1 to 25 of 36 Permanent Credit Risk Jobs in the UK

Credit Risk Analyst - Consumer Lending As a Credit Risk analyst, you will play a pivotal role in analysing and interpreting data to provide valuable insights that influence decision-making within the financial services industry. This position is based in Southampton and requires a detail-oriented professional … with strong analytical capabilities. Client Details Credit Risk Analyst - Consumer Lending The organisation is a reputable entity within the financial services sector, specialising in analytics and credit risk management. It is a medium-sized company with a focus on delivering innovative solutions and fostering a collaborative ...

Title: Senior Risk Analyst Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues Hours: Full time, Permanent ______________________________________________ A bit about us: At BNP Paribas Personal Finance, we are proud to be part of a global banking group. … well-known retailers and brands to help their customers finance purchases in a responsible way. The Role: We are seeking a highly driven Senior Credit Risk Analyst to join our dynamic Risk Analytics team. In this role, you play a pivotal role in shaping and refining credit ...

CREDIT RISK ANALYST (BI) LONDON/HYBRIDUP TO £50,000 This is an exciting opportunity to join a fast-growing lender at a pivotal moment. You will play a key role in shaping how credit insights are built, understood, and used across the business, with the chance … make a visible impact from day one. ROLES AND RESPONSIBILITIES: The Credit Risk Analyst will: * Build and maintain data pipelines, data lakes, dashboards, and reports to support credit risk monitoring and performance analysis. * Collect, clean, and process customer data as new lending products launch, ensuring high ...

About us Lumen Cards is a new consumer lending business preparing to launch its first credit card to the UK consumer market in Q1 2026. Our management team brings over 20 years of experience each in consumer finance, and we operate from two locations: London Kings Cross, and Leicester. … Lumen, we approach consumer lending with a “do the right thing” mindset. Our goal is to provide credit that helps customers solve real-life problems. We’re committed to building a great place to work. We want every colleague to feel valued, empowered and impactful. We celebrate shared success ...

Credit Strategy Manager Up to £100,000 Hybrid London The Company I am hiring a Credit Strategy Manager leading consumer finance FinTech's based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions … revenue from existing using tools like SQL and Python alongside your credit commercial background. The Role As a Credit Strategy Manager, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to help increase business revenue Developing ...

Credit Benchmark is a financial data analytics company bringing together the credit risk assessments of the world’s leading financial institutions to deliver greater visibility into the credit quality of individual entities. We are growing rapidly and are looking for a permanent, full time Data Operations … Client Operations, the ideal candidate will be a recent graduate, ready to start a career in the financial industry with an interest in credit risk and the broader financial markets. We would also consider someone with some existing experience (1- 3 years) within the industry. To succeed ...

backed financial technology company based in Newcastle upon Tyne. Our mission is to build state of the art models that reshape credit scoring in a fairer and smarter way. Role Description To succeed in this role, you must enjoy a fast-paced, high-execution culture, and maintain exceptional standards … critical stage. In particular, you will: Design, build, and maintain machine learning models for use in credit decisioning. Collaborate with software engineers in deploying the models into production environments. Own model lifecycle management and model performance monitoring that is delivered to the board. Use Open Banking transaction data ...

CREDIT RISK ANALYST - FINTECH £45-50,000 LONDON THE COMPANY This exciting and unique FinTech are in a period of growth and are keen to add to the team to help them with the next stage of their journey. They are a dynamic and fast-paced business … score cut-offs YOUR SKILLS AND EXPERIENCE : Essential to have experience within consumer lending, ideally FinTech Strong experience in developing and leading implementation of credit risk strategies or wider portfolio analysis SQL experience is essential, Python would be desirable Experience in a fast-paced environment and ability ...

Infact are a progressive, fast-moving, credit referencing start-up. We see great opportunities to combine foundational statistics with modern AI to find meaning in consumer finance data. We are looking for a hands-on Data Scientist to work alongside our lead data scientist to experiment, engineer, and deliver … model and when to deploy and how to explain complex non-linear and generative AI. Current Areas of Focus: Affordability, income and expenditure analysis, credit risk, and fraud detection, with excellence in Entity Resolution – tying together disparate consumer data into a holistic view. Your work will directly help ...

seeking a highly skilled Quantitative Software Developer to join our front office technology team focused on building and enhancing risk platforms for a leading trading or investment firm. The ideal candidate will have strong expertise in Java development and deep experience working within quantitative or risk-focused environments … particularly in designing, developing, and optimizing systems that support real-time and end-of-day risk calculations. You will collaborate closely with quants, traders, and risk managers to develop scalable, high-performance platforms that process large datasets and support complex pricing and risk analytics across asset classes. ...

Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships. Reporting to the Chief Business Officer, the successful candidate will play a key role … driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance. Key Responsibilities Originate Commercial Real Estate credit proposals up to 20 million and Development Finance proposals up to 10 million Develop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors ...

want to rebuild commercial credit models used by lenders across the UK? Have you worked hands-on with SME or corporate lending data end to end? Are you looking for a stable, high-impact analytics role with real ownership? Company overview This organisation is a leading UK credit data provider operating at the heart of the lending ecosystem. They work with banks, fintechs, and commercial lenders to improve credit decision-making through data, analytics, and risk products. The environment is collaborative, stable, and low-turnover, with long-term investment in analytics rather than hype-driven ...

Data Scientist - Credit Risk £55-65,000 London THE COMPANY This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity … which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability ...

from early stage start up to multi million customer platform, reshaping how consumers pay and manage their money. Operating at the intersection of debit, credit and rewards, the business combines innovative product thinking with disciplined risk management. With strong backing, ambitious growth plans and a customer base … Product Analysts, while remaining deeply hands on. The split is approximately 60% individual contributor and 40% team leadership. You will partner closely with Product, Credit Risk, Finance and Marketing, ensuring analytics is not simply reporting performance but actively driving commercial strategy. The Responsibilities - Lead the product insights function ...

plus benefits This is a great opportunity to join a fast‐growing digital lender where you will work at the intersection of data, credit strategy, and product innovation. You will play a meaningful role in shaping credit decisioning and analytical capability within a business that places data … organisation building next‐generation lending products for homeowners across the UK. With a strong culture of ownership, innovation, and collaboration, they are scaling their credit, data, and technology functions to support continued expansion. Their environment suits people who enjoy autonomy, problem‐solving, and making an immediate impact. The Role ...

plus benefits This is a great opportunity to join a fast-growing digital lender where you will work at the intersection of data, credit strategy, and product innovation. You will play a meaningful role in shaping credit decisioning and analytical capability within a business that places data … organisation building next-generation lending products for homeowners across the UK. With a strong culture of ownership, innovation, and collaboration, they are scaling their credit, data, and technology functions to support continued expansion. Their environment suits people who enjoy autonomy, problem-solving, and making an immediate impact. The Role ...

commercial decisions. The Company They are a specialist data and analytics business that supports banks, lenders, and financial services organisations with property, mortgage, and credit risk insight. Their products and analytics help clients make faster, smarter lending decisions using robust data and advanced modelling. You will join … strategy. Your Skills And Experience You will be a strong fit if you have: Solid commercial experience in analytics within financial services, mortgages, credit risk, or a closely related area. Proven experience leading or mentoring analysts, with the ability to manage delivery across multiple projects. Strong technical skills ...

organise the data in order to get the benefits from AI. The role will also involve building alternative/challenger models within Credit Risk & Product to see how they compare against existing models. Experience required: - Must have experience within financial services/banking/lending - Experience within either … Product Modelling, Customer Modelling or Credit Risk Modelling - Must have experience building models in Python within industry - Prior experience using SAS and involvement within migrations from SAS to Python would be highly desirable Please drop me a message or an email if this is of interest (will.hadley@interquestgroup.com ...

Data Scientist – Credit Risk £55-65,000 London THE COMPANY This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity … which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability ...

representing a high-performing boutique private credit investment firm building proprietary AI capability internally. They are not hiring a data support analyst. They are hiring the engineer who will help build the AI backbone of an investment platform. This role is for the top 5% of early-career engineers … build systems that directly influence capital allocation decisions. The Mandate Design and build the data infrastructure that will power: AI-assisted underwriting Portfolio risk surveillance Automated covenant monitoring LLM-driven document intelligence Proprietary credit analytics You will work directly with investors deploying capital — not in a siloed tech ...

core technology helps companies accept more creditworthy individuals. Today, we do this by automatically categorising and enriching Open Banking data collected as part of credit applications. The role: To succeed in this role, you must excel in a fast-paced, high-execution culture, and maintain exceptional standards … Database management and database optimisation. Domain relevant experience, e.g., have worked at an FCA/PRA-regulated firm, including banks, lenders, financial data companies, credit risk companies, Credit Reference Agencies. Comfortable with AWS and Cloud Infrastructure. Understand ISO 27001 requirements. Benefits: There are significant opportunities for progression ...

Ability to engage confidently with business stakeholders Experience handling large, complex datasets Strong understanding of data governance and quality principles Desirable Skills Experience within credit referencing or credit risk environments Broader financial services background (banking, lending, fintech, etc.) Exposure to modern data engineering or analytics tooling Experience ...

Analyst London – 3 days in the office £40,000-£50,000 A genuinely strong opportunity to join a scaling digital lender where data drives credit and product decisions. You’ll sit close to credit strategy, working on analysis that directly influences lending outcomes and commercial performance. The Company … High-growth UK financial services business building modern lending products for homeowners. They’re investing heavily across credit, data and technology as they scale. The Role and Responsibilities: You’ll partner with credit risk, product, data and engineering to support credit strategy and portfolio performance. Core ...

practice, focused on delivering quantitative solutions to clients. In this role, you will leverage your deep quantitative expertise to advise clients on derivatives modelling, risk and valuation methodologies, contributing directly to their strategic decision-making and business growth. As part of your responsibilities, you will: Lead small and large … manage client relationship Design and develop quantitative models and analytics tools (e.g. derivatives pricing, market data methodologies, XVA, capital models, market and counterparty credit risk modelling) Provide thought leadership in quantitative methodologies, pricing techniques, risk and valuation frameworks and industry best practices Lead project teams, mentor ...

Decision Science London, hybrid (3 days in office). Competitive salary between £130000 - £150000 plus bonus This is a senior opportunity to lead credit decisions within a fast-paced, product-focused environment. You will shape modelling strategy, guide a growing team, and play a central role in driving responsible … they scale responsibly and support customers. The team is maturing and this new role joins the leadership group with strong influence across risk, product, and strategy. The Role Lead credit decisioning strategy and model development. Stay hands on with modelling using XGBoost, GBM and related techniques. Oversee ...