and Take payments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven creditrisk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role: We are seeking a SeniorCreditRiskAnalyst with strong experience in the French market, particularly in SME or consumer lending. The SeniorCreditRiskAnalyst is … responsible for developing and managing analytical tools to evaluate and monitor creditrisk across portfolios, ensuring effective risk management strategies. Risk Analysis: Utilising statistical techniques and data analysis to assess portfolio-level credit risk. Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics. Policy and Strategy Development: Supporting the creation of More ❯
City of London, London, United Kingdom Hybrid / WFH Options
Intellect Group
SeniorCreditRiskAnalyst – German Market Focus 📍 Location: London (Hybrid) 💰 Salary: £60,000 – £80,000 + Bonus + Stock Options We're hiring a SeniorCreditRiskAnalyst to join a high-growth fintech lender expanding rapidly across the UK, EU, and US. This role will be instrumental in shaping credit strategy and risk analytics across European portfolios, with a specific focus on the German SME or consumer lending market . 🔍 What You’ll Be Doing: Leading creditrisk analysis and policy development for the German lending market Building and maintaining credit scoring models and risk frameworks (PD, LGD, EAD) Working closely with data, product … and commercial teams to deliver data-driven strategies Monitoring portfolio performance and recommending optimisation strategies Designing analytical tools and dashboards to enhance credit decisioning ✅ What We're Looking For: Strong experience in creditrisk within SME or consumer lending Deep understanding of German creditrisk practices and regulation Advanced SQL skills; comfort working with large More ❯
SeniorCreditRiskAnalyst – German Market Focus 📍 Location: London (Hybrid) 💰 Salary: £60,000 – £80,000 + Bonus + Stock Options We're hiring a SeniorCreditRiskAnalyst to join a high-growth fintech lender expanding rapidly across the UK, EU, and US. This role will be instrumental in shaping credit strategy and risk analytics across European portfolios, with a specific focus on the German SME or consumer lending market . 🔍 What You’ll Be Doing: Leading creditrisk analysis and policy development for the German lending market Building and maintaining credit scoring models and risk frameworks (PD, LGD, EAD) Working closely with data, product … and commercial teams to deliver data-driven strategies Monitoring portfolio performance and recommending optimisation strategies Designing analytical tools and dashboards to enhance credit decisioning ✅ What We're Looking For: Strong experience in creditrisk within SME or consumer lending Deep understanding of German creditrisk practices and regulation Advanced SQL skills; comfort working with large More ❯
A high-growth fintech, partnering with some of the largest names in payments and technology, is looking for a SeniorCreditRiskAnalyst with deep experience in the German SME or consumer lending market. The company provide AI creditrisk solutions allowing partners to provide quick access to tailored funding. The opportunity: Leading creditrisk analysis and portfolio monitoring Shaping underwriting strategy, pricing, and credit policy Analysing portfolio performance and risk trends using SQL Delivering actionable insights to improve decisioning and portfolio returns Essential experience: 2–5+ years in creditrisk (consumer or SME), with direct exposure to the German market. This a must. Strong understanding of PD … LGD, EAD Confident using SQL for data analysis and performance tracking Familiarity with credit scoring and financial modelling Commercial mindset and excellent communication skills Comfortable in a scaling, data-led fintech environment Why apply? Join a high-impact, product-led fintech in a major growth phase Play a key role in shaping credit strategy for the German market More ❯
A high-growth fintech, partnering with some of the largest names in payments and technology, is looking for a SeniorCreditRiskAnalyst with deep experience in the German SME or consumer lending market. The company provide AI creditrisk solutions allowing partners to provide quick access to tailored funding. The opportunity: Leading creditrisk analysis and portfolio monitoring Shaping underwriting strategy, pricing, and credit policy Analysing portfolio performance and risk trends using SQL Delivering actionable insights to improve decisioning and portfolio returns Essential experience: 2–5+ years in creditrisk (consumer or SME), with direct exposure to the German market. This a must. Strong understanding of PD … LGD, EAD Confident using SQL for data analysis and performance tracking Familiarity with credit scoring and financial modelling Commercial mindset and excellent communication skills Comfortable in a scaling, data-led fintech environment Why apply? Join a high-impact, product-led fintech in a major growth phase Play a key role in shaping credit strategy for the German market More ❯
SENIORCREDITRISKANALYST - GERMANY £80,000 LONDON (3 days p/w) THE COMPANY This is an exciting opportunity with an ambitious FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success across … multiple geographies. THE ROLE Driving the development of a wide range of creditrisk and pricing strategies across the lending book, specifically for the German market Using statistical models and wider analytical tools to drive insight into book performance Wider work on customer analytics and behavioural trends, including work on acquisition and underwriting Close stakeholder interaction and work … with internal teams YOUR SKILLS AND EXPERIENCE Previous experience in and knowledge of SQL is essential Experience in developing creditrisk strategies is essential Prior work with the German lending market is essential Experience with SME or wider business lending is highly desirable SALARY AND BENEFITS Base salary of up to £80,000 Discretionary Bonus Company pension scheme More ❯
SENIORCREDITRISKANALYST - GERMANY £80,000 LONDON (3 days p/w) THE COMPANY This is an exciting opportunity with an ambitious FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success across … multiple geographies. THE ROLE Driving the development of a wide range of creditrisk and pricing strategies across the lending book, specifically for the German market Using statistical models and wider analytical tools to drive insight into book performance Wider work on customer analytics and behavioural trends, including work on acquisition and underwriting Close stakeholder interaction and work … with internal teams YOUR SKILLS AND EXPERIENCE Previous experience in and knowledge of SQL is essential Experience in developing creditrisk strategies is essential Prior work with the German lending market is essential Experience with SME or wider business lending is highly desirable SALARY AND BENEFITS Base salary of up to £80,000 Discretionary Bonus Company pension scheme More ❯
SENIORCREDITRISKANALYST UP TO £65,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of … the UK's newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial … campaign performance. Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to More ❯
We're partnering with a high-growth consumer lending fintech looking to hire a SeniorCreditRisk Modeller to help shape and scale their risk modelling capabilities. This is an opportunity to join a dynamic credit function at a time of strategic growth, where innovation, collaboration, and data-led decision making are core to the … company’s mission. This role would suit someone who thrives in a fast-moving environment, and wants to play a pivotal role in credit strategy and commercial impact. The job Develop and maintain scorecards and forecasting models across the customer lifecycle - from acquisition through to collections. Use risk insights to drive commercial outcomes, partnering closely with pricing and … product teams. Shape creditrisk strategy with data-driven insight, bringing fresh thinking and innovation to improve portfolio performance. Monitor model performance, identify trends, and implement remedial actions where necessary. Lead documentation and contribute to strong model governance frameworks. Required background Strong credit modelling background with experience in scorecards and/or forecasting. Deep understanding of consumer More ❯
We're partnering with a high-growth consumer lending fintech looking to hire a SeniorCreditRisk Modeller to help shape and scale their risk modelling capabilities. This is an opportunity to join a dynamic credit function at a time of strategic growth, where innovation, collaboration, and data-led decision making are core to the … company’s mission. This role would suit someone who thrives in a fast-moving environment, and wants to play a pivotal role in credit strategy and commercial impact. The job Develop and maintain scorecards and forecasting models across the customer lifecycle - from acquisition through to collections. Use risk insights to drive commercial outcomes, partnering closely with pricing and … product teams. Shape creditrisk strategy with data-driven insight, bringing fresh thinking and innovation to improve portfolio performance. Monitor model performance, identify trends, and implement remedial actions where necessary. Lead documentation and contribute to strong model governance frameworks. Required background Strong credit modelling background with experience in scorecards and/or forecasting. Deep understanding of consumer More ❯
