Head of Credit Risk & Analytics
- Hiring Organisation
- Morson Edge
- Location
- Macclesfield, Cheshire, UK
credit product designed to give customers greater control, transparency, and predictable repayments. This senior leadership role will be responsible for defining creditworthiness, affordability, open banking, and pricing strategies, with a focus on delivering strong unit economics while maintaining positive customer outcomes. Key Responsibilities Define and maintain risk appetite, credit policy … governance frameworks. Develop data strategy across credit bureau, open banking, and alternative data sources. Design underwriting frameworks, credit rules, and scorecards covering eligibility, affordability, creditworthiness, and fraud. Own limit assignment and risk-based pricing strategies. Lead portfolio analytics across acquisition performance, active book monitoring, and collections. Define and monitor customer ...