Technical Business Analyst – Cards & Payments

Key Skills & Experience

• Hands on years as a Technical Payments Business Analyst
• Strong experience in card issuing and acquiring lifecycles
• Hands-on experience with Visa Base III and Mastercard CIS
• Deep knowledge of ISO 8583, ISO 20022, and JSON APIs
• Experience with authorization, clearing, settlement, and reconciliation flows
• Solid understanding of PCI-DSS, chargebacks, and dispute processing
• Working knowledge of cryptographic and PIN translation requirements

Responsibilities

• Gather and translate business requirements into technical specifications and user stories
• Map data elements across internal platforms and payment networks
• Support scheme compliance and network certification testing (e.g., Mastercard MAS)
• Define and validate end-to-end payment test scenarios
• Analyze transaction issues using SQL and log analysis
• Work closely with Engineering, QA, and Network teams in Agile/Scrum environments

Tools & Technologies

• ISO 8583, ISO 20022
• SQL
• Jira, Confluence
• Agile, Scrum, SAFe

Soft Skills

• Strong analytical mindset
• Excellent stakeholder communication skills (technical and non-technical)

Mandatory Skills

• Card Acquiring Domain
• Visa Base III
• Mastercard CIS
• Payments Business Analysis
• Authorization, Clearing & Settlement
• ISO 8583 / ISO 20022