candidate will gain exposure across the full credit lifecycle (e.g. origination, underwriting, portfolio reporting, stress testing, governance, monitoring, and provisioning) As the industry shifts toward automated decision-making, there is an increasing focus on the quality of credit data, processes, and infrastructure. This makes the role well-suited for individuals who want to blend More ❯

Analytics Strategy About Our Client Rapidly expanding Financial Services organisation Job Description This rapidly expanding Financial Services organisation are looking for a Senior Analytics Manager to work across their Credit Risk and Digital/Customer Engagement functions to lead advanced analytics initiatives and embed a strong data-driven culture throughout the organisation. As Senior Analytics Manager, you will … be pivotal in shaping the business's overall data and analytics strategy. You'll combine deep technical expertise with commercial insight to deliver impactful analytics solutions across credit risk, marketing, digital, and other strategic functions. Partnering closely with senior leadership, you'll transform complex data into actionable insights that drive smarter decisions and sustainable business growth. Key Responsibilities … influence senior stakeholders and translate analytics into strategic decisions Highly analytical, commercial mindset with a strategic perspective Comfortable working in fast-paced, evolving environments Desirable: Significant experience working with credit bureau data Exposure to Salesforce or modern data visualisation tools (e.g., Tableau) The Successful Applicant Degree in Data Science, Statistics, Economics, or a related field Minimum of 10 years More ❯

Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Create Alert UK Credit Risk Management Analyst, London or Belfast Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office) Do you want to use data insight to … solving and presentation? What is the Role: The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight. This is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our … small team to a range of credit risk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders. Key accountabilities; Communicating analytical findings to senior stakeholders effectively in both written and verbal form Analysing and interpreting credit portfolio data and external data, supporting More ❯

Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Create Alert UK Credit Risk Management Analyst, London or Belfast Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office) Do you want to use data insight to … solving and presentation? What is the Role: The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight. This is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our … small team to a range of credit risk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders. Key accountabilities; Communicating analytical findings to senior stakeholders effectively in both written and verbal form Analysing and interpreting credit portfolio data and external data, supporting More ❯

understand their business challenges, design and implement data-driven solutions, and provide actionable insights that drive business value. Your ability to address challenges specific to financial services, such as risk modeling, fraud detection, and regulatory compliance, will be a critical asset. #LI-DNI Responsibilities Support financial services clients with the definition and implementation of their AI strategy, focusing on … areas such as risk management, customer analytics and operational efficiency Implement and oversee AI governance frameworks, with an emphasis on regulatory compliance (e.g., Basel III, GDPR) and ethical AI principles Ideate, design and implement AI-enabled solutions for financial services use cases, such as credit scoring, fraud detection, customer segmentation and predictive modeling Lead the process of taking … robust MLOps practices tailored to financial data environments Monitor and manage model performance, including addressing issues related to explainability, data drift and model drift in financial models Collaborate with risk, compliance and legal teams to navigate financial regulations and ensure models meet stringent industry standards Engage with senior executives, effectively communicating AI opportunities, risks and strategies in accessible terms More ❯

innovation, partnerships, and networks combine to deliver a unique set of products and services that help people, businesses, and governments realize their greatest potential. Title and Summary Vice President, Risk Management We are currently looking for a Vice President, Head of Customer Risk Management (CRM) for Europe, reporting to the global head of CRM. This role is based … in London, UK. Mastercard has over $70B in credit exposure to financial institutions and other counterparties worldwide, making the CRM function a key part of its evolving and rapidly growing business model. The CRM team operates within the Strategy & Operations organization, supporting and driving Mastercard's success. The strategic importance of CRM involves engagement with Mastercard's senior management … sales, product organizations, and customers, offering great career growth opportunities. This role is on the first line of defense, leading a team of risk managers across markets. Key responsibilities include leading CRM strategy and roadmap for the region, customer credit analysis and underwriting, formulating risk mitigation strategies, developing risk management solutions, and engaging with regional regulators. More ❯

Role overview As a Senior Credit Analyst at Uncapped, you'll play a key role in shaping our credit strategy for a rapidly scaling small-ticket lending portfolio. Working closely with the Head of Credit Strategy and Analytics, you'll bring deep analytical expertise, strong business acumen, and a passion for using unconventional data sources to inform … smarter lending decisions. This is a high-impact position for someone excited by fast-moving fintech, eager to build smarter credit systems, and ready to contribute strategically to portfolio growth, risk management, and product evolution. In this position, you will apply your analytical skills to continuously improve our credit strategies. You should have 4-6 years of … experience in credit risk and analytics within fintech or banking, specifically in consumer or SME lending. About Uncapped Founded in 2019, Uncapped is the fastest, most affordable way for growing online businesses to fund marketing and inventory. The company was born out of frustration with the limited financing options available for UK and European entrepreneurs to finance growth. More ❯

career move that will put you at the heart of a global financial institution? Then bring your skills in data analysis, problem solving and communication to Citi's Market Risk XVA team. By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial … services that enable growth and economic progress. Team/Role Overview: The Market Risk XVA is part of Global Market Risk (GMR) function, responsible to review and challenge in a timely manner the proposed Risks by XVA Trading and Structured Notes business. XVA Market risk pertains to potential CVA loss due to market movements such as changes … in interest rates, equity prices, credit spreads and foreign exchange rates. The Market Risk XVA officer is responsible for measuring, monitoring and analysing XVA risks on a day-to-day and long-term basis for various financial products, and other responsibilities mandated by Mark to Market policy. For this role particularly, The Market Risk XVA officer will More ❯

impact, you'll thrive here at Zopa, so join us, and make it count.Want to see us in action? Follow us on Zopa are looking for a new Senior Credit Strategy Analyst to join our high performing credit analytics and strategy team. This team is responsible for driving step-change improvements in credit performance by developing risk … a passion for translating numbers into business opportunities and delivering insights to drive decision-making - if this resonates with you, we'd love to hear from you! Why join Credit Strategy at Zopa? - As a Senior Analyst, you will be entrusted to lead on our most complex and highest impact projects. - You will work in a team that covers … a broad remit acrosslending strategy, credit policy, affordability, fraud, valuations, and pricing. - Zopa offers a broad range of lending products, including unsecured personal loans (UPL), credit cards, secured loans for the purchase of a car and point-of-sale finance, which all pose different analytical challenges. - You work with some of the best tech in the industry, such More ❯

This rapidly expanding financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio. Client Details Rapidly expanding financial services company Description This rapidly expanding … financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio. Key Responsibilities: Developing and implementing advanced statistical models and preferably machine learning algorithms to … predict credit risk, optimise credit scoring, and enhance our decision-making/underwriting processes. Develop and maintain predictive models to assess credit risk and forecast customer behaviour. Analyse large datasets to identify trends, patterns, and insights that inform business decisions. Perform data cleaning to ensure high-quality data for analysis, Conduct A/B testing More ❯

SENIOR CREDIT RISK MANAGER £80,000 – £100,000 LONDON (Flexible Hybrid Working) A fast-growing FinTech is looking for a Senior Credit Risk Manager to help shape and drive its credit strategy across one of its key markets. This role offers a unique opportunity to join a mission-led business that’s reinventing finance for … small businesses through smart, data-driven decisioning. ABOUT THE COMPANY This innovative lender empowers small businesses by delivering fast, flexible funding solutions. Built on proprietary technology and deep credit expertise, the company has supported over 150,000 businesses across Europe, providing billions in financing to help them grow. With offices in the UK and mainland Europe, and a collaborative … tech-forward culture, the company continues to expand rapidly while staying focused on positive impact. THE ROLE As Senior Credit Risk Manager, you'll take a lead role in managing the enhanced underwriting portfolio in a strategic European market. Blending data science, manual assessment, and strategic oversight, your goal will be to optimise credit decisions and portfolio More ❯

SENIOR CREDIT RISK MANAGER £80,000 – £100,000 LONDON (Flexible Hybrid Working) A fast-growing FinTech is looking for a Senior Credit Risk Manager to help shape and drive its credit strategy across one of its key markets. This role offers a unique opportunity to join a mission-led business that’s reinventing finance for … small businesses through smart, data-driven decisioning. ABOUT THE COMPANY This innovative lender empowers small businesses by delivering fast, flexible funding solutions. Built on proprietary technology and deep credit expertise, the company has supported over 150,000 businesses across Europe, providing billions in financing to help them grow. With offices in the UK and mainland Europe, and a collaborative … tech-forward culture, the company continues to expand rapidly while staying focused on positive impact. THE ROLE As Senior Credit Risk Manager, you'll take a lead role in managing the enhanced underwriting portfolio in a strategic European market. Blending data science, manual assessment, and strategic oversight, your goal will be to optimise credit decisions and portfolio More ❯

Description Senior Manager Credit Risk Analyst Location: Sheffield/London/Hybrid Working (Expectation that you will attend an office 2 days per week) Contract: 7 Month Fixed Term Contract Hours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri) Salary: £35,000 - £46,500 Depending on Experience & Location Please note that … on the delivery of the Start Up Loans critical product reporting requirements, as well as the development and automation of MI and reporting. Working closely with the SUL Collections, Credit, Fraud and Change teams, the Senior Analyst will be responsible for: Building a detailed understanding of the business through performing analytics across the Credit life cycle. Supporting the … creation and delivery of monitoring for credit risk and fraud models. Devising model strategies for credit assessment utilising statistical model outputs balancing risk and business targets. Input to IFRS9 accounting standards, including investigating issues and maintaining data. The collection, validation, cleansing and transformation of data. Gathering requirements, identifying/analysing data sets and then translating them More ❯

Internal Audit Manager - Market/Counterparty Credit Risk - London - Global Markets AVP Market Risk Internal Audit Manager Join our Internal Audit Traded Risk team as an AVP. You'll be a key member of the global internal audit team, focusing on the delivery of audits and the validation of issues. Candidates must have over four years … of experience in Market Risk and/or Counterparty Credit Risk with an in-depth understanding of CRR regulatory requirements and upcoming Basel. Successful candidates will also bring technical skills in Python, SQL, Tableau, and data analytics, along with professional certifications like CPA, CIA, FRM, or CFA. Excellent communication, analytical, and interpersonal skills are critical for collaborating … with teams, influencing stakeholders, and delivering high-quality audits. To be successful, one should have experience with the below: An SME in Market Risk and/or Counterparty Credit Risk Undergraduate and/or postgraduate education in Accounting, Finance, Risk Management, or a related field Relevant professional certifications such as CPA, CIA, FRM, or CFA, or More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯