Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven creditrisk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role: A Senior CreditRisk Analyst is responsible for developing and managing analytical tools to evaluate and monitor creditrisk across portfolios, ensuring effective riskmanagement strategies. Risk Analysis: Utilising statistical techniques and data analysis to assess portfolio-level creditrisk Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics Policy and Strategy Development: Supporting the creation of creditrisk policies, underwriting strategies, and pricing Data-Driven Insights: Delivering actionable insights and recommendations to optimise risk-adjusted returns More ❯
Senior CreditRisk Analyst, Credit Strategy & Operations - Pay by Invoice Description Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as at Amazon B2B Payments & Lending! The Amazon B2B Payments & Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other … to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way. B2B Payments and Lending’s Credit Strategy and Operations team is looking for a smart, motivated, and analytical CreditRisk Analyst to join our underwriting and portfolio management team. The successful candidate … will have a deep understanding of underwriting and related systems, as well as portfolio riskmanagement experience. This role involves high judgment decision making, use/creation of risk analytics, the ability to analyze customer financials, complex underwriting, and management of SLAs. The successful candidate will have a strong desire in innovating processes, strong attention to More ❯
Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Create Alert UK CreditRiskManagement Analyst, London or Belfast Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office) Do you want to use data insight … to technical and non-technical stakeholders? Are you looking for a hands-on role with a focus on problem solving and presentation? What is the Role: The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight. This … is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our small team to a range of creditrisk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders. Key accountabilities; Communicating analytical findings to More ❯
Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Create Alert UK CreditRiskManagement Analyst, London or Belfast Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office) Do you want to use data insight … to technical and non-technical stakeholders? Are you looking for a hands-on role with a focus on problem solving and presentation? What is the Role: The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight. This … is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our small team to a range of creditrisk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders. Key accountabilities; Communicating analytical findings to More ❯
The Institutional CreditManagement (ICM) team is a critical component of Citi's First Line of Defense for wholesale lending and counterparty credit risk. It partners with businesses Citi-wide to ensure we have best-in-class risk and control capabilities. ICM also plays an important role in Citi's Transformation efforts by helping to drive … a Citi-wide focus on wholesale creditrisk management. Through ongoing investment in processes, controls, systems, and governance, ICM continues to further embed consistency and best practices across Citi, driving closer alignment between our business and regulatory goals. The Lending Transformation Program (LTP) is a key initiative within ICM. The goal is to transform the end-to-end … willing to pro-actively deep dive into data warehouse and systems independently to gain understanding experience in production and design of operations and regulatory reporting, KPIs, metrics and data management including associated controls and best practice sound change delivery and execution expertise experience in wholesale lending, including the product and its supporting operating model will be a significant advantage More ❯
Model Validation - Specialist role at Shell What You’ll Be Doing The candidate will participate in the assignments of the Group validating Models used in the for valuation and risk measurement of Financial Portfolios, Assets and Instruments as well as the formulation of Input and Output information from the Global Energy markets. She or he is based in London … Houston, Singapore or Bangalore. What You’ll Be Doing The candidate will participate in the assignments of the Group validating Models used in the for valuation and risk measurement of Financial Portfolios, Assets and Instruments as well as the formulation of Input and Output information from the Global Energy markets. She or he is based in London, Houston, Singapore … Model including inputs and outputs flows Determination of adjustments to Model required to mitigate weaknesses Maintenance and extension of the Model Validation policy Inventory of Models used within the RiskManagement Function (RMF) and without as requested Collection of code and documentation for successive Model versions The different professionals involved in these activities along with the Group manager More ❯
London, England, United Kingdom Hybrid / WFH Options
PayPal
Job Title: Senior Data Scientist • CreditRisk, London Client: PayPal Location: London, United Kingdom Job Category: Other EU work permit required: Yes Job Reference: f377c8c8878e Job Views: 33 Posted: 22.06.2025 Expiry Date: 06.08.2025 Job Description: Description : As a Senior Data Scientist for the France BNPL products, you will be part of the European and Australian Buy Now Pay … Later Risk Team. Your role involves analyzing consumer risk trends, recommending creditrisk strategies, and optimizing the BNPL funnel. This data-driven role impacts business outcomes and customer experience. Your Day-to-Day: Collaborate with P&L owners and stakeholders: Analyze, propose, and implement strategies across the BNPL lifecycle. Assess the P&L impact of credit strategies: Ensure a balance between risk and revenue. Provide insights on book quality: Offer recommendations on risks and opportunities. Explore data sources: Evaluate their contributions to credit underwriting. Partner with compliance and legal teams: Ensure regulatory compliance of credit strategies. Work with operations: Assess impacts on customer communications and collections. Requirements to succeed: Expertise in CreditMore ❯
ever more relevant and accessible to more businesses by combining cutting-edge technology, data science, and a 5-star customer service. The role We are looking for an experienced creditrisk manager with a strong analytical background, to lead the team responsible for managing portfolio creditrisk for our lending portfolio in the UK. You will … work closely with the Chief Credit Officer, our data scientists, the Capital Markets team, and teams from across the business. You will ensure that credit loss rates, and the creditrisk profile of our UK portfolio are effectively managed. Key responsibilities of this critical role include: Monitoring credit performance on aggregate and by segment. Proactively … driving corrective action where required and enhancing the monitoring framework. Providing a clear summary of credit loss rates, and credit risks, to the Risk Committee. Supporting the Chief Credit Officer in the development and management of the businesses creditrisk appetite. Supporting the development of iwoca's Credit Policy, and monitoring adherence More ❯
ever more relevant and accessible to more businesses by combining cutting-edge technology, data science, and a 5-star customer service. The role We are looking for an experienced creditrisk manager with a strong analytical background, to lead the team responsible for managing portfolio creditrisk for our lending portfolio in the UK. You will … work closely with the Chief Credit Officer, our data scientists, the Capital Markets team, and teams from across the business. You will ensure that credit loss rates, and the creditrisk profile, of our UK portfolio are effectively managed. Key responsibilities of this critical role include: Monitoring credit performance on aggregate and by segment. Proactively … driving corrective action where required and enhancing the monitoring framework and infrastructure. Providing a clear summary of credit loss rates, and credit risks, to the Risk Committee. Supporting the Chief Credit Officer in the development and management of the businesses creditrisk appetite. Supporting the development of iwoca’s Credit Policy, and More ❯
About Us: One-third of the UK's working-age population is unable to access mainstream financial services. These individuals are excluded from affordable credit and underserved by traditional financial institutions. Our purpose is "To improve the nation's financial health through accessibility, affordability, and community." Amplifi Capital is a fast-growing social FinTech, empowering not-for-profit Credit Unions in the UK with state-of-the-art technology and credit capabilities. We aim to grow a network of Community Lenders into viable challengers to high-cost lenders, creating affordable alternatives at scale. With a team of over 200 people and more than 180,000 active customers, Amplifi is a data-driven business with strong ambitions and … a proven platform. We are led by a senior team with decades of experience across institutions such as Credit Suisse, UBS, NatWest, CapitalOne, NewDay and Barclays. The Role: The CreditRisk Director/Chief Credit Officer is a core member of the executive leadership team, responsible for shaping and driving the company's creditriskMore ❯
ever more relevant and accessible to more businesses by combining cutting-edge technology, data science, and a 5-star customer service. The role We are looking for an experienced creditrisk manager with a strong analytical background, to lead the team responsible for managing portfolio creditrisk for our lending portfolio in the UK. You will … work closely with the Chief Credit Officer, our data scientists, the Capital Markets team, and teams from across the business. You will ensure that credit loss rates, and the creditrisk profile, of our UK portfolio are effectively managed. Key responsibilities of this critical role include: Monitoring credit performance on aggregate and by segment. Proactively … driving corrective action where required and enhancing the monitoring framework and infrastructure. Providing a clear summary of credit loss rates, and credit risks, to the Risk Committee. Supporting the Chief Credit Officer in the development and management of the business's creditrisk appetite. Supporting the development of iwoca’s Credit Policy More ❯
Get AI-powered advice on this job and more exclusive features. Job Description Risk Analytics – Counterparty CreditRisk Quantitative Analyst Quantitative specialist for developing and managing analytics for counterparty creditrisk models. Candidate will join the Risk Analytics group that partakes in model development over the full life-cycle of modes: from methodology to … design to local implementation and validation. The successful candidate will also provide quantitative risk analysis to support daily counterparty creditrisk management. Responsibilities Develop and implement analytics for counterparty creditrisk management. Build infrastructure to consolidate counterparty creditrisk models across systems. Perform quantitative research to implement model changes, enhancements and remediations. Work … with stakeholders across business and functional teams during model development process. Create tools and dashboards which can enhance and improve the risk analysis. Conduct analysis on existing model short-comings and design remediation plans. Maintain, update and back-test risk models. Assess the methodologies and processes to identify potential weaknesses and the associated materiality of the riskMore ❯
Join to apply for the Director, Securitisation Credit Manager role at MUFG . Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and … inspired is expected and making a meaningful impact is rewarded. Overview Of The Department/Section ECrO is a 2nd Line of Defence (“2LoD”) function responsible for corporate banking credit for non-Japanese corporates, non-Japanese FIs, and non-Japanese Sovereigns (collectively Global Corporates). Its major functions are outlined as follows: Assessment and management of credit risks and related risks Assessment and management of country risks Management of problematic assets Monitoring, reporting and early action Portfolio analysis and management Overview of Structured Finance Credit Office (“SFCO”) SFCO (formally known as Investment Banking Credit Division) is a 2LoD function responsible for analysing, approving, sanctioning and monitoring the credit quality of More ❯
CreditRisk Manager, Flex Originations (Credit Cards) Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning … business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we're reinventing credit cards to give customers more … visibility and control over their spending. Our portfolio is growing rapidly and we're expanding our team to support our future growth ambitions. We're looking for a CreditRisk Manager to help drive the credit and growth strategy for Flex originations. You will lead a team of analysts responsible for developing the credit and pricing More ❯
CreditRisk Manager, Flex Originations (Credit Cards) Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning … business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we're reinventing credit cards to give customers more … visibility and control over their spending. Our portfolio is growing rapidly and we're expanding our team to support our future growth ambitions. We're looking for a CreditRisk Manager to help drive the credit and growth strategy for Flex originations. You will lead a team of analysts responsible for developing the credit and pricing More ❯
East London, London, United Kingdom Hybrid / WFH Options
McGregor Boyall Associates Limited
Scientist with a passion for Generative AI and Large Language Models (LLMs)? Join a leading financial institution's Technology team , working on cutting-edge AI-driven solutions to transform creditriskmanagement and financial data analytics. The Role This is a development-focused position where you'll be responsible for data extraction, analysis, and model development using … training techniques . Experience deploying models in production environments. Nice to Have: Experience in GenAI/LLMs Familiarity with distributed computing tools (Hadoop, Hive, Spark). Background in banking, riskmanagement, or capital markets . Why Join? This is a unique opportunity to work at the forefront of AI innovation in financial services . If you're ready More ❯
London, England, United Kingdom Hybrid / WFH Options
Jgasurveyors
Scientist with a passion for Generative AI and Large Language Models (LLMs)? Join a leading financial institution's Technology team , working on cutting-edge AI-driven solutions to transform creditriskmanagement and financial data analytics. The Role This is a development-focused position where you'll be responsible for data extraction, analysis, and model development using … and training techniques. Experience deploying models in production environments. Nice To Have Experience in GenAI/LLMs Familiarity with distributed computing tools (Hadoop, Hive, Spark). Background in banking, riskmanagement, or capital markets. Why Join? This is a unique opportunity to work at the forefront of AI innovation in financial services . If you're ready to … United Kingdom 2 days ago London, England, United Kingdom 3 hours ago London, England, United Kingdom 6 days ago London, England, United Kingdom 5 days ago Executive Office, International Management, Analyst, London London, England, United Kingdom 1 day ago London, England, United Kingdom 3 days ago We’re unlocking community knowledge in a new way. Experts add insights directly More ❯
Global Ratings' methodologies, including models and criteria. S&P Global Ratings' methodologies contain all our key analytical principles and assumptions. They provide the framework for all of our published credit ratings and analyses and, as such, represent our most significant intellectual property. The team comprises both credit analysts as well as model specialists with experience in Ratings and … with good potential for professional development and career growth gaining exposure to varied asset classes and sectors. Team members typically specialize in either model validation or criteria validation/credit review but will have the opportunity to develop skills and experience across both disciplines. Personal initiative, independence, strong time management skills, and an inquisitive mindset are emphasized, providing … quantitative financial-based models and engines. Interact with relevant staff to gather model related information and clarify model related queries. For Review and Validation of Criteria: Conduct validation and credit review activities using both qualitative credit skills and statistical/quantitative analyses in the evaluation of ratings performance. Test the soundness of the criteria assumptions and the calibration More ❯
days ago Be among the first 25 applicants Get AI-powered advice on this job and more exclusive features. Direct message the job poster from Morgan McKinley Associate Director- Credit, Risk and Quant Finance at Morgan McKinley The Risk IT division manages and mitigates risks within financial markets, focusing on Market Risk, CreditRisk, and Market Data. Market Risk involves assessing and managing risks due to adverse price movements. CreditRisk focuses on evaluating and mitigating risks from borrower defaults. Market Data ensures the accuracy and timeliness of data for risk analysis and decision-making. Job Purpose: The Head of CreditRisk IT leads the development, implementation … and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams, compliance with regulations, and driving innovation are key aspects of this role. Key Responsibilities: Strategic Leadership: o Develop and execute the More ❯
London, England, United Kingdom Hybrid / WFH Options
ZipRecruiter
of myGwork – the largest global platform for the + business community. Please do not contact the recruiter directly. Who we are looking for The position is for a Counterparty CreditRisk Manager within the Global CCR team, which is part of the wider Financial Risk team within the Enterprise RiskManagement Division. The team is … primarily responsible for the oversight of credit risks arising from the activities within State Street Markets business unit (SSM) and Global Treasury. SSGM, a division of State Street Bank & Trust Co., engages in a variety of capital markets business activities, including securities finance, funding and collateral transformation, and sales and trading in foreign exchange markets. The position is for … strong technical and quantitative aptitude providing CCR oversight as part of the Global CCR team. What you will be responsible for As CCR Manager you will · Provide global independent creditrisk oversight of credit exposures across CCR activities including risk identification, risk measurement, risk controls and limits, documentation and risk monitoring and reporting More ❯
Join to apply for the Head of RiskManagement role at Flipster 2 days ago Be among the first 25 applicants Join to apply for the Head of RiskManagement role at Flipster Flipster ( flipster.io ) is a next-level trading platform that is connecting investors to insight, and new opportunities brewing in the cryptoverse. We uncover … access to ideas we can't even imagine yet. We aim to propel their development and uncover potential. Location: Relocation needed (Dubai) Responsibilities Define and maintain Flipster’s enterprise riskmanagement strategy, risk appetite, and tolerance thresholds in alignment with regulatory expectations and business objectives. Serve as the principal advisor to the Board and CEO on all … risk-related matters. Stay ahead of industry trends, regulatory changes, and emerging risks to adapt our strategies and risk appetite accordingly. Build, operationalize, and evolve a risk governance framework covering market, credit, liquidity, operational, product, technology, cybersecurity, people, and third-party (outsourcing) risks. Lead the Risk Committee and ensure periodic risk reviews and Board More ❯
Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need - often within minutes. The role We are looking for an experienced creditrisk manager with a strong analytical background, to lead the team responsible for managing portfolio creditrisk for our lending portfolio in the UK. You will … work closely with the Chief Credit Officer, our data scientists, the Capital Markets team, and teams from across the business. You will ensure that credit loss rates, and the creditrisk profile, of our UK portfolio are effectively managed. Key responsibilities of this critical role include: Monitoring credit performance on aggregate and by segment. Proactively … driving corrective action where required and enhancing the monitoring framework Providing a clear summary of credit loss rates, and credit risks, to the Risk Committee. Supporting the Chief Credit Officer in the development and management of the businesses creditrisk appetite. Supporting the development of iwoca's Credit Policy, and monitoring adherence More ❯
London, England, United Kingdom Hybrid / WFH Options
PayPal, Inc
to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and … push us to ensure we take care of ourselves, each other, and our communities. Job Summary: What you need to know about the role: As the owner of customer managementrisk strategies for the revolving PayPal Credit product in the UK, you will take full accountability for shaping and evolving how we lend. You'll build upon … existing frameworks to drive both growth and profitability, all while operating firmly within our defined risk appetite. Your insights and decisions will directly influence the performance of one of our flagship credit offerings. Meet our team: You'll join the CreditRisk team, whose remit is to define and govern the lending strategies and policies that More ❯
London, England, United Kingdom Hybrid / WFH Options
PayPal, Inc
to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and … our communities. Job Summary: As PayPal continues its mission to revolutionize commerce, we are looking for a skilled Senior Data Scientist to join our Buy Now Pay Later (BNPL) Risk Team, focusing on the France BNPL products. In this role, you will use data to drive key business decisions, optimize creditrisk strategies, and help shape effective … creditriskmanagement at PayPal. If this intro sparks your interest, read on - the best is yet to come! Job Description: Your Way to Impact As a Senior Data Scientist for the France BNPL products, you will be an integral part of the European and Australian Buy Now Pay Later Risk Team. You will analyze consumer More ❯
Risk Analytics – Counterparty CreditRisk Quantitative Analyst Quantitative specialist for developing and managing analytics for counterparty creditrisk models. Candidate will join the Risk Analytics group that partakes in model development over the full life-cycle of modes: from methodology to design to local implementation and validation. The successful candidate will also provide quantitative … risk analysis to support daily counterparty creditrisk management. Responsibilities • Develop and implement analytics for counterparty creditrisk management. • Build infrastructure to consolidate counterparty creditrisk models across systems. • Perform quantitative research to implement model changes, enhancements and remediations. • Work with stakeholders across business and functional teams during model development process. • Create tools … and dashboards which can enhance and improve the risk analysis. • Conduct analysis on existing model short-comings and design remediation plans. • Maintain, update and back-test risk models. • Assess the methodologies and processes to identify potential weaknesses and the associated materiality of the risk Qualifications • At least a Master’s Degree in quantitative subject; PhD Degree is More ❯