Product Owner- Lending & Credit Underwriting

🚀 We’re hiring: Product Owner-Lending & Credit Underwriting

📍 London | 6-Month Contract | Outside IR35 | Up to £650/day | 2 Days per Week Onsite

We’re launching a digital bank focused on savings and lending, combining modern banking infrastructure, AI-driven experiences, and the intuitive product design.

We’re looking for a Product Owner to lead our Lending & Credit Underwriting squad owning the loan origination and credit decisioning experience end-to-end. This is a rare opportunity to help build a new bank from the ground up inside an established global fintech.

What you’ll be doing:

• Owning lending products across origination, underwriting and decisioning

• Leading a cross-functional squad of engineers and data scientists

• Shaping underwriting rules, decisioning logic and customer journeys

• Partnering closely with Credit Risk, Compliance, Design and Engineering

• Driving roadmap, delivery and product strategy in a fast-moving environment

• Using data to improve conversion, credit performance and customer experience

We’d love to speak with people who have:

✔ Strong experience in lending products (personal loans, credit cards, unsecured lending)

✔ Deep understanding of underwriting, credit risk and loan origination

✔ Experience in regulated financial services or fintech

✔ A hands-on mindset and startup mentality

✔ Strong Agile delivery experience

✔ Familiarity with Jira, Confluence and working alongside Data Science teams

If you are interested in the role, please apply below or share this role with colleagues!