My client is a leading wealth manager and retail bank with a growing UK focussed business. The Model Risk Management (MRM) team are responsible for the design and maintenance of the Bank's Model Risk Management policy and framework, ensuring comprehensive model governance and carrying out model … risk activities across the Group and providing challenge on the appropriateness of models used within the business. Engaging with Senior Stakeholders (e.g. CROs, Finance Directors, Heads of Functions) on key model risk activities. Requirements: Significant prior experience of model validation and / or model development for credit risk, preferably in retail, corporate / wholesale also potentially relevant. Practical understanding of model validation techniques particularly on retailcredit risk, IFRS9, and IRB models. Knowledge of model risk management regulations and standards in the UK and EU. Candidates will likely be More ❯
credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing unsecured retailcredit risk strategies and building best-in-class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. … customer journeys Assessing how the lending portfolio of particular products will perform over time You should apply if: You have experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay later etc.) You have an understanding of how the unsecured retailMore ❯
a must, as is a deep expertise in credit risk modelling and IFRS 9 provision methodology. Experience in stress testing, IRB modelling, retailcredit originations, Net Present Value modelling, Scorecard modelling and Capital are desirable, but not essential. End-to-end development and maintenance of … a wider range of modelling solutions across the Borrowing collective (including IFRS 9, NPV, pricing etc.) Close collaboration with portfolio strategy, model validation, finance and external audit teams We'd love to hear from you if You have a strong background in IFRS 9 impairments You have More ❯
credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing unsecured retailcredit risk strategies and building best in class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. … perform over time. Mentoring and up-skilling more junior members of the team. You should apply if: You have extensive experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay later etc.). You have a deep understanding of how the unsecured … retail lending market works including the impact of pricing dynamics on portfolio performance. You have a deep understanding of lending economics and have experience developing and deploying underwriting strategies and credit models. You have strong analytical and data capabilities, backed up by technical coding skills. SQL More ❯
practice with a focus on Business and Technology Transformation within banking. In our team you will learn: The latest industry innovations across both Retail and Commercial Banking, from organisation design through to GenAI Skills in the latest technologies that support successful banks such as cloud & advanced analytics … and large-scale transformational projects at this inflection point in the industry. In this role you will showcase: Industry experience in Commercial or Retail Banking – including experience in core banking processes and related technologies, mortgages, payments, cards and related regulatory change. Business and technology expertise across the … end-to-end Commercial of Retailcredit lifecycle spanning sales, origination, fulfilment, servicing and portfolio management. In addition, you will: Support Banking Transformation programmes – including strategy development, operating model changes and technology implementations Manage all parts of projects, from client buy-in to planning, budgeting and More ❯
practice with a focus on Business and Technology Transformation within banking. In our team you will learn: The latest industry innovations across both Retail and Commercial Banking, from organisation design through to GenAI Skills in the latest technologies that support successful banks such as cloud & advanced analytics … and large-scale transformational projects at this inflection point in the industry. In this role you will showcase: Industry experience in Commercial or Retail Banking – including experience in core banking processes and related technologies, mortgages, payments, cards and related regulatory change. Business and technology expertise across the … end-to-end Commercial of Retailcredit lifecycle spanning sales, origination, fulfilment, servicing and portfolio management. In addition, you will: Support Banking Transformation programmes – including strategy development, operating model changes and technology implementations Manage all parts of projects, from client buy-in to planning, budgeting and More ❯
also ensure we deliver the highest quality product features, support, and service levels. We need a Leader with a capital 'L' to own retailcredit products, as well as an awesome boss to collaborate with Product Owners and the Engineering team. Up for the challenge? Let … conversion funnel and offering acceptance rate Lowering the cost of customer acquisition Ensuring high customer satisfaction related to understanding and experience within the retailcredit products segment Establishing reliable and reputable third-party partnerships Ensuring zero tolerance of any compliance issue or breach of regulatory requirements … What you'll need Hands-on experience building products and / or features in retailcredit Expertise in new product design and user research A passionate approach to customer experience UI / UX principle knowledge with deep customer focus by understanding customer behaviour and analysing data More ❯
