Data Scientist - Applied AI - Fintech Lending

Data Scientist / Applied AI – Fintech Lending

London / Hybrid

We’re working with an exciting London-based fintech lender looking to hire a commercially minded Data Scientist / Applied AI professional to help turn a strong data foundation into real business insight, better decision-making and smarter internal processes.

This is a brilliant opportunity for someone who enjoys solving real business problems with data, rather than sitting purely in a research-led environment. You’ll work closely with senior leadership, helping shape how data science and AI can support pricing, customer understanding, process improvement and internal efficiency across the business.

The business has already built strong core data foundations and is now looking for someone who can take that further — identifying opportunities, building solutions and delivering practical value.

The role will involve:

• Using data to improve commercial decision-making
• Supporting pricing analysis and helping the business better understand customer value
• Building insight-driven solutions around customer behaviour and performance
• Identifying opportunities to improve internal processes through data and AI
• Leveraging both traditional data science techniques and newer AI tools/workflows where appropriate
• Working closely with the CTO, CEO and Head of Operations on business-critical problems
• Taking ownership of problems from idea through to solution

What they’re looking for:

• Around 3–5 years of commercial experience in Data Science / Applied AI / advanced analytics
• Strong Python skills
• Solid grounding in traditional data science and statistical thinking
• Experience working with modern data environments / warehouses
• Ability to work independently and operate as a genuine self-starter
• Strong communication skills and the ability to engage with senior stakeholders
• Commercial mindset — someone who enjoys solving business problems, not just technical ones
• Fintech, lending, credit, risk or broader financial services experience would be highly beneficial

Ideal profile:

This role would suit someone who is likely in their second or third move and has already built strong hands-on experience in a commercial environment. The ideal person will be technically strong, curious, pragmatic and excited by the chance to shape how data science and AI are used in a growing fintech business.

Why this role?

• Opportunity to work directly with senior leadership
• Chance to help define and build the data science capability in a scaling business
• Real ownership and visibility
• Strong blend of commercial impact, technical challenge and autonomy
• Opportunity to work on meaningful problems in a data-rich fintech environment

If this sounds of interest, please apply or get in touch directly for a confidential conversation.