team with deep financial services experience and with backing from some of the world’s leading Venture Capital investors. We are reinventing the way creditrisk is managed in payments, by unlocking the value of the massive amount of data payments companies have access to. Merchant Acquiring companies … also referred to as ‘Payment Services Providers’ (PSPs)) face creditrisk from the merchants they process payments for, due to the fact that card scheme rules (Visa, Mastercard, Amex and others) require that if a merchant defaults on the obligation to pay money back to a customer through … chargeback, the payments company must step in and fund the payment to the customer. Depending on the size and type of the merchant this risk can be significant and PSP’s must take measures to protect against the cost of default. The current industry practice is for PSP’s more »
Greater Manchester, England, United Kingdom Hybrid / WFH Options
Full Circle Recruitment Ltd
CreditRisk, IFRS9 analytics and modelling work Leading professional services provider SAS, Python, Excel, VBA £38,000-43,000 base + bonus + bens 2-3 days per week in Leeds/Macnhester office + remote working This leading firm is looking to hire several CreditRisk … Analysts who have a genuine passion and interest in all things data. You will be joininga team involved in the analysis/modelling of creditrisk, specifically banking book credit modelling, stress testing, and IFRS9 development. The roles involve quantitative analysis and you will be encouraged to … solve credit modelling creatively and using the latest analytics technology. You will be involved in developing new models, brand new tool kits for IFRS9 and supporting the continued growth of a market-leading assurance business. Responsibilities · Building and stress-testing creditrisk models · Understanding clients’ complex data more »
Deputy Head of Liquid CreditRisk - Asset Management Miryco Consultants are working with a prestigious asset manager to search for a senior creditrisk professional to join as Deputy Head of Liquid CreditRisk that will assist in the development of analysts in the … team and managing the liquid credit book. Responsibilities: Conduct independent, fundamental credit research on a single name basis within an asset management set up. Manage, mentor and train a team of analysts. Provide input on overall credit strategy and business wide creditrisk to senior … executives and board committees. Conduct year-end salary reviews and appraisals of analysts. Skills & Experience: 10+ years of credit research/analysis experience (a focus on investment grade credit preferred). Experience with managing/developing junior analysts. Background from rating agency preferred. Compensation : up to £200k more »
Market Harborough, England, United Kingdom Hybrid / WFH Options
Paynt
this vision, we're seeking talented individuals to join us on our ambitious journey. What We Need We're on the lookout for a CreditRisk Analyst who will contribute to building new credit & loss mitigation strategies and manage exposures on our existing merchant portfolio. Your Responsibilities … Conduct ongoing merchant credit exposure evaluations Obtain and review relevant financial and non-financial information needed to complete creditrisk assessments Communicate merchant assessments and creditrisk decisions with internal and external stakeholders Monitor merchant balances, evaluate financial terms and consider potential risk indicators … prior to payouts Produce monthly portfolio reviews, highlighting credit exposure, negative balances and merchant profitability versus exposure analysis Develop and maintain applicable policies and procedures Escalating high exposure merchants to management Present monthly reports and creditrisk findings to Paynt’s Finance and Commercial teams Periodic report more »
successful candidate will be supporting the entire lifecycle of data drives decisions and working closely with stakeholders. Role & Responsibilities: · Track the performance impact of credit policies & develop credit policies including scorecards. · Support the whole creditrisk lifecycle & Investigate creditrisk queries. · Support with any … regulatory requirements and queries which may occur. · Maintain existing creditrisk reporting. · Support with peer reviews and also with existing stored procedures (MSSQL) · Work with the Data Engineer/s to help grow and develop the Data environment. Skills & Experience: · Proven track record for implementing models/scorecards. more »
City Of London, England, United Kingdom Hybrid / WFH Options
Miryco Consultants Ltd
Miryco Consultants are working with a prestigious asset manager to search for a senior creditrisk professional to join as Deputy Head of Liquid CreditRisk that will assist in the development of analysts in the team and managing the liquid credit book. Responsibilities: Conduct … independent, fundamental credit research on a single name basis within an asset management set up. Manage, mentor and train a team of analysts. Provide input on overall credit strategy and business wide creditrisk to senior executives and board committees. Conduct year-end salary reviews and … appraisals of analysts. Skills & Experience: 10+ years of credit research/analysis experience (a focus on investment grade credit preferred). Experience with managing/developing junior analysts. Background from rating agency preferred. Compensation : up to £200k + bonus Location : London (4 days in office, 1 day WFH more »
Grimsby, England, United Kingdom Hybrid / WFH Options
Advantage Finance
providers of specialist motor finance. From our HQ in Grimsby, we’re proud to employ around 210 people who have been putting conversation before credit scores since 1999, helping all sorts of people get moving by listening to their stories and understanding their lives. Our Core Values Our business … ourselves and true to each other. Honesty and integrity runs through everything that we do. The Role As a member of the Advantage Finance CreditRisk Team, your position as Senior Risk Analyst will allow you to provide analytical insight into customer behaviour, helping shape and enhance … the firms credit and affordability strategy. You’ll be leading the development, documentation and delivery of risk scorecards and affordability models, employing relevant statistical techniques across CreditRisk, Economic Crime and Collections & Recoveries. With access to a wide range of internal and external data sources such more »
Manchester, North West, United Kingdom Hybrid / WFH Options
Intec Select
successful candidate will be supporting the entire lifecycle of data drives decisions and working closely with stakeholders. Role & Responsibilities: Track the performance impact of credit policies & develop credit policies including scorecards. Support the whole creditrisk lifecycle & Investigate creditrisk queries. Support with any … regulatory requirements and queries which may occur. Maintain existing creditrisk reporting. Support with peer reviews and also with existing stored procedures (MSSQL) Work with the Data Engineer/s to help grow and develop the Data environment. Skills & Experience: Highly organised and has experience in running projects. more »
Manchester, Lancashire, United Kingdom Hybrid / WFH Options
Confidential
successful candidate will be supporting the entire lifecycle of data drives decisions and working closely with stakeholders. Role & Responsibilities: Track the performance impact of credit policies & develop credit policies including scorecards. Support the whole creditrisk lifecycle & Investigate creditrisk queries. Support with any … regulatory requirements and queries which may occur. Maintain existing creditrisk reporting. Support with peer reviews and also with existing stored procedures (MSSQL) Work with the Data Engineer/s to help grow and develop the Data environment. Skills & Experience: Highly organised and has experience in running projects. more »
Credit Scorecard Manager £120,000 Plus 10% Bonus Remote Working 2 days per month in the office Quant Capital is urgently looking for a CreditRisk Manager to join our high profile client. My Client is a well known global (yet not too corporate) financial software (fintech … and experienced individual to lead their growing data science function. This role offers the chance to work end-to-end across a range of credit models in the business and take on a challenging role which will give you excellent exposure and experience in the credit modelling space. … Day to Day the CreditRisk Manager will: Build out a new set of credit models Work across the current range of credit models within the business Develop challenger models to improve and enhance the modelling suite Monitor and report on these models, taking oversight across more »
CreditRisk Modelling - Location - London/Hybrid - Salary negotiable to £50,000 DoE - J12793 Candidates must have an existing right to live and work in the UK as No Visa Sponsorship Available This mid sized bank has fantastic opportunities for driven and enthusiastic individual to join them to … and quality standards; Ensure output compliance with internal and Regulatory requirements; Support engagement with key stakeholders (e.g. Business Model Owners, Model Validation teams, Model Risk teams etc); and Support internal model governance processes; Skills and Experience required; CreditRisk/IRB Modelling expertise is essential; collaboration and more »
RELOCATING TO GIBRALTAR A leading commodity trading house with a global presence are searching for an Operational Risk Analyst to join their Operational Risk department in Gibraltar. As part of the Operational Risk department, you'll have the opportunity to contribute to the development and execution of … the risk strategy, ensuring the integrity and resilience of their operations. Position Overview: As an Operational Risk Analyst, you will play a pivotal role in safeguarding the business operations and reputation by identifying, assessing, and mitigating operational risks across the organization. You will collaborate closely with key stakeholders … to develop and implement robust risk management frameworks, policies, and procedures that align with industry best practices and regulatory requirements. Key Responsibilities: Supporting the implementation of Operational Risk framework across core and emerging commercial and operational activities Conduct risk assessments to identify and evaluate operational risks associated more »
CREDITRISK ANALYST - FINTECH £55,000 LONDON THE COMPANY This is an exciting opportunity with a leading UK FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position. This role offers the … is ideal Good communication skills and ability to work closely with stakeholders Prior coding experience with SQL or Python highly desirable Experience within the creditrisk or consumer lending space would be highly desirable SALARY AND BENEFITS Base salary of up to £55,000 Hybrid work model Company more »
Northamptonshire, England, United Kingdom Hybrid / WFH Options
Harnham
SENIOR CREDITRISK ANALYST £55,000 EAST MIDLANDS This is a really interesting opportunity for a motivated candidate to impact the creditrisk function of a growing lender with a strong company culture. THE COMPANY This small and personal lender are looking for an experienced candidate … IFRS9 Wider work on re-building, calibrating an implementing these models as part of wider business reviews Working on exciting new projects around climate risk and model stress-testing Exciting opportunities to work on unique projects focusing on customer trends, pricing changes and affordability YOUR SKILLS AND EXPERIENCE Exposure more »
Lead Modelling Manager Team Risk and Credit Location Holborn Office County Central London Ref # 21616 Closing Date 30-Jun-2024 We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing the best out in our colleagues, and … Model Oversight Committee (MOC) Nurture the relationship with key stakeholders such as the model owners and model sponsors, as well as colleagues within the creditrisk model development team, model governance team, Finance and Treasury Ensure that the models are appropriately tested once implemented Ensure that all model … raised by the Independent Model Validation (IMV) team, the Internal Audit (IA) team, and external auditors Conduct control testing as part of the wider creditrisk model development team's annual Risk and Controls Self-Assessment (RCSA) And we are a bank so risk is a more »
Reading, Berkshire, United Kingdom Hybrid / WFH Options
Project People
LEAD CREDIT ANALYST - HYBRID - GLASGOW/READING - PERMANENT LEAD CREDIT ANALYST PERMANENT HYBRID - 2/3 DAYS in READING/GLASGOW Description We are a dynamic and innovative company committed to managing creditrisk effectively. Our team plays a crucial role in ensuring the financial health … of our organization while maintaining a positive customer experience. As a CreditRisk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success. Job Description Monitor, maintain and enhance critical credit … goals. Provide valuable feedback on propositions, projects, and services. Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities. Challenge existing credit policies and propose effective changes. Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes. Qualifications Experience managing and developing creditmore »
Manchester Area, United Kingdom Hybrid / WFH Options
Allica Bank
finance, as well as current accounts and deposit facilities. The Allica product offering will continue to widen over time as we further grow. Proactive Creditrisk management of your portfolio, including using data alerts and insight to identify early warning indicators and support with further advances where required … closely with business owners to support their plans and ambitions through originating new lending opportunities from initial enquiry to completion, including assessing and proposing credit papers in line with Allicas credit policies and appetite. Leading and developing a small team of relationship managers, providing coaching and support. This … finance, as well as current accounts and deposit facilities. The Allica product offering will continue to widen over time as we further grow. Proactive Creditrisk management of your portfolio, including using data alerts and insight to identify early warning indicators and support with further advances where required more »
RISK DECISIONS SYSTEMS ANALYST £40,000 REMOTE This is a wide-scoping role that could see you work on managing and enhancing decision engines, automating wider lending decisions, root cause analysis and wider portfolio analytics for a growing start-up lender. This role is ideal for a driven candidate … lending space. This role offers a great chance to grow with the business and be part of this success. They’ve grown out their CreditRisk team in recent years, with this role joining an environment focused on employee development. THE ROLE Managing and programming decision engines for … the business, utilising Provenir Testing and validating changes within systems to enhance strategies for pricing and creditrisk Root cause analysis and wider portfolio analysis for the lending book as necessary Working closely with senior stakeholders across the business to enhance decisioning data and processes YOUR SKILLS AND more »
Risk Analyst - Leading European Fintech | £40,000 - £55,000 (Hybrid Working - London) Are you a data-driven professional with an interest in Risk Management? Here at Burns Sheehan, we have partnered with a European leading FinTech in the search of a talented Risk Analyst to join their … Portfolio Risk Team. About the Company: This forward-thinking company empowers small businesses with fast, flexible finance solutions to manage cash flow and seize opportunities. Since its launch in 2012, it has provided billions in funding to over 100,000 businesses. Their mission: To finance 1 million businesses, combining … cutting-edge technology, data science, and exceptional customer service. The Role: As a Risk Analyst, you will play a critical role in managing portfolio risk and supporting strategic growth, with Key responsibilities including: Analytics and Portfolio Management: Leading efforts to assess lending book risk, inform strategic decisions more »
to oversee the drafting, negotiating, and execution various master trading documentation concerning the Barclays Markets business (including but not limited to Rates, Foreign Exchange, Credit, Risk Solutions Group, etc. for the APAC Business, excluding Japan). Barclays is one of the world's largest and most respected financial … portfolio across a range of master agreements including the ISDA, GMRA, GMSLA, Futures Agreements, and the like Ensuring compliance with legal, regulatory and documentation risk controls and adhering to associated guidelines and procedures Maintaining up to date, working knowledge of the products covered and applicable regulations Conducting independent legal … external counsel, where necessary, in accordance with Barclays requirements on external legal spend Establishing and maintaining effective partnership with relevant internal stakeholders (Sales, Trading, CreditRisk, Compliance, Operations) to ensure seamless completion of requests What we re looking for: Bachelor s degree or educational equivalent (LLB or equivalent more »
a family - friendly organisation offering a flexible, hybrid working pattern. Traders are required to be office based 3 days per week. Department Overview: Global Credit Trading team ( GCT ) is responsible for credit trading in Emerging Europe, APAC and European IG, Covered Bonds & HY and US IG. The desk … is a market maker in hard currency credit and supports the primary bond activity. Flow trading, credit analysis, pricing, structuring, execution, hedging, electronic/voice trading and distribution are key components of the business. The team interacts daily with Sales, Research and DCM/Syndicate. GCT aims to … other team members in Singapore and will be covering all APAC Corporates, Financials and Sovereigns. The traders interact regularly with Sales, Syndicate, Research and Risk Management functions. It is essential that the candidate has a solid track record in managing APAC creditrisk & implementing overall strategy as more »
Leeds, England, United Kingdom Hybrid / WFH Options
Abstract Group
the help of innovation-led enterprise solutions, unlocking the true value of people, data, and processes. Our solutions enable organisations to improve performance, reduce risk, increase sustainability, and drive out inefficiencies. Our pedigree centres on value creation through technology strategy development, product roadmap acceleration and ensuring scalability of underpinning … you will be a key member of the senior leadership team, responsible for overseeing all aspects of financial management, including management accounts, payroll, and credit control. You will ensure accurate financial reporting and financial planning, working closely with the CEO to facilitate the organisation's growth plans. RESPONSIBILTIES Financial … Conducting variance analysis and financial forecasting to identify areas of opportunity or concern and support strategic decision-making by senior leadership. Financial Compliance and Risk Management: Ensuring compliance with statutory regulations, accounting principles, and internal controls, proactively identifying and mitigating financial risks. Collaborating with external auditors and regulatory authorities more »
Location: HOME BASED, London, United Kingdom Contract Type: Regular Schedule: 40 Job ID: R62956 About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher … Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and CreditRisk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team: The … through internal handover to delivery Providing expertise by applying product and/or process to the customer bas Requirements Experience in the fraud prevention, risk, or authentication space Experience of risk management, fraud prevention, banking industry, identity verification, cyber security, malware research, credit policy or payments industry more »
Citi Posted today Full Job Description This role supports the UK Chief Risk Officer (CRO) and team in theregulatory risk management of UK legal entities. The UK CRO is theChief Risk Officer for Citigroup Global Markets Limited (CGML) andCBNA London Branch. This role reports into senior member … s) of the UKCRO's Office team. Full Job Description This role supports the UK Chief Risk Officer (CRO) and team in theregulatory risk management of UK legal entities. The UK CRO is theChief Risk Officer for Citigroup Global Markets Limited (CGML) andCBNA London Branch. This role … CRO's Office at the broker-dealer orbank chain legal entity level across a range of deliverables. Analytical work in support of legal entity risk management anddeep dives (e.g. portfolio, concentration, and collateral analysis). Analytical work in support of regulatory enquiries,information requests and system-wide exercises (e.g. more »
Prague As a Barclays Quantitative Model Developer, you will participate in the development and maintenance of production regulatory market risk models. The area of activities includes: supporting AWS cloud based risk model systems, supporting runtimes using virtual and serveless hardware, deployment quantitative models to production. The systems include … market data loading, pricing, sensitivity based risk analytics, historical back-testing, statistical analysis of relevant market data, numerical implementations of analytical modules in Python. Barclays is one of the world's largest and most respected financial institutions, established in 1690, with a legacy of success, quality, and innovation. We … the needs of our business. What will you be doing? Applying cutting-edge machine learning and artificial intelligence methodologies to enhance Market and Counterparty creditrisk monitoring and management Developing computational methods and mathematical and statistical models, including VaR/CVaR, stress-VaR to be used for riskmore »