1 to 25 of 28 Credit Risk Jobs in the UK

Overview Secure Trust Bank Group is seeking a dynamic and experienced Head of Consumer Credit to lead the credit risk strategy for our Retail Finance business. This is a pivotal role, responsible for overseeing the end-to-end credit lifecycle-from origination and in-life management to impairment-ensuring our portfolio remains robust, customer-focused, and … commercially sound. What You'll Be Doing Lead and shape the credit risk profile across our Retail Finance portfolio, ensuring alignment with our Risk and Capital parameters. Own and develop credit risk models and scorecards, driving continuous improvement and innovation. Design and oversee risk strategies that balance commercial success with customer fairness and regulatory … compliance. Engage and influence senior stakeholders, including Executive Committee and Board members, with clear, data-driven insights. Chair key governance forums , including Credit Committees and monthly Credit Risk meetings. Collaborate cross-functionally with Finance, Compliance, Marketing, and other Group functions to deliver strategic goals. Represent STB externally , building strong relationships with third parties and regulators. What We More ❯

Risk BA Team Lead – Investment Banking (Tech Innovation & Credit Risk) - London | Up to £120,000 + Bonus + Benefits Overview; A leading global investment bank is seeking a Senior Risk Business Analyst Team Lead to join its Technology Innovation function. This role requires strong Counterparty Credit Risk expertise and a genuine passion for technology … AI, and digital transformation. You will lead a team of BAs while driving forward-thinking solutions across the Risk portfolio. Role & Responsibilities; Lead and develop a team of BAs within the Risk portfolio. Act as a key partner to senior stakeholders across Credit Risk, Change, and Technology. Oversee delivery of complex risk initiatives, ensuring effective … Drive innovation—champion AI and emerging technology across the BA function. Manage resourcing, performance, KPIs, and BA governance. Proactively manage risks, issues, and dependencies. Essential Skills & Requirements; Strong Counterparty Credit Risk knowledge (credit limits, CSAs, PFE, collateral, trade lifecycle). Excellent understanding of financial products: Derivatives, Bonds, Credit, FX, Securities Financing. BA experience within a top More ❯

Build models across credit, insurance, pricing, and more. Leading model development from the ground up to drive business impact. A great next step for a data scientist who thrives in the modelling space. Were looking for a commercially minded Senior Data Scientist with a passion for building risk models. If youre the kind of data scientist who doesnt … just tweak existing models but creates them from scratch, this is your chance to make a real impact! What youll be doing This role is all about risk (we cant stress that enough!). Were looking for someone technically strong (likely a data scientist or similar) with a proven background in modelling risk across different environments. As part … of a specialist Risk Modelling Team, youll operate in a collaborative, matrix-style environment. Your work will include model development, enhancement, and forecasting, ensuring outputs are accurate, robust, and clearly communicated. This role is also a chance to work on variations of risk, youll model across multiple areas and projects, outside of a highly regulated environment. They need More ❯

us explore new ways to use intelligent data solutions, working alongside innovative thinkers and technical specialists to unlock the full potential of advanced analytics and automation. Principal Data Scientist Credit Risk and Customer Insights - We're also seeking a Principal Data Scientist with strong experience in debt and credit risk, ideally with a background in customer … innovative pricing solutions through advanced analytics and data-driven insights Translate complex business requirements into practical models that directly influence commercial decisions Questions about this role? Reach out to Credit risk and Customer Insights Focus Support strategic decision-making around debt, credit risk and customer segmentation Build robust predictive models and propensity models to better understand … and mentoring others; motivated to create positive change through data It would be great if you had: Experience in the energy or retail sector Background in pricing, commercial modelling, credit risk, or debt Exposure to PySpark or other big data tools Experience with NLP, Generative AI, or advanced predictive modelling More ❯

We are looking for a Senior Data Analyst to join our Credit Risk Portfolio Management team - a key function responsible for understanding and forecasting the financial health of the customer base. The role requires the use of advanced analytics to provide deep insights into credit risk and performance to inform our risk management strategy. This … translate insights into action. Here's a taste of what you'll be doing Partnering with Finance to develop and maintain debt forecasts to track performance vs. plan, forecast risk and deep dive into the drivers of variations to plan Developing scenario models to enable data-based decisioning within operational and strategic planning cycles Staying up to date with … techniques and technologies, partnering with Data Science to deliver advanced segmentation and behavioural analysis Delivering and consulting on the advanced analytics required to support project delivery across the wider Credit Management function e.g. simulation models, data pipeline mock ups, statistically robust testing Translating analytical outputs into clear recommendations for business stakeholders, influencing decisions across debt prevention and collections strategy More ❯

Ready to make an impact with data and influence decisions Join Thames Water as a Data Analyst in our Credit Risk Analytics team and help shape smarter, faster strategies that deliver real results. What you will be doing as a Data Analyst You will transform complex data into clear, compelling insights that stakeholders can act on. Your work … will strengthen credit risk strategies and improve how we manage and collect revenue. You will play a key role in upgrading reporting and unlocking smarter ways to track and manage performance. If you love solving problems with data and excel at influencing decisions, this is the role for you. You will: Lead the development of credit and … strong data governance. Collaborate with stakeholders across the Income function, promoting data-driven decision-making and presenting findings with clarity and confidence. Act as a subject matter expert in credit risk and collections, shaping and improving strategic execution. Location: Swindon-based, typically with one office day every week. What you should bring to the role To thrive in More ❯

SENIOR CREDIT RISK STRATEGY ANALYST - FINTECH£80,000LONDON This FinTech have been through significant growth in the past few years and are looking to continue on this journey. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in developing their lending strategies. This role is an opportunity … Integrating CRA and wider customer data to enhance business performance YOUR SKILLS AND EXPERIENCE : Essential to have experience within consumer lending Strong experience in developing and leading implementation of credit risk strategies is essential SQL or Python experience is essential Experience working with SME or business lending is highly desirable SALARY AND BENEFITS Up to £80,000 base More ❯

Vice President, Credit Solutions, Growth & Middle Market Technology page is loaded Vice President, Credit Solutions, Growth & Middle Market Technology Apply locations London time type Full time posted on Posted 2 Days Ago job requisition id -WD Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of … a diverse book of technology clients across targeted ownership structures through origination, structuring and execution of senior debt facilities and associated ancillary products. Provide access to an industry specialised credit organisation, delivering faster decisions to the client. Align relationships within GMMT with all product partners. Leverage MUFG's advanced technology partnerships, innovation, strategic & commercial capital teams. Engage with venture … providers in the market. MAIN PURPOSE OF THE ROLE A technical expert known internally and externally as a reliable, knowledgeable resource, responsible for evaluating and underwriting loans and other credit exposures to Growth and Middle Market Technology companies. Supporting Growth & Middle Market Credit Solutions transaction, origination, and credit analysis efforts. This includes origination, loan structuring, navigating the More ❯

About the roleWe are excited to be hiring a new Data Scientist into our team! Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science sits at the heart of this USP, developing the credit risk models to underwrite loan and credit card products.You will have access to the latest machine learning techniques combined with a rich data repository to deliver best in market risk models.This role will primarily focus on our US unsecured loans and credit cards business. Our team's objectives The data science team develops proprietary behavioural models combining state of the art techniques with a … variety of data sources that inform market-facing underwriting and pricing decisions, scorecard development, and risk management. Data scientists work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions. We self-serve with all deployment and monitoring, without a separate machine learning engineering team. Design, implement, manage and More ❯

of extension. You will play a key part in delivering key projects for the business and you will lead, coordinate, and deliver all major initiatives working across areas including credit risk, product, marketing and merchant. Key responsibilities include: Lead strategic planning and delivery for a credit card portfolio, from product launch to ongoing management. Coordinate cross-functional … teams (Product, Risk, Marketing, Operations, Compliance, Tech) to achieve programme objectives. Develop and prioritise programme roadmaps Ensure compliance throughout programme delivery. Analyse portfolio performance and present insights to senior management Monitor and manage credit risk, fraud trends, customer churn, and key financial metrics. Launch and enhance product features and digital solutions Support financial planning and forecasting and … business case development What we are looking for: You will have solid Project Management skills, ideally within a fintech business. Experience managing programmes with credit related domains - credit cards, lending or payments would be ideal for this role. Experience working with card networks, digital wallets, open banking or fintech partners would be desirable. A background in consumer banking More ❯

SENIOR CREDIT STRATEGY ANALYST LONDON UP TO £75,000 Join a dynamic and rapidly expanding FinTech. This company offers a unique opportunity for a driven analyst to lead commercial strategy across lending, pricing, and advanced analytics. If you're looking for a chance to shape impactful strategies in a successful and fast-growing business, this could be the ideal … role. THE ROLE As a Senior Credit Risk Strategy Analyst, you will focus on developing and refining customer strategies, including: Leading the development of diverse lending strategies Leveraging analytics and data insights to optimize and scale strategies for new customers Incorporating new data sources to enhance decision-making and grow the lending portfolio Conducting broader customer analytics and … analyzing behavioral trends REQUIREMENTS Experience working in fast-paced environments, with the ability to manage multiple projects Background in commercial or risk strategy, preferably within consumer lending Proficiency in SQL, with Python experience being highly advantageous Previous experience in a FinTech environment HOW TO APPLY Please apply to the link below or send CV More ❯

My leading Investment Bank client are looking for a talented and motivated individual to take responsibility for developing, documenting, and monitoring Credit Risk models for their EMEA region. You'll take initiative on activities supporting Regulatory and Internal Capital Assessments such as ICAAP, ICARA and others, as well as developing innovative solutions in climate risk modelling and … scenario analysis exercise. The team is high performing yet supportive, with great management. A brilliant opportunity! The following skills/experience is required: Strong background in Credit Risk Model development Degree in Quantitative subject (Finance, Mathematics, Economics, Engineering, etc) Programming languages, ideally R. Python, SAS are desirable Banking background Strong Excel and Access skills Good communication and stakeholder … skills. Salary: Up to £130,000 + bonus + package Level: Vice President (VP) Location: London (good work from home options available) If you are interested in this Quantitative Risk Analyst position and meet the above requirements please apply immediately. More ❯

blends office and home working. Across three eight-month placements, you'll see how we use data and AI to crack big-ticket challenges. From detecting fraud and managing credit risk to decoding customer behaviour and building smarter banking tools. You could become: • A Data & AI Scientist uncovering insights, making predictions and solving complex problems with machine learning … using everything from Spark and statistical methods to domain knowledge and emerging GenAI applications. The work you could be doing • Design and deploy machine learning models for fraud detection, credit risk, customer segmentation, and behavioural analytics using scalable frameworks like TensorFlow, PyTorch, and XGBoost. • Engineer robust data pipelines and ML workflows using Apache Spark, Vertex AI, and CI More ❯

Credit Controller Birmingham (Hybrid) Growing SaaS Business Are you a confident Credit Controller who thrives on building strong relationships and keeping the cash flow moving? Do you want to join a fast-growing tech business that's transforming how service companies operate worldwide? If you're looking for a role where your expertise makes a real impact, and … headquartered in Birmingham, with global offices and a 20+ year track record of success. Having recently secured major investment, they're scaling up fast, and now need a talented Credit Controller to join their finance team. Their platform powers thousands of field service businesses, helping them streamline operations, improve profitability, and deliver exceptional service. The Opportunity As a Credit Controller, you'll play a key role in managing the company's credit and collections process, ensuring timely payments, minimising risk, and maintaining great customer relationships. This is a hands-on position where you'll own the credit control function, working closely with internal teams to develop smarter processes and support automation projects as the business More ❯

3bn and specialises in the fast-growing technology sector. Their exceptional training programme will equip you to become a specialist recruiter within one of several highly lucrative fields, including Credit Risk, Risk Management, Marketing Analytics, Big Data, or Data Management . Youll gain credible industry expertise while earning a strong basic salary and uncapped commission from day More ❯

customer lifecycle. This is a hands-on, commercially focused role where you'll build and improve predictive models, support autonomous decisioning frameworks, and deliver actionable insights across fraud, marketing, credit risk, and customer management. You'll join a collaborative team and work closely with cross-functional squads, contributing to impactful projects while developing your skills in machine learning … experimentation, and modern data tooling. Key Responsibilities: Model development & improvement : Build, validate and maintain predictive models (e.g., credit risk, fraud, marketing response, collections) with guidance from senior teammates. Decisioning support : Translate models into business decisions through clear documentation, model outputs, and policy/testing setups. Experimentation : Design and analyse A/B and champion-challenger tests; deliver insights More ❯

to identify innovative workflow efficiencies, and we implement technology solutions to enhance our systems, products and processes. Our Team: We build data products that help clients navigate the evolving credit landscape, especially in areas like Loans, Private Credit, and Capital Structure. By bringing together insights from multiple sources, we deliver high-impact datasets that support decision-making in … markets where transparency is limited. Our Capital Structure data is important to credit risk analysis, giving clients a full view of a corporate group's financial architecture, maturities, payment waterfalls, guarantees and recourse. This is especially critical in high-yield and leveraged markets, where accurate data underpins financials, valuations and credit decisions. With our recent expansion into … Strong analytical skills and comfort using tools like Python, SQL, or Tableau Clear and confident communicator, able to connect team goals to business outcomes Deep understanding of fixed income credit, including how market trends impact risk and valuation Experience working with large and complex datasets Ability to use both quantitative and qualitative insights to drive strategy Strong relationship More ❯

challenge of delivering change within tight deadlines Structured and organised leader with strong project management, data and business analysis skills, and the ability to manage multiple priorities Management of Risk (Operational Risk/FIM requirements) A good understanding of the control requirement surrounding data handling will be advantageous in this role Assess the operational risks as part of … or more of the following domains (including market data vendors): o Party/Client o Trade o Settlements o Payments o Instrument and pricing o Market and/or Credit Risk Preferable knowledge and experience in Data Quality & Governance. Ability to communicate effectively in a multi-programme environment across a range of stakeholders Ideally Have: Relevant Agile Certifications … closely with all teams (including virtual teams based in non-UK locations), creating a strong culture of transparency and collaboration Operational Effectiveness & Control Adhere strictly to compliance and operational risk controls in accordance with client and regulatory standards, policies and practices; report concerns or observations in terms of control weaknesses, compliance breaches and operational risk impact. Ensure all More ❯

a week Opportunities Available We currently have exciting roles available in our Digital pathway. Please apply through this page if you are interested in any of the below roles: Risk Analyst As a Risk Analyst, you'll play a key role in managing and improving risk processes, with an immediate focus on residual value data. You'll … work closely with the team to replicate successful approaches from credit risk management and contribute to high-impact projects. This role offers the chance to develop analytical and problem-solving skills, gain exposure to collaborative working environments, and build a strong foundation in risk management. There may be opportunities to travel, so flexibility is a plus. If … you have an interest in risk and a passion for data, this is a fantastic opportunity to grow your career. Data Analyst As a Data Analyst, you'll transform complex data into actionable insights that drive business decisions. You'll work with large datasets, identify trends, and create visualisations to support strategic initiatives. This role is perfect for graduates More ❯

Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right? We started in … with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we've got big growth plans. Want to join us? About the role. We are seeking a highly experiencedFraud Operations Directorto … lead Zilch's Fraud, KYC, and Chargeback operations. This role is accountable for the company-wide execution of Zilch's fraud risk framework-as designed by the Credit Risk, Fraud and Collections Strategy team-delivering operational resilience, customer protection, and measurable performance improvements at scale. The Fraud Operations Director will oversee multi-layered internal teams and external More ❯

Staff Back End Engineer - Credit Cards Full Product Team Hybrid in London/Remote within the UK The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets … and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need - often within minutes. The team The Credit Cards team is building iwoca's newest product for small and medium-sized businesses, giving them a fast, flexible way to manage cash flow alongside our existing loans. We … re aiming to build a market-leading product, as the credit card is a core part of our long-term growth strategy. We're responsible for the systems, processes, and product features that will make this possible - from platform architecture and credit risk to user experience and servicing. The role This is an opportunity to build a More ❯

time management skills, with the ability to juggle multiple projects at once Desirable: A bachelor's degree in a numeric subject (Mathematics, Statistics, etc.) or equivalent Experience working within credit risk/debt recovery industry Working knowledge of Python and/or R Experience with legal systems such as Liberate Disclosure will be required in the event that More ❯

.Senior Product Manager page is loaded Senior Product Managerlocations: Walestime type: Full timeposted on: Posted 30+ Days Agojob requisition id: R100636 About our Business LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize … efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, About the Role We are seeking a Senior Product Manager More ❯

Type: Regular Schedule: 35 Job ID: R100636 Are you keen to develop your Product Management career? Would you enjoy working on our cutting-edge products? About our Business LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive … efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, About the Role We are seeking a Senior Product Manager More ❯

report into the Chief Product Officer. The CEO is a former Data Scientist so you'll be able to exchange notes! The Head of Data Science will work on: Credit risk models: working with the Chief Risk Officer to create advanced machine learning models Affordability models: using both bureau and open banking data, create transaction classification models More ❯