Credit & Commercial Manager (London)

Job Description

hackajob is collaborating with Lendable to connect them with exceptional professionals for this role.

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About Lendable

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Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

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• \nOne of the UK’s newest unicorns with a team of just over 700 people\n

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• \nAmong the fastest-growing tech companies in the UK\n

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• \nProfitable since 2017\n

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• \nBacked by top investors including Balderton Capital and Goldman Sachs\n

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• \nLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)\n

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So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

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We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

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Join us if you want to\n

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• \nTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1\n

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• \nWork in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo\n

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• \nBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting\n

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About the role

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We’re looking for an analytically-minded Credit & Commercial Manager to lead our commercial & pricing strategy in our motor finance team, Autolend. We’re building high performing portfolios, with bold growth targets and a commitment to responsible lending.

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We are looking for someone who loves using strong analytics to drive smarter decisions, optimise performance, while delivering strong portfolio returns.

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Initially you will be an individual contributor role with the opportunity to build and lead a team as we grow. You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.

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You'll join a collaborative, ambitious organisation with minimal bureaucracy where ideas matter more than hierarchy with your work directly shaping strategic decisions, enhancing our portfolio performance.

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What You’ll Do:\n

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• \nOwn and optimise our pricing strategy, deciding how much we lend and at what rates to deliver sustainable growth.\n

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• \nEnhance our customer journey, improving conversion and performance through both data insights and qualitative feedback.\n

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• \nDefine and evolve a multi-channel commercial strategy that balances business growth with responsible lending.\n

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• \nDiscover insights from datasets using Python and SQL to uncover opportunities and optimise our strategy\n

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• \nStay ahead of competitors by monitoring trends, and acquisition channels and adapting quickly.\n

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• \nCollaborate cross-functionally with product, engineering, data, and external partners to improve funnel performance\n

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• \nMeasure impact — track results, learn fast, and refine strategies to maximise both customer value and business performance.\n

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What you'll need to succeed\n

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• \nDaily coding experience, with proficiency in both Python and SQL ideally\n

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• \nExperience in credit risk or commercial strategy roles, ideally within consumer lending or Motor Finance\n

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• \nStrategic and analytical thinking, with the ability to turn complex data into clear, actionable insights\n

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• \nDrive to deliver results, aligning with both commercial and customer needs.\n

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• \nCurious and collaborative approach and a willingness to challenge your own assumptions\n

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• \nExperience working in marketing / growth roles is a plus, but not required!\n

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Interview Process\n

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• \nAn initial phone conversation with a member of our team.\n

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• \nInterviews including a practical case study and team conversations.\n

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• \nA final discussion with a member of our executive leadership (C-suite).\n

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Life at Lendable\n

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• \nWinning team: the opportunity to scale up one of the world’s most successful fintech companies\n

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• \nFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites\n

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• \nSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls\n

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• \nHealth coverage: support for your physical and mental wellbeing, including private health cover\n

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• \nRetirement & savings: long-term financial wellbeing through retirement savings plans\n

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• \nEmployee referral programme: earn a competitive bonus when you refer successful new team members\n

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• \nOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations\n

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• \nSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations\n

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Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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