Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Create Alert UK CreditRisk Management Analyst, London or Belfast Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office) Do you want to use data insight to … solving and presentation? What is the Role: The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight. This is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our … small team to a range of creditrisk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders. Key accountabilities; Communicating analytical findings to senior stakeholders effectively in both written and verbal form Analysing and interpreting credit portfolio data and external data, supporting More ❯
Coventry, West Midlands, United Kingdom Hybrid / WFH Options
Coventry Building Society
About the role Are you an experienced and analytical leader in creditrisk modelling? Were looking for a talented Credit Modelling Senior Manager to join our team on a 12-month FTC to take charge of developing, implementing, and validating creditrisk models across the customer lifecycle. This is a fantastic opportunity to play a … key role in integrating and enhancing our existing credit models while collaborating closely with senior leaders to build a Group Credit Modelling function. What You'll Be Doing Design & Build Credit Models lead the development. Support the creation of a Group Modelling function developing best practice for the delivery of Credit Modelling. Collaborate with Teams across … decision-making systems. Ensure Compliance build models that meet internal and regulatory standards. Transform Data into clear business Insights . Why Join Us? Impactful Role : Lead the development of creditrisk models and play a key role in our integration strategy. Collaborative Environment : Work closely with Head of Credit Model Integration and the talented team across different More ❯
Newcastle Upon Tyne, Tyne and Wear, England, United Kingdom Hybrid / WFH Options
Virgin Money
a critical role to play, keeping us and our customers safe. They are our first line of defence function and responsible for day-to-day fraud and financial crime risk identification, ownership, management and control. We're seeking an inspiring and engaging First Party Fraud SME who is insatiably curious and isn't afraid to challenge the status quo. … As a member of the fraud strategy team, you'll be responsible for supporting our efforts in detecting, preventing and mitigating first party fraud on our unsecured products (credit cards, loans & bank accounts). You'll work closely with stakeholders in commercial, creditrisk & operations to develop robust fraud strategies to prevent credit abuse risk. We … seeking a skilled, enthusiastic professional who can make an impact. What you'll be doing Supporting the development of first party fraud strategies and controls to detect and prevent credit abuse. Developing a fraud handbook to support the business and management of first party fraud cases. Conducting root cause analysis on first-party fraud events to identify control gaps More ❯
Glasgow, Lanarkshire, Scotland, United Kingdom Hybrid / WFH Options
Virgin Money
Business Unit: Risk Career Direction : Utilising our Data Role Focus: Risk & Financial Modelling | Peer Group : Leaders and Specialists (A) Salary range: £32,800 - £41,000 per annum Location: UK, Remote Contract type : Permanent, full-time Our Team We have an exciting opportunity in our IFRS 9 and Stress Testing team in Model Risk & Analytics. The Model Monitoring … to governance committees and other stakeholders. Focus on continuous improvement by identifying and addressing model performance issues and embedding learnings from evolving business and regulatory requirements. Collaborate closely with creditrisk modelling, finance, and business teams to obtain insights and feedback for the management of the credit stress testing models. Support the operational/delivery arm of … the credit stress testing team in relation to model usage. We need you to have Good knowledge of IFRS 9, stress testing frameworks and macroeconomic model methodologies across a range of Retail and Business credit portfolios, with a strong understanding of model usage. Strong experience in model monitoring and development, ideally using Power BI, SAS and R. Proficiency More ❯
Liverpool, Lancashire, United Kingdom Hybrid / WFH Options
The Very Group
of purpose, belonging and wellbeing. About the team Protecting our customers and business from fraud is at the heart of what we do. You'll join our dedicated Fraud Risk Analytics team of 5 (within our CreditRisk department of c.60 FTE) working in a fast-paced, collaborative environment where your ideas can make a real impact. … We're responsible for designing and delivering fraud prevention strategies that tackle threats across the full customer journey, from new credit applications to account takeovers and emerging fraud trends. We combine data, insight, and innovation to keep our customers safe and minimise loss. We don't expect you to know everything from day one, you'll get the support … of a friendly, knowledgeable team and a chance to grow your skills in a business that moves quickly and values your input. About the Role As a Senior Fraud Risk Strategy Analyst, you'll use data to spot fraud risks and develop smart, effective solutions to stop them. Key Responsibilities: Analyse fraud trends and behaviours using large datasets to More ❯
Manchester Area, United Kingdom Hybrid / WFH Options
Harnham
functionally with sales, product, and operations to derive actionable insights and shape strategy. The work directly supports investment and growth initiatives across customer and broker performance, commercial trends, and credit risk. Key Responsibilities - Deliver BI reporting and insight across core lending portfolios. - Partner with product, sales, and risk teams to explore strategic data questions. - Analyse broker, customer, and … visualisation. Skills & Experience Essential: - Strong SQL skills for deep analytical querying and insight generation. - Data visualisation experience using Power BI or Tableau. - Previous experience working in financial services or risk-focused environments. - Ability to turn data into actionable recommendations. Desirable: - Experience in creditrisk, lending analytics, or broker performance reporting. - Familiarity with Return on Equity (ROE) and … strategy at group level How to Apply Interested? Send your CV to Mohammed Buhariwala at Harnham via the Apply link on this page. Keywords Business Intelligence Analyst, BI Analyst, CreditRisk, Lending Analytics, SQL, Power BI, Tableau, Portfolio Analytics, Financial Services, Banking Analytics, Challenger Bank, Strategic Insight More ❯
Manchester, Lancashire, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
functionally with sales, product, and operations to derive actionable insights and shape strategy. The work directly supports investment and growth initiatives across customer and broker performance, commercial trends, and credit risk. Key Responsibilities - Deliver BI reporting and insight across core lending portfolios. - Partner with product, sales, and risk teams to explore strategic data questions. - Analyse broker, customer, and … visualisation. Skills & Experience Essential: - Strong SQL skills for deep analytical querying and insight generation. - Data visualisation experience using Power BI or Tableau. - Previous experience working in financial services or risk-focused environments. - Ability to turn data into actionable recommendations. Desirable: - Experience in creditrisk, lending analytics, or broker performance reporting. - Familiarity with Return on Equity (ROE) and … strategy at group level How to Apply Interested? Send your CV to Mohammed Buhariwala at Harnham via the Apply link on this page. Keywords Business Intelligence Analyst, BI Analyst, CreditRisk, Lending Analytics, SQL, Power BI, Tableau, Portfolio Analytics, Financial Services, Banking Analytics, Challenger Bank, Strategic Insight More ❯
Parkhouse, Carlisle, Cumbria, England, United Kingdom Hybrid / WFH Options
Cumberland Building Society
you can bring your whole self to work bringing your energy and creativity to make a positive difference, then this is the job for you. We are looking for CreditRisk Analyst who can deliver management information and insight as required by the immediate team and broader business, including the production and development of statutory and regulatory requirements … regulatory lead projects and audits Develop Analytical and Insight capabilities through the development of a suite of Business Intelligence covering all Group products Understand and be aware of the risk and control environment of the business and adhere to processes and procedures in order to minimise risk About you With experience in preparing reports and presenting data and More ❯
Glasgow, Lanarkshire, Scotland, United Kingdom Hybrid / WFH Options
Virgin Money
Business Unit: Group Risk Salary range: £39,200 - £49,000 Location: UK, Remote Contract type : Permanent (full time) Our Team Stress Testing and IFRS9 Models work at the intersection of Data Science, Statistical Modelling and Economics within Virgin Money's Model Risk and Analytics function. We use data to support the business through model building or providing actionable … We draw on statistical modelling techniques to produce the best possible predictive models. What you'll be doing Provide input into the scoping, design, development, validation and implementation of creditrisk models, in line with Bank standards and regulatory compliance requirements Independently leading statistical analysis to ensure the Retail and Business loan loss provision models currently in operation … listen, understand and respond professionally Team building mindset, willing and able to coach junior colleagues and share knowledge It's a bonus if you have but not essential Functional Risk and Regulatory knowledge ideally within IFRS 9 and/or IRB and Stress Testing Experience of determining priorities and participation in the planning process. Experience in building trusted relationships More ❯
Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, creditrisk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯
Manchester, Lancashire, United Kingdom Hybrid / WFH Options
Capgemini
Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, creditrisk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯
Manchester, Lancashire, United Kingdom Hybrid / WFH Options
Oodle Car Finance
with 3+ years of experience for our Loan Processing team. Join a small, ambitious team working closely with Java and Data Science teams to build and support infrastructure for CreditRisk Management, using technologies like FastAPI, Pandera, Pandas, and Pydantic. The role involves collaboration, architecture development, code review, and supporting data science infrastructure. Remote work is possible with More ❯
Manchester Area, United Kingdom Hybrid / WFH Options
Harnham
SENIOR CREDITRISK MODELLER £65,000 LONDON/MANCHESTER THE COMPANY This successful FinTech has been growing significantly and has exciting plans and projects in the pipeline. They are at the forefront of the financial space and this role offers a chance for someone to work on hands-on model development across their regulatory and wider models. This … closely with the broader bank to implement Machine Learning and AI models YOUR SKILLS AND EXPERIENCE Essential to have experience in model development Exposure to IFRS9, Scorecards or wider creditrisk models is essential Experience in Python is essential Educated to at least degree level in a numerate degree SALARY AND BENEFITS Up to £65,000 base salary More ❯
Marlow, Buckinghamshire, United Kingdom Hybrid / WFH Options
Softcat plc
Would you like to kick start your career in a supportive,collaborativeand innovative company? Do you enjoy working as part of an enthusiastic, passionate,and collaborative team? The credit underwriting and risk team is a business critical, growing, and dynamic team led by the Creditrisk Manager who reports into the Head of Credit & Commercial … Risk (part of the finance function). The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. At Softcat we want … responsibilities in your current role or broadening your skills and experiences in a different department, we encourage all our employees to develop and grow with us. Help keep our credit process smooth, secure, and well-organised The role will be working in the credit underwriting and risk team supporting our rapidly growing and dynamic IT solutions business. More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Pontoon
needs into technical solutions and provide strategic technical leadership across all software development and support activities. What You'll Do: Develop and maintain robust software solutions for daily XVA risk analysis. Troubleshoot and resolve production issues to meet service level agreements. Design and implement scalable architectures for new products and features. Collaborate closely with business teams to address creditrisk analysis queries. Continuously improve software performance and operational efficiency. Research and adopt new technologies to enhance development capabilities. Lead mission-critical projects, providing technical guidance and support. Who You Are: Experienced in C/C++ (essential), with knowledge of C# and Python (advantageous). Skilled in system architecture, software development, and data/message processing. Strong background … in mathematical finance, especially XVA and creditrisk models. Familiar with Agile, Scrum, DevOps, and testing best practices. Excellent communicator who can bridge gaps between technical and business teams. A proactive team player who can also work independently and handle multiple priorities. Experienced in mentoring junior team members and working with global teams. Knowledgeable about infrastructure, security, high More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
+ Bonus (depending on level) WFH: 2-3 Days/Week Onsite (Hybrid) - Office in Central London Overview Our client, a multi-award-winning specialist consultancy in risk, analytics, and data, is hiring for a Data Governance Manager or Senior Manager to join their growing Data team. This is a key leadership and delivery role working across multiple creditrisk and insurance-related client projects to embed best-in-class data governance and data management practices. With 250+ consultants across Europe and the Middle East, the business is known for its progressive culture, employee ownership model, and commitment to redefining traditional consulting. This is a rare opportunity to step into a visible role with high impact, strong … transformation programmes Support proposition development and continuous improvement across the team Ideal Candidate Proven experience in data governance, including frameworks, policy writing, and operating model design Strong background in creditrisk or financial services Experience managing or contributing to regulatory data initiatives (IRB, BCBS 239, etc.) Familiarity with data governance tools like Collibra or IBM IGC preferred Knowledge More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
LEAD DATA SCIENTIST - CREDIT £90,000 HYBRID - UK This role does not offer sponsorship. This is a fantastic opportunity to lead creditrisk decisioning at a fast-growing fintech. You will be the go-to expert for credit strategy, owning model development and deployment, and helping shape the company's lending performance. THE COMPANY This company … is an ambitious fintech operating in the consumer finance space, providing oversees payments and credit cards. With a strong data-driven culture and a collaborative team structure, they are scaling quickly and investing heavily in their data capabilities to drive better customer and business outcomes. THE ROLE You can expect to be involved in the following day-to-day … Lead the end-to-end lifecycle of credit and affordability models, from data sourcing to production monitoring. Work with a range of data types, including bureau, open banking, and behavioural data. Own the development and execution of decisioning strategies, including champion/challenger experiments. Analyse portfolio performance and recommend strategic changes based on data insights. Partner with engineering teams More ❯
South West London, London, United Kingdom Hybrid / WFH Options
Experian Ltd
has expertise designing worldclass B2B SaaS experiences. As the Senior Product Manager you will lead product strategy & customer design to launch the Ascend Studio, an AI-first fraud and creditrisk management experience. You will work in a matrixed organisation where you need to navigate across multiple product portfolios. Experience leading large-scale global software launches will be … the Product VP for Ascend Platform. Primary Responsibilities Lead the end-to-end Ascend Studio customer experience Develop a strategic vision for AI enabled workflow, strategy and insights across credit and identity and fraud use cases Coordinate with multiple partner product teams to guide agreement around a common backlog Collaborate with regional product leaders to ensure prioritization understanding across … customer journeys. Strategic expertise someone who can create a vision for their team and other partners Experience leading a small team. Knowledge of the fraud and ID verification and CreditRisk Decisioning markets familiarity with important players, use cases, trends, and at least a basic understanding of digital data collection Client-centric mindset desire to understand voice of More ❯
Nottingham, Nottinghamshire, United Kingdom Hybrid / WFH Options
TXP
CreditRisk Assistant - Up to £30,000 - Nottingham (On-Site/Hybrid Working) Are you an experienced credit professional with a keen eye for risk and a talent for finding creative solutions? Ready to take your career further in a business that values innovation, collaboration, and growth? We're looking for a CreditRisk Assistant to join a dynamic and forward-thinking organisation in Nottingham. You'll play a vital role in assessing credit applications, managing risk, and supporting revenue growth, all while working closely with internal teams and external partners. The Role: Reporting to the Senior CreditRisk Officer, you will: Review credit applications and cash-with … order accounts, identifying potential risks and recommending solutions Communicate credit decisions clearly across internal departments Help develop tools to build customers' credit and unlock trading opportunities Proactively prevent fraud and manage overdue accounts Maintain accurate records across multiple systems, with timely follow-ups Build strong relationships with credit reference agencies and insurers Support the preparation of reports More ❯
South West, England, United Kingdom Hybrid / WFH Options
Interquest
Senior Data Analyst opportunities (Please note:- you must be based in the UK for these roles) I am working with a consumer lender on two new roles within their CreditRisk & Data team. The role includes translating complex business needs into scalable & actionable insights. You will deliver reporting, dashboards and analysis that drive value. Experience required and the More ❯
Halifax, West Yorkshire, Yorkshire and the Humber Hybrid / WFH Options
RSA
Farmweb, allowing us to scale by leveraging our combined financial strength and importantly ensure our people feel the benefits of our joint capabilities. We are currently recruiting for a Credit Control Specialist to join our established and experienced Credit Control team here at RSA on a hybrid basis for a 12 month fixed term contract. Your role The … RSA receives funds from businesses and customers within expected timescales, challenging both internal & external stakeholders to remove barriers to payment and maintaining accurate records in order to minimise financial risk and bad debt to RSA. You will be responsible for personal ownership of your own portfolio of broker accounts to achieve collection targets whilst building solid relationships with internal … external customers/partners. About you You're a proactive and detail-oriented professional with a good background in either Credit Control/Account Management or Customer Service. You thrive in fast-paced environments and will take pride in effectively managing a portfolio of Broker accounts while ensuring timely payments and swift resolution of queries. Your ability to enhance More ❯