Banking SME
Banking SME
Advising, Architecting and delivering a new current account
A financial services firm is about to make a serious move: a brand new personal current account proposition, backed by the CEO and the full C-suite. This isn't a committee-led feasibility study, it's a real build, with real senior air cover, and they need someone who has actually done this before to help them get it right from day one.
We're looking for a banking expert (either Technical Architect or Product focused) who's been in the trenches of 2-3+ current account builds and has the scars to prove it. Someone who knows exactly where these programmes go wrong, core banking integration that looked simple and wasn't, payments rails that needed three redesigns, ledger decisions made in month two that everyone regretted by month eight. You've seen it, survived it, and know how to steer a new build away from the same mistakes.
What you'll be doing
- Shaping the technical architecture for a new personal current account from a blank page, not retrofitting someone else's decisions
- Bringing the war stories that turn abstract risk into concrete guidance: what breaks, what's expensive to unwind, what to lock down early
- Sitting across the table from the CEO and C-suite when it counts, translating deep technical judgement into decisions a non-technical leadership team can act on with confidence
- Setting the tone for how this build avoids the classic traps other current account launches have fallen into
What we're looking for
- Genuine hands-on architecture experience across 2-3+ bank current account builds, not adjacent, the real thing
- Strong opinions, backed by scars, on core banking, payments rails and ledger design
- A consultative presence, someone the client would happily put in front of their CEO, not someone who needs minding
- UK based, comfortable working hybrid in London
The details
- Day rate contract
- London, hybrid