Credit Risk Analyst/Data Scientist (Junior to Mid Level)

• We are looking for 3 Analysts within the area of Credit Risk for a large FinTech business.
• We are hiring from fresh Grads to Mid Level
• Grads should have a Degree in Mathematics, Statistics or Data Science
• Junior to mid level should have some experience in Developing Models and have a strong passion to build a career in Credit Risk Analytics.

Please note that due to the remote location of our client, candidates should be prepared to work in Sevenoaks 3 days per week, and ideally have a driving licence but not an essential.

Candidates should also be aware that visa sponsorship can not be provided, so candidates should have a right to work in the UK already.

If the above sounds ok to you, please read on and hit the apply button.

The Role

You will be part of a small, high impact data science team responsible for:

• Developing predictive models such as scorecards and machine learning models for customer acquisitions and collections

• Supporting loss forecasting for both new business and the existing portfolio

• Exploring new data sources and modelling techniques to improve performance and accuracy

• Working with tools like Python, T SQL, and Excel to manage data workflows and build solutions

• Collaborating across departments with teams in credit risk, finance, capital markets, and operations

• Monitoring model performance and contributing to regular validation and compliance reporting

What you'll need?

• A degree, or equivalent experience, in a numerate subject such as Mathematics, Statistics, Data Science, Economics, or Physics

• 1 to 2 years of experience in a data driven environment, or strong academic project experience

• Familiarity with modelling techniques like logistic regression or basic machine learning

• A keen interest in data science and its applications in finance or risk

• Strong attention to detail and a problem solving mindset

• A confident communicator who can explain data insights to both technical and non technical audiences

• Experience with Python and SQL is essential, experience with AWS or model deployment is a bonus

Why work for us?

• Work in a high growth, data first business combining fintech agility with financial service rigour

• Be part of a collaborative and forward thinking team where your input matters

• Gain exposure to real world business problems and end to end model development

• Hybrid working available, with regular team interaction and support

• On site parking and scenic office location in Sevenoaks (a driving licence is helpful due to limited public transport)