in London. They are looking to bring in a top leader in data science function to come into the business and spearhead the Fraud, CreditRisk, and Customer Analytics modelling for the business to support rapid growth. The Role: Developing new models for Creditrisk decisioning … across the business. Your Skills & Experience: Experience with Unsecured consumer lending Strong experience using SQL and python across your career. Experience owning and developing creditrisk models Experience developing scorecards and decisioning models STEM Degree from a top University Salary – Up to More ❯
The position is for a Senior developer who will be part of Technology team supporting the Global Risk Management Technology group. The work assignments will include playing a key developer role in major project related work. Projects will include custom development, implementation and integration of vendor products, and enhancement … issues and resolving production problems along with supporting users by developing documentation and assistance tools. Primary Responsibilities: Work as a senior analyst Developer in Risk management Technology. Work closely with business analysts/project managers/other developers/stakeholders to implement requirements on Linux/Microsoft based platforms … development processes such as requirement gathering, analysis and definition, prototyping, proof of concept, designing and implementation Experience in financial services industry either in market risk or creditrisk domain with understanding of analytics integrations for calculations of PnL vectors, various methods to calculate portfolio VaR, sensitivities, PFE More ❯
Sr Risk Manager, Lending, Amazon B2B Payments - PBI DESCRIPTION Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as at Amazon B2B Payments & Lending! The Amazon B2B Payments & Lending team provides invoicing, working capital and payment acceptance solutions to … in any way. Amazon B2B Payments and Lending team is looking for a Sr. Portfolio Manager to join the Payments team to manage the credit performance of European Lending portfolio. The successful candidate will be a thought leader who can help build and scale a best-in-class credit management program. This candidate will be responsible for managing the Lending program from a risk perspective to solve small and medium-sized businesses' challenges getting the capital they need to grow their businesses while staying within a target loss rate. In this role, the candidate will drive creditMore ❯
is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with … no late fees. Pretty great, right? We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 4 million customers. There are some exciting projects coming up and we … role. We are seeking an experienced and Senior Collections Strategy Manager to join our growing team. You will be a key member of the Credit & Fraud Risk team, responsible for building and executing data-driven, customer-centric collections strategies. You will combine deep domain expertise in collections with More ❯
CREDITRISK ANALYST – COLLECTIONS STRATEGY £45,000 EAST MIDLANDS THE COMPANY This company is a leading retailer in the UK that have a unique credit offering. This offers an excellent opportunity for someone with a year or two’s experience in the credit space to extend More ❯
internal use): 11 The Structured Finance (SF) team is responsible for a vast portfolio of criteria and models spanning ABS, RMBS, CMBS and Structured Credit (including CLO's). The criteria and models that the group develops and maintains help global analysts produce independent credit ratings covering Structured … maintaining, and delivering a growing portfolio of cutting-edge quantitative tools, Models and analysis that enable analysts to continually produce high quality and transparent credit analysis. This is an excellent opportunity to join S&P Global as we transform our infrastructure and deliver cloud-based tools to the analytical … furthering your career as we power the markets of the future. The Impact: The candidate will enhance our ability to produce high-impact, insightful credit analysis and research and grow our relevance in an evolving market by synthesizing, analyzing, and deriving value from datasets, developing, and delivering innovative analytic More ❯
My client is a leading wealth manager and retail bank with a growing UK focussed business. The Model Risk Management (MRM) team are responsible for the design and maintenance of the Bank's Model Risk Management policy and framework, ensuring comprehensive model governance and carrying out model validations … and Senior Management in the timely completion of model validations and reporting of identified findings and weaknesses of models. Support and shape the Model Risk Management Framework, including model identification process, attestation, validation, and monitoring. This also includes identifying further areas of non-compliance to SS1/23; Identify … and assess key model risks ensuring model risks with the Bank are effectively identified, measured, monitored and controlled, consistent with the Bank's risk appetite statement and all policies and processes Manage the prioritisation of models requiring validation according to model materiality, business use, complexity and other factors. Support More ❯
Senior Data Scientist - CreditRisk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit … are delivered - offering customers faster, more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting … quality and enhance financial product offerings. Key Responsibilities Build and refine creditrisk models using state-of-the-art ML techniques. Translate business challenges into data-driven solutions. Deploy and monitor models autonomously, without reliance on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. More ❯
Risk Department London, UK The Glencore Risk Department is an independent function aiming to control front-line trading. The Risk Department ensures that the risk-reward of the trading books is properly understood by Glencore senior management and that the physical exposure of the business - e.g. … oil cargoes, electricity generation, gas deliveries - is correctly valued. This position requires the individual to model and monitor the risk embedded into the company portfolio and make sure it stays within the company's risk appetite. Key Responsibilities Create models to value complex structured transactions involving physical and … implied optionality in the energy space, e.g. regassification terminal, gas & oil storage, gas & power transport, etc Work with trading and other risk functions to ensure complex exposures are appropriately captured and represented, taking into account materiality and resources required to develop the model Participate in the assessment of new More ❯
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve … real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. As a Wholesale CreditRisk Product Owner - Analyst on the Wholesale CreditRisk team, you will serve as a Product Owner, playing a pivotal role in maintaining the strength and resilience of JPMorgan Chase. By clearly defining and communicating a compelling product vision and strategy that aligns with the company's overall goals you will use your expert judgment to More ❯
product team! Our centralised team empower Zopa with data-driven insights that enable decision-making across different areas of the business, such as product, risk and operations . They are passionate about continuous learning and innovation , ensuring we stay at the forefront of best practices in data analysis and … . The team of four are currently driving key projects in Zopa that provide a broad overview of key metrics across different products and creditrisk areas, supplementing these with top analytical tools that allow for a deep-dive. Our tech stack includes some of the best in … and innovating existing processes, setting the standard for MI and data manipulation across the business. Work closely with stakeholders at all levels across product , credit strategy and operations including the senior leadership team to understand their data needs and deliver the best data solution to addressthem using toolssuch as More ❯
prioritisation to get your team working on the highest impact priorities that contribute to wider business goals. You'll work iteratively and collaboratively with creditrisk, design, engineering, research, data science, product marketing, compliance and many others to refine your plan and execute against it effectively. You'll … customer pain points identified in research. Presenting your latest product strategy to stakeholders at Product Review and gathering feedback and challenge. Working closely with creditrisk experts to ensure the product and credit strategy are tightly aligned. Planning and joining research calls to better understand how businesses More ❯
is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with … no late fees. Pretty great, right? We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 4 million customers. There are some exciting projects coming up and we … role We are looking for a Senior Fraud Strategy Manager who develops and implements strategies to prevent and detect fraud, collaborating with teams like CreditRisk and Engineering. They monitor fraud trends, lead a team of analysts, and coordinate with external partners to ensure effective case resolution. The More ❯
O&T features a diverse, inclusive team of professionals in approximately 90 countries worldwide. The Institutional Operations group manages and executes transactions for Markets, CreditRisk, Security Services, Information Services, Private Bank, Treasury, Trade Solutions, Operation Controls, and reporting. Our technology arm engages in application development and support … Partner with Product and Technology teams to understand requirements and relate models to physical data models and interfaces. Unify data concepts across front office, creditrisk, servicing, and reporting functions. Define, model, and rationalize target state solutions; socialize with stakeholders and conduct walkthroughs. Incorporate data standards and implement More ❯
More than £2tn of equity value is locked up in UK homes, while homeowners still need to rely on high-interest-rate consumer loans, credit cards, or overdrafts. We believe this is unfair and unnecessary. We offer a financing product unlike anything else out there, one that is as … day to day execution of paid acquisition and funnel optimisation, translating numbers into action and scaling what works. They will partner closely with the CreditRisk, Data, and Commercial teams to ensure that every pound we spend returns sustainable, high-quality borrowers and drives profitable growth. What you … communication skills; able to simplify complex analysis for non marketing stakeholders. Nice to Have experience/qualifications Financial services or lending experience. Exposure to creditrisk modelling, CLTV, or cohort analysis. Working knowledge of SQL or Python for deeper analysis. Google Ads or Meta Blueprint certifications. Familiarity with More ❯
problems. As the Senior Product Manager for Ascend Studio, you will lead product strategy and customer design to launch the AI-first fraud and creditrisk management platform, Ascend Studio. This role requires navigating a matrixed organization with multiple product portfolios. Experience leading large-scale global software launches … and organizational goals. Lead the end-to-end customer experience for Ascend Studio. Develop strategic vision for AI-enabled workflows, strategies, and insights across credit, identity, and fraud use cases. Coordinate with multiple partner product teams to align on a shared backlog. Collaborate with regional product leaders to ensure … vision creation for teams and partners. Knowledge of the fraud and ID verification market, including key players, use cases, and trends. Understanding of the CreditRisk Decisioning market. Experience delivering AI-driven products. Client-centric mindset with the ability to challenge the status quo. Technical fluency to collaborate More ❯
to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders. We have two parts of our business. On the consumer side, we … Abound. Abound has proven that our approach works at scale, with over £300 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture - what you earn, how you spend, and what's left at the end. … they can usually find elsewhere. We're taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers. The data science team, currently 8 members, focuses on pricing, classification of open banking data and credit decisioning. All data More ❯
to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders. We have two parts of our business. On the consumer side, we … Abound. Abound has proven that our approach works at scale, with over £300 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture - what you earn, how you spend, and what's left at the end. … they can usually find elsewhere. We're taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers. The data science team, currently 8 members, focuses on pricing, classification of open banking data and credit decisioning. All data More ❯
Senior Credit Analyst, Personal Borrowing Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on … both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing unsecured retail creditrisk strategies and building best-in-class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. You will be responsible for developing our credit and pricing strategies for one of our unsecured lending products (Flex, personal loans or overdrafts). You will More ❯
people to join us as we power the shop local movement. If you believe in community, come join ours. About this role Faire's Risk team is seeking a highly motivated Underwriting Analyst to help us empower small businesses by providing them with credit limits that enable them … to grow. The underwriters at Faire conduct due diligence and creditrisk analysis to determine appropriate credit limit amounts for retailers. What you'll do Evaluate creditworthiness of retail businesses and adjust credit limits based on a review of the business's credit application, banking … data, payment performance on Faire, and publicly available information Perform due diligence on businesses to prevent fraud Propose and implement improvements to risk management policies, procedures, and tools Identify issues and gaps, and develop data-driven recommendations to enhance our underwriting operations Work cross-functionally with teams such as More ❯
both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing unsecured retail creditrisk strategies and building best in class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. You will be responsible for developing our credit and pricing strategies for one of our unsecured lending products (Flex, personal loans or overdrafts). You will … to make sure we are building profitable lending portfolios and amazing products for our customers. Your day-to-day: Leading initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk. Supporting the design and roll-out of new lending strategies by finding patterns in the More ❯
countries and jurisdictions worldwide. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Citi enables clients to achieve their strategic financial objectives by providing them with … and solutions, and unparalleled access to capital and liquidity. The Stress testing Team is responsible for delivering Stress testing related solutions to Citi's risk & finance organization which manages Citi's exposure to financial institutions, governments and corporates that trade with Citi. The team engineers, builds and maintains software … objectives with measurable key results. Establish and drive adoption of design and coding best practices within your team Liaise with senior stakeholders across the Risk, Finance and Front Office business organizations, and external Market Regulators to assemble execute projects across Capital spectrum. Mentor and guide professional development of analysts More ❯
platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven creditrisk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the … line financial crime operations. This role focuses on KYC, customer due diligence (CDD), transaction monitoring (TM), and fraud investigations, ensuring regulatory compliance and effective risk mitigation. This strategic role will oversee enhanced due diligence (EDD), fraud prevention, transaction monitoring and investigations, while building a high-performing team and driving … continuous improvement in financial crime detection. KYC & Customer Due Diligence (CDD): Oversee enhanced due diligence (EDD) for high-risk customers and manage periodic CDD refresh and ongoing screening for PEPs, sanctions, and adverse media. Investigate CDD alerts, including material changes triggering reviews. Financial Crime Risk & Investigations: Conduct transaction More ❯
LONDON A fast-growing fintech lender is seeking a high-calibre Head of Data Science to lead their data-driven strategies across credit scoring, fraud prevention, and collections. This senior leadership role offers the chance to shape a next-generation lending platform in a high-growth environment backed by … the industry by embedding intelligent lending solutions into the customer journey. Backed by tier-one investors and experiencing rapid growth, they combine AI-powered credit assessment with a modern, mission-driven approach to lending. THE ROLE As Head of Data Science, your day-to-day responsibilities include but are … not limited to: Leading credit, fraud, and collections analytics across the credit lifecycle Designing scalable data science models to improve lending performance Enhancing acceptance rates while maintaining strong credit quality Developing fraud detection techniques using cutting-edge algorithms Owning collections strategy and driving recovery improvements Collaborating with More ❯
LONDON A fast-growing fintech lender is seeking a high-calibre Head of Data Science to lead their data-driven strategies across credit scoring, fraud prevention, and collections. This senior leadership role offers the chance to shape a next-generation lending platform in a high-growth environment backed by … the industry by embedding intelligent lending solutions into the customer journey. Backed by tier-one investors and experiencing rapid growth, they combine AI-powered credit assessment with a modern, mission-driven approach to lending. THE ROLE As Head of Data Science, your day-to-day responsibilities include but are … not limited to: Leading credit, fraud, and collections analytics across the credit lifecycle Designing scalable data science models to improve lending performance Enhancing acceptance rates while maintaining strong credit quality Developing fraud detection techniques using cutting-edge algorithms Owning collections strategy and driving recovery improvements Collaborating with More ❯