Financial Analyst
PaymentGenes Recruitment is working with a client in the payments and FinTech industry who are looking to hire an experienced Finance Analyst – Treasury & Card Schemes, to support the growth of their card issuing, BIN sponsorship, and embedded finance proposition.
This is a pivotal role within a fast‐scaling business, offering excellent exposure to card schemes, treasury operations, and senior stakeholders across the organisation.
🔑 Key Responsibilities
- End‐to‐end ownership of financial operations across card services, including data feeds, fund movements, reconciliation, and settlement
- Daily reconciliation with processors and card schemes, including treasury movements
- Treasury management of scheme funds based on reporting from schemes and processors
- Monitor and validate scheme billing charges, analysing trends and forecasting future costs
- Ensure compliance with regulatory and card scheme reporting obligations
- Partner with Risk and Compliance to identify, manage, and mitigate operational risks
- Work closely with internal teams (Scheme Management, BIN Sponsorship, Operations, Product, Tech) and external partners and suppliers
✅ About You
- Qualified Accountant with minimum 2 years PQE, ideally from FinTech or financial services
- Strong experience reconciling client or safeguarded funds in a regulated environment (banking, payments, lending, asset management)
- Experience with card schemes (Visa, Mastercard, Discover) highly desirable
- Familiarity with reconciliation tools such as Kani Payments or similar is a strong advantage
- Comfortable in a fast‐paced, scaling FinTech environment
- Hands‐on, adaptable, and able to manage changing priorities
- Strong communication and stakeholder management skills
🎯 What’s on Offer
- Salary up to £55,000 per annum
- Clear growth path in a rapidly expanding payments business
- Pension and comprehensive health & wellness benefits
- Hybrid working model (3 days in the office)
- Ongoing professional development opportunities
- Collaborative, inclusive culture
- Opportunity to make a meaningful impact on a growing card and embedded finance platform