IRB CREDITRISK MODELER UP TO £135,000 LONDON This is an exciting new opportunity for a technically strong creditrisk consultant with strong IRB modelling experience. THE COMPANY The company is a boutique consultancy offering support across risk, finance, and strategy. They offer client … all around the globe. Work across end-to-end IRB model development. Advise on local and relevant international regulations in the financial services. Set risk appetites and work across risk limiting projects. Carry out stress testing and work on ICCAP/ILAAP modelling. Work cross-functionally with other … teams within the business. YOUR SKILLS AND EXPERIENCE 4-7 years of experience in the financial modelling space. Hands on experience in wholesale IRB creditrisk modelling. Experience in SAS, Python, R, or Matlab. Experience in ICAAP/ILAAP is desirable. Excellent written and verbal communication skills. Strong More ❯
london, south east england, United Kingdom Hybrid / WFH Options
Harnham
IRB CREDITRISK MODELER UP TO £135,000 LONDON This is an exciting new opportunity for a technically strong creditrisk consultant with strong IRB modelling experience. THE COMPANY The company is a boutique consultancy offering support across risk, finance, and strategy. They offer client … all around the globe. Work across end-to-end IRB model development. Advise on local and relevant international regulations in the financial services. Set risk appetites and work across risk limiting projects. Carry out stress testing and work on ICCAP/ILAAP modelling. Work cross-functionally with other … teams within the business. YOUR SKILLS AND EXPERIENCE 4-7 years of experience in the financial modelling space. Hands on experience in wholesale IRB creditrisk modelling. Experience in SAS, Python, R, or Matlab. Experience in ICAAP/ILAAP is desirable. Excellent written and verbal communication skills. Strong More ❯
Credit Strategy Manager (Business Lending) Up to £85,000 Hybrid London The Company I am hiring a Credit Strategy Manager top innovative business lending business based in London. Within this role you will be bringing your SME business lending acquisitions and existing customer expertise to impact business growth … across the business lending portfolio using tools like SQL and Python. The Role As a Credit Strategy Manager, you will be: Developing Creditrisk strategies for acquisitions and exciting customers Developing new insights to drive creditrisk strategies for acquisitions and exciting customer strategies Detecting … to help increase business revenue across the portfolio Leading acquisitions strategy for the business loans portfolio Analysing both internal and external data to drive credit decisioning. Working with senior leadership to implement/improve creditrisk strategies. Using SQL and/or Python daily for strategy development More ❯
Credit Strategy Manager (Business Lending) Up to £85,000 Hybrid London The Company I am hiring a Credit Strategy Manager top innovative business lending business based in London. Within this role you will be bringing your SME business lending acquisitions and existing customer expertise to impact business growth … across the business lending portfolio using tools like SQL and Python. The Role As a Credit Strategy Manager, you will be: Developing Creditrisk strategies for acquisitions and exciting customers Developing new insights to drive creditrisk strategies for acquisitions and exciting customer strategies Detecting … to help increase business revenue across the portfolio Leading acquisitions strategy for the business loans portfolio Analysing both internal and external data to drive credit decisioning. Working with senior leadership to implement/improve creditrisk strategies. Using SQL and/or Python daily for strategy development More ❯
We are searching for a Model Risk Associate within Firm Risk Management's Model Risk Management Department, which is dedicated to providing independent model risk control, review, and validation of models used by Morgan Stanley. These include derivative pricing models utilized across product areas, including interest … rates, currencies, commodities, equities, credit, and securitized products. This is in addition to oversight of models used to monitor counterparty creditrisk (CVA/IMM), creditrisk (IRB), market risk (IMA), operational risk, capital, and liquidity stress tests. About Morgan Stanley Morgan Stanley … and limitations of models and communicate findings to stakeholders and senior management. Collaborate with Global MRM teams, Developers, Model Control Officers, Valuation Control, and Risk Managers to manage model risk across the model lifecycle. Contribute to cultivating and managing effective relationships with regulators by providing accurate and timely More ❯
Senior CreditRisk Analyst We are looking for a Senior CreditRisk Analyst in our Portfolio Management team. Funding Circle's Portfolio Management team plays an essential role in the business. They monitor risk performance across all of our products, forecast the performance and returns … of our portfolios, and are key to supporting other areas in the business. To do this, they work with a number of teams, including Credit Strategy, Finance, Capital Markets, Collections, Recoveries, and Data, to truly understand our objectives and shape analytical solutions. Who are we? We're Funding Circle. … our investors. Generate cash flow forecasts across various products and portfolios, working closely with Finance on Fair Value and IFRS 9 modelling. Deliver regular risk monitoring and provide analysis and insight across all of our products for relevant stakeholders and committees. Identify, develop and maintain key relationships with internal More ❯
Senior CreditRisk Analyst We are looking for a Senior CreditRisk Analyst in our Portfolio Management team. Funding Circle's Portfolio Management team plays an essential role in the business. They monitor risk performance across all of our products, forecast the performance and returns … of our portfolios, and are key to supporting other areas in the business. To do this, they work with a number of teams, including Credit Strategy, Finance, Capital Markets, Collections, Recoveries, and Data, to truly understand our objectives and shape analytical solutions. Who are we? We're Funding Circle. … our investors. Generate cash flow forecasts across various products and portfolios, working closely with Finance on Fair Value and IFRS 9 modelling. Deliver regular risk monitoring and provide analysis and insight across all of our products for relevant stakeholders and committees. Identify, develop and maintain key relationships with internal More ❯
Northampton, Northamptonshire, East Midlands, United Kingdom
Experis
onsite, rest remote Inside ir35 - Umbrella only Role description To manage and implement Experian's PowerCurve Originations platform, a decisioning tool used to automate credit applications and customer acquisition processes by analyzing data to make fast, accurate credit decisions based on pre-defined rules and strategies, essentially helping … businesses identify and approve high-quality customers while mitigating risk; requiring expertise in data analysis, creditrisk management, and the PowerCurve platform itself. Required skills for a PowerCurve Originations role: Technical expertise: Designing, developing, and maintaining business rules within Experian's PowerCurve platform, a cloud-based decision … engine, to automate credit and risk-related decisions for clients across various industries, leveraging data analytics to optimize customer Experiances and mitigate risk while adhering to regulatory compliance; essentially acting as a key player in building and managing the logic behind automated decision-making processes within the More ❯
Northampton, Northamptonshire, East Midlands, United Kingdom
LA International Computer Consultants Ltd
REMOTE IR35 STATUS: INSIDE DURATION: 12 MONTH INITIAL CONTRACT To manage and implement Experian's PowerCurve Originations platform, a decisioning tool used to automate credit applications and customer acquisition processes by analyzing data to make fast, accurate credit decisions based on pre-defined rules and strategies, essentially helping … businesses identify and approve high-quality customers while mitigating risk; requiring expertise in data analysis, creditrisk management, and the PowerCurve platform itself. Required skills for a PowerCurve Originations role: Technical expertise: Designing, developing, and maintaining business rules within Experian's PowerCurve platform, a cloud-based decision … engine, to automate credit and risk-related decisions for clients across various industries, leveraging data analytics to optimize customer experiences and mitigate risk while adhering to regulatory compliance; essentially acting as a key player in building and managing the logic behind automated decision-making processes within the More ❯
Job Title : CreditRisk Business Analyst (Lending/Mortgage) Location : London Type of role : Permanent Get The Future You Want! Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired … organizations unlock the value of technology and build a more sustainable, more inclusive world Your Profile: Experience in MI reporting and Regulatory Reporting in CreditRisk Lending space CreditRisk Experience in Mortgages/Real Estate Financing mandatory IFF Reporting, RWA reporting for PD, LGD and More ❯
Job Title : CreditRisk Business Analyst (Lending/Mortgage) Location : London Type of role : Permanent Get The Future You Want! Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired … organizations unlock the value of technology and build a more sustainable, more inclusive world Your Profile: Experience in MI reporting and Regulatory Reporting in CreditRisk Lending space CreditRisk Experience in Mortgages/Real Estate Financing mandatory IFF Reporting, RWA reporting for PD, LGD and More ❯
go above and beyond to make them feel seen and heard in everything we do. About the Role We're looking for a Lead Risk Pricing Data Scientist who will lead the development of our creditrisk and pricing systems. This is a unique opportunity to shape … a new system from the ground up, unencumbered by legacy systems or constraints. The Lead Risk Pricing Data Scientist will be a hands-on builder and help us develop a team over time. They will be part of a small team of engineers and product people, working independently from … you'll be doing: Designing, developing, and deploying innovative new pricing and underwriting models to price new to country migrants. Developing and owning robust risk monitoring and reporting processes to ensure we stay within appetite as we scale. Being a champion of data and solidifying data-driven processes within More ❯
SENIOR CREDITRISK PRICING ANALYST £80,000 LONDON (3 days p/w) THE COMPANY This is an exciting opportunity with an ambitious FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent … position where they are targeting further success across multiple geographies. THE ROLE Driving the development of a wide range of creditrisk and pricing strategies across the lending book Using analytics to develop pricing strategies, using these and wider pricing analysis to drive profitability for the business Using … Wider work on customer analytics and behavioural trends YOUR SKILLS AND EXPERIENCE Previous experience in and knowledge of SQL is essential Experience in developing creditrisk strategies is essential Prior work with pricing strategies, cash flows or IRR is highly desirable Experience with SME or wider business lending More ❯
About Us At Two, we are redefining B2B payments by creating innovative, data-driven solutions that power seamless commerce for businesses worldwide. Our Risk Engine is at the core of this mission, utilising cutting-edge machine learning and AI to drive fraud prevention, creditrisk management, and … business scalability. We are seeking a visionary VP of Data Science to lead our team and help shape the future of our Risk Engine and data science initiatives. About the Role As the VP of Data Science, you will spearhead Two's data science strategy, innovation, and execution. Reporting … and mentor a team of 7-10 data scientists, collaborating across functions to deliver state-of-the-art solutions. Your leadership will ensure our Risk Engine evolves as a product, stays ahead of market trends, and delivers measurable results. This role combines strategic vision with hands-on expertise, driving More ❯
data models and analytics to improve business outcomes. Responsibilities include: Design analytics solutions to client's problems in any area of consumer lending and creditrisk management, using Experian analytics solutions. Engage in a consultative way with the client, to identify problems and define, design and deliver analytics … solutions, with expertise in creditrisk modelling and optimisation techniques. Present proposals to clients for analytics solutions, including recommendations. Provide consultancy on the potential 'bigger picture' strategies. Co-ordinate with Experian's Analytics Pre-Sales team to contribute to sales opportunities and support the conversion of sales prospects. … Experience and Skills Data science experience with expertise in building decisioning or creditrisk models using Python or SAS. Applied modelling and analytics experience to lead business decisions. Expertise in creditrisk decisioning. Deep coding knowledge in Python with SAS or R. Good stakeholder management skills. More ❯
investment by Al Gore's Generation Fund will propel us further and faster. There has never been a more important moment to join our creditrisk team. The energy sector is going through a period of once-in-a-generation volatility. Businesses and households are facing higher energy … prices than they ever have before. For these reasons, we are looking to add to our creditrisk team with this new role. This team is central to our efforts to support customers struggling with their bills. We are unique because we combine several skills and mindsets … Familiarity with Git. Experience with data visualization tools (Tableau, Looker, PowerBI, or equivalent). Knowledge of DBT. 2-5 years of experience in consumer creditrisk or collections within financial services, utilities, or telecommunications industries. Why you'll love it here Salary transparency: Ask us! We prefer to More ❯
Liverpool, Lancashire, United Kingdom Hybrid / WFH Options
Hays
Your new company You will be working for a major construction and infrastructure company based in Liverpool. Your new role Supervising the Credit Support and Cash Allocation Teams Managing the analysis of creditrisk across the client base, ensuring each client has a credit score and … credit limit with a relevant risk category assigned Managing accounts that need to be blocked and unblocked Ensuring that payment reconciliations, direct debits, and other credit support daily tasks are completed The creation of the monthly aged debt and departmental KPI packs and dashboards Producing key data … and reports to support the Head of Credit and Collections and GSS Scorecard Providing status to Accounts Payable and Treasury stakeholders Provide Bank Receipt Analysis to the Head of Credit on a monthly basis Improving Cash Allocation Automation and first time match rate Working with the Business Units More ❯
CREDITRISK ANALYST UP TO £55,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business … THE COMPANY This business is one of the UK’s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in … the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience. Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance. Perform segmentation analysis to identify high-value More ❯
CREDITRISK ANALYST UP TO £55,000 LONDON This role does not offer sponsorship. This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business … THE COMPANY This business is one of the UK’s newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and areincredibly data-driven. THE ROLE You can expect to be involved in … the following day-to-day: Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience. Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance. Perform segmentation analysis to identify high-value More ❯
ABOUT US Since 2020, Pliant has been on a mission to rethink credit cards and empower companies to grow by providing a smart way to pay that scale with their business. With our app and API-based solutions, Pliant allows companies to issue physical and virtual credit cards … of Berlin. And we're looking for more talented and committed people to join us on our journey! ABOUT THE ROLE As a ( Senior ) CreditRisk Manager - SME (m/f/d) you will be responsible for the underwriting creditrisk exposures to our European … In addition to case processing, you will support us in continuously improving our underwriting standards and systems. You will work closely with our Lead Risk Strategist - SME to support the development and optimisation of automated credit decisioning strategies and policy frameworks as well as our colleagues from the More ❯
through thick and thin. What to expect Reporting to the Co-Founder and Chief Product Officer, you'll lead a cross-functional team-including Risk Strategy, Frontend, and Backend Engineers on Raylo's Risk Decisioning & Pricing capabilities. Working closely with engineers and data scientists, you'll optimise approval … rates and drive sustainable, profitable growth. That means boosting approval rates-finding and accepting more good customers while keeping risk in check-alongside pricing optimisation to improve conversion rates and UX improvements that make the journey seamless. As Raylo's second product hire, you'll have the opportunity to … We move fast, ship frequently, and stay focused on outcomes. Your primary focus will be on building the product and proprietary tech, while the Risk Strategy Lead owns analytics, creditrisk modelling, and data insights. What you'll do Define and execute: Own the roadmap for riskMore ❯
through thick and thin. What to expect Reporting to the Co-Founder and Chief Product Officer, you'll lead a cross-functional team-including Risk Strategy, Frontend, and Backend Engineers on Raylo's Risk Decisioning & Pricing capabilities. Working closely with engineers and data scientists, you'll optimise approval … rates and drive sustainable, profitable growth. That means boosting approval rates-finding and accepting more good customers while keeping risk in check-alongside pricing optimisation to improve conversion rates and UX improvements that make the journey seamless. As Raylo's second product hire, you'll have the opportunity to … We move fast, ship frequently, and stay focused on outcomes. Your primary focus will be on building the product and proprietary tech, while the Risk Strategy Lead owns analytics, creditrisk modelling, and data insights. What you'll do Define and execute: Own the roadmap for riskMore ❯
London or Remote UK £95,000 - £125,000 + Benefits Product at Monzo Hear from the team About our Credit Platform team: Credit Platform is a new team with a mission to empower Monzo's credit teams to become the best credit teams across Europe. Making … the right credit decisions is central to growing Monzo safely - and we aspire to be industry leaders in how we operate. That means taking a fresh look at everything from how we ingest new data sources, develop new scorecards, propose and run credit experiments, monitor our portfolio and … much more. The team's remit is to build products throughout the end-to-end credit lifecycle. These might allow our credit analysts in the UK to focus on the most impactful parts of their job by providing better ways to do both routine analysis and bespoke investigations. More ❯
Within the UK Risk Department, the Counterparty CreditRisk (CCR) Analyst will monitor and explain exposures under normal and stressed conditions, and contribute to enhancing the local risk framework, liaising with all the stakeholders particularly Global Market, Risk Departments, Legal, BO and IT, locally but … also worldwide Main Responsibilities: Perform counterparty risk analysis on the derivatives portfolio cross assets (Fx, Interest rates, equities, commodities and credit), on all counterparties sectors (banks, corporates, funds ), identify any concentration Assist the FO by explaining variation and breach limits, perform first level investigation to identify potential issues … and raise them to proper teams Participate in estimating and recommending appropriate trading limits taking into account notably transactions specificities, global risk assessment and risk appetite/mandate Contribute to reviewing the Counterparty Risk policies and procedures Take part in enhancements projects, act for continuous improvements, when More ❯
PL/SQL Senior Software Engineer - Credit - Edinburgh Company Description Founded and headquartered in Switzerland, Avaloq is continuously expanding its global footprint with around 2,500 colleagues in 11 countries, and more than 170 clients in 35 countries. We are an industry-leading provider of wealth management technology and … supportive and flexible work environment empowers our colleagues to reach their full potential. Job Description We are seeking a Senior Software Engineer specializing in Credit to join our dynamic team in Edinburgh, United Kingdom. In this role, you will be responsible for developing and maintaining cutting-edge software solutions … for creditrisk assessment and management. Design, develop, and implement complex software systems for creditrisk modeling and analysis Collaborate with cross-functional teams to understand business requirements and translate them into technical specifications Write clean, efficient, and maintainable code using best practices and design patterns More ❯