1 to 25 of 29 Credit Risk Modelling Jobs in London

over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. Department Description The Risk department at Allica Bank serves as a key component of the Second Line of Defence, dedicated to ensuring robust management of credit risk across the organisation. The Risk team plays a pivotal role in providing challenge and oversight on the credit risk components of the bank's IFRS 9 model, maintaining the integrity and precision of the bank's risk management framework. Our work is essential to supporting … Allica's continued growth while maintaining a strong and resilient risk management culture. Role Description The Credit Risk Oversight Manager is expected to support the provision of Second Line oversight and challenge credit risk management. The role will be expected to ensure that credit More ❯

number of leading Wholesale banking clients within London, you will work on challenging projects and play a key role in growing my client’s credit risk consulting expertise in Wholesale banking, through the development of Wholesale IRB Credit Risk models More broadly my client partners with … all levels are actively encouraged to participate in the success of their employer The primary focus of the role will be around Wholesale IRB credit risk, utilizing your hands-on modelling experience to build relevant risk management models and deliver exceptional client outcomes This is a … in a management consulting capacity within financial services and/or the banking industry (corporate, commercial or challenger banks), with a focus around providing credit risk management solutions A proven quantitative background is essential with your practical experience stemming from working within the European financial services industry and More ❯

number of leading Wholesale banking clients within London, you will work on challenging projects and play a key role in growing my client’s credit risk consulting expertise in Wholesale banking, through the development of Wholesale IRB Credit Risk models More broadly my client partners with … all levels are actively encouraged to participate in the success of their employer The primary focus of the role will be around Wholesale IRB credit risk, utilizing your hands-on modelling experience to build relevant risk management models and deliver exceptional client outcomes This is a … in a management consulting capacity within financial services and/or the banking industry (corporate, commercial or challenger banks), with a focus around providing credit risk management solutions A proven quantitative background is essential with your practical experience stemming from working within the European financial services industry and More ❯

Risk Analytics – Counterparty Credit Risk Quantitative Analyst Quantitative specialist for developing and managing analytics for counterparty credit risk models. Candidate will join the Risk Analytics group that partakes in model development over the full life-cycle of modes: from methodology to design to local … implementation and validation. The successful candidate will also provide quantitative risk analysis to support daily counterparty credit risk management. Responsibilities • Develop and implement analytics for counterparty credit risk management. • Build infrastructure to consolidate counterparty credit risk models across systems. • Perform quantitative research to … and remediations. • Work with stakeholders across business and functional teams during model development process. • Create tools and dashboards which can enhance and improve the risk analysis. • Conduct analysis on existing model short-comings and design remediation plans. • Maintain, update and back-test risk models. • Assess the methodologies and More ❯

Risk Analytics – Counterparty Credit Risk Quantitative Analyst Quantitative specialist for developing and managing analytics for counterparty credit risk models. Candidate will join the Risk Analytics group that partakes in model development over the full life-cycle of modes: from methodology to design to local … implementation and validation. The successful candidate will also provide quantitative risk analysis to support daily counterparty credit risk management. Responsibilities • Develop and implement analytics for counterparty credit risk management. • Build infrastructure to consolidate counterparty credit risk models across systems. • Perform quantitative research to … and remediations. • Work with stakeholders across business and functional teams during model development process. • Create tools and dashboards which can enhance and improve the risk analysis. • Conduct analysis on existing model short-comings and design remediation plans. • Maintain, update and back-test risk models. • Assess the methodologies and More ❯

Credit Strategy Analyst We are looking for a Credit Strategy Analyst in our Credit Strategy team. This role sits within the Credit Risk team, which is highly influential in our overall lending process. The team focuses on measuring risk, optimizing the credit risk funnel, and forecasting loan portfolio performance. They collaborate with credit risk modeling, engineering, data management, capital markets, and business operations teams to understand objectives and develop analytical solutions. Who are we? We're Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the … people. We provide meaningful support along with fast, hassle-free processes to deliver an exceptional customer experience. The role This role focuses on our Credit Risk lending capabilities. You'll have the opportunity to think creatively and propose ideas to optimize our lending to small businesses while ensuring More ❯

Head of Data Science (Credit Risk & Fraud) Up to £140,000 London Hybrid I am currently hiring for a top consumer lending fintech based in London. They are looking to bring in a top leader in data science function to come into the business and spearhead the Fraud … Credit Risk, and Customer Analytics modelling for the business to support rapid growth. The Role: Developing new models for Credit risk decisioning/developing scorecard models using SQL, Python, and Snowflake Developing models for fraud prevention and models for customer analytics Working with senior stakeholders … across different areas of the business being able to manage both down and up Setting out the data science and modelling roadmap for the business Improving efficiency with the development of automation across the business. Cross-collaborating with other functions across the business to increase efficiency and revenue Your More ❯

Head of Data Science (Credit Risk & Fraud) Up to £140,000 London Hybrid I am currently hiring for a top consumer lending fintech based in London. They are looking to bring in a top leader in data science function to come into the business and spearhead the Fraud … Credit Risk, and Customer Analytics modelling for the business to support rapid growth. The Role: Developing new models for Credit risk decisioning/developing scorecard models using SQL, Python, and Snowflake Developing models for fraud prevention and models for customer analytics Working with senior stakeholders … across different areas of the business being able to manage both down and up Setting out the data science and modelling roadmap for the business Improving efficiency with the development of automation across the business. Cross-collaborating with other functions across the business to increase efficiency and revenue Your More ❯

Director of Credit Risk Analytics & Decision Science InterQuest Posted 6 days ago Director of Credit Risk Analytics & Decision Science - up to £185k - London I am currently partnered with a consumer lending FinTech on a Director of Credit Risk Analytics & Decision Science opportunity. The role … will primarily involve work across Credit Strategy, Portfolio Analytics and Model Development (including advanced credit risk models combining traditional methods with machine learning). The role also provides the incoming Director an opportunity to upskill and build out a function of 10-15 Analysts, Data Scientists and More ❯

data models and analytics to improve business outcomes. Responsibilities include: Design analytics solutions to client's problems in any area of consumer lending and credit risk management, using Experian analytics solutions. Engage in a consultative way with the client, to identify problems and define, design and deliver analytics … solutions, with expertise in credit risk modelling and optimisation techniques. Present proposals to clients for analytics solutions, including recommendations. Provide consultancy on the potential 'bigger picture' strategies. Co-ordinate with Experian's Analytics Pre-Sales team to contribute to sales opportunities and support the conversion of sales … prospects. Experience and Skills Data science experience with expertise in building decisioning or credit risk models using Python or SAS. Applied modelling and analytics experience to lead business decisions. Expertise in credit risk decisioning. Deep coding knowledge in Python with SAS or R. Good stakeholder More ❯

The company: Leadenhall Search & Selection are recruiting for a fast-growing credit risk analytics consultancy with a global presence. The organisation are growing their team and looking for experienced credit risk modelers to join them. The role: Our client is looking to bring in credit risk modelers across a number of levels. This person will have the opportunity to take on meaningful technical responsibility in the development and validation of IRB and IFRS 9 models. The person: 2:1 or above in a relevant Bachelor's degree. 2+ years of hands on experience … in credit risk modelling. Exposure to IRB/IFRS 9 regulations. Proficiency in SAS or Python. Strong communicator with ability to interact with stakeholders of varying levels on a technical and non-technical basis. What’s on Offer: Competitive salary and a strong bonus and benefits package Client More ❯

The company: Leadenhall Search & Selection are recruiting for a fast-growing credit risk analytics consultancy with a global presence. The organisation are growing their team and looking for experienced credit risk modelers to join them. The role: Our client is looking to bring in credit risk modelers across a number of levels. This person will have the opportunity to take on meaningful technical responsibility in the development and validation of IRB and IFRS 9 models. The person: 2:1 or above in a relevant Bachelor's degree. 2+ years of hands on experience … in credit risk modelling. Exposure to IRB/IFRS 9 regulations. Proficiency in SAS or Python. Strong communicator with ability to interact with stakeholders of varying levels on a technical and non-technical basis. What’s on Offer: Competitive salary and a strong bonus and benefits package Client More ❯

fairer, cheaper prices), we also go above and beyond to make them feel seen and heard in everything we do. Open roles Head of Credit Risk Pricing Location London Type Full time Department New Products Car Finance About Marshmallow We started Marshmallow when we found out how unfair … you'll be doing: Designing, developing, and deploying innovative new pricing and underwriting models to price new to country migrants. Developing and owning robust risk monitoring and reporting processes to ensure we stay within appetite as we scale. Being a champion of data and solidifying data-driven processes within … and your team forward. You can be very hands-on. Working in a new vertical means that you'll be working as the sole credit risk analyst initially. You're a strong communicator and facilitator. You are deeply challenging. You're a pioneer. This isn't for you More ❯

IRB CREDIT RISK MODELER UP TO £135,000 LONDON This is an exciting new opportunity for a technically strong credit risk consultant with strong IRB modelling experience. THE COMPANY The company is a boutique consultancy offering support across risk, finance, and strategy. They offer … all around the globe. Work across end-to-end IRB model development. Advise on local and relevant international regulations in the financial services. Set risk appetites and work across risk limiting projects. Carry out stress testing and work on ICCAP/ILAAP modelling. Work cross-functionally with other … teams within the business. YOUR SKILLS AND EXPERIENCE 4-7 years of experience in the financial modelling space. Hands on experience in wholesale IRB credit risk modelling. Experience in SAS, Python, R, or Matlab. Experience in ICAAP/ILAAP is desirable. Excellent written and verbal communication skills. More ❯

IRB CREDIT RISK MODELER UP TO £135,000 LONDON This is an exciting new opportunity for a technically strong credit risk consultant with strong IRB modelling experience. THE COMPANY The company is a boutique consultancy offering support across risk, finance, and strategy. They offer … all around the globe. Work across end-to-end IRB model development. Advise on local and relevant international regulations in the financial services. Set risk appetites and work across risk limiting projects. Carry out stress testing and work on ICCAP/ILAAP modelling. Work cross-functionally with other … teams within the business. YOUR SKILLS AND EXPERIENCE 4-7 years of experience in the financial modelling space. Hands on experience in wholesale IRB credit risk modelling. Experience in SAS, Python, R, or Matlab. Experience in ICAAP/ILAAP is desirable. Excellent written and verbal communication skills. More ❯

through thick and thin. What to expect Reporting to the Co-Founder and Chief Product Officer, you'll lead a cross-functional team-including Risk Strategy, Frontend, and Backend Engineers on Raylo's Risk Decisioning & Pricing capabilities. Working closely with engineers and data scientists, you'll optimise approval … rates and drive sustainable, profitable growth. That means boosting approval rates-finding and accepting more good customers while keeping risk in check-alongside pricing optimisation to improve conversion rates and UX improvements that make the journey seamless. As Raylo's second product hire, you'll have the opportunity to … We move fast, ship frequently, and stay focused on outcomes. Your primary focus will be on building the product and proprietary tech, while the Risk Strategy Lead owns analytics, credit risk modelling, and data insights. What you'll do Define and execute: Own the roadmap for More ❯

through thick and thin. What to expect Reporting to the Co-Founder and Chief Product Officer, you'll lead a cross-functional team-including Risk Strategy, Frontend, and Backend Engineers on Raylo's Risk Decisioning & Pricing capabilities. Working closely with engineers and data scientists, you'll optimise approval … rates and drive sustainable, profitable growth. That means boosting approval rates-finding and accepting more good customers while keeping risk in check-alongside pricing optimisation to improve conversion rates and UX improvements that make the journey seamless. As Raylo's second product hire, you'll have the opportunity to … We move fast, ship frequently, and stay focused on outcomes. Your primary focus will be on building the product and proprietary tech, while the Risk Strategy Lead owns analytics, credit risk modelling, and data insights. What you'll do Define and execute: Own the roadmap for More ❯

Senior Credit Strategy Analyst £65,000-£80,000 + 15%-22.5% bonus Skills required: Excel, SQL Location: London, 3 days a week in the office Leading business lending platform We are partnered with one of the UK's leading business lending platforms that connect small businesses with investors … using innovative technology. They are seeking a Senior Credit Strategy Analyst to join the Credit Risk team and play a key role in enhancing the overall lending process. The role You will collaborate with credit risk modelling, engineering, data management, capital markets, and business … operations teams to understand business objectives and develop analytical solutions. Key responsibilities include Developing new credit strategies with strong analytical focus, measuring impacts, and iterating as needed. Partnering with various teams to implement, monitor, and evaluate the success of these strategies. Converting complex analyses into clear insights and recommendations. More ❯

go above and beyond to make them feel seen and heard in everything we do. About the Role We're looking for a Lead Risk Pricing Data Scientist who will lead the development of our credit risk and pricing systems. This is a unique opportunity to shape … a new system from the ground up, unencumbered by legacy systems or constraints. The Lead Risk Pricing Data Scientist will be a hands-on builder and help us develop a team over time. They will be part of a small team of engineers and product people, working independently from … you'll be doing: Designing, developing, and deploying innovative new pricing and underwriting models to price new to country migrants. Developing and owning robust risk monitoring and reporting processes to ensure we stay within appetite as we scale. Being a champion of data and solidifying data-driven processes within More ❯

Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit … are delivered - offering customers faster, more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting … quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk models using state-of-the-art ML techniques. Translate business challenges into data-driven solutions. Deploy and monitor models autonomously, without reliance on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. More ❯

in London. They are looking to bring in a top leader in data science function to come into the business and spearhead the Fraud, Credit Risk, and Customer Analytics modelling for the business to support rapid growth. The Role: Developing new models for Credit risk … Working with senior stakeholders across different areas of the business being able to manage both down and up Setting out the data science and modelling roadmap for the business Improving efficiency with the development of automation across the business. Your Skills & Experience: Experience with Unsecured consumer lending Strong experience … using SQL and python across your career. Experience owning and developing credit risk models Experience developing scorecards and decisioning models STEM Degree from a top University Salary – Up to More ❯

More than £2tn of equity value is locked up in UK homes, while homeowners still need to rely on high-interest-rate consumer loans, credit cards, or overdrafts. We believe this is unfair and unnecessary. We offer a financing product unlike anything else out there, one that is as … day to day execution of paid acquisition and funnel optimisation, translating numbers into action and scaling what works. They will partner closely with the Credit Risk, Data, and Commercial teams to ensure that every pound we spend returns sustainable, high-quality borrowers and drives profitable growth. What you … communication skills; able to simplify complex analysis for non marketing stakeholders. Nice to Have experience/qualifications Financial services or lending experience. Exposure to credit risk modelling, CLTV, or cohort analysis. Working knowledge of SQL or Python for deeper analysis. Google Ads or Meta Blueprint certifications. Familiarity More ❯

About the role Our team's objectives The data science team develops proprietary risk models which are core to the company's success. We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions. We self-serve with … learning-engineering team. How you'll impact those objectives Learn the domain of products that Lendable serves, understanding the data that informs strategy and risk modelling is essential to being able to successfully contribute value. Rigorously search for the best models that enhance underwriting quality. Clearly communicate results … and willing to lead on projects/new initiatives Nice to Have Interest in machine learning engineering Interest in data engineering Prior experience with credit risk modelling Prior experience with use of LLMs for document question answering The interview process For this role we'd expect: A More ❯

It is also in the process of delivering the IRB repair requirements as per ECB. As part of the strategic growth plan of its risk modelling function, the firm now seeks an experienced credit risk modeller with significant prior experience of IRB modelling to take … This is a new role, reporting to the Manager for IRB Modelling. The role will involve: Development of models to support business decision making, risk management and estimation of regulatory capital requirements in line with internal development standards and policies. This includes Probability of Default (PD), Loss Given Default … customer or portfolio insights. Contributing to the standards, methodologies and toolsets required to perform analytic activities. Extracting, transforming, and cleaning the data required for modelling and analysis purposes. Engaging with customer-facing Business teams to understand how our analytic outputs can support their decision making. Applicants should possess prior More ❯

their flexible working culture, remote working opportunities, excellent benefits, and outstanding internal culture and career progression. As part of a build-out of the risk modelling team, I am looking for an experienced IRB modeller to lead a talented team of modelling analysts and data scientists responsible … for developing and remediating the IRB & Scorecards model landscape to ensure effective risk management and capital allocation within the portfolio. As part of this role, you will be responsible for: Managing multiple complex model development projects and analyses; delivering the scoping, design, development, validation, and implementation of models, in … and responsibility for ensuring the performance of models is understood and identifying opportunities for model enhancements. You will lead the design and implementation of credit risk models in line with Bank standards and regulatory compliance requirements. You'll ensure that the models in operation are robust, fit for More ❯