51 to 75 of 179 Credit Risk Jobs in London

About the roleWe're looking for an analytically-minded Credit Risk Manager to lead a team of analysts,to help drive meaningful change in one of our consumer finance products in the UK or USA markets. This role is ideal for someone who is confident with data, comfortable coding , and eager to solve complex problems.You'll be part … organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. Your team's objectives Our credit teams are building high performing portfolios , with bold growth targets and a commitment to responsible lending.Within the credit function, our core responsibilities include: Optimising credit decisioning : who … rate. Assessing and adapting to external economic condition s. Developing and owning models that forecast returns and guide investor reporting. How you'll impact those objectives Define and refine credit strategies that align with our evolving portfolio goals. Discover insights from data using tools like Python and SQL to address key business questions. Collaborate cross-functionally with product, engineering More ❯

Risk Project Manager Inside IR35 - 5 days onsite Our client is undertaking a major project a strategic initiative to establish a new entity. This includes the merger of two internal entities. As Risk Project Manager, you will lead the change agenda for Risk systems, processes, and governance frameworks within the Cobalt Project. You will ensure project delivery … and internal project governance standards. This role will require you to manage both IT and non-IT elements of project delivery. Key Responsibilities: Lead and govern end-to-end risk-related project initiatives Define scope, plan, deliver, and close complex risk and compliance-related change projects. Collaborate with cross-functional teams to manage delivery across both operational and … IT domains. Ensure full compliance with internal delivery frameworks, including SOX, third-party risk, data protection, and operational resilience. Deliver high-quality documentation, including executive reporting, risk logs, lessons learned, and post-implementation reviews. Maintain strong portfolio oversight, including risk, issue, and resource management. Act as primary liaison for risk workstreams within broader programme governance forums. More ❯

with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting About The Role We're looking for an analytically-minded Credit Risk Manager to lead a team of analysts, to help drive meaningful change in one of our consumer finance products in the UK or USA markets. This role … organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. Your team's objectives Our credit teams are building high performing portfolios , with bold growth targets and a commitment to responsible lending. Within the credit function, our core responsibilities include: Optimising credit decisioning More ❯

I am currently looking for a Credit Risk Modeller to join a consumer lending FinTech on a day rate contract basis. The role will include developing a PD Model and other Credit Models/Scorecards using logistic regression and gradient boosting methods. There will also be work/projects within business strategy, churn likelihood, potential for leaving … and complexion models. The ideal candidate should have strong SQL & Python and the candidate needs to have experience developing models for consumer lenders (personal loans or credit cards). Must have 10+ years within Credit Risk Modelling. (No sponsorship available for the role More ❯

I am currently looking for a Credit Risk Modeller to join a consumer lending FinTech on a day rate contract basis. The role will include developing a PD Model and other Credit Models/Scorecards using logistic regression and gradient boosting methods. There will also be work/projects within business strategy, churn likelihood, potential for leaving … and complexion models. The ideal candidate should have strong SQL & Python and the candidate needs to have experience developing models for consumer lenders (personal loans or credit cards). Must have 10+ years within Credit Risk Modelling. (No sponsorship available for the role More ❯

Senior Data Scientist - Credit Risk Modelling £60-85,000 (dependent on experience)London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a Credit Risk setting SQL and Python experience is essential Essential to More ❯

innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Customer Risk Management Overview We are currently looking for a Director, reporting to the Head of Customer Risk Management (CRM) for Europe. The role is based in London, U.K. or … Waterloo, Belgium. Mastercard has over $70B credit exposure to its customers and other counterparties worldwide, placing the CRM role as a key part of its evolving and quickly growing business model. The CRM team operates as a vital component of the broader Strategy & Operations organization, playing a critical role in supporting and driving Mastercard's success. The magnitude and … opportunities to grow your career within Mastercard. This role is on the first line of defense, with key responsibilities including CRM strategy and roadmap for the assigned portfolio, customer credit analysis and underwriting, formulating risk mitigation approach, developing risk management solutions for new products, and engaging regulators within the region. Role The primary responsibility is to ensure More ❯

111133HS £675 - 725 per day + Inside IR35 on Site Risk Project Manager Inside IR35 - 5 days onsite Our client is undertaking a major project a strategic initiative to establish a new entity. This includes the merger of two internal entities. As Risk Project Manager, you will lead the change agenda for Risk systems, processes, and governance … and internal project governance standards. This role will require you to manage both IT and non-IT elements of project delivery. Key Responsibilities: Lead and govern end-to-end risk-related project initiatives Define scope, plan, deliver, and close complex risk and compliance-related change projects. Collaborate with cross-functional teams to manage delivery across both operational and … IT domains. Ensure full compliance with internal delivery frameworks, including SOX, third-party risk, data protection, and operational resilience. Deliver high-quality documentation, including executive reporting, risk logs, lessons learned, and post-implementation reviews. Maintain strong portfolio oversight, including risk, issue, and resource management. Act as primary liaison for risk workstreams within broader programme governance forums. More ❯

Vice President, Credit Solutions, Growth & Middle Market Technology page is loaded Vice President, Credit Solutions, Growth & Middle Market Technology Apply locations London time type Full time posted on Posted 2 Days Ago job requisition id -WD Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of … a diverse book of technology clients across targeted ownership structures through origination, structuring and execution of senior debt facilities and associated ancillary products. Provide access to an industry specialised credit organisation, delivering faster decisions to the client. Align relationships within GMMT with all product partners. Leverage MUFG's advanced technology partnerships, innovation, strategic & commercial capital teams. Engage with venture … providers in the market. MAIN PURPOSE OF THE ROLE A technical expert known internally and externally as a reliable, knowledgeable resource, responsible for evaluating and underwriting loans and other credit exposures to Growth and Middle Market Technology companies. Supporting Growth & Middle Market Credit Solutions transaction, origination, and credit analysis efforts. This includes origination, loan structuring, navigating the More ❯

Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right? We started in … with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 4 million customers. There are some exciting projects coming up and we've got big growth plans. Want to join us? The role. We are seeking an experienced and Senior Collections Strategy … Manager to join our growing team. You will be a key member of the Credit & Fraud Risk team, responsible for building and executing data-driven, customer-centric collections strategies. You will combine deep domain expertise in collections with advanced analytics and a strong commercial mindset to balance recoveries, customer outcomes, and regulatory expectations Day to day responsibilities. Develop More ❯

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … customer journeys, and we are building the solutions that will power that future. About the Role We are looking for a proactive and analytical Loan Underwriter to join our Credit Risk team and take full ownership of the underwriting function for the German market. You will be instrumental in setting up and optimising the underwriting framework from the … ground up. This is a unique opportunity to combine hands-on underwriting, risk evaluation and strategic process building in a fast-growing fintech environment. Key Responsibilities Design and set up the full underwriting process for SME loans in Germany, aligning with local regulatory and market expectations. Own and refine credit policies, scorecards, and risk assessment criteria based More ❯

with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … machines do the heavy lifting About the role We are excited to be hiring a new Data Scientist into our team! Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science sits at the heart of this USP, developing the credit risk models … to underwrite loan and credit card products. You will have access to the latest machine learning techniques combined with a rich data repository to deliver best in market risk models. This role will primarily focus on our US unsecured loans and credit cards business. Our team's objectives The data science team develops proprietary behavioural models combining More ❯

the Role: Grade Level (for internal use): 11 The Structured Finance (SF) team is responsible for a vast portfolio of criteria and models spanning ABS, RMBS, CMBS and Structured Credit (including CLO's). The criteria and models that the group develops and maintains help global analysts produce independent credit ratings covering Structured Finance securitizations. The team is … who are responsible for developing, maintaining, and delivering a growing portfolio of cutting-edge quantitative tools, Models and analysis that enable analysts to continually produce high quality and transparent credit analysis. This is an excellent opportunity to join S&P Global as we transform our infrastructure and deliver cloud-based tools to the analytical teams, while also developing your … skills and furthering your career as we power the markets of the future. The Impact: The candidate will enhance our ability to produce high-impact, insightful credit analysis and research and grow our relevance in an evolving market by synthesizing, analyzing, and deriving value from datasets, developing, and delivering innovative analytic solutions and tools, and helping to build data More ❯

with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting About The Role We're looking for an analytically-minded Senior Credit Risk Analyst ready to support driving meaningful change in our consumer finance products in the UK or USA markets. This role is ideal for someone who is confident … organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. Your team's objectives Our credit teams are building high-performing portfolios, with bold growth targets and a commitment to responsible lending. Within the credit function, our core responsibilities include: Optimising credit decisioning More ❯

RISK MODELLING MANAGER - IFRS 9 Up to £75,000 FULLY REMOTE (UK ONLY) This role does not offer sponsorship. This is an exciting opportunity to join a top-tier UK financial services organisation, playing a key role in the development and delivery of IFRS 9 credit risk models across a range of mortgage products. This business has … generous holiday and remote working policies. THE COMPANY This business is a leading UK digital bank with a wide portfolio of retail and business banking services, including savings, mortgages, credit cards, and insurance. With a strong presence across major UK cities, they've built a culture focused on collaboration, work-life balance, and employee development. Their risk and … LGD models for the mortgage's portfolio. Managing and mentoring a team of two analysts. Supporting model monitoring, validation, and performance analysis. Contributing to stress testing and wider regulatory risk modelling as required. Collaborating with senior stakeholders to define modelling priorities and communicate insights effectively. Presenting technical recommendations in a clear and commercially relevant way. YOUR SKILLS AND EXPERIENCE More ❯

Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit cards, and financial products are delivered - offering customers faster … more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk … on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. What We’re Looking For Strong Python experience, with knowledge of ML techniques. Familiarity with the credit industry, financial products, and data-driven risk modelling. Experience across Credit modelling, lending, PoD etc Strong educational background from a top university in a STEM subject A More ❯

Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit cards, and financial products are delivered - offering customers faster … more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk … on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. What We’re Looking For Strong Python experience, with knowledge of ML techniques. Familiarity with the credit industry, financial products, and data-driven risk modelling. Experience across Credit modelling, lending, PoD etc Strong educational background from a top university in a STEM subject A More ❯

ago Deputy Head of Clinical Education and Development London, England, United Kingdom 22 hours ago London, England, United Kingdom 4 days ago London, England, United Kingdom 3 weeks ago Credit Risk Director, Flex Originations (Credit Cards) London, England, United Kingdom 2 weeks ago Witham, England, United Kingdom 19 hours ago London, England, United Kingdom 14 hours ago … London, England, United Kingdom 2 weeks ago Value and Partnerships Senior Manager, UK/Benelux London, England, United Kingdom 1 week ago London, England, United Kingdom 2 weeks ago Credit Risk Manager, Flex Originations (Credit Cards) London, England, United Kingdom 3 weeks ago London, England, United Kingdom 1 month ago London, England, United Kingdom 1 week ago More ❯

teams in an Agile and/or waterfall environment. Trade Processing has a requirement for a Business Analyst to support the MarkitWire, Trade Manager and TradeServ platforms for Rates, Credit and Equities asset classes. The role requires the candidate to have excellent written and verbal communication skills, strong organizational/coordination skills, and strong analytical skills. The successful candidate … innovation, expertise, processes and networks together to solve the post-trade challenges of global financial markets. OSTTRA operates cross-asset post-trade processing networks, providing a proven suite of Credit Risk, Trade Workflow and Optimisation services. Together these solutions streamline post-trade workflows, enabling firms to connect to counterparties and utilities, manage credit risk, reduce operational … risk and optimise processing to drive post-trade efficiencies. OSTTRA was formed in 2021 through the combination of four businesses that have been at the heart of post trade evolution and innovation for the last 20+ years: MarkitServ, Traiana, TriOptima and Reset. These businesses have an exemplary track record of developing and supporting critical market infrastructure and bring together More ❯

Lead Decision/Data Scientist – Credit London, UK – Hybrid Up to £100,000 + Benefits About the Company We are working with a fast-growing fintech scaleup, who are on a mission to reshape access to financial services across underserved markets. With a strong focus on innovation, collaboration, and data-driven decision-making, the company is building impactful financial … products tailored to real customer needs. We’re looking for a Lead Decision Scientist, to lead the development, deployment, and ongoing optimisation of credit risk models. This is a high-impact position at the intersection of data science, risk, and business strategy. You’ll drive lending strategy, own the end-to-end modeling lifecycle, and guide a … growing team of analysts as we scale. This role is perfect for someone who thrives on experimentation, has a deep understanding of credit data, and enjoys working in a fast-paced environment. Key Responsibilities Lead the design, development, and maintenance of credit risk and affordability models using bureau, open banking, and behavioural data Own the full model More ❯

Lead Decision/Data Scientist – Credit London, UK – Hybrid Up to £100,000 + Benefits About the Company We are working with a fast-growing fintech scaleup, who are on a mission to reshape access to financial services across underserved markets. With a strong focus on innovation, collaboration, and data-driven decision-making, the company is building impactful financial … products tailored to real customer needs. We’re looking for a Lead Decision Scientist, to lead the development, deployment, and ongoing optimisation of credit risk models. This is a high-impact position at the intersection of data science, risk, and business strategy. You’ll drive lending strategy, own the end-to-end modeling lifecycle, and guide a … growing team of analysts as we scale. This role is perfect for someone who thrives on experimentation, has a deep understanding of credit data, and enjoys working in a fast-paced environment. Key Responsibilities Lead the design, development, and maintenance of credit risk and affordability models using bureau, open banking, and behavioural data Own the full model More ❯

Head of Data Science - Credit Risk/Lending Up to £130,000 + Bonus London (2/3 days onsite) Company: A long term client of ours, operating within the Credit/Lending space is looking to bring in a new Head of Data Science. Focused on Credit Cards and Loans, the company uses a digital … first platform and smart analytics to assess affordability fairly and lend responsibly. Backed by a trusted brand, it’s making credit clear, accessible, and ethical. Responsibilities: Lead a Data Science team to build and embed top credit models supporting growth and customer outcomes. Develop and deploy segmented credit models for unsecured consumer lending. Improve data and analytics … performance, and collaborate across teams and external partners. Requirements: MSc or PhD Degree in Computer Science, Artificial Intelligence, Mathematics, Statistics or related fields. Experience working with models in the Credit Risk/Lending space (Probability of Default, scorecard etc). Strong coding skills in Python and SQL Strong communication skills, with the ability to work effectively in a More ❯

Head of Data Science - Credit Risk/Lending Up to £130,000 + Bonus London (2/3 days onsite) Company: A long term client of ours, operating within the Credit/Lending space is looking to bring in a new Head of Data Science. Focused on Credit Cards and Loans, the company uses a digital … first platform and smart analytics to assess affordability fairly and lend responsibly. Backed by a trusted brand, it’s making credit clear, accessible, and ethical. Responsibilities: Lead a Data Science team to build and embed top credit models supporting growth and customer outcomes. Develop and deploy segmented credit models for unsecured consumer lending. Improve data and analytics … performance, and collaborate across teams and external partners. Requirements: MSc or PhD Degree in Computer Science, Artificial Intelligence, Mathematics, Statistics or related fields. Experience working with models in the Credit Risk/Lending space (Probability of Default, scorecard etc). Strong coding skills in Python and SQL Strong communication skills, with the ability to work effectively in a More ❯

by a buddy, mentor and a dedicated programme management team. What's your role? Technology at Nomura involves working with, and designing, state-of-the-art information technology and risk management systems. These are the systems that can often give us that crucial, split-second edge over our competitors. Work ranges from infrastructure support and deployment to in-house … Spring, Maven, Camel, WPF, Node, React, and many others). Depending on your role, you'll gain an understanding of different financial products, and build a valuable knowledge of risk management techniques and live trade analysis. There is a wide breadth of roles available in technology. Your role will fit into one of the below: Business Analysis - To help … over other banks and organisations on the street. We write a large proportion of our software in-house and you could be involved with anything from generating real-time risk measures for our traders, to ensuring that payments to other companies are correctly collated, calculated and executed. As a software developer at Nomura, you will be designing, implementing and More ❯

by a buddy, mentor and a dedicated programme management team. What's your role? Technology at Nomura involves working with, and designing, state-of-the-art information technology and risk management systems. These are the systems that can often give us that crucial, split-second edge over our competitors. Work ranges from infrastructure support and deployment to in-house … Spring, Maven, Camel, WPF, Node, React, and many others). Depending on your role, you'll gain an understanding of different financial products, and build a valuable knowledge of risk management techniques and live trade analysis. There is a wide breadth of roles available in technology. Your role will fit into one of the below: Business Analysis - To help … over other banks and organisations on the street. We write a large proportion of our software in-house and you could be involved with anything from generating real-time risk measures for our traders, to ensuring that payments to other companies are correctly collated, calculated and executed. As a software developer at Nomura, you will be designing, implementing and More ❯