Senior Credit Pricing Manager

Senior Credit Pricing Manager

Salary: - £90,000 - £100,000 + bonus

Hybrid - Merseyside (2-3 days per week)

This is an opportunity to build and lead a newly created credit pricing analytics team in a fast moving, digitally led consumer business. The role combines strategic ownership of credit pricing with people leadership, offering real influence overcustomer value, growth and long term profitability.

The Company

They are a large scale digital organisation operating across consumer retail and embedded financial products. With a strong online presence and a broad customer base across the UK and Ireland, they combine commercial scale with growing analytical maturity. Recent senior hires in analytics reflect a wider investment in data driven decision making across the business.

The Role

• Lead a new team within the commercial analytics function, focused solely on credit pricing analytics and strategy.
• Own pricing approaches for new customer acquisition, setting individual interest rates based on risk and long term value.
• Develop customer lifetime value driven pricing strategies over three to five year horizons.
• Design and introduce retention pricing capabilities to re engage inactive customers.
• Oversee the build, validation and ongoing maintenance of credit pricing models including MPV, IRR and evaluation models.
• Deliver pricing insight through reporting, dashboards and structured A B testing.
• Work closely with credit risk, marketing, insurance analytics and other commercial teams to align pricing decisions.
• Manage and develop a team of four analysts, providing direction, coaching and strategic oversight rather than hands on delivery.

Your Skills and Experience

• Strong commercial experience in credit pricing, lending or financial services analytics.
• Proven people management experience within an analytics or data led environment.
• Deep understanding of customer level pricing, lifetime value and profitability modelling.
• Experience building, maintaining and governing pricing or valuation models.
• Confident using SQL to interrogate data and generate insight.
• Comfortable influencing senior stakeholders and working across multiple functions.

What They Offer

• Competitive salary and benefits package.
• The chance to build a team and define credit pricing strategy from the ground up.
• High visibility role with genuine impact on commercial and customer outcomes.
• Clear progression opportunities within a growing analytics leadership community.
• Flexible hybrid working based in London.

How to Apply

Apply now to learn more about this opportunity to lead credit pricing analytics in a growing digital organisation.