The Risk IT division manages and mitigates risks within financial markets, focusing on Market Risk, CreditRisk, and Market Data. Market Risk involves assessing and managing risks due to adverse price movements. CreditRisk focuses on evaluating and mitigating risks from borrower defaults. … Market Data ensures the accuracy and timeliness of data for risk analysis and decision-making. Job Purpose: The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures … data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams, compliance with regulations, and driving innovation are key aspects of this role. Key Responsibilities: Strategic Leadership: o Develop and execute the CreditRisk IT technology strategy. o Provide visionary leadership More ❯
The Risk IT division manages and mitigates risks within financial markets, focusing on Market Risk, CreditRisk, and Market Data. Market Risk involves assessing and managing risks due to adverse price movements. CreditRisk focuses on evaluating and mitigating risks from borrower defaults. … Market Data ensures the accuracy and timeliness of data for risk analysis and decision-making. Job Purpose: The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures … data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams, compliance with regulations, and driving innovation are key aspects of this role. Key Responsibilities: Strategic Leadership: o Develop and execute the CreditRisk IT technology strategy. o Provide visionary leadership More ❯
The Risk IT division manages and mitigates risks within financial markets, focusing on Market Risk, CreditRisk, and Market Data. Market Risk involves assessing and managing risks due to adverse price movements. CreditRisk focuses on evaluating and mitigating risks from borrower defaults. … Market Data ensures the accuracy and timeliness of data for risk analysis and decision-making. Job Purpose: The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures … data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams, compliance with regulations, and driving innovation are key aspects of this role. Key Responsibilities: Strategic Leadership: o Develop and execute the CreditRisk IT technology strategy. o Provide visionary leadership More ❯
over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. Department Description The Risk department at Allica Bank serves as a key component of the Second Line of Defence, dedicated to ensuring robust management of creditrisk across the organisation. The Risk team plays a pivotal role in providing challenge and oversight on the creditrisk components of the bank's IFRS 9 model, maintaining the integrity and precision of the bank's risk management framework. Our work is essential to supporting … Allica's continued growth while maintaining a strong and resilient risk management culture. Role Description The CreditRisk Oversight Manager is expected to support the provision of Second Line oversight and challenge creditrisk management. The role will be expected to ensure that creditMore ❯
Head of CreditRisk IT City of London (Hybrid) 125,000 - 135,000 per annum + annual discretionary bonus On behalf of a prestigious City based banking organisation, I have an exciting opportunity for a Head of CreditRisk IT to join a newly formed but … growing team. The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. The company offers … days per week in their City of London offices and therefore must be within easy commutable distance to London. Responsibilities: Develop and execute the CreditRisk IT technology strategy. Provide visionary leadership and foster a culture of innovation. Oversee the design and implementation of creditriskMore ❯
EC3V, Candlewick, Greater London, United Kingdom Hybrid / WFH Options
Spencer Rose
Head of CreditRisk IT City of London (Hybrid) £125,000 - £135,000 per annum + annual discretionary bonus On behalf of a prestigious City based banking organisation, I have an exciting opportunity for a Head of CreditRisk IT to join a newly formed but … growing team. The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. The company offers … days per week in their City of London offices and therefore must be within easy commutable distance to London. Responsibilities: Develop and execute the CreditRisk IT technology strategy. Provide visionary leadership and foster a culture of innovation. Oversee the design and implementation of creditriskMore ❯
Job Description The Risk IT division manages and mitigates risks within financial markets, focusing on Market Risk, CreditRisk, and Market Data. Market Risk involves assessing and managing risks due to adverse price movements. CreditRisk focuses on evaluating and mitigating risks from … borrower defaults. Market Data ensures the accuracy and timeliness of data for risk analysis and decision-making. Job Purpose: The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams, compliance with regulations, and driving innovation are key aspects of this role. Key Responsibilities: Strategic Leadership: o Develop and execute the CreditRisk IT technology strategy. o More ❯
south west london, south east england, United Kingdom
Harnham
CreditRiskModelling Manager (IRB) Remote Up to £75,000 The Company I am hiring for a market leading UK bank who are looking to bring in an experienced IRB modeller to develop, maintain, and enhance their creditrisk while making sure they are in … line with regulation using tools like SAS, SQL, Python for the business lending portfolio. The Role What you will do as a RiskModelling Manager: Developing and implementing IRB creditrisk models (PD, LGD, and EAD models) Analyse large datasets to extract meaningful insights to drive … meet regulatory requirements for IRB Communicating and presenting analysis and insights to senior stakeholders Using SAS, SQL, and/or Python daily to develop creditrisk models for the business lending portfolio Requirements: What you need to be successful as a RiskModelling Manager: Strong experience More ❯
CreditRiskModelling Manager (IRB) Remote Up to £75,000 The Company I am hiring for a market leading UK bank who are looking to bring in an experienced IRB modeller to develop, maintain, and enhance their creditrisk while making sure they are in … line with regulation using tools like SAS, SQL, Python for the business lending portfolio. The Role What you will do as a RiskModelling Manager: Developing and implementing IRB creditrisk models (PD, LGD, and EAD models) Analyse large datasets to extract meaningful insights to drive … meet regulatory requirements for IRB Communicating and presenting analysis and insights to senior stakeholders Using SAS, SQL, and/or Python daily to develop creditrisk models for the business lending portfolio Requirements: What you need to be successful as a RiskModelling Manager: Strong experience More ❯
We’re Hiring: Lead CreditRisk Modeller An exciting opportunity has opened up for a CreditRisk Model Development Lead to join a high-performing CreditRiskModelling team at a fast-growing, digitally native financial services company. This team plays a pivotal … role in the development and maintenance of creditrisk models , including both IFRS 9 and operational models. If you're experienced in creditrisk model development and looking to make a meaningful impact in a dynamic environment, we'd love to hear from you. 💼 What You … ll Be Doing: Leading the development and implementation of IFRS 9 and operational creditrisk models — both hands-on and through team leadership. Ensuring the model suite remains robust, fit-for-purpose, and aligned with business needs. Producing high-quality documentation detailing methodology, assumptions, and limitations. Monitoring existing More ❯
CREDITRISK STRATEGY MANAGER LONDON- HYBRID UP TO £100,000 Join a leading fintech as a CreditRisk Strategy Manager, you'll play a pivotal role in ensuring the soundness and profitability of our lending strategy for the credit card portfolio. THE ROLE Developing and … optimizing creditrisk strategies to enhance decision-making processes. Analyzing data to identify trends, assess risk levels, and implement effective risk mitigation strategies. Designing and implementing creditrisk models and frameworks to support business objectives. Monitoring portfolio performance and proactively identifying areas for improvement. … Collaborating with cross-functional teams to align creditrisk strategies with business goals. Ensuring compliance with regulatory requirements and best practices in creditrisk management. REQUIREMENTS Creditrisk experience working within unsecured lending Strong analytical skills and proficiency in data analysis tools and techniques More ❯
Risk Analytics – Counterparty CreditRisk Quantitative Analyst Quantitative specialist for developing and managing analytics for counterparty creditrisk models. Candidate will join the Risk Analytics group that partakes in model development over the full life-cycle of modes: from methodology to design to local … implementation and validation. The successful candidate will also provide quantitative risk analysis to support daily counterparty creditrisk management. Responsibilities • Develop and implement analytics for counterparty creditrisk management. • Build infrastructure to consolidate counterparty creditrisk models across systems. • Perform quantitative research to … and remediations. • Work with stakeholders across business and functional teams during model development process. • Create tools and dashboards which can enhance and improve the risk analysis. • Conduct analysis on existing model short-comings and design remediation plans. • Maintain, update and back-test risk models. • Assess the methodologies and More ❯
The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams … role. Skills required:- Master's degree or MBA is highly desirable. CFA, FRM, PRM, PMP, ITIL certifications are advantageous. Minimum of 10 years in creditrisk management with a focus on IT solutions. Proven senior leadership experience in financial services. Experience in developing and implementing creditriskMore ❯
The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams … role. Skills required:- Master's degree or MBA is highly desirable. CFA, FRM, PRM, PMP, ITIL certifications are advantageous. Minimum of 10 years in creditrisk management with a focus on IT solutions. Proven senior leadership experience in financial services. Experience in developing and implementing creditriskMore ❯
The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams … role. Skills required:- Master's degree or MBA is highly desirable. CFA, FRM, PRM, PMP, ITIL certifications are advantageous. Minimum of 10 years in creditrisk management with a focus on IT solutions. Proven senior leadership experience in financial services. Experience in developing and implementing creditriskMore ❯
Credit Strategy Analyst We are looking for a Credit Strategy Analyst in our Credit Strategy team. This role sits within the CreditRisk team, which is highly influential in our overall lending process. The team focuses on measuring risk, optimizing the creditrisk funnel, and forecasting loan portfolio performance. They collaborate with creditrisk modeling, engineering, data management, capital markets, and business operations teams to understand objectives and develop analytical solutions. Who are we? We're Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the … people. We provide meaningful support along with fast, hassle-free processes to deliver an exceptional customer experience. The role This role focuses on our CreditRisk lending capabilities. You'll have the opportunity to think creatively and propose ideas to optimize our lending to small businesses while ensuring More ❯
LEAD CREDITRISK DATA SCIENTIST LONDON UP TO £140,000 If you love building models more than managing people, and you're excited by the idea of shaping the future of motor financing-this one's for you. You will be joining as an individual contributor, owning the … Data Science function! THE ROLE Build, validate, and deploy creditrisk, fraud, collections models Analyse portfolio performance and monitor key risk indicators Collaborate with data engineers to productionise and maintain model pipelines Ensure compliance with relevant regulations and support model governance processes Communicate insights clearly to technical … and non-technical stakeholders REQUIREMENTS creditrisk modeling/data science role, ideally in fintech, banking, or consumer lending Strong Python and SQL skills (Pandas, Scikit-learn, etc.) Solid understanding of creditriskmodelling, statistical methods HOW TO APPLY Please apply below... More ❯
Head of Data Science About us: We’re a fast-growing FinTech focused on improving access to credit. We combine deep credit expertise with strong tech and data capability, and we’re building a team that’s motivated by doing the right thing for customers. The atmosphere is open … Head of Data Science to lead and grow our data science function. This is a key hire for the business, with real influence across credit strategy, product, and risk . You’ll head up a talented team and shape how we use data and modelling to make … lending decisions and deliver better outcomes for our customers. What you’ll be doing: Leading and developing a team of Data Scientists working on creditrisk and portfolio optimisation Designing, building and deploying creditrisk models (PD, LGD, EAD) for consumer lending Driving test-and-learn More ❯
london, south east england, United Kingdom Hybrid / WFH Options
Thyme
Head of Data Science About us: We’re a fast-growing FinTech focused on improving access to credit. We combine deep credit expertise with strong tech and data capability, and we’re building a team that’s motivated by doing the right thing for customers. The atmosphere is open … Head of Data Science to lead and grow our data science function. This is a key hire for the business, with real influence across credit strategy, product, and risk . You’ll head up a talented team and shape how we use data and modelling to make … lending decisions and deliver better outcomes for our customers. What you’ll be doing: Leading and developing a team of Data Scientists working on creditrisk and portfolio optimisation Designing, building and deploying creditrisk models (PD, LGD, EAD) for consumer lending Driving test-and-learn More ❯
through thick and thin. What to expect Reporting to the Co-Founder and Chief Product Officer, you'll lead a cross-functional team-including Risk Strategy, Frontend, and Backend Engineers on Raylo's Risk Decisioning & Pricing capabilities. Working closely with engineers and data scientists, you'll optimise approval … rates and drive sustainable, profitable growth. That means boosting approval rates-finding and accepting more good customers while keeping risk in check-alongside pricing optimisation to improve conversion rates and UX improvements that make the journey seamless. As Raylo's second product hire, you'll have the opportunity to … We move fast, ship frequently, and stay focused on outcomes. Your primary focus will be on building the product and proprietary tech, while the Risk Strategy Lead owns analytics, creditriskmodelling, and data insights. What you'll do Define and execute: Own the roadmap for More ❯
through thick and thin. What to expect Reporting to the Co-Founder and Chief Product Officer, you'll lead a cross-functional team-including Risk Strategy, Frontend, and Backend Engineers on Raylo's Risk Decisioning & Pricing capabilities. Working closely with engineers and data scientists, you'll optimise approval … rates and drive sustainable, profitable growth. That means boosting approval rates-finding and accepting more good customers while keeping risk in check-alongside pricing optimisation to improve conversion rates and UX improvements that make the journey seamless. As Raylo's second product hire, you'll have the opportunity to … We move fast, ship frequently, and stay focused on outcomes. Your primary focus will be on building the product and proprietary tech, while the Risk Strategy Lead owns analytics, creditriskmodelling, and data insights. What you'll do Define and execute: Own the roadmap for More ❯
Senior Credit Strategy Analyst £65,000-£80,000 + 15%-22.5% bonus Skills required: Excel, SQL Location: London, 3 days a week in the office Leading business lending platform We are partnered with one of the UK's leading business lending platforms that connect small businesses with investors … using innovative technology. They are seeking a Senior Credit Strategy Analyst to join the CreditRisk team and play a key role in enhancing the overall lending process. The role You will collaborate with creditriskmodelling, engineering, data management, capital markets, and business … operations teams to understand business objectives and develop analytical solutions. Key responsibilities include Developing new credit strategies with strong analytical focus, measuring impacts, and iterating as needed. Partnering with various teams to implement, monitor, and evaluate the success of these strategies. Converting complex analyses into clear insights and recommendations. More ❯
go above and beyond to make them feel seen and heard in everything we do. About the Role We're looking for a Lead Risk Pricing Data Scientist who will lead the development of our creditrisk and pricing systems. This is a unique opportunity to shape … a new system from the ground up, unencumbered by legacy systems or constraints. The Lead Risk Pricing Data Scientist will be a hands-on builder and help us develop a team over time. They will be part of a small team of engineers and product people, working independently from … you'll be doing: Designing, developing, and deploying innovative new pricing and underwriting models to price new to country migrants. Developing and owning robust risk monitoring and reporting processes to ensure we stay within appetite as we scale. Being a champion of data and solidifying data-driven processes within More ❯
magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ Monzo's Borrowing Credit & Data team Our Borrowing Credit & Data team is the largest and most diverse team within Monzo's Data Discipline, and is also one … products, decide who to lend to, set underwriting policy, track the volume of new originations, identify customers who need help, manage the portfolio, measure risk and compute the core metrics required both for Monzo's senior management and for our external financial reporting. We set prices, build predictive models … run experiments, build dashboards, enhance data pipelines and manage Monzo's credit risk. OurData team 's mission is to Enable Monzo to Make Better Decisions, Faster We are scaling up our Capital, Impairment and Forecasting modelling team to support the rapid growth and evolution of our portfolio. This More ❯
Senior Capital Manager - Quant Modelling Insurance London (3 days in office) Newly created role High impact Technical ownership Looking to step into a high-autonomy, high-impact modelling role? A major insurer is strengthening its Capital team and hiring a Senior Capital Manager to own key areas of … internal model development - with a strong focus on creditrisk, programming, and quant modelling . You'll report to a highly experienced and approachable Head of Capital and work alongside a small, senior team. What you'll be doing: Own and enhance capital models - especially credit, market & operational risk Design, build and refine methodologies in Python (R/Matlab also considered) Collaborate with investments and wider teams to stress-test models & assumptions Manage model maintenance cycles and handle model-user queries Stay hands-on with the code - this is not a BAU oversight role More ❯