Credit Risk AI Consultant - (Data & Analytics - CRA/Scorecards)

Credit Risk AI Consultant - (Data & Analytics - CRA/Scorecards)

I'm helping one of the world's great financial institutions recruit a Data & Analytics AI Consultant to scrape, combine, and manage data from a variety of sources and a statistician who knows how to derive insights from the information within. They will combine the skills to create new prototypes with the creativity and thoroughness to ask and answer the deepest questions about the data, what secrets it holds, and to push the boundaries of what is possible with big data.

Responsibilities

  • Conduct in-depth analysis of data available to the company and its partners.
  • Collaborate with product managers to conduct market research and validate product needs.
  • Develop and test AI models and algorithms, utilizing platforms like Vertex AI and BQML.
  • Contribute to the creation of business cases for proposed AI solutions.
  • Evaluate the feasibility and potential impact of AI projects.
  • Provide technical guidance and support to Junior Analysts.
  • Be proficient in Python, stay up-to-date on the latest advancements in AI and machine learning.
  • Utilize combined knowledge of data structures, analytics, algorithms/models, and strong computer science fundamentals to independently prepare datasets, conduct analytics, and develop deployable solutions
  • Collect, analyze and interpret large data assets to define and build multiple innovative solution components leveraging business and technical expertise. Support the analytical strategy by understanding critical technical capabilities and suggesting opportunities. Lead the development or projects with multiple deliverables, leveraging business and technical expertise.
  • Work on high-complexity tasks in problems often within multiple business or analytical domains, collaborating with other teams to develop predictive models, risk assessments, fraud detection, recommendation engines, etc. encouraging enhanced solutions
  • Package, summarize, visualize and perform storytelling on analytical findings and results for management and business users
  • Communicate results to external stakeholders and mid level leadership, able to communicate business impact of work

Consultants are responsible for providing internal & external clients with analytical support and project analysis. This includes answering client queries related to data characteristics, scores and also involvement in analytical projects, for example, credit strategy development, model development and other bespoke analytics to solve client specific problems.

  • Relevant numerical degree with a 2:1 or above
  • Solid experience in data analysis, machine learning, and AI development.
  • Hands-on experience with cloud-based AI platforms and tools.
  • Proficiency in programming languages such as Python and SQL.
  • Credit Bureau experience & Scorecards an advantage
  • Strong analytical and problem-solving skills.
  • Ability to work independently and as part of a team.
  • Good communication and presentation and visualisation skills.
  • Strong experience in a related analytical role
  • Proven track record of designing and developing predictive models in real-world applications
  • Experience with model performance evaluation and predictive model optimization for accuracy and efficiency
  • Cloud certification strongly preferred
  • Additional role-based certifications may be required depending upon region/BU requirements
  • Experience in programming languages SQL and Python in a credit risk environment
  • An innovative mindset and attention to

This is a hybrid position requiring 3 days in the office and 2 work from home. Office is in the City of London near Bank. Salary is a basic up to £90K + exceptional package, pension, bonus.

The salary is a basic between £70-90K depending on experience. This is a fantastic opportunity to work for one of the worlds great finance companies in a very visible and important position with great career development prospects.

Job Details

Company
Ventula Consulting
Location
London, United Kingdom
Hybrid / Remote Options
Employment Type
Permanent
Salary
GBP 70,000 - 90,000 Annual
Posted