76 to 100 of 177 Credit Risk Jobs in London

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … front line of protecting YouLend and our customers from financial crime threats - from fraudulent loan applications to suspicious transaction activity. Your work will directly support the integrity of our credit ecosystem, helping us scale responsibly and securely. Requirements Transaction Monitoring: Review customer transactions and alerts (including disbursements, repayments, and account activity) to identify unusual patterns or red flags in … real-time and post-event scenarios Enhanced Due Diligence (EDD): Conduct in-depth reviews on higher risk customers, including gathering additional documentation, performing open-source intelligence (OSINT) checks, and assessing risk indicators Fraud Investigations: Investigate suspicious transactions, credit applications, identity mismatches, and fraud attempts (e.g., synthetic identities, mule activity, account takeovers), escalating where appropriate Case Management: Maintain More ❯

robust, high-performance, large-scale applications. We are working on several firm-wide initiatives, and we are seeking individuals who are motivated to take challenging tasks Team Background The Credit Risk Technology Team is responsible for delivering Counterparty Credit Risk Management software solutions. These tools allow salespeople, traders, operations staff and risk officers to manage … or automate remediation of recurring issues to improve overall operational stability of software applications and systems. Design & develop scalable micro-services to build a functional component that will support Risk Management functions. Partner with the product management team and other stakeholders in brainstorming sessions to identify solutions. Host sessions for design and code review at multiple levels of the … where appropriate to solve business problems while adhering to Citi's architectural guidelines. Coach junior developers and analysts, helping build the overall engineering capabilities of the team. Appropriately assess risk when decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering More ❯

Analyst, Quantitative Analyst - Risk Analytics Group page is loaded Analyst, Quantitative Analyst - Risk Analytics Group Apply locations London time type Full time posted on Posted 2 Days Ago job requisition id -WD Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading … tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. OVERVIEW OF THE DEPARTMENT/SECTION The Risk Analytics Group (RAG) is a specialised area within the Risk Department, responsible for Market Risk Models, Capital Models, Counterparty Exposure Models and Pricing Model Validation. The team … members have strong quantitative skills and the team head reports to the local and international Chief Risk Officer. MAIN PURPOSE OF THE ROLE The main responsibilities of the Counterparty Exposure Analytics and Standardised Models sub-team of RAG main are the development and maintenance of the models for Potential Future Exposure (PFE), Standardised Initial Margin Model (SIMM) and FRTB More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯

orientation. Please make us aware if you require any reasonable adjustments throughout the recruitment process. For more information about this role, please contact: We're Hiring! IRB Model Development Risk Analyst ?Up to £80,000 plus benefits and bonus Hybrid 3 days in-office, London Flexible working Join a L Fully remote Data Analyst & Senior Data Analyst opportunities(Please … note:- you must be based in the UK for these roles)I am working with a consum We're Hiring: Lead Credit Risk Modeller An exciting opportunity has opened up for a Credit Risk Model Development Lead to join a high-performing Cred More ❯

JOB SUMMARY An employee within MCVO-Cleared Collateral will primarily be focused on the mitigation of counterparty credit risk through the performance of a number of operational processes. They will be expected to perform these functions as well as demonstrating innovation and a proactive approach, highlighting inefficiencies, risks and implementing improvements. In addition, they will also be expected … to provide a high level of service to their clients. The role will involve close interaction with a wide range of areas of the bank including Credit Risk Management, Legal and Compliance, Sales, Trading, Controllers, Middle Office, Client Representatives, Central Clearing Services and other Operations Departments. As a result the successful candidate will be required to possess strong … counterparts to identify/resolve system issues, and implement system enhancements to increase efficiency in current processes Identify potential risks in operational processes; develop and implement controls to mitigate risk Effectively monitor risks in the process and escalate in a timely manner to ensure resolution and minimal impact to clients Work with the global team to produce reports and More ❯

needs into technical solutions and provide strategic technical leadership across all software development and support activities. What You'll Do: Develop and maintain robust software solutions for daily XVA risk analysis. Troubleshoot and resolve production issues to meet service level agreements. Design and implement scalable architectures for new products and features. Collaborate closely with business teams to address credit risk analysis queries. Continuously improve software performance and operational efficiency. Research and adopt new technologies to enhance development capabilities. Lead mission-critical projects, providing technical guidance and support. Who You Are: Experienced in C/C++ (essential), with knowledge of C# and Python (advantageous). Skilled in system architecture, software development, and data/message processing. Strong background … in mathematical finance, especially XVA and credit risk models. Familiar with Agile, Scrum, DevOps, and testing best practices. Excellent communicator who can bridge gaps between technical and business teams. A proactive team player who can also work independently and handle multiple priorities. Experienced in mentoring junior team members and working with global teams. Knowledgeable about infrastructure, security, high More ❯

needs into technical solutions and provide strategic technical leadership across all software development and support activities. What You'll Do: Develop and maintain robust software solutions for daily XVA risk analysis. Troubleshoot and resolve production issues to meet service level agreements. Design and implement scalable architectures for new products and features. Collaborate closely with business teams to address credit risk analysis queries. Continuously improve software performance and operational efficiency. Research and adopt new technologies to enhance development capabilities. Lead mission-critical projects, providing technical guidance and support. Who You Are: Experienced in C/C++ (essential), with knowledge of C# and Python (advantageous). Skilled in system architecture, software development, and data/message processing. Strong background … in mathematical finance, especially XVA and credit risk models. Familiar with Agile, Scrum, DevOps, and testing best practices. Excellent communicator who can bridge gaps between technical and business teams. A proactive team player who can also work independently and handle multiple priorities. Experienced in mentoring junior team members and working with global teams. Knowledgeable about infrastructure, security, high More ❯

/2025 – Potential for Extension Location: Hybrid – London, Canary Wharf – 2/3 Days P/Week Rate: Contact to Discuss Rates Company & Department Overview We are Group Risk and Compliance (R&C) Transformation with a strong global presence, seeking a Manager to join our established Innovation and Generative AI team. The ideal candidate will play a crucial role … the APAC region, the Innovation Manager will be responsible to support EMEA and Americas Regions and is ideally located in one the key locations in the U.K. The Global Risk and Compliance function comprises c.13,000 FTE spanning sub function areas including Financial Crime, Regulatory Compliance, Climate Risk, Enterprise Risk, Wholesale Credit Risk, WPB, Analytics … role will require broad coverage across all sub functions. Job Overview The Innovation Enablement Manager will play a critical role in delivering change within the bank, and specifically within Risk and Compliance. This individual will report to Innovation Enablement Lead based in Hong Kong and be responsible for delivering transformational change enablement, as well as strong engagement and communication More ❯

/2025 – Potential for Extension Location: Hybrid – London, Canary Wharf – 2/3 Days P/Week Rate: Contact to Discuss Rates Company & Department Overview We are Group Risk and Compliance (R&C) Transformation with a strong global presence, seeking a Manager to join our established Innovation and Generative AI team. The ideal candidate will play a crucial role … the APAC region, the Innovation Manager will be responsible to support EMEA and Americas Regions and is ideally located in one the key locations in the U.K. The Global Risk and Compliance function comprises c.13,000 FTE spanning sub function areas including Financial Crime, Regulatory Compliance, Climate Risk, Enterprise Risk, Wholesale Credit Risk, WPB, Analytics … role will require broad coverage across all sub functions. Job Overview The Innovation Enablement Manager will play a critical role in delivering change within the bank, and specifically within Risk and Compliance. This individual will report to Innovation Enablement Lead based in Hong Kong and be responsible for delivering transformational change enablement, as well as strong engagement and communication More ❯

Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit, and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest-free and with no late fees. Founded in 2018 with a small … growth plans. The role. We are seeking a Fraud Manager responsible for developing and implementing strategies to prevent and detect fraud. This role involves collaborating with teams such as Credit Risk and Engineering, monitoring fraud trends, leading analysts, and coordinating with external partners to ensure effective case resolution. The Fraud Manager will also report on fraud metrics to … both the company and its customers. Day-to-day responsibilities. Develop, execute, and refine Zilch's fraud management framework and strategy. Monitor emerging fraud trends and threats, working with Credit Risk, Product, and Engineering teams to implement proactive measures to reduce fraud losses. Stay informed about new fraud trends and mitigation strategies in the market. Create standardized policies More ❯

clear feedback loops, and no long-winded sign-off processes. THE ROLE Develop and maintain IFRS9 models: PD, LGD, and EAD models across various lending portfolios Design and build credit scorecards: Acquisition, behavioural, and collections scorecards using industry best practices (e.g. WOE binning, logistic regression) End-to-end model ownership: From data extraction and feature engineering to validation and … deployment Collaborate cross-functionally: Work closely with credit risk, data engineering, product, and compliance teams Support model governance and documentation: Ensure models meet regulatory expectations and internal standards Conduct model monitoring and performance analysis: Regularly assess backtesting results and recalibrate when needed REQUIREMENTS Strong experience building IFRS9 models (PD, LGD, EAD) Hands-on credit scorecard development ( Python … or SAS (ideally both) Solid understanding of lending products and credit risk lifecycle HOW TO APPLY Please send CV below or More ❯

clear feedback loops, and no long-winded sign-off processes. THE ROLE Develop and maintain IFRS9 models: PD, LGD, and EAD models across various lending portfolios Design and build credit scorecards: Acquisition, behavioural, and collections scorecards using industry best practices (e.g. WOE binning, logistic regression) End-to-end model ownership: From data extraction and feature engineering to validation and … deployment Collaborate cross-functionally: Work closely with credit risk, data engineering, product, and compliance teams Support model governance and documentation: Ensure models meet regulatory expectations and internal standards Conduct model monitoring and performance analysis: Regularly assess backtesting results and recalibrate when needed REQUIREMENTS Strong experience building IFRS9 models (PD, LGD, EAD) Hands-on credit scorecard development ( Python … or SAS (ideally both) Solid understanding of lending products and credit risk lifecycle HOW TO APPLY Please send CV below or More ❯

+ Bonus (depending on level) WFH: 2-3 Days/Week Onsite (Hybrid) - Office in Central London Overview Our client, a multi-award-winning specialist consultancy in risk, analytics, and data, is hiring for a Data Governance Manager or Senior Manager to join their growing Data team. This is a key leadership and delivery role working across multiple credit risk and insurance-related client projects to embed best-in-class data governance and data management practices. With 250+ consultants across Europe and the Middle East, the business is known for its progressive culture, employee ownership model, and commitment to redefining traditional consulting. This is a rare opportunity to step into a visible role with high impact, strong … transformation programmes Support proposition development and continuous improvement across the team Ideal Candidate Proven experience in data governance, including frameworks, policy writing, and operating model design Strong background in credit risk or financial services Experience managing or contributing to regulatory data initiatives (IRB, BCBS 239, etc.) Familiarity with data governance tools like Collibra or IBM IGC preferred Knowledge More ❯

the global markets business Fast learner and proactive approach Good communication skills (business oriented and technical oriented) Face off to senior stakeholders in Front Office and control functions - Market Risk, Credit Risk, Operations etc. Experience within Financial Markets, Commodities experience preferred e.g. oil, nat gas (Day Ahead/Month Ahead), power Good understanding of derivatives and various More ❯

platform offering fast, secure, and affordable money transfers, multi-currency wallets, and essential banking services worldwide, all within one app. You’ll be responsible for designing, building, and optimising credit and risk scoring models that drive key financial decisions across global markets. Responsibilities: Lead the development and maintenance of credit risk and affordability models using bureau … engineering, model development, validation, and monitoring. Design and execute champion/challenger tests and A/B experiments to continuously improve approval rates, loss rates, and customer experience Analyse credit performance data to generate actionable insight and support strategic decisions Mentor and develop a small team of analysts/data scientists as the team scales Work closely with Data More ❯

platform offering fast, secure, and affordable money transfers, multi-currency wallets, and essential banking services worldwide, all within one app. You’ll be responsible for designing, building, and optimising credit and risk scoring models that drive key financial decisions across global markets. Responsibilities: Lead the development and maintenance of credit risk and affordability models using bureau … engineering, model development, validation, and monitoring. Design and execute champion/challenger tests and A/B experiments to continuously improve approval rates, loss rates, and customer experience Analyse credit performance data to generate actionable insight and support strategic decisions Mentor and develop a small team of analysts/data scientists as the team scales Work closely with Data More ❯

Analyst, Infrastructure and Real Estate Portfolio Monitoring, Private Credit Macquarie Asset Management's Private Credit portfolio includes debt investments across various industry sectors and geographies, primarily in the US, UK, and Europe. The focus areas include renewable energy (solar and wind), utility assets (water, gas, electricity), traditional infrastructure (roads, rail, airports), digital infrastructure, social housing, real estate, and … origination and investment teams to monitor and manage a portfolio of assets. Responsibilities include reviewing financial models and assumptions, covenanted deliverables (financial statements, ratios, operating reports, ESG reporting), and credit rating assessments. You will support waiver and consent processes, analyze risk profile changes, and prepare summaries for proposals. Flexibility across multiple workstreams such as portfolio reporting, ad hoc … have 2-4 years of experience with the following: Ability to interpret financial statements and cash flows Experience preparing financial analysis reports or memorandums Knowledge of debt characteristics and credit risk assessment in private debt markets Understanding of infrastructure assets is advantageous Strong communication skills, both written and verbal Experience with financial models Understanding of due diligence processes More ❯

Enterprise Data - Risk and Valuation Solutions Sales Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements Bloomberg is a global leader in business and financial information, news and insight, and we use innovative technology to deliver trusted data and bring transparency to the financial markets. Our customers around the globe rely on … What's the role? As a key member of our growing EMEA team, you'll be responsible for selling the suite of solutions under the Enterprise Data Valuation and Risk Products: Pricing & Valuations data such as BVAL/IBVAL, along with our Risk data sets such as our Liquidity solutions and credit risk offerings. Our clients … face an increasingly complex challenge to remain competitive in risk and valuations business functions, presenting a phenomenal opportunity to position our market leading products and technology in this space. As a business we have been able to innovate and adapt dynamically to the market changes and trends, whilst partnering our clients to solve their business needs. As we continue More ❯

insights, and identify opportunities to integrate improvements and new features into the user flow and product roadmap. Advocate for user needs while balancing business requirements and technical feasibility. Innovation & Risk Management: Drive innovation by identifying emerging technologies and trends that may affect the product landscape. Proactively manage product risks, ensuring that potential roadblocks are identified and mitigated early in … and innovative approach to overcoming product challenges and seizing new opportunities. Data-Driven Decision Making: Comfortable with data analysis and making decisions based on KPIs, metrics, and performance analytics. Risk Management: Experience in risk assessment and mitigation strategies, ensuring smooth product delivery and minimizing potential disruptions. About S&P Global Ratings S&P Global Ratings is the world … s leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on More ❯

Enterprise Data - Risk and Valuation Solutions Sales Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements Bloomberg is a global leader in business and financial information, news and insight, and we use innovative technology to deliver trusted data and bring transparency to the financial markets. Our customers around the globe rely on … What's the role? As a key member of our growing EMEA team, you'll be responsible for selling the suite of solutions under the Enterprise Data Valuation and Risk Products: Pricing & Valuations data such as BVAL/IBVAL, along with our Risk data sets such as our Liquidity solutions and credit risk offerings. Our clients … face an increasingly complex challenge to remain competitive in risk and valuations business functions, presenting a phenomenal opportunity to position our market leading products and technology in this space. As a business we have been able to innovate and adapt dynamically to the market changes and trends, whilst partnering our clients to solve their business needs. As we continue More ❯

Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, credit risk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯

SENIOR DATA SCIENTIST UP TO £80,000 LONDON This role is an exciting opportunity to work for a very fast-paced and data-driven FinTech, focusing on their growing credit card portfolio. THE COMPANY This company is working on loans, credit cards, and car finance and aims to get money in customers' hands in only a few minutes … one of the fastest growing fintech companies in the UK, and are profitable, meaning they are undergoing rapid growth. THE ROLE You will be doing the following daily: Develop credit risk predictive ML models across their credit card portfolios. Mainly working across the companies scorecards. Enhancing the existing model suite, while gaining exposure to some pricing models. … books. Work with a diverse range of leaders and stakeholders. Research new data sources to advise on costs/benefits of lending decisions. YOUR SKILLS AND EXPERIENCE Must have credit modelling experience, focusing on scorecards or predictive models. Previous experience in the credit/lending industry. Excellent analytical skills, with strong skills in Python, and SQL. Strong knowledge More ❯

understand, interpret and communicate complex regulatory rules (e.g. CRR/IFR in Europe) with experience in at least one of the main reporting areas: capital, liquidity, leverage, balance sheet, credit risk, market risk etc. At least 3 years of experience in regulatory reporting at a regulated firm or as a consultant Deep banking product understanding (Loans, Securities More ❯