1 to 25 of 58 Credit Risk Jobs in the UK excluding London

Credit Risk Manager, Flex Originations (Credit Cards) Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning … business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we're reinventing credit cards to give customers more … visibility and control over their spending. Our portfolio is growing rapidly and we're expanding our team to support our future growth ambitions. We're looking for a Credit Risk Manager to help drive the credit and growth strategy for Flex originations. You will lead a team of analysts responsible for developing the credit and pricing More ❯

generation after generation. It's a purpose that drives everything we do and one we're proud of. And you can play your part too join us as our Credit Risk Policy Automation Manager, reporting into the Credit Risk Strategy Lead. How you'll make a difference You will develop innovative approaches to support the ongoing … optimisation of risk, reward and operational efficiency using data and technology. You will lead the maintenance of the Lending Policy and supporting control framework. Lead assurance activity related to the appropriateness and operational effectiveness of the Lending Policy. You will be the model owner for BTL and Residential affordability models. You will manage a small team, developing their skills … and experience to support the creation of a high performing team of credit risk specialists. What will you bring to the role? A wealth of working experience in financial services credit risk management, ideally with experience within the Mortgage Market. Strong, proven analytical skills, including experience of SAS/SQL and/or Python. Proven experience More ❯

generation after generation. It's a purpose that drives everything we do and one we're proud of. And you can play your part too join us as our Credit Risk Policy Automation Manager, reporting into the Credit Risk Strategy Lead. How you'll make a difference You will develop innovative approaches to support the ongoing … optimisation of risk, reward and operational efficiency using data and technology. You will lead the maintenance of the Lending Policy and supporting control framework. Lead assurance activity related to the appropriateness and operational effectiveness of the Lending Policy. You will be the model owner for BTL and Residential affordability models. You will manage a small team, developing their skills … and experience to support the creation of a high performing team of credit risk specialists. What will you bring to the role? A wealth of working experience in financial services credit risk management, ideally with experience within the Mortgage Market. Strong, proven analytical skills, including experience of SAS/SQL and/or Python. Proven experience More ❯

This rapidly expanding Financial Services organisation are looking for a Senior Analytics Manager to work across their Credit Risk and Digital/Customer Engagement functions to lead advanced analytics initiatives and embed a strong data-driven culture throughout the organisation. Client Details Rapidly expanding Financial Services organisation Description This rapidly expanding Financial Services organisation are looking for a … Senior Analytics Manager to work across their Credit Risk and Digital/Customer Engagement functions to lead advanced analytics initiatives and embed a strong data-driven culture throughout the organisation. As Senior Analytics Manager, you will be pivotal in shaping the business's overall data and analytics strategy. You'll combine deep technical expertise with commercial insight to … deliver impactful analytics solutions across credit risk, marketing, digital, and other strategic functions. Partnering closely with senior leadership, you'll transform complex data into actionable insights that drive smarter decisions and sustainable business growth. Key Responsibilities Lead the development and delivery of analytics solutions across diverse business domains Design, build, and maintain robust statistical models and advanced analytical More ❯

Analytics Strategy About Our Client Rapidly expanding Financial Services organisation Job Description This rapidly expanding Financial Services organisation are looking for a Senior Analytics Manager to work across their Credit Risk and Digital/Customer Engagement functions to lead advanced analytics initiatives and embed a strong data-driven culture throughout the organisation. As Senior Analytics Manager, you will … be pivotal in shaping the business's overall data and analytics strategy. You'll combine deep technical expertise with commercial insight to deliver impactful analytics solutions across credit risk, marketing, digital, and other strategic functions. Partnering closely with senior leadership, you'll transform complex data into actionable insights that drive smarter decisions and sustainable business growth. Key Responsibilities … influence senior stakeholders and translate analytics into strategic decisions Highly analytical, commercial mindset with a strategic perspective Comfortable working in fast-paced, evolving environments Desirable: Significant experience working with credit bureau data Exposure to Salesforce or modern data visualisation tools (e.g., Tableau) The Successful Applicant Degree in Data Science, Statistics, Economics, or a related field Minimum of 10 years More ❯

Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Create Alert UK Credit Risk Management Analyst, London or Belfast Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office) Do you want to use data insight to … solving and presentation? What is the Role: The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight. This is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our … small team to a range of credit risk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders. Key accountabilities; Communicating analytical findings to senior stakeholders effectively in both written and verbal form Analysing and interpreting credit portfolio data and external data, supporting More ❯

This rapidly expanding financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio. Client Details Rapidly expanding financial services company Description This rapidly expanding … financial services company are seeking a Lead Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio. Key Responsibilities: Developing and implementing advanced statistical models and preferably machine learning algorithms to … predict credit risk, optimise credit scoring, and enhance our decision-making/underwriting processes. Develop and maintain predictive models to assess credit risk and forecast customer behaviour. Analyse large datasets to identify trends, patterns, and insights that inform business decisions. Perform data cleaning to ensure high-quality data for analysis, Conduct A/B testing More ❯

Description Senior Manager Credit Risk Analyst Location: Sheffield/London/Hybrid Working (Expectation that you will attend an office 2 days per week) Contract: 7 Month Fixed Term Contract Hours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri) Salary: £35,000 - £46,500 Depending on Experience & Location Please note that … on the delivery of the Start Up Loans critical product reporting requirements, as well as the development and automation of MI and reporting. Working closely with the SUL Collections, Credit, Fraud and Change teams, the Senior Analyst will be responsible for: Building a detailed understanding of the business through performing analytics across the Credit life cycle. Supporting the … creation and delivery of monitoring for credit risk and fraud models. Devising model strategies for credit assessment utilising statistical model outputs balancing risk and business targets. Input to IFRS9 accounting standards, including investigating issues and maintaining data. The collection, validation, cleansing and transformation of data. Gathering requirements, identifying/analysing data sets and then translating them More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to a Lead Credit Strategy Analyst, we are looking for a Credit Strategy Analyst to support the development and maintenance of Starling's credit strategies across unsecured and secured retail and … SME lending products. Responsibilities: Supporting the development of credit decisioning lending strategies for both retail and SME secured and unsecured products Supporting the development of capability and processes to meet new and existing regulatory requirements Completion of ad-hoc analytics to understand and report on portfolio credit risks, building a detailed understanding of portfolio performance Helping to put … together regular updates on portfolio performance for our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Some experience of lending standards applicable to lending in the UK Relevant experience in a risk or credit function Highly numerate, with More ❯

About the role Are you an experienced and analytical leader in credit risk modelling? Were looking for a talented Credit Modelling Senior Manager to join our team on a 12-month FTC to take charge of developing, implementing, and validating credit risk models across the customer lifecycle. This is a fantastic opportunity to play a … key role in integrating and enhancing our existing credit models while collaborating closely with senior leaders to build a Group Credit Modelling function. What You'll Be Doing Design & Build Credit Models lead the development. Support the creation of a Group Modelling function developing best practice for the delivery of Credit Modelling. Collaborate with Teams across … decision-making systems. Ensure Compliance build models that meet internal and regulatory standards. Transform Data into clear business Insights . Why Join Us? Impactful Role : Lead the development of credit risk models and play a key role in our integration strategy. Collaborative Environment : Work closely with Head of Credit Model Integration and the talented team across different More ❯

Closing Date: 23 Jul 2025 Salary Details: Salary Details: Up to £100,000 p.a ( dependent on experience) Summary About the role Are you an experienced and analytical leader in credit risk modelling? We're looking for a talented Lead Credit Risk Model Developer to join our team on a FTC basis to take charge of developing … implementing, and validating credit risk models across the customer lifecycle. This is a fantastic opportunity to play a key role in integrating and enhancing our existing credit models while collaborating closely with senior leaders to build a Group Credit Modelling function. What You'll Be Doing Design & Build Credit Models - lead the development. Support the … creation of a Group Modelling function - developing best practice for the delivery of Credit Modelling. Collaborate with Teams across the business to integrate models into decision-making systems. Ensure Compliance - build models that meet internal and regulatory standards. Transform Data into clear business Insights . Why Join Us? Impactful Role : Lead the development of credit risk models More ❯

designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices. We are looking for a talented and passionate Credit Risk Model Development Lead to join our Credit Risk Modelling Team. Our team plays a critical role in developing and maintaining credit risk models … across Starling, focussing on both IFRS 9 and operational models. If you have experience in credit risk model development, and are eager to be part of the team that plays a vital role in credit risk management, we want to hear from you! As a Credit Risk Model Development Lead, you will be responsible … for: Leading the development and implementation of IFRS 9 and operational credit risk models. This is a hands-on role where you will develop some models yourself, as well as overseeing developments from other team members. Ensuring that the Bank's IFRS 9 model suite is fit-for-purpose at all times. Understanding business needs and identifying areas More ❯

Description Senior Manager Credit Risk Analyst Location: Sheffield/London/Hybrid Working (Expectation that you will attend an office 2 days per week)Contract: 7 Month Fixed Term ContractHours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri) Salary: £35,000 - £46,500 Depending on Experience & Location Please note that any … on the delivery of the Start Up Loans critical product reporting requirements, as well as the development and automation of MI and reporting. Working closely with the SUL Collections, Credit, Fraud and Change teams, the Senior Analyst will be responsible for: Building a detailed understanding of the business through performing analytics across the Credit life cycle. Supporting the … creation and delivery of monitoring for credit risk and fraud models. Devising model strategies for credit assessment utilising statistical model outputs balancing risk and business targets. Input to IFRS9 accounting standards, including investigating issues and maintaining data. The collection, validation, cleansing and transformation of data. Gathering requirements, identifying/analysing data sets and then translating them More ❯

Description Senior Manager Credit Risk Analyst Location: Sheffield/London/Hybrid Working (Expectation that you will attend an office 2 days per week)Contract: 7 Month Fixed Term ContractHours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri) Salary: £35,000 - £46,500 Depending on Experience & Location Please note that any … on the delivery of the Start Up Loans critical product reporting requirements, as well as the development and automation of MI and reporting. Working closely with the SUL Collections, Credit, Fraud and Change teams, the Senior Analyst will be responsible for: Building a detailed understanding of the business through performing analytics across the Credit life cycle. Supporting the … creation and delivery of monitoring for credit risk and fraud models. Devising model strategies for credit assessment utilising statistical model outputs balancing risk and business targets. Input to IFRS9 accounting standards, including investigating issues and maintaining data. The collection, validation, cleansing and transformation of data. Gathering requirements, identifying/analysing data sets and then translating them More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯

easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly Credit Risk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯

Business Unit: Group Risk, Independent Model Validation Career Direction : Utilising our data Role Focus: Risk and Financial Modelling; Peer Group : Leaders and Specialists (B) Salary range: £39,200 - £58,800 Location: UK, remote Contract type : Permanent Live to inspire change. Live a life more Virgin. Our Team We have an exciting opportunity in our Independent Model Validation team. … The validation team holds a key role in the validation, challenge, and oversight of VMUK's overall model landscape, including credit, financial and operational risk models. The role holder will have the opportunity to work across a broad range of models spanning retail and business asset classes and drive insight and improvements in model outputs and controls. What … revised mathematical models to ensure models across the business are fit for purpose Provide assurance on compliance with the regulatory requirements we work within There is an emphasis on credit risk IFRS 9/Stress Testing models but also opportunity to be involved with IRB, Pricing, Op Risk, Climate Risk or other models Engage with model More ❯

a critical role to play, keeping us and our customers safe. They are our first line of defence function and responsible for day-to-day fraud and financial crime risk identification, ownership, management and control. We're seeking an inspiring and engaging First Party Fraud SME who is insatiably curious and isn't afraid to challenge the status quo. … As a member of the fraud strategy team, you'll be responsible for supporting our efforts in detecting, preventing and mitigating first party fraud on our unsecured products (credit cards, loans & bank accounts). You'll work closely with stakeholders in commercial, credit risk & operations to develop robust fraud strategies to prevent credit abuse risk. We … seeking a skilled, enthusiastic professional who can make an impact. What you'll be doing Supporting the development of first party fraud strategies and controls to detect and prevent credit abuse. Developing a fraud handbook to support the business and management of first party fraud cases. Conducting root cause analysis on first-party fraud events to identify control gaps More ❯

of purpose, belonging and wellbeing. About the team Protecting our customers and business from fraud is at the heart of what we do. You'll join our dedicated Fraud Risk Analytics team of 5 (within our Credit Risk department of c.60 FTE) working in a fast-paced, collaborative environment where your ideas can make a real impact. … We're responsible for designing and delivering fraud prevention strategies that tackle threats across the full customer journey, from new credit applications to account takeovers and emerging fraud trends. We combine data, insight, and innovation to keep our customers safe and minimise loss. We don't expect you to know everything from day one, you'll get the support … of a friendly, knowledgeable team and a chance to grow your skills in a business that moves quickly and values your input. About the Role As a Senior Fraud Risk Strategy Analyst, you'll use data to spot fraud risks and develop smart, effective solutions to stop them. Key Responsibilities: Analyse fraud trends and behaviours using large datasets to More ❯

functionally with sales, product, and operations to derive actionable insights and shape strategy. The work directly supports investment and growth initiatives across customer and broker performance, commercial trends, and credit risk. Key Responsibilities - Deliver BI reporting and insight across core lending portfolios. - Partner with product, sales, and risk teams to explore strategic data questions. - Analyse broker, customer, and … visualisation. Skills & Experience Essential: - Strong SQL skills for deep analytical querying and insight generation. - Data visualisation experience using Power BI or Tableau. - Previous experience working in financial services or risk-focused environments. - Ability to turn data into actionable recommendations. Desirable: - Experience in credit risk, lending analytics, or broker performance reporting. - Familiarity with Return on Equity (ROE) and … strategy at group level How to Apply Interested? Send your CV to Mohammed Buhariwala at Harnham via the Apply link on this page. Keywords Business Intelligence Analyst, BI Analyst, Credit Risk, Lending Analytics, SQL, Power BI, Tableau, Portfolio Analytics, Financial Services, Banking Analytics, Challenger Bank, Strategic Insight More ❯

functionally with sales, product, and operations to derive actionable insights and shape strategy. The work directly supports investment and growth initiatives across customer and broker performance, commercial trends, and credit risk. Key Responsibilities - Deliver BI reporting and insight across core lending portfolios. - Partner with product, sales, and risk teams to explore strategic data questions. - Analyse broker, customer, and … visualisation. Skills & Experience Essential: - Strong SQL skills for deep analytical querying and insight generation. - Data visualisation experience using Power BI or Tableau. - Previous experience working in financial services or risk-focused environments. - Ability to turn data into actionable recommendations. Desirable: - Experience in credit risk, lending analytics, or broker performance reporting. - Familiarity with Return on Equity (ROE) and … strategy at group level How to Apply Interested? Send your CV to Mohammed Buhariwala at Harnham via the Apply link on this page. Keywords Business Intelligence Analyst, BI Analyst, Credit Risk, Lending Analytics, SQL, Power BI, Tableau, Portfolio Analytics, Financial Services, Banking Analytics, Challenger Bank, Strategic Insight More ❯

assignments utilising CRA data. You will have frequent engagements with external customers/stakeholders and will manage multiple analytics and consultancy projects. Responsibilities. Proactive client engagement, developing partnerships with risk/analytics counterparts within clients; developing a deep knowledge of the relevant industries, clients’ business models, challenges and opportunities to address these. Lead a small team of analysts, providing … supervision and leadership Write compelling proposals to win new analytics and consultancy opportunities Responsible for delivering analytics projects leveraging CRA data assets. This includes credit strategy and model developments to the required quality standards and timescales. This will cover all stages, including sample design, retrospective analysis, performance analysis, population split analysis and reject analysis. Develop deep data knowledge in … closely with internal Sales and Strategy Consulting teams to inform and shape broader opportunities and solutions What experience you need Experience in programming languages Python and SQL in a credit risk environment Experience in the use of credit bureau data An innovative mindset, with experience identifying opportunities that deliver incremental business benefit through leveraging of data and More ❯