Payments Business Analyst - API

We are a Global Recruitment specialist that provides support to the clients across EMEA, APAC, US and Canada. We have an excellent job opportunity for you.

Role Title: Business Analyst - API Payments
Location: Knutsford
Duration: 31/12/2026
Days on site: 2-3/week

MUST BE PAYE THROUGH UMBRELLA

Role Description:

We are seeking a highly skilled Payments Business Analyst with strong experience in API integration and a solid understanding of the Payments domain. The ideal candidate will act as a bridge between business stakeholders and technical teams, ensuring seamless delivery of payment solutions and API-driven integrations.

Key Responsibilities
Requirements Gathering & Analysis

• Collaborate with business stakeholders to understand payment workflows, transaction processing, and integration needs.
• Document functional and non-functional requirements for APIs and payment systems.

API Integration

• Work closely with engineering teams to design and validate API specifications (REST, SOAP, JSON, XML).
• Ensure API documentation is clear and aligns with business requirements.

Payments Domain Expertise

• Analyze payment gateways, card networks, digital wallets, and Real Time payment systems.
• Understand compliance requirements (PCI DSS, PSD2, tokenization, fraud prevention).

Stakeholder Management

• Act as a liaison between product, technology, and operations teams.
• Conduct workshops, demos, and training sessions for stakeholders.

Testing & Validation

• Support UAT and SIT phases by validating API responses and payment flows.
• Ensure data integrity and transaction accuracy across integrated systems.

Required Skills & Qualifications
Technical Skills

• Strong understanding of API design principles and integration patterns.
• Familiarity with tools like Postman, Swagger, and API monitoring solutions.
• Knowledge of payment processing systems, gateways, and settlement processes.

Domain Expertise

• Hands-on experience in Payments industry (cards, wallets, UPI, ACH, etc.).
• Understanding of regulatory and compliance frameworks (PCI DSS, PSD2).

Soft Skills

• Excellent communication and documentation skills.
• Strong analytical and problem-solving abilities.

Education

• Bachelor's degree in Computer Science, Information Technology, Finance, or related field.

Preferred Qualifications

• Experience with IS8583, Open Banking APIs, or Real Time payment systems.
• Familiarity with Agile methodologies and tools like JIRA or Confluence.

If you are interested in this position and would like to learn more, please send through your CV and we will get in touch with you as soon as possible. Please note, candidates are often Shortlisted within 48 hours.