4 of 4 Credit Risk Jobs in the South West

Ready to make an impact with data? Join Thames Water as a Data Analyst in our Credit Risk Analytics team and help shape smarter, faster decisions that drive real results. What you’ll be doing as a Data Analyst You’ll turn complex data into clear, actionable insights, helping to strengthen credit risk strategies and improve … performance. If you enjoy solving problems with data and want your work to make a real difference, this is the role for you. You will: Lead the development of credit and portfolio MI to support strategy changes through data insight and performance analysis. Monitor key portfolio data and provide regular reporting, including deep dives to understand trends and variances. … driven reporting tools and maintaining strong data governance. Work closely with stakeholders to promote data-driven decision-making within the Income function. Act as a subject matter expert in credit risk and collections, shaping and improving strategic execution. Swindon-based, with one office day every Tuesday. What you should bring to the role To thrive in this role More ❯

Thames Water is looking for a Credit Reporting & Insights Manager to lead the transformation of our debt management reporting to enable us to deliver best-in-class portfolio management. What you will be doing as the Credit Reporting & Insight Manager . In this key role, you will be responsible for developing and delivering high-quality debt management reporting … team. The reports you produce will be central to their ability to manage, optimise, and continuously improve their business areas. You will also work hand in hand with the Credit Strategy Manager, providing the MI and insight necessary for the ongoing development of effective credit strategies. Key responsibilities: Portfolio Performance & Forecasting: Lead the monitoring, forecasting, and evaluation of … collections and support. Business Intelligence & Insight: Manage the delivery of daily, weekly, and monthly MI to inform decision-making across the Portfolio and Income teams, supporting strategic optimisation. Retail Credit Risk Committee Reporting: Own the preparation and delivery of insight and analysis for monthly Credit Risk Committee meetings. Credit Management Governance: Ensure strong governance through More ❯

regulatory requirements, and technology innovation. Main Purpose: To act as a Subject Matter Expert (SME) in AI and Digital Resilience within Financial Services, delivering advisory and managed services across risk modelling, fraud detection, AI governance, compliance, and operational resilience. Key Responsibilities: AI in Financial Services Design and implement AI-driven solutions for risk modelling, financial fraud detection, AI … gap assessments, compliance roadmaps, and incident response readiness programmes aligned to the EU Digital Operational Resilience Act (DORA). Advise financial institutions on resilience testing, regulatory reporting, and ICT risk management. Support the integration of operational resilience practices into business continuity, cyber security, and IT service management. Recognise the synergies for clients that are not mandated to DORA directly … their customers. Required Experience and Background: 5-8+ years' experience in Financial Services consulting or advisory roles. Strong understanding of AI applications in finance, particularly in fraud detection, credit risk, and regulatory compliance. Experience with AI governance frameworks, model risk management, and compliance standards. Knowledge of operational resilience frameworks, including DORA, PRA/FCA resilience requirements More ❯

team. The role is at a Lead Analyst level and is an individual contributor position, there is no line management. The main responsibility within the role will be developing credit risk scorecards and there will also be validation of IFRS9 models. You must have experience within a Model Validaiton function previously and any added experience of working within More ❯