Contract Senior Business Analyst | Mortgage Platform (outside IR35)

2 x Contract Senior Business Analysts needed | Private Client Lending Technology | outside IR35 | 6 month initial contract (potential for extension)

About Us

At Investec, we are dedicated to providing a premium service to our clients. Our Private Client Lending Technology team is at the forefront of creating innovative solutions tailored for high-net-worth clients, and we are excited to announce we are developing IMPACT, an end-to-end mortgage origination platform that enhances the client experience.

Role Overview

We are looking for 2 x Senior Business Analysts with proven experience in mortgage origination and system rollout . You will play a critical role in ensuring the successful delivery of the Mortgage Origination Platform , collaborating closely with diverse business and technology teams. This is a fantastic opportunity to leverage your expertise in a modern, AI-accelerated delivery environment and make an impact on our high-profile project.

What you'll be doing:

• Driving clarity by utilizing AI-enabled analysis and prototype-driven design to clarify the scope, processes, and requirements of the new platform, moving way from traditional BA methods eg. comfortable reverse-engineering from Design workshops to document requirements
• Converting complex mortgage and regulatory requirements into actionable system features that align with our business objectives.
• Support the implementation and adoption of the platform across various departments, including banking, credit, and operations, ensuring a smooth transition for all stakeholders.
• Build and maintain strong relationships with key stakeholders, facilitating alignment and collaboration to drive successful delivery.
• Create and maintain detailed user stories and acceptance criteria in compliance with regulations (e.g., MCOB, ESIS) and business goals.
• Conduct process mapping and optimisation of lending workflows, ensuring efficiency in contract variations and complex security structures.
• Facilitate workshops, prototype walkthroughs, and playback sessions to validate proposed solutions with stakeholders, ensuring all insights are incorporated.
• Collaborate closely with QA and product teams during system testing and validation phases, providing necessary training and change support to ensure institutional readiness.
• Stay informed about mortgage industry trends, regulatory changes, and emerging AI practices in business analysis to enhance your contributions.

What we are looking for:

• Proven track record in rolling out or implementing a Mortgage Origination System (vendor or in-house), including configuration, testing, and adoption processes.
• Extensive knowledge of the end-to-end mortgage origination lifecycle, including applications, credit decisioning, affordability assessments, ESIS generation, and operations handover.
• Strong understanding of UK mortgage regulations (MCOB) and their implications for system design and requirements.
• Experience with leveraging AI in the Software Development Life Cycle (SDLC) specifically for accelerating requirements analysis, prototype generation, and documentation.
• Comfortable working within an agile, fast-paced environment and adapting to non-traditional requirement methodologies.
• Interpersonal Skills : Excellent stakeholder engagement capabilities, with the ability to influence, negotiate, and collaborate effectively across teams.

Desirable Attributes (non-essential)

• Experience in Private Banking or High-Net-Worth lending.
• Familiarity with Dynamics 365 CRM (helpful but not essential).
• Exposure to cloud-native architectures (Azure preferred) and API-driven systems.
• Experience with Agile delivery and tools such as Azure DevOps or JIRA.
• Relevant certifications (CBAP, PMI-PBA) are advantageous but not essential.
• Microsoft Azure Fundamentals (AZ-900) is a plus.