Credit Risk Jobs in the City of London

25 of 25 Credit Risk Jobs in the City of London

Senior Credit Risk Manager

City of London, London, United Kingdom
InterQuest Group
Lead with Insight & Impact — Join Us as a Senior Credit Risk Manager Up to £80,000 plus benefits and bonus - Hybrid/London (2 days) Our client are a fast paced bank currently undergoing an exciting transformation in consumer finance. With growth on the horizon, the successful candidate will play a pivotal role in evolving from credit risk oversight into a broader Prudential and Credit Risk Oversight Manager role. This position offers mentorship, cross-functional influence, and the chance to evolve as a confident leader in risk. Why You’ll Thrive Here Career growth with purpose : start as a Senior Credit Risk Manager, with a clear path to expanded oversight in … can lean on : flexible working arrangements that support your personal and professional life. Make real impact every day : your insights will influence portfolio quality and shape our bank’s risk strategy as we scale. What You’ll Do Credit Risk Management Shape and calibrate credit risk appetite and oversee related policies, procedures, and models for More ❯
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Senior Credit Risk Analyst

City of London, London, United Kingdom
Hybrid / WFH Options
Intellect Group
Senior Credit Risk Analyst – German Market Focus 📍 Location: London (Hybrid) 💰 Salary: £60,000 – £80,000 + Bonus + Stock Options We're hiring a Senior Credit Risk Analyst to join a high-growth fintech lender expanding rapidly across the UK, EU, and US. This role will be instrumental in shaping credit strategy and risk analytics across European portfolios, with a specific focus on the German SME or consumer lending market . 🔍 What You’ll Be Doing: Leading credit risk analysis and policy development for the German lending market Building and maintaining credit scoring models and risk frameworks (PD, LGD, EAD) Working closely with data, product, and commercial teams to … deliver data-driven strategies Monitoring portfolio performance and recommending optimisation strategies Designing analytical tools and dashboards to enhance credit decisioning ✅ What We're Looking For: Strong experience in credit risk within SME or consumer lending Deep understanding of German credit risk practices and regulation Advanced SQL skills; comfort working with large datasets Analytical mindset and More ❯
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Senior Credit Risk Analyst - German Market

City of London, London, United Kingdom
Kinarden Search
A high-growth fintech, partnering with some of the largest names in payments and technology, is looking for a Senior Credit Risk Analyst with deep experience in the German SME or consumer lending market. The company provide AI credit risk solutions allowing partners to provide quick access to tailored funding. The opportunity: Leading credit risk analysis and portfolio monitoring Shaping underwriting strategy, pricing, and credit policy Analysing portfolio performance and risk trends using SQL Delivering actionable insights to improve decisioning and portfolio returns Essential experience: 2–5+ years in credit risk (consumer or SME), with direct exposure to the German market. This a must. Strong understanding of PD, LGD, EAD … Confident using SQL for data analysis and performance tracking Familiarity with credit scoring and financial modelling Commercial mindset and excellent communication skills Comfortable in a scaling, data-led fintech environment Why apply? Join a high-impact, product-led fintech in a major growth phase Play a key role in shaping credit strategy for the German market Opportunity to More ❯
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Scorecard Modeller - Python

City of London, London, United Kingdom
Harnham
an experienced Scorecard Modeller with strong proficiency in Python to join a reputable lending institution. This role offers an excellent opportunity to contribute to the development and maintenance of credit risk scorecards that underpin lending decisions and risk management strategies. Key Responsibilities: Develop, implement, and maintain credit risk scorecards, applying advanced statistical and machine learning … techniques. Utilize Python for data extraction, feature engineering, model development, validation, and ongoing monitoring. Collaborate with risk management, analytics, and IT teams to ensure model robustness, compliance with regulatory standards, and effective integration into production systems. Ensure adherence to best practices in model governance, validation, and documentation. Communicate technical findings and model insights clearly and effectively to both technical … and non-technical stakeholders. Candidate Profile: Demonstrable experience in credit risk modelling or scorecard development, preferably within the lending or financial services sectors. Advanced skills in Python programming, with experience handling large datasets and applying statistical modelling techniques. Comprehensive understanding of credit risk concepts, scorecard methodology, and relevant regulatory frameworks. Experience in model validation, performance monitoring More ❯
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Credit Strategy Manager

City of London, London, United Kingdom
Harnham
Credit Strategy Manager Up to £110,000 Hybrid London The Company I am hiring a Credit Strategy Manager leading consumer finance FinTech’s based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions and revenue from existing using tools like SQL and Python alongside … your credit strategy background! The Role As a Credit Strategy Manager, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to help increase business revenue Developing credit risk strategies for Acquisitions and existing customers Working with senior leadership to implement/improve strategy. Using … SQL and Python daily for strategy development Your skills and experience To be successful as a Credit Strategy Manager, you will need: Experience as a credit risk strategy manager/lead Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions Ideally some experience developing ECM and Collections strategies Experience working More ❯
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Credit Risk Consultant

City of London, London, United Kingdom
Hybrid / WFH Options
Harnham
CREDIT RISK CONSULTANT UP TO £80,000 LONDON This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯
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Risk Reporting Data Engineering Lead

City of London, London, United Kingdom
Deerfoot Recruitment Solutions
Risk Reporting Data Engineering Lead Central London/Hybrid Financial Risk Data/Data Analytics/International Banking Base salary: c. £135k + bonus + comprehensive bens. As a tech recruitment partner for this international bank, we're assisting in hiring a Technical Lead for the Risk Reporting team, which involves designing technologies for data warehousing, mining … You Ready to Lead in a Fast-Paced, Global Environment? The client seeks a Data & Analytics Engineering Lead to head an international team (10-15 members), driving innovation in Risk Reporting. As the organisation evolves with regulations and tech, they need someone with strong technical leadership, a passion for data, and a drive to architect impactful risk management … solutions. Main Purpose Lead and develop a high-performing team of 10-15 Engineers delivering robust, scalable risk reporting solutions globally. Key Responsibilities Mentor an international team focused on risk data ingestion, transformation, and reporting. Act as SME in database and reporting solutions, working with Risk stakeholders to meet business needs. Design innovative, fault-tolerant systems for More ❯
Employment Type: Permanent
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Risk Reporting Data Engineering Lead

City of London, London, Coleman Street, United Kingdom
Deerfoot Recruitment Solutions Limited
Risk Reporting Data Engineering Lead Central London/Hybrid Financial Risk Data/Data Analytics/International Banking Base salary: c. £135k + bonus + comprehensive bens. As a tech recruitment partner for this international bank, we're assisting in hiring a Technical Lead for the Risk Reporting team, which involves designing technologies for data warehousing, mining … You Ready to Lead in a Fast-Paced, Global Environment? The client seeks a Data & Analytics Engineering Lead to head an international team (10-15 members), driving innovation in Risk Reporting. As the organisation evolves with regulations and tech, they need someone with strong technical leadership, a passion for data, and a drive to architect impactful risk management … solutions. Main Purpose Lead and develop a high-performing team of 10-15 Engineers delivering robust, scalable risk reporting solutions globally. Key Responsibilities Mentor an international team focused on risk data ingestion, transformation, and reporting. Act as SME in database and reporting solutions, working with Risk stakeholders to meet business needs. Design innovative, fault-tolerant systems for More ❯
Employment Type: Permanent
Salary: £135000/annum bonus + good benefits package
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Senior Credit Risk Analyst

City of London, London, United Kingdom
Harnham
SENIOR CREDIT RISK ANALYST - GERMANY £80,000 LONDON (3 days p/w) THE COMPANY This is an exciting opportunity with an ambitious FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success across multiple geographies. … THE ROLE Driving the development of a wide range of credit risk and pricing strategies across the lending book, specifically for the German market Using statistical models and wider analytical tools to drive insight into book performance Wider work on customer analytics and behavioural trends, including work on acquisition and underwriting Close stakeholder interaction and work with internal … teams YOUR SKILLS AND EXPERIENCE Previous experience in and knowledge of SQL is essential Experience in developing credit risk strategies is essential Prior work with the German lending market is essential Experience with SME or wider business lending is highly desirable SALARY AND BENEFITS Base salary of up to £80,000 Discretionary Bonus Company pension scheme Company equity More ❯
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Lead Software Developer

City of London, London, England, United Kingdom
Hybrid / WFH Options
INTEC SELECT LIMITED
Lead Software Developer | £100,000 | London | Financial Services Overview A market leading financial company is seeking a Lead Software Developer to lead the design, development, and delivery of risk and compliance technology solutions across its Marketing operations. This is a high-impact role at the centre of a business transformation journey, with responsibility for building robust, scalable systems for … market risk, credit risk, operational risk, compliance, and regulatory reporting.The successful candidate will combine hands-on technical expertise with commodities trading knowledge, driving the development of innovative solutions to support a complex, global marketing business. Role & Responsibilities Lead design and delivery of risk reporting, P&L attribution, and compliance systems for Marketing IM Develop tools … for real-time dashboards, scenario analysis, and risk monitoring (market, credit, operational) Build and maintain APIs, data pipelines, and automation for risk analytics and reporting Implement scalable solutions to monitor risks across inventories, derivatives, FX, and counterparty credit Enhance and integrate commercial off-the-shelf (COTS) risk platforms Collaborate with risk teams to gather More ❯
Employment Type: Full-Time
Salary: Competitive salary
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Senior Analyst - Credit Risk Modelling

City of London, London, United Kingdom
Kinarden Search
We're partnering with a high-growth consumer lending fintech looking to hire a Senior Credit Risk Modeller to help shape and scale their risk modelling capabilities. This is an opportunity to join a dynamic credit function at a time of strategic growth, where innovation, collaboration, and data-led decision making are core to the company … s mission. This role would suit someone who thrives in a fast-moving environment, and wants to play a pivotal role in credit strategy and commercial impact. The job Develop and maintain scorecards and forecasting models across the customer lifecycle - from acquisition through to collections. Use risk insights to drive commercial outcomes, partnering closely with pricing and product … teams. Shape credit risk strategy with data-driven insight, bringing fresh thinking and innovation to improve portfolio performance. Monitor model performance, identify trends, and implement remedial actions where necessary. Lead documentation and contribute to strong model governance frameworks. Required background Strong credit modelling background with experience in scorecards and/or forecasting. Deep understanding of consumer credit More ❯
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Senior Data Scientist

City of London, London, United Kingdom
Peaple Talent
Senior Data Scientist - Risk | Automotive🚘 | London (Hybrid) | £60,000–£90,000 Peaple Talent is working in partnership with a top-tier Automotive company focused on delivering innovative and sustainable mobility solutions. As the UK’s largest car leasing provider, they currently support over 750,000 drivers. What sets this client apart is their inclusion of full insurance coverage within … the UK’s largest motor fleet insurance policy. We’re now looking to onboard several Senior Data Scientists. These individuals will play a key role in strengthening the model risk management framework and ensuring accurate implementation of all forecast models. What we're looking for: Solid academic background in Statistics, Mathematics, Economics, Data Science, or a related discipline A … number of years experience in Risk Modelling, Credit Risk, Risk Management Proficiency in statistical tools, preferably Python or R Practical exposure to machine learning, predictive modelling, and advanced analytics techniques Industry experience in Automotive, Finance, or Manufacturing is highly desirable What’s in it for you: 💰 Salary : £60,000–£90,000 📍 Location : London (3 days per More ❯
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Senior Data Scientist

City of London, London, United Kingdom
Harnham
Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit cards, and financial products are delivered - offering customers faster … more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk … on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. What We’re Looking For Strong Python experience, with knowledge of ML techniques. Familiarity with the credit industry, financial products, and data-driven risk modelling. Experience across Credit modelling, lending, PoD etc Strong educational background from a top university in a STEM subject A More ❯
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Lead Data Scientist

City of London, London, United Kingdom
Harnham
Lead Decision/Data Scientist – Credit London, UK – Hybrid Up to £100,000 + Benefits About the Company We are working with a fast-growing fintech scaleup, who are on a mission to reshape access to financial services across underserved markets. With a strong focus on innovation, collaboration, and data-driven decision-making, the company is building impactful financial … products tailored to real customer needs. We’re looking for a Lead Decision Scientist, to lead the development, deployment, and ongoing optimisation of credit risk models. This is a high-impact position at the intersection of data science, risk, and business strategy. You’ll drive lending strategy, own the end-to-end modeling lifecycle, and guide a … growing team of analysts as we scale. This role is perfect for someone who thrives on experimentation, has a deep understanding of credit data, and enjoys working in a fast-paced environment. Key Responsibilities Lead the design, development, and maintenance of credit risk and affordability models using bureau, open banking, and behavioural data Own the full model More ❯
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Head of Data Science

City of London, London, United Kingdom
Harnham
Head of Data Science - Credit Risk/Lending Up to £130,000 + Bonus London (2/3 days onsite) Company: A long term client of ours, operating within the Credit/Lending space is looking to bring in a new Head of Data Science. Focused on Credit Cards and Loans, the company uses a digital … first platform and smart analytics to assess affordability fairly and lend responsibly. Backed by a trusted brand, it’s making credit clear, accessible, and ethical. Responsibilities: Lead a Data Science team to build and embed top credit models supporting growth and customer outcomes. Develop and deploy segmented credit models for unsecured consumer lending. Improve data and analytics … performance, and collaborate across teams and external partners. Requirements: MSc or PhD Degree in Computer Science, Artificial Intelligence, Mathematics, Statistics or related fields. Experience working with models in the Credit Risk/Lending space (Probability of Default, scorecard etc). Strong coding skills in Python and SQL Strong communication skills, with the ability to work effectively in a More ❯
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Senior Data Scientist

City of London, London, United Kingdom
Harnham
Senior Data Scientist – Credit Risk Modelling £60-85,000 (dependent on experience) London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯
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Lead Data Scientist

City of London, London, United Kingdom
Hybrid / WFH Options
Harnham
platform offering fast, secure, and affordable money transfers, multi-currency wallets, and essential banking services worldwide, all within one app. You’ll be responsible for designing, building, and optimising credit and risk scoring models that drive key financial decisions across global markets. Responsibilities: Lead the development and maintenance of credit risk and affordability models using bureau … engineering, model development, validation, and monitoring. Design and execute champion/challenger tests and A/B experiments to continuously improve approval rates, loss rates, and customer experience Analyse credit performance data to generate actionable insight and support strategic decisions Mentor and develop a small team of analysts/data scientists as the team scales Work closely with Data More ❯
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Senior Data Scientist

City of London, London, United Kingdom
Harnham
fintech companies, revolutionizing consumer finance by making it faster, cheaper, and more transparent. Backed by leading investors and loved by customers, they’ve rebuilt key financial products like loans, credit cards, and car finance from the ground up. With a strong foothold in the UK and US markets, they are challenging big banks and outdated systems with cutting-edge … technology. The Role As a Senior Data Scientist, you’ll be at the heart of the business, developing state-of-the-art credit risk models to underpin loan and credit card products. You’ll work with rich datasets, deploy advanced machine learning techniques, and collaborate across the business to deliver best-in-market solutions. This is a … hands-on role in a team that self-serves deployments and monitoring, without reliance on a separate ML engineering team. Key Responsibilities Develop proprietary risk models to improve underwriting quality and enhance decision-making. Understand the products, data, and strategies to effectively inform risk modelling. Translate business problems into data-driven solutions and clearly communicate insights. Collaborate with More ❯
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Data Scientist - Fraud

City of London, London, United Kingdom
LexisNexis Risk Solutions
About the business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, https://risk.lexisnexis.com About the team: You will be part of a team who use global data from the largest real-time fraud detection platform to craft solutions for … connected to it. On top of driving innovation projects, you’ll be continually collaborating with internal product and engineering teams, customer-facing account teams, and external business leaders and risk managers. The comprehensive models you build will go head-to-head against some of the most motivated attackers in the world to protect billions in revenue. Responsibilities: Scoping, developing More ❯
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Graduate Data Scientist - Fraud

City of London, London, United Kingdom
LexisNexis Risk Solutions
About the business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, https://risk.lexisnexis.com About the team: You will be part of a team who use global data from the largest real-time fraud detection platform to craft solutions for … connected to it. On top of driving innovation projects, you’ll be continually collaborating with internal product and engineering teams, customer-facing account teams, and external business leaders and risk managers. The comprehensive models you build will go head-to-head against some of the most motivated attackers in the world to protect billions in revenue. Responsibilities: Scoping, developing More ❯
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Associate Professional Services Consultant - French Speaking

City of London, London, United Kingdom
LexisNexis Risk Solutions
Associate Professional Services Consultant About the Business : LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas … of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team You will be part of an international team delivering implementations for LexisNexis Risk Solutions clients. About the Role : As an associate … is attended to throughout the engagement. Overseeing the planning, development and installation of LNRS products to meet the clients’ business needs Showing a good understanding of compliance and sanctions risk management, relating it to product and service within the firm. Understanding customer use cases and requirements and in turn apply best practices for those customer implementations. Delivering, installing, and More ❯
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VP Digital Infrastructure (Execution & Portfolio)

City of London, London, United Kingdom
Michael Page
the existing portfolio. Lead end-to-end execution of senior debt transactions in digital infrastructure, particularly data centres and fibre networks. Manage due diligence processes, including financial model analysis, risk assessment, and advisor coordination. Oversee portfolio management for designated clients, including annual reviews, waivers, amendments, and internal ratings. Draft and present high-quality internal documentation (credit papers, waiver … for new and existing transactions. Represent the firm at lender meetings, site visits, and industry events. Maintain strong relationships with sponsors, advisors, and co-lenders. Collaborate cross-functionally with Credit Risk, Treasury, Legal, and Operations teams. Contribute to strategic development of the digital infrastructure franchise, identifying emerging trends and growth opportunities. Champion ESG integration and innovative financing structures … to lead teams and influence stakeholders effectively. Proven leadership in deal execution and team coordination. Advanced financial modelling and scenario analysis skills. Deep understanding of project finance documentation and credit structuring. Job Offer City of London location Collaborative environment, great culture, an opportunity to travel when needed - an opportunity to role up your sleeves and really get involved with More ❯
Employment Type: Permanent
Salary: £90000 - £100000/annum
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Senior Professional Services Consultant

City of London, London, United Kingdom
LexisNexis Risk Solutions
About the Business : LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team: You will be part of an international team delivering implementations for LexisNexis Risk Solutions clients. About the Role : As a senior consultant you will deliver … is attended to throughout the engagement. Overseeing the planning, development and installation of Fircosoft products to meet the clients’ business needs Showing a good understanding of compliance and sanctions risk management, relating it to product and service within the firm. Understanding customer use cases and requirements and in turn apply best practices for those customer implementations. Delivering, installing, and More ❯
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Data Analytics Manager

City of London, London, United Kingdom
Madison Hive
sources, and deliver insights that drive both day-to-day decisions and long-term strategic planning. Key Responsibilities Data & Reporting Design, build, and maintain dashboards across capex, asset performance, credit risk, and strategic KPIs. Standardise and manage data inputs from systems such as Yardi , OnePower , and other internal platforms into a central data lake . Produce structured outputs More ❯
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Full Stack Engineer-.Net

City of London, London, United Kingdom
Harvey Nash
end development with C# and .Net along with Angular experience. Extensive experience working in a trading environment or similar financials environment. Extensive experience in Finance and Accounting – Collateral, Settlement, Credit Risk. – More Back Office. Development of services, API’s and serverless functions in a cloud environment. If this sounds like an interesting opportunity to you, feel free to apply More ❯
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Credit Risk
the City of London
25th Percentile
£105,000
Median
£130,000
75th Percentile
£135,000
90th Percentile
£140,250