Senior Credit Risk Analyst
Senior Credit Risk Analyst £60,000 - £80,000 + up to 15% bonus London (Hybrid Working)
An exciting opportunity has arisen at a fast-growing fintech firm specialising in embedded finance. This role offers the chance to work with high-profile global partners and play a key part in shaping credit risk strategy through data-driven insights and advanced analytics.
The CompanyThis award-winning fintech operates across the UK, EU, and US, empowering tech firms, payment platforms, and e-commerce leaders to offer flexible, branded financing to their merchant bases through a cutting-edge software.
The Role-
Perform in-depth portfolio-level credit risk analysis using statistical methods and data modelling
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Monitor and evaluate customer segment performance to identify risk trends and opportunities
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Contribute to the design and enhancement of credit risk policies, pricing models, and underwriting strategies
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Generate actionable, data-led insights to support optimisation of risk-adjusted returns
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Collaborate cross-functionally with product, finance, compliance, and operations teams to align risk management with business strategy
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Degree in Finance, Economics, Statistics, Mathematics or related field
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Proficiency in SQL
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Strong knowledge of credit risk concepts and metrics (PD, LGD, EAD)
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Demonstrated experience in credit risk analysis, ideally within fintech or lending
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Solid skills in data visualisation and presenting technical results to non-technical stakeholders
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Excellent attention to detail and analytical problem-solving
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Experience in SME lending environments
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Familiarity with Python for data manipulation and modelling
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Base salary between £60,000 and £80,000
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Annual bonus up to 15%
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Stock options
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Private medical insurance (Vitality)
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Enhanced maternity and paternity leave
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Employee Assistance Programme (EAP)
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Subsidised lunches and late-working Deliveroo allowance
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Free gym in office
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Monthly in-office massage therapist
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Regular team and company socials, including football league participation
To express interest in this opportunity, please submit your CV via the 'Apply' link.
- Company
- Harnham - Data & Analytics Recruitment
- Location
- London, South East, England, United Kingdom
Hybrid / WFH Options - Employment Type
- Full-Time
- Salary
- £60,000 - £80,000 per annum
- Posted
- Company
- Harnham - Data & Analytics Recruitment
- Location
- London, South East, England, United Kingdom
Hybrid / WFH Options - Employment Type
- Full-Time
- Salary
- £60,000 - £80,000 per annum
- Posted