Role Title: CreditRisk Architect Location: Knutsford - 2 days a week in office Duration: 2-3 months Rate: +-579 p/d Inside IR35 Role Description We are seeking a CreditRisk Decisioning and Affordability Architect to design and develop the technology strategy and systems used to assess the creditworthiness and financial capacity of loan … advanced analytics, and regulatory knowledge to deliver automated, efficient, and compliant decision-making platforms. Key Responsibilities Architect decision platforms : Design, build, and implement technical architecture for end-to-end creditrisk decisioning and affordability solutions. This includes integrating internal and external data sources, analytical models, and rule-based engines. Develop credit strategy : Translate business objectives and credit policy into technical requirements and system rules, defining risk appetite, decision flows, and application approval criteria. Oversee model integration : Work with data scientists and model developers to embed statistical and machine learning models (credit scoring, loss forecasting, affordability assessments) into decisioning systems. Ensure regulatory compliance : Incorporate responsible lending obligations and other relevant regulations into the framework, ensuring More ❯
that mindset, combining dedication to your craft with a commitment to the success of your team and the satisfaction of our customers. The Role We are looking for a Credit Data Engineer to join our team and help build, scale, and optimise the data infrastructure at the core of our lending business. This is a hands-on engineering role … ideal for someone who thrives on building and maintaining robust data pipelines that power underwriting, credit decisioning, and portfolio analytics. Youll work closely with creditrisk, product, and data science teams to deliver the data foundations that enable innovative credit products and actionable insights. Your work will directly influence our ability to automate decisions, monitor performance … manage risk, and deliver a best-in-class lending experience. You will join our growing Data team, with your focus dedicated to work with the Credit business unit. What you'll do Design, build, and maintain data pipelines that support creditrisk modelling, underwriting, portfolio management, and regulatory reporting. Connect and ingest data from core ledger More ❯
their rapidly growing lending business. The Role This is a hands-on engineering role for someone passionate about building robust data systems that directly enable smarter, faster, and fairer credit decisions. Youll design, develop, and maintain data pipelines that power underwriting, credit decisioning, and portfolio analytics, working closely with cross-functional teams in risk, product, and data … science. Your work will sit at the heart of the business, enabling automation, risk monitoring, and data-driven insights that shape next-generation credit products for underserved markets. What Youll Be Doing Design, build, and maintain scalable data pipelines supporting creditrisk modelling, underwriting, and portfolio management. Ingest data from diverse sources - including ledgers, transaction systems … credit bureaus, open banking APIs, and third-party providers. Implement automated processes for data validation, anomaly detection, and quality control to ensure accuracy and reliability. Deliver production-ready datasets that power credit decision engines and affordability models in real time. Partner with cross-functional teams (creditrisk, data science, product, compliance) to understand business requirements and More ❯