Warrington, England, United Kingdom Hybrid / WFH Options
Your Housing Group
What is this role exactly? Due to growth, we now have an exciting opportunity for a Technical Business Analyst to join Your Housing Group's well established, collaborative Data and Business Intelligence team. We’re continuing to evolve our data capabilities and governance frameworks—so it’s a great time to be part of the journey. … At your disposal will be the latest technologies (ie Collibra) and you’ll be able to draw on the collective knowledge and expertise of a talented Data and BI team. We’re looking for someone who’s passionate about data, thrives on technical analysis, and takes pride in delivering high-quality solutions that support business strategy … week What will I be responsible for doing? First and foremost, you’ll work closely with a wide range of business areas and stakeholders to capture and translate data requirements into technical specifications, supporting solution design and data modelling. You will also, in partnership with the wider Data & BI team complete wire frames, mock More ❯
technology strategy and systems used to assess the creditworthiness and financial capacity of loan applicants. This role focuses on building the overall architecture for the lending process, combining data, advanced analytics, and regulatory knowledge to create automated, efficient, and compliant decision-making platforms. Responsibilities Architecting decision platforms: Design, build, and implement the technical architecture for end-to-end … credit risk decisioning and affordability solutions. This includes integrating various data sources (internal and external), analytical models, and rule-based engines. Developing credit strategy: Translate business objectives and credit policy into technical requirements and system rules. This includes defining risk appetite, decision flows, and the criteria for approving, denying, or referring credit applications. Overseeing model development: Work closely … with data scientists and credit risk model developers to integrate statistical and machine learning models into the decisioning architecture. This includes models for credit scoring, loss forecasting, and affordability assessments. Ensuring regulatory compliance: Incorporate all relevant regulatory requirements (eg, responsible lending obligations) into the decisioning framework. The architect must ensure the system provides a robust audit trail for More ❯
to shape the technology strategy and architecture that underpins creditworthiness assessment and lending decisions. This role is critical to developing intelligent, automated credit decisioning platforms that bring together data, analytics, regulatory compliance, and enterprise architecture. You will design the overall lending decision architecture, working closely with risk teams, data scientists, and senior stakeholders to build systems … fair, and compliant lending outcomes. Key Responsibilities . Architect end-to-end credit risk decisioning and affordability systems . Design and implement decision engines, integrating internal and external data sources . Translate credit policy and business objectives into technical requirements and rule frameworks . Partner with data science teams to integrate statistical and machine learning models … subject-matter expert across risk, technology, and senior leadership teams Required Skills & Experience . Deep expertise in decision engine platforms - eg FICO Blaze, Pega, or similar . Strong data analytics and programming capability (Python, R, SAS) . Proficient in enterprise system integration and datawarehousing environments . Understanding of cloud platforms (AWS, Azure, GCP) for scalable More ❯