1 to 25 of 52 Permanent Credit Risk Jobs in the UK excluding London

About the team : As Head of Credit Risk Decision Systems , reporting to the Group Head of Credit Risk Strategy, this role will work alongside Portfolio Leads and the wider business to develop and implement credit strategies through PowerCurve. You will also work collaboratively with other Functions of the business, including existing Delivery Teams to identify … drive and support the effective delivery of credit strategies to achieve OSB Groups' goals and objectives. The role has the flexibility to be based from Wolverhampton or London. What you will be doing: As Head of Credit Risk Decision Systems you will build, test and implement Credit Risk Strategies through scalable, standardised effective code using … Experian PowerCurve for Origination (PCO)/Strategy Design Studio (SDS) to support credit decision automation and real-time application decisioning across the UK geography within the Credit Risk Team. Your responsibilities will include: Develop new strategies and enhance existing strategies using Strategy Design Studio (SDS) for multiple business portfolios, acting as SME, providing expertise and support across More ❯

Wholesale Credit Risk Business Analyst, AVP Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your analytical and project management skills to Citi's wholesale credit risk analytics technology team. The wholesale credit risk analytics team is responsible for supporting various internal … and regulatory credit stress testing and reserves/capital adequacy forecasting exercises such as CCAR, CECL, ICAAP and IFRS9. By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Team/Role Overview The Wholesale … Credit Risk Business Analyst works with Risk, Finance and Technology stakeholders globally to facilitate the system implementation of new credit loss models and maintenance of existing models supporting Citi's Wholesale Credit Stress infrastructure. The role is part analytical requiring the translation of business requirements into sustainable functional solutions and part managerial, coordinating all project More ❯

SENIOR CREDIT RISK MANAGER £80,000 - £100,000 LONDON (Flexible Hybrid Working) A fast-growing FinTech is looking for a Senior Credit Risk Manager to help shape and drive its credit strategy across one of its key markets. This role offers a unique opportunity to join a mission-led business that's reinventing finance for … small businesses through smart, data-driven decisioning. ABOUT THE COMPANY This innovative lender empowers small businesses by delivering fast, flexible funding solutions. Built on proprietary technology and deep credit expertise, the company has supported over 150,000 businesses across Europe, providing billions in financing to help them grow. With offices in the UK and mainland Europe, and a collaborative … tech-forward culture, the company continues to expand rapidly while staying focused on positive impact. THE ROLE As Senior Credit Risk Manager, you'll take a lead role in managing the enhanced underwriting portfolio in a strategic European market. Blending data science, manual assessment, and strategic oversight, your goal will be to optimise credit decisions and portfolio More ❯

CREDIT RISK MANAGER - PORTFOLIO ANALYTICS LONDON UP TO £100,000 Use your credit risk expertise to shape portfolio performance and drive smarter lending decisions at a fintech making waves in SME finance. THE COMPANY An established SME fintech lender backed by strong funding lines, ambitious growth targets, and a modern tech stack. With a strong presence … in the UK market, they're scaling fast - and looking for a commercially savvy Credit Risk Manager to lead on portfolio insights and performance analytics. THE ROLE you'll take ownership of credit portfolio analytics and performance monitoring, providing actionable insights that shape risk appetite, policy, and product decisions. Tracking and analysing portfolio performance across products … and customer segments Partnering with data science, product, and first-line credit teams to fine-tune risk strategies Building dashboards, models, and MI to surface trends and early warnings Identifying growth opportunities through better segmentation and pricing analysis Playing a key role in forecasting, stress testing, and regulatory submissions REQUIREMENTS Strong background in credit risk analytics More ❯

Senior Credit Strategy Analyst Up to £75,000 Hybrid London The Company : I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python daily! The Role : As … a Senior Credit Strategy Analyst, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to develop wider business strategies Developing credit risk strategies for Acquisitions and Existing Customers. Working with senior leadership to implement/improve strategy. Using SQL and Python daily for strategy development … Your skills and experience : To be successful as a Senior Credit Strategy Analyst, you will need: Experience as a credit risk strategy analyst Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions and/or Existing Customer Experience working with SQL and Python STEM Degree from a top university Benefits More ❯

Credit Risk Model Validation Manager Up to £80,000 Hybrid London The Company I am hiring a Model Validation Manager for a top fintech based in London who have multiple portfolios across both unsecured lending and secured lending. You will be working with experts across the industry to validate risk models across the business using AI and … Machine learning modelling. The Role As a Model Validation Manager , you will be: Validating Credit Risk models like IFRS9 (PD, EAD, and LGD) Using analytics skills to improve credit risk models and model review practices Validating wider risk models covering AI, machine learning, reporting, and operational risk models Working with senior leadership to present … R and Python daily. Your skills and experience To be successful as a Model Validation Manager , you will need: Strong experience with SQL and python Strong experience with validating credit risk models. Experience working in financial services Excellent communication skills Strong stakeholder management A numeric degree from a top university Benefits Up to £80,000 + benefits package More ❯

Credit Strategy Manager Up to £110,000 Hybrid London The Company I am hiring a Credit Strategy Manager leading consumer finance FinTech's based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions and revenue from existing using tools like SQL and Python alongside … your credit strategy background! The Role As a Credit Strategy Manager, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to help increase business revenue Developing credit risk strategies for Acquisitions and existing customers Working with senior leadership to implement/improve strategy. Using … SQL and Python daily for strategy development Your skills and experience To be successful as a Credit Strategy Manager, you will need: Experience as a credit risk strategy manager/lead Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions Ideally some experience developing ECM and Collections strategies Experience working More ❯

CREDIT RISK CONSULTANT UP TO £80,000 NOTTINGHAM This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯

CREDIT RISK CONSULTANT UP TO £80,000 LEEDS This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯

CREDIT RISK CONSULTANT UP TO £80,000 LONDON, This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯

support the increase of profitability for the portfolio using tools like SAS and SQL daily. About the Role: As a Collections Strategy Analyst, you will be: Driving insight for credit risk strategy using SAS and SQL for collections Detecting new trends on customer data to help increase business revenue Analysing both internal and external data to make strategic … changes impacting growth and revenue Developing credit risk strategies across the collection and arrears Using SQL and SAS daily for strategy development Responsibilities: To be successful as a Collections Strategy Analyst, you will need: Experience as a credit risk strategy analyst Experience working with unsecured credit portfolios Ideally experience working on Credit Cards Experience … developing credit risk strategies for collections Experience working with SQL and/or SAS STEM Degree from a top university Benefits Up to £42,000 + Benefits More ❯

Credit Risk Manager, Flex Originations (Credit Cards) Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning … business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we're reinventing credit cards to give customers more … visibility and control over their spending. Our portfolio is growing rapidly and we're expanding our team to support our future growth ambitions. We're looking for a Credit Risk Manager to help drive the credit and growth strategy for Flex originations. You will lead a team of analysts responsible for developing the credit and pricing More ❯

Risk Reporting Data Engineering Lead Central London/Hybrid Financial Risk Data/Data Analytics/International Banking Base salary: c. £135k + bonus + comprehensive bens. As a tech recruitment partner for this international bank, we're assisting in hiring a Technical Lead for the Risk Reporting team, which involves designing technologies for data warehousing, mining … You Ready to Lead in a Fast-Paced, Global Environment? The client seeks a Data & Analytics Engineering Lead to head an international team (10-15 members), driving innovation in Risk Reporting. As the organisation evolves with regulations and tech, they need someone with strong technical leadership, a passion for data, and a drive to architect impactful risk management … solutions. Main Purpose Lead and develop a high-performing team of 10-15 Engineers delivering robust, scalable risk reporting solutions globally. Key Responsibilities Mentor an international team focused on risk data ingestion, transformation, and reporting. Act as SME in database and reporting solutions, working with Risk stakeholders to meet business needs. Design innovative, fault-tolerant systems for More ❯

skills Demonstrated leadership, project and stakeholder management skills Education Bachelor's degree/University degree in software or computer engineering About the Team Part of the Finance, Market and Credit Risk Technology organization, the Wholesale Lending Credit Risk Technology Team is responsible for delivering credit risk loss forecasting software solutions which are used by … risk managers and enterprise risk professionals to support various regulatory programs such as CCAR as well as internal stress testing and risk appetite policies Job Family Group: Technology Job Family: Business Analysis/Client Services Time Type: Full time Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color More ❯

CREDIT RISK ANALYST UP TO £55,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of the UK's … newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance … campaign performance. Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to More ❯

CREDIT RISK CONSULTANT UP TO £60,000 LONDON This role does NOT offer visa sponsorship This is an exciting opportunity to join a fast-growing boutique consultancy, working across risk analytics, and modelling services for global leading financial services. THE COMPANY This company's offering is cutting-edge solutions in capital management, stress testing, and credit … making it a rare opportunity to join a consultancy with significant growth potential. THE ROLE You will be doing the following daily: Lead the design, development, and validation of credit risk models, with a primary focus on IFRS 9. Have an in-depth understanding of Basel and IFRS 9 regulatory frameworks, ensuring full compliance throughout the model development … lifecycle. Carry out quantitative analysis using Python for, risk modelling, and automation Manage end-to-end modelling projects, from data analysis to delivering actionable insights, ensuring timely and successful project completion for clients and stakeholders. Clearly articulate complex modelling results and insights to both technical and non-technical audiences, including senior leadership. YOUR SKILLS AND EXPERIENCE Experience with IFRS9 More ❯

SENIOR CREDIT RISK ANALYST UP TO £65,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business THE COMPANY This business is one of the UK … s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and … campaign performance. Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement. Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes. Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance. Stay updated on industry trends and customer behaviour to More ❯

our customers - both external and internal, wherever their location, and we strive for ambitious service and satisfaction levels. The role This role will lead a small operational team of credit risk underwriters, safeguarding our financial health by ensuring robust credit evaluation and proactive risk management. This role will suit someone who is hands-on, comfortable with … a high degree of autonomy, and can manage a team through change. What excites you Core Responsibilities Oversee credit risk reviews and high risk onboarding processes that evaluate creditworthiness of prospective customers and risks associated with sales deals. Advise sales leadership on risk-adjusted pricing as needed. Review complex credit decisions and escalations, making final … determinations on approvals or conditions, escalating to senior management as needed. Oversee processes that manage existing customer risk, including requests for limit increases or new product access. Continuously monitor existing portfolios, adapting limits, holding periods, cash covers or other mitigation tools as appropriate. Drive proactive risk mitigation by leading the team in quickly actioning risk alerts to More ❯

our customers - both external and internal, wherever their location, and we strive for ambitious service and satisfaction levels. The role This role will lead a small operational team of credit risk underwriters, safeguarding our financial health by ensuring robust credit evaluation and proactive risk management. This role will suit someone who is hands-on, comfortable with … a high degree of autonomy, and can manage a team through change. What excites you Core Responsibilities Oversee credit risk reviews and high risk onboarding processes that evaluate creditworthiness of prospective customers and risks associated with sales deals. Advise sales leadership on risk-adjusted pricing as needed. Review complex credit decisions and escalations, making final … determinations on approvals or conditions, escalating to senior management as needed. Oversee processes that manage existing customer risk, including requests for limit increases or new product access. Continuously monitor existing portfolios, adapting limits, holding periods, cash covers or other mitigation tools as appropriate. Drive proactive risk mitigation by leading the team in quickly actioning risk alerts to More ❯

Credit Controller - Enterprise IT Distribution Company Overview We are one of the UK and Europe's leading specialist distributors of enterprise IT infrastructure, components, and cybersecurity products. We take pride in our consultative and focused approach to technology distribution, setting ourselves apart from traditional models. Our business is a market leader in storage and networking distribution, tailored server and … mitigate downtime in case of breaches. Value-Added Services We deliver technical services that go beyond the norms of standard distribution, adding significant value to our clients. Role Overview: Credit Controller Reporting Line: Credit Control Manager Location: Europe (UK-based or hybrid options available depending on operational needs) Key Responsibilities Regular customer contact regarding outstanding and due balances … Processing and matching payments in internal systems Applying and adhering to credit and collection policies Order release in line with credit approval processes Setting up new customer accounts following verification procedures Performing credit risk reviews and maintaining customer account accuracy Managing communications with customers across various channels Building cross-functional relationships to support effective internal operations More ❯

of purpose, belonging and wellbeing. About the team Protecting our customers and business from fraud is at the heart of what we do. You'll join our dedicated Fraud Risk Analytics team of 5 (within our Credit Risk department of c.60 FTE) working in a fast-paced, collaborative environment where your ideas can make a real impact. … We're responsible for designing and delivering fraud prevention strategies that tackle threats across the full customer journey, from new credit applications to account takeovers and emerging fraud trends. We combine data, insight, and innovation to keep our customers safe and minimise loss. We don't expect you to know everything from day one, you'll get the support … of a friendly, knowledgeable team and a chance to grow your skills in a business that moves quickly and values your input. About the Role As a Senior Fraud Risk Strategy Analyst, you'll use data to spot fraud risks and develop smart, effective solutions to stop them. Key Responsibilities: Analyse fraud trends and behaviours using large datasets to More ❯

Senior Data Scientist - Credit Risk Modelling £60-85,000 (dependent on experience)London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

Credit Risk Director, Business Borrowing Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we … growing as we look to develop our suite of borrowing products for business banking customers; sole traders and limited companies. We're looking for a Director to lead the credit strategy for Business Borrowing. You will lead the team responsible for defining the credit and pricing as we look to evolve our existing propositions and develop new products. … We aim to create a genuine feel-good factor when it comes to business credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. Our credit teams are part of our Data Discipline which drives a strong culture of data-driven decision making across the whole company. We're great believers in More ❯

Credit Risk Director, Business Borrowing Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we … growing as we look to develop our suite of borrowing products for business banking customers; sole traders and limited companies. We're looking for a Director to lead the credit strategy for Business Borrowing. You will lead the team responsible for defining the credit and pricing as we look to evolve our existing propositions and develop new products. … We aim to create a genuine feel-good factor when it comes to business credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. Our credit teams are part of our Data Discipline which drives a strong culture of data-driven decision making across the whole company. We're great believers in More ❯

RISK MODELLING MANAGER - IFRS 9 Up to £75,000 FULLY REMOTE (UK ONLY) This role does not offer sponsorship. This is an exciting opportunity to join a top-tier UK financial services organisation, playing a key role in the development and delivery of IFRS 9 credit risk models across a range of mortgage products. This business has … generous holiday and remote working policies. THE COMPANY This business is a leading UK digital bank with a wide portfolio of retail and business banking services, including savings, mortgages, credit cards, and insurance. With a strong presence across major UK cities, they've built a culture focused on collaboration, work-life balance, and employee development. Their risk and … LGD models for the mortgage's portfolio. Managing and mentoring a team of two analysts. Supporting model monitoring, validation, and performance analysis. Contributing to stress testing and wider regulatory risk modelling as required. Collaborating with senior stakeholders to define modelling priorities and communicate insights effectively. Presenting technical recommendations in a clear and commercially relevant way. YOUR SKILLS AND EXPERIENCE More ❯