1 to 25 of 31 Credit Risk Jobs in the City of London

SENIOR CREDIT RISK MANAGER £80,000 – £100,000 LONDON (Flexible Hybrid Working) A fast-growing FinTech is looking for a Senior Credit Risk Manager to help shape and drive its credit strategy across one of its key markets. This role offers a unique opportunity to join a mission-led business that’s reinventing finance for … small businesses through smart, data-driven decisioning. ABOUT THE COMPANY This innovative lender empowers small businesses by delivering fast, flexible funding solutions. Built on proprietary technology and deep credit expertise, the company has supported over 150,000 businesses across Europe, providing billions in financing to help them grow. With offices in the UK and mainland Europe, and a collaborative … tech-forward culture, the company continues to expand rapidly while staying focused on positive impact. THE ROLE As Senior Credit Risk Manager, you'll take a lead role in managing the enhanced underwriting portfolio in a strategic European market. Blending data science, manual assessment, and strategic oversight, your goal will be to optimise credit decisions and portfolio More ❯

Lead Decision/Data Scientist – Credit London, UK – Hybrid Up to £100,000 + Benefits About the Company We are working with a fast-growing fintech scaleup, who are on a mission to reshape access to financial services across underserved markets. With a strong focus on innovation, collaboration, and data-driven decision-making, the company is building impactful financial … products tailored to real customer needs. We’re looking for a Lead Decision Scientist, to lead the development, deployment, and ongoing optimisation of credit risk models. This is a high-impact position at the intersection of data science, risk, and business strategy. You’ll drive lending strategy, own the end-to-end modeling lifecycle, and guide a … growing team of analysts as we scale. This role is perfect for someone who thrives on experimentation, has a deep understanding of credit data, and enjoys working in a fast-paced environment. Key Responsibilities Lead the design, development, and maintenance of credit risk and affordability models using bureau, open banking, and behavioural data Own the full model More ❯

platform offering fast, secure, and affordable money transfers, multi-currency wallets, and essential banking services worldwide, all within one app. You’ll be responsible for designing, building, and optimising credit and risk scoring models that drive key financial decisions across global markets. Responsibilities: Lead the development and maintenance of credit risk and affordability models using bureau … engineering, model development, validation, and monitoring. Design and execute champion/challenger tests and A/B experiments to continuously improve approval rates, loss rates, and customer experience Analyse credit performance data to generate actionable insight and support strategic decisions Mentor and develop a small team of analysts/data scientists as the team scales Work closely with Data More ❯

We’re Hiring: Lead Credit Risk Modeller An exciting opportunity has opened up for a Credit Risk Model Development Lead to join a high-performing Credit Risk Modelling team at a fast-growing, digitally native financial services company. This team plays a pivotal role in the development and maintenance of credit risk models , including both IFRS 9 and operational models. If you're experienced in credit risk model development and looking to make a meaningful impact in a dynamic environment, we'd love to hear from you. 💼 What You’ll Be Doing: Leading the development and implementation of IFRS 9 and operational credit risk models — both hands … subject matter expert and representing the team with stakeholders across the business. 🎯 What We’re Looking For: 5+ years of hands-on experience in developing IFRS 9 and operational credit risk models. Prior experience leading projects or managing small teams is a plus. Strong programming and analytical skills using tools like Python, R, SQL, SAS, and Excel. A More ❯

Senior Credit Strategy Analyst Up to £80,000 Hybrid London The Company I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your credit commercial background for business lending. The Role As a Senior Credit Strategy Analyst, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to develop wider business credit strategies Developing credit risk strategies for Acquisitions and Existing Customers. Working with senior leadership to implement …/improve credit strategy. Using SQL and Python daily for strategy development Your skills and experience To be successful as a Senior Credit Strategy Analyst, you will need: Experience as a credit risk strategy analyst Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions and/or Existing Customer More ❯

Head of Data Science - Credit Risk/Lending Up to £130,000 + Bonus London (2/3 days onsite) Company: A long term client of ours, operating within the Credit/Lending space is looking to bring in a new Head of Data Science. Focused on Credit Cards and Loans, the company uses a digital … first platform and smart analytics to assess affordability fairly and lend responsibly. Backed by a trusted brand, it’s making credit clear, accessible, and ethical. Responsibilities: Lead a Data Science team to build and embed top credit models supporting growth and customer outcomes. Develop and deploy segmented credit models for unsecured consumer lending. Improve data and analytics … performance, and collaborate across teams and external partners. Requirements: MSc or PhD Degree in Computer Science, Artificial Intelligence, Mathematics, Statistics or related fields. Experience working with models in the Credit Risk/Lending space (Probability of Default, scorecard etc). Strong coding skills in Python and SQL Strong communication skills, with the ability to work effectively in a More ❯

About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About the Team: The Customer Engagement team acts as a centre of excellence for the LexisNexis® RiskNarrative® product, responsible for delivering Strategic Engagement Services to customers throughout their lifecycle. … RiskNarrative brings powerful automation under total control, uniting fraud detection, financial crime prevention, compliance and risk management across the entire customer lifecycle for our customers. About the Role: You will support the ongoing management and optimisation of existing customers of RiskNarrative. You will be responsible for the coordination and delivery of technical and operational activity. This involves working cross More ❯

Senior Credit Pricing Analyst Up to £75,000 Hybrid London The Company I am hiring a Senior Credit Pricing Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk pricing and NPV modelling experience to focus on driving business growth and profitability using tools like SQL and Python alongside … your credit commercial background for the credit cards portfolio. The Role As a Senior Credit Pricing Analyst, you will be: Developing new insights to drive optimisation of credit risk strategies. Developing NPV models for Credit risk acquisitions strategies Developing credit risk strategies for Acquisitions and pricing Working with senior leadership to … implement/improve credit strategy. Using SQL and Python daily for strategy development Your skills and experience To be successful as a Senior Credit Pricing Analyst, you will need: Experience as a credit risk strategy analyst Experience developing pricing and NPV models Experience working in a fast-paced environment/fintech Experience developing credit risk More ❯

Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit cards, and financial products are delivered - offering customers faster … more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk … on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. What We’re Looking For Strong Python experience, with knowledge of ML techniques. Familiarity with the credit industry, financial products, and data-driven risk modelling. Experience across Credit modelling, lending, PoD etc Strong educational background from a top university in a STEM subject A More ❯

fintech companies, revolutionizing consumer finance by making it faster, cheaper, and more transparent. Backed by leading investors and loved by customers, they’ve rebuilt key financial products like loans, credit cards, and car finance from the ground up. With a strong foothold in the UK and US markets, they are challenging big banks and outdated systems with cutting-edge … technology. The Role As a Senior Data Scientist, you’ll be at the heart of the business, developing state-of-the-art credit risk models to underpin loan and credit card products. You’ll work with rich datasets, deploy advanced machine learning techniques, and collaborate across the business to deliver best-in-market solutions. This is a … hands-on role in a team that self-serves deployments and monitoring, without reliance on a separate ML engineering team. Key Responsibilities Develop proprietary risk models to improve underwriting quality and enhance decision-making. Understand the products, data, and strategies to effectively inform risk modelling. Translate business problems into data-driven solutions and clearly communicate insights. Collaborate with More ❯

I am currently looking for a Credit Risk Modeller to join a consumer lending FinTech on a day rate contract basis. The role will include developing a PD Model and other Credit Models/Scorecards using logistic regression and gradient boosting methods. There will also be work/projects within business strategy, churn likelihood, potential for leaving … and complexion models. The ideal candidate should have strong SQL & Python and the candidate needs to have experience developing models for consumer lenders (personal loans or credit cards). Must have 10+ years within Credit Risk Modelling. (No sponsorship available for the role More ❯

My Leading Banking client are looking for a Director level professional to be responsible for IT delivery in their Credit Risk and Operational Risk functions. You'll line manage and matrix manage teams in order to deliver Risk IT in-house systems, and vendor software including it's integration into the organisations' infrastructure. This role requires … an experienced Risk Technology professional who will work collaboratively with IT, Risk Management, Data Management, Front Office and others areas, and play an active leadership role within the Cross-Product Platforms Technology team. The following skills/experience is essential: Very strong Delivery background Excellent Credit Risk IT background Knowledge to include EAD, LGD models, limit … Excellent communication skills Salary: Up to £165,000 + bonus + package Level: Director Location: London (good work from home options available) If you are interested in this Senior Credit Risk IT Delivery Manager position and meet the above requirements please apply immediately. More ❯

Credit Strategy Manager Up to £100,000 Hybrid London The Company I am hiring a Credit Strategy Manager leading consumer finance FinTech’s based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions and revenue from existing using tools like SQL and Python alongside … your credit commercial background. The Role As a Credit Strategy Manager, you will be: Developing new insights to drive optimisation of credit risk strategies. Detecting new trends on customer data to help increase business revenue Developing credit risk strategies for Acquisitions and existing customers Working with senior leadership to implement/improve strategy. Using … SQL and Python daily for strategy development Your skills and experience To be successful as a Credit Strategy Manager, you will need: Experience as a credit risk strategy manager/lead Experience working in a fast-paced environment Experience developing credit risk strategies for Acquisitions Ideally some experience developing ECM and Collections strategies Experience working More ❯

Credit Strategy Manager (Business Lending) Up to £100,000 Hybrid London The Company I am hiring a Credit Strategy Manager top innovative business lending business based in London. Within this role you will be bringing your business lending acquisitions and underwriting analytics experience to support the business growth across the business lending portfolio using tools like SQL and … Python The Role As a Credit Strategy Manager, you will be: Developing Credit risk strategies for acquisitions and exciting customers Developing new insights to drive credit risk strategies for acquisitions and underwriting automation for business loans Detecting new trends on customer data to help increase business revenue across the portfolio Analysing both internal and external … data to drive credit decisioning. Working with senior leadership to implement/improve credit risk strategies. Using SQL and/or Python daily for strategy development Your skills and experience To be successful as a Credit Strategy Manager, you will need: Experience developing acquisitions and/or underwriting strategies for a fintech/top UK bank More ❯

Credit Strategy Manager Up to £90,000 Hybrid London The Company I am hiring a Credit Strategy Manager for a top innovative FinTech's based in London. Within this role you will be bringing your credit risk strategy experience to support the business driving revenue and profitability. In this role, you will be using your skills … with SQL and Python to drive strategy for business lending growth. The Role As a Credit Strategy Manager, you will be: Driving analytics and credit strategies for business loans Developing new insights to drive credit risk strategies for acquisitions/underwriting Detecting new trends on customer data to help increase business revenue with existing customer strategy … and external data for strategy decisions Working with senior leadership to implement/improve acquisitions and existing customer strategy. Using SQL and Python daily for strategy development across the credit risk life cycle Working closely with the data science team using mathematical theories to implement effective strategies for credit risk. Your skills and experience To be successful More ❯

Senior Data Scientist - Credit Risk | Automotive Sector 🚘 | London (Hybrid) | £60,000–£90,000 Peaple Talent is working in partnership with a top-tier Automotive company focused on delivering innovative and sustainable mobility solutions. As the UK’s largest car leasing provider, they currently support over 750,000 drivers. What sets this client apart is their inclusion of full … the UK’s largest motor fleet insurance policy. We’re now looking to onboard several Senior Data Scientists. These individuals will play a key role in strengthening the model risk management framework and ensuring accurate implementation of all forecast models. What we're looking for: Solid academic background in Statistics, Mathematics, Economics, Data Science, or a related discipline A … number of years experience in Risk Modelling, Credit Risk, Risk Management Proficiency in statistical tools, preferably Python or R Practical exposure to machine learning, predictive modelling, and advanced analytics techniques Industry experience in Automotive, Finance, or Manufacturing is highly desirable What’s in it for you: 💰 Salary : £60,000–£90,000 📍 Location : London (3 days per More ❯

About the Business : LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team : The team drives customer engagement at executive levels, working closely with our clients to establish strong relationships with key stakeholders. About the Role : You will manage … customer accounts post implementation acting as a fraud SME delivering on strategic road maps and projects. Responsibilities : Showing a good understanding of fraud and risk management, relating it to products and service within the firm Understanding customer use cases and requirements and in turn apply best practices to deliver customer road maps Developing and delivering fraud strategies, providing solution More ❯

LEAD DATA SCIENTIST – CREDIT £90,000 HYBRID – UK This role does not offer sponsorship. This is a fantastic opportunity to lead credit risk decisioning at a fast-growing fintech. You will be the go-to expert for credit strategy, owning model development and deployment, and helping shape the company’s lending performance. THE COMPANY This company … is an ambitious fintech operating in the consumer finance space, providing oversees payments and credit cards. With a strong data-driven culture and a collaborative team structure, they are scaling quickly and investing heavily in their data capabilities to drive better customer and business outcomes. THE ROLE You can expect to be involved in the following day-to-day … Lead the end-to-end lifecycle of credit and affordability models, from data sourcing to production monitoring. Work with a range of data types, including bureau, open banking, and behavioural data. Own the development and execution of decisioning strategies, including champion/challenger experiments. Analyse portfolio performance and recommend strategic changes based on data insights. Partner with engineering teams More ❯

About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team: The team drives customer engagement at executive levels, working closely with our clients to establish long term relationships with key stakeholders. About the Role: As an … Engagement Manager, you’ll work on an ongoing basis with our clients to drive the utilization of LexisNexis Risk Solutions products to create positive business outcomes. You’ll pair with Strategic Account managers to identify and explore opportunities to leverage LexisNexis Risk Solutions data and services to protect our customers from cybercriminals. You’ll present consultative solutions to More ❯

We're Hiring! | IRB Model Development 🚨Up to £80,000 plus benefits and bonus 📍 Hybrid | 3 days in-office, London | Flexible working 🏦 Join a Leading Credit Risk Modelling Team! NO RELOCATION/SPONSORSHIP AVAILABLE - HOWEVER OPEN TO VISA TRANSFER IF ALREADY IN THE UK. Are you ready to take your quantitative skills to the next level in a … high-impact, regulation-driven environment ? We're on the lookout for a passionate Quantitative Risk Analyst to help deliver the Internal Ratings Based (IRB) approach across retail and commercial lending portfolios. 💼📊 🧠 What You’ll Be Doing : ✅ Data analysis & model development for PD, LGD, and EAD ✅ Building scorecards & stress testing models ✅ Supporting IRB regulatory self-assessments ✅ Identifying data gaps & ensuring … problem-solving skills 🗣️ Excellent communication & report-writing abilities 🤝 A proactive team player ready to make an impact 🎯 Why Join? Work at the forefront of regulatory transformation Collaborate with experienced risk professionals Play a key role in shaping data-driven decision-making Hybrid working & supportive environment 📩 Ready to elevate your risk career? Apply now or message us to learn More ❯

About the Business : LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team : The team drives customer engagement at executive levels, working closely with our clients to establish very good relationships with key stakeholders. About the Role : As a … Senior Engagement Manager, you’ll work on an ongoing basis with our clients to drive the utilization of LexisNexis Risk Solutions products to create positive business outcomes. You’ll pair with Strategic Account managers to identify and explore opportunities to leverage LexisNexis Risk Solutions data and services to protect our customers from cybercriminals. You’ll present consultative solutions More ❯

/2025 – Potential for Extension Location: Hybrid – London, Canary Wharf – 2/3 Days P/Week Rate: Contact to Discuss Rates Company & Department Overview We are Group Risk and Compliance (R&C) Transformation with a strong global presence, seeking a Manager to join our established Innovation and Generative AI team. The ideal candidate will play a crucial role … the APAC region, the Innovation Manager will be responsible to support EMEA and Americas Regions and is ideally located in one the key locations in the U.K. The Global Risk and Compliance function comprises c.13,000 FTE spanning sub function areas including Financial Crime, Regulatory Compliance, Climate Risk, Enterprise Risk, Wholesale Credit Risk, WPB, Analytics … role will require broad coverage across all sub functions. Job Overview The Innovation Enablement Manager will play a critical role in delivering change within the bank, and specifically within Risk and Compliance. This individual will report to Innovation Enablement Lead based in Hong Kong and be responsible for delivering transformational change enablement, as well as strong engagement and communication More ❯

Perform general ledger posting and reconciliation (P&L and Balance Sheet), including month-end and year-end close. Manage aged debtor and creditor reporting and ensure accurate provisions and credit risk management. Support external audit processes and deliver accurate financial information. Serve as the main point of contact for banking partners. Prepare rolling cash flow forecasts and optimise More ❯

Benefits: Bonus, health insurance 🚀 Industry/Type of business: Fintech 🏠 Remote working: 1-2 days per month in the London HQ 🧩 Interview process: 3 stages 📢 Reporting to: VP of Credit Risk 👏 Company size: ~300 🎯 Working on: Developing brand new models around credit & risk What are we looking for? Full-stack end-to-end data science experience … covering deployment & production Experience working in the fintech, financial services or credit risk domain Experience with SQL & Python, and machine learning libraries including XGBoost, LightGBM, Scikit-learn etc. Supporting platform & software engineering knowledge a plus! The ability to communicate & guide data strategy Candidates must be based in the UK. Unfortunately we cannot offer sponsorship for this hire. Interested More ❯

role, you’ll be leading a talented team of analysts to validate a range of models across the business, including ML, AI, IFRS9, and Forecasting. You’ll be leading Risk Assurance reviews and presenting high-level validation insights to senior leadership. THE COMPANY This Fintech is well known for its data-driven approach to both consumer and SME finance … from more traditional models like IFRS9 and Forecasting, to AI and ML models. Engage with model owners and developers to ensure validation findings are accurate and understood Lead the Risk Assurance reviews and produce committee papers to present to senior stakeholders YOUR SKILLS AND EXPERIENCE Strong experience in the Credit Risk Model Validation space AI Model knowledge More ❯