4 of 4 Credit Risk Analyst Jobs in the City of London

Senior Credit Risk Analyst – German Market Focus 📍 Location: London (Hybrid) 💰 Salary: £60,000 – £80,000 + Bonus + Stock Options We're hiring a Senior Credit Risk Analyst to join a high-growth fintech lender expanding rapidly across the UK, EU, and US. This role will be instrumental in shaping credit strategy and … risk analytics across European portfolios, with a specific focus on the German SME or consumer lending market . 🔍 What You’ll Be Doing: Leading credit risk analysis and policy development for the German lending market Building and maintaining credit scoring models and risk frameworks (PD, LGD, EAD) Working closely with data, product, and commercial teams … to deliver data-driven strategies Monitoring portfolio performance and recommending optimisation strategies Designing analytical tools and dashboards to enhance credit decisioning ✅ What We're Looking For: Strong experience in credit risk within SME or consumer lending Deep understanding of German credit risk practices and regulation Advanced SQL skills; comfort working with large datasets Analytical mindset More ❯

A high-growth fintech, partnering with some of the largest names in payments and technology, is looking for a Senior Credit Risk Analyst with deep experience in the German SME or consumer lending market. The company provide AI credit risk solutions allowing partners to provide quick access to tailored funding. The opportunity: Leading credit risk analysis and portfolio monitoring Shaping underwriting strategy, pricing, and credit policy Analysing portfolio performance and risk trends using SQL Delivering actionable insights to improve decisioning and portfolio returns Essential experience: 2–5+ years in credit risk (consumer or SME), with direct exposure to the German market. This a must. Strong understanding of PD … LGD, EAD Confident using SQL for data analysis and performance tracking Familiarity with credit scoring and financial modelling Commercial mindset and excellent communication skills Comfortable in a scaling, data-led fintech environment Why apply? Join a high-impact, product-led fintech in a major growth phase Play a key role in shaping credit strategy for the German market More ❯

SENIOR CREDIT RISK ANALYST - GERMANY £80,000 LONDON (3 days p/w) THE COMPANY This is an exciting opportunity with an ambitious FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success across multiple … geographies. THE ROLE Driving the development of a wide range of credit risk and pricing strategies across the lending book, specifically for the German market Using statistical models and wider analytical tools to drive insight into book performance Wider work on customer analytics and behavioural trends, including work on acquisition and underwriting Close stakeholder interaction and work with … internal teams YOUR SKILLS AND EXPERIENCE Previous experience in and knowledge of SQL is essential Experience in developing credit risk strategies is essential Prior work with the German lending market is essential Experience with SME or wider business lending is highly desirable SALARY AND BENEFITS Base salary of up to £80,000 Discretionary Bonus Company pension scheme Company More ❯

We're partnering with a high-growth consumer lending fintech looking to hire a Senior Credit Risk Modeller to help shape and scale their risk modelling capabilities. This is an opportunity to join a dynamic credit function at a time of strategic growth, where innovation, collaboration, and data-led decision making are core to the company … s mission. This role would suit someone who thrives in a fast-moving environment, and wants to play a pivotal role in credit strategy and commercial impact. The job Develop and maintain scorecards and forecasting models across the customer lifecycle - from acquisition through to collections. Use risk insights to drive commercial outcomes, partnering closely with pricing and product … teams. Shape credit risk strategy with data-driven insight, bringing fresh thinking and innovation to improve portfolio performance. Monitor model performance, identify trends, and implement remedial actions where necessary. Lead documentation and contribute to strong model governance frameworks. Required background Strong credit modelling background with experience in scorecards and/or forecasting. Deep understanding of consumer credit More ❯