15 of 15 Permanent Credit Risk Jobs in the UK excluding London

Title: Business Development Manager/Director – Fraud & Credit Risk Solution Client/Role: My client is a big name and market leader in financial crime data and technologies. From identity and verification to analytics and decisioning. An innovator in data science, with market leading products in; Fraud, AML, KYC, EDD, PEP’s and Sanctions decisioning products, as well … and Payments team. In this consultative sales role, you’ll be responsible for developing and executing a strategy to win new customers and expand our footprint in fraud and credit risk solutions. You’ll build long-term relationships across multiple stakeholders and drive new business opportunities with a focus on insight-led selling. Person spec: This team is … Likeable, charismatic, charming or well networked You’ll be responsible for: · Meeting and exceeding sales targets as set by the Sales Director · Drive new business within the fraud and credit risk space, including new clients and upselling to existing accounts. · Engage with multiple stakeholders across organisations to identify value streams. · Lead with insight and develop a strong understanding More ❯

Ready to make an impact with data? Join Thames Water as a Data Analyst in our Credit Risk Analytics team and help shape smarter, faster decisions that drive real results. What you’ll be doing as a Data Analyst You’ll turn complex data into clear, actionable insights, helping to strengthen credit risk strategies and improve … performance. If you enjoy solving problems with data and want your work to make a real difference, this is the role for you. You will: Lead the development of credit and portfolio MI to support strategy changes through data insight and performance analysis. Monitor key portfolio data and provide regular reporting, including deep dives to understand trends and variances. … driven reporting tools and maintaining strong data governance. Work closely with stakeholders to promote data-driven decision-making within the Income function. Act as a subject matter expert in credit risk and collections, shaping and improving strategic execution. Swindon-based, with one office day every Tuesday. What you should bring to the role To thrive in this role More ❯

Market Risk BI DeveloperSnowflake & Power BIHybrid - 3 Days p/w in LondonCompetitive Salary + Benefits + Bonus Deerfoot is partnering with a leading international banking group to hire a Market Risk BI Developer who will design and implement advanced data solutions using Snowflake and Power BI . This role works closely with risk managers and business … stakeholders to build scalable analytics for market risk (including VaR, sensitivities, and stress testing), and to migrate legacy Credit Risk platforms to a modern Snowflake/Power BI architecture. The successful candidate will drive enhancements to the Market Risk platform, manage requirements directly with stakeholders, deliver impactful data solutions, and expand support for additional bank entities. … Collaboration and strong project estimation skills are vital for success in this international team/department. Key Responsibilities: Develop and maintain Power BI dashboards, cubes, and reports for market risk analytics. Design and optimise data pipelines using Snowflake, dbt, and ADF for robust data integration and quality. Contribute to migrating legacy credit risk systems (SQL Server, SSIS More ❯

SENIOR CREDIT RISK STRATEGY ANALYST - FINTECH£80,000LONDON This FinTech have been through significant growth in the past few years and are looking to continue on this journey. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in developing their lending strategies. This role is an opportunity … Integrating CRA and wider customer data to enhance business performance YOUR SKILLS AND EXPERIENCE : Essential to have experience within consumer lending Strong experience in developing and leading implementation of credit risk strategies is essential SQL or Python experience is essential Experience working with SME or business lending is highly desirable SALARY AND BENEFITS Up to £80,000 base More ❯

Thames Water is looking for a Credit Reporting & Insights Manager to lead the transformation of our debt management reporting to enable us to deliver best-in-class portfolio management. What you will be doing as the Credit Reporting & Insight Manager . In this key role, you will be responsible for developing and delivering high-quality debt management reporting … team. The reports you produce will be central to their ability to manage, optimise, and continuously improve their business areas. You will also work hand in hand with the Credit Strategy Manager, providing the MI and insight necessary for the ongoing development of effective credit strategies. Key responsibilities: Portfolio Performance & Forecasting: Lead the monitoring, forecasting, and evaluation of … collections and support. Business Intelligence & Insight: Manage the delivery of daily, weekly, and monthly MI to inform decision-making across the Portfolio and Income teams, supporting strategic optimisation. Retail Credit Risk Committee Reporting: Own the preparation and delivery of insight and analysis for monthly Credit Risk Committee meetings. Credit Management Governance: Ensure strong governance through More ❯

positive outcomes for customers, partners, and the company. This role involves working in a dynamic, fast-paced environment, delivering significant change and book of work. Key Responsibilities: Lead the credit decisioning strategy deliveries to optimize customer, product, credit risk management, fraud prevention, customer acquisition, and retention. In-depth knowledge and hands-on experience with decisioning platforms, overseeing … and strategies. Collaborate with wider technical teams to optimize the customer experience as part of new and existing customer decisioning. Develop monitoring and tracking for decisioning platform i.e. key risk indicators (KRIs) to reduce latency and ensure decisioning aligns with the company's risk appetite. Engage with key stakeholders to present insights and drive strategic decisions. Facilitate the … designs. Design decision waterfalls to capture exceptions and leaks within logic and create monitoring of decision flows. Key Requirements: Proven experience maintaining and configuring decisioning systems/platforms in credit cards or consumer finance. Strong understanding of credit risk, fraud prevention, KYC compliance and underwriting. Experience with Zoral or similar platforms (Powercurve, TRIAD, Pega, etc.). Familiarity More ❯

and working with the acquisitions team to provide insights on collections Your skills and experience To be successful as a Head of Collections, you will need: Experience as a credit risk strategy manager/lead in collections Experience working in a fast-paced environment Experience developing credit risk strategies for collections Strong experience using Data and More ❯

Lead Data Scientist - Credit Risk Modelling £80-105,000 (dependent on experience)London THE COMPANY This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity for someone to be part … of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the deployment … and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models, whether that be in credit risk, insurance or a wider pricing setting SQL and More ❯

regulatory requirements, and technology innovation. Main Purpose: To act as a Subject Matter Expert (SME) in AI and Digital Resilience within Financial Services, delivering advisory and managed services across risk modelling, fraud detection, AI governance, compliance, and operational resilience. Key Responsibilities: AI in Financial Services Design and implement AI-driven solutions for risk modelling, financial fraud detection, AI … gap assessments, compliance roadmaps, and incident response readiness programmes aligned to the EU Digital Operational Resilience Act (DORA). Advise financial institutions on resilience testing, regulatory reporting, and ICT risk management. Support the integration of operational resilience practices into business continuity, cyber security, and IT service management. Recognise the synergies for clients that are not mandated to DORA directly … their customers. Required Experience and Background: 5-8+ years' experience in Financial Services consulting or advisory roles. Strong understanding of AI applications in finance, particularly in fraud detection, credit risk, and regulatory compliance. Experience with AI governance frameworks, model risk management, and compliance standards. Knowledge of operational resilience frameworks, including DORA, PRA/FCA resilience requirements More ❯

across the lending lifecycle. This is not a technical AI role — it’s about using your lending expertise to help shape how automation and AI can support processes like credit assessment, document handling, or operational decision-making. You'll be working with cross-functional teams across Lending, Credit, Operations, and Data to identify pain points, gather requirements, and … working as a Business Analyst in banking, with a strong focus on: Mortgages Personal or unsecured lending Commercial/corporate lending Strong understanding of the full lending lifecycle, including credit risk, decisioning, onboarding, servicing, and collections. Track record of delivering business change or transformation within lending environments. Comfortable working with cross-functional teams and engaging with both technical … with Agile delivery, JIRA, Confluence, and process mapping tools is a plus. Key Responsibilities Analyse current-state lending processes and identify areas where AI could add value (e.g. automation, risk classification, document processing). Work closely with Product, Data, and Technology teams to define business requirements for AI use cases. Lead workshops with stakeholders across Lending, Credit, and More ❯

autonomous decisioning frameworks, and driving innovation across the customer lifecycle. The successful candidate will work closely with cross-functional teams to deliver data-driven solutions in fraud prevention, marketing, credit risk, and customer management. This is an exciting opportunity for a commercially experienced data scientist to take ownership of key initiatives and shape the future of data science More ❯

sales enablement, or sales support - is a plus. Skilled at sourcing, analyzing, and translating data into actionable insights and recommendations. Experience in roles related to digital media, advertising, or credit risk underwriting would be considered an advantage. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the More ❯

sales enablement, or sales support - is a plus. Skilled at sourcing, analyzing, and translating data into actionable insights and recommendations. Experience in roles related to digital media, advertising, or credit risk underwriting would be considered an advantage. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the More ❯

team. The role is at a Lead Analyst level and is an individual contributor position, there is no line management. The main responsibility within the role will be developing credit risk scorecards and there will also be validation of IFRS9 models. You must have experience within a Model Validaiton function previously and any added experience of working within More ❯

realistic earning potential of six figures. This will be a role that will be home/field based and provides you with autonomy and you'll have an exceptional credit risk & underwriting team to support. As a Business Development Manager, you'll be at the forefront of deal origination in bridging and development finance. Originating loan opportunities through More ❯