The Head of CreditRisk IT leads the development, implementation, and management of technology solutions for creditrisk management. This role oversees creditrisk models, ensures data integrity, and provides strategic direction to enhance creditrisk processes. Collaboration with cross-functional teams, compliance with regulations, and driving innovation are key aspects of … this role. Skills required: Master's degree or MBA is highly desirable. CFA, FRM, PRM, PMP, ITIL certifications are advantageous. Minimum of 10 years in creditrisk management with a focus on IT solutions. Proven senior leadership experience in financial services. Experience in developing and implementing creditrisk models. Proficiency in advanced analytics and data management More ❯
Senior CreditRisk Systems Analyst- Decisioning 9 Month Contract Key Responsibilities: Build and maintain leading automated decisioning tools and creditrisk models. Test and document all decisioning system changes, ensuring a high standard of test practices are implemented and adhered to. Identification and investigation including data analysis required to support change or incident management. Support delivery … of automated decision operational procedures required dependent on outcome of the automated decision. Ensure all creditrisk policies and strategies are clearly documented and maintained Work with stakeholders across the business, as well as external suppliers, to define business change requirements and provide challenge where necessary Key Requirements: Previous experience working in a decisioning background and maintaining a More ❯
Senior Credit Strategy Analyst £65,000-£80,000 + 15%-22.5% bonus Skills required: Excel, SQL Location: London, 3 days a week in the office Leading business lending platform We are partnered with one of the UK's leading business lending platforms that connect small businesses with investors using innovative technology. They are seeking a Senior Credit Strategy Analyst to join the CreditRisk team and play a key role in enhancing the overall lending process. The role You will collaborate with creditriskmodelling, engineering, data management, capital markets, and business operations teams to understand business objectives and develop analytical solutions. Key responsibilities include Developing new credit strategies with … and evaluate the success of these strategies. Converting complex analyses into clear insights and recommendations. Conducting statistical analysis, forecasting, and data mining to inform strategic decisions. Innovating in the credit space. Building and maintaining relationships with internal and external stakeholders. Ideal candidate profile 2-3+ years of experience in creditrisk analytics, preferably in SME or More ❯
the job poster from SoCode Recruitment Senior Recruitment Consultant - Recruiting Senior/C-Suite and Product professionals in the UK DD: 01223 620868/Email: Ricardo@socode.co.uk Product Owner - CreditRisk Stress Testing - 12 month FTC (strong likelihood of extension) - £100/110k SoCode are delighted to be partnering with a business at the forefront of software innovation … and digital transformation, their client - a Tier 1 Bank are on the lookout for an exceptional Product Owner with direct CreditRisk Stress Testing experience. A perfect blend of Agile Product Ownership and Business Analysis, this role serves as a key interface between the business and a cross-functional technology team. Domain expertise is absolutely essential for this … role as candidates will have to demonstrate a clear understanding at interview stage experience in CreditRisk Stress Testing and Risk Methodologies for PD (Probability of Default), LGD (Loss Given Default) and RWA (Risk Weighted Assets) Calculations. What are the key responsibilities for this role? Act as a Product Owner for the scrum team - owning the More ❯
London, England, United Kingdom Hybrid / WFH Options
Lendable Ltd
## About the role**Our team’s objectives*** The data science team develops proprietary risk models which are core to the company’s success.* We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions.* We self-serve with all deployment and monitoring, without a separate machine-learning … engineering team.**How you’ll impact those objectives*** Learn the domain of products that Lendable serves, understanding the data that informs strategy and riskmodelling is essential to being able to successfully contribute value.* Rigorously search for the best models that enhance underwriting quality.* Clearly communicate results to stakeholders through verbal and written communication.* Share ideas with the … a team environment* Self driven and willing to lead on projects/new initiatives**Nice to Have*** Interest in machine learning engineering* Interest in data engineering* Prior experience with creditriskmodelling* Prior experience with use of LLMs for document question answering**The interview process**For this role we’d expect:* A phone call with one of More ❯
Job Description CreditRiskModelling Consultant 5 days a week in London £60K-£70K A London based boutique consultancy is on the search for a CreditRiskModelling Consultant to join their growing team. The Client needs a Modelling Analyst with a background in Data Science to be able to bring machine learning … techniques to the current processes and advise the business on staying ahead. Key Requirements: CreditRisk Modeller or Validator with 2 - 4 years of experience in IFRS9 or IRB Development/Validation Experience and understanding of Financial Services and FCA Regulations Strong communications skills Send your CV to nmohamed@merje.com #J-18808-Ljbffr More ❯
London, England, United Kingdom Hybrid / WFH Options
Lendable Ltd
the roleWe are excited to be hiring a new Senior Data Scientist for our team! Ideally, this role will suit someone with a proven background in building models in credit, lending, or other areas of financial services. Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of … application. Data Science sits at the heart of this USP, developing the creditrisk models to underwrite loan and credit card products.You will experiment with the latest machine learning techniques combined with a rich data repository to build and deploy best-in-market risk models.This role will primarily focus on our UK Cards business, but through … team’s objectives*** The data science team develops proprietary machine learning models combining state-of-the-art techniques with a variety of data sources that inform scorecard development and risk management, optimise marketing and pricing, and improve operations efficiency.* Research new data sources and unstructured data representation.* Data scientists work across the business in a multidisciplinary capacity to identify More ❯
role, you’ll be leading a talented team of analysts to validate a range of models across the business, including ML, AI, IFRS9, and Forecasting. You’ll be leading Risk Assurance reviews and presenting high-level validation insights to senior leadership. THE COMPANY This Fintech is well known for its data-driven approach to both consumer and SME finance … from more traditional models like IFRS9 and Forecasting, to AI and ML models. Engage with model owners and developers to ensure validation findings are accurate and understood Lead the Risk Assurance reviews and produce committee papers to present to senior stakeholders YOUR SKILLS AND EXPERIENCE Strong experience in the CreditRisk Model Validation space AI Model knowledge More ❯
City of London, London, United Kingdom Hybrid / WFH Options
Harnham
role, you’ll be leading a talented team of analysts to validate a range of models across the business, including ML, AI, IFRS9, and Forecasting. You’ll be leading Risk Assurance reviews and presenting high-level validation insights to senior leadership. THE COMPANY This Fintech is well known for its data-driven approach to both consumer and SME finance … from more traditional models like IFRS9 and Forecasting, to AI and ML models. Engage with model owners and developers to ensure validation findings are accurate and understood Lead the Risk Assurance reviews and produce committee papers to present to senior stakeholders YOUR SKILLS AND EXPERIENCE Strong experience in the CreditRisk Model Validation space AI Model knowledge More ❯
staff and report to the Chief Product Officer. The CEO is a former Data Scientist, providing opportunities for knowledge exchange! The Head of Data Science will work on: Creditrisk models: Collaborate with the Chief Risk Officer to develop advanced machine learning models. Affordability models: Utilize bureau and open banking data to create transaction classification models and More ❯
About the Company: Our client is on a mission to help fintechs and banks automate and enhance due diligence operations using AI agents, to streamline and strengthen the risk investigations carried out during business customer onboarding and ongoing monitoring. Backed by founders with deep experience building fraud and creditrisk models that protect billions in transactions at … top European fintechs, our client is revolutionising the way financial institutions verify the legitimacy of businesses. By leveraging advanced AI-driven risk assessment, they transform unstructured data into powerful, actionable insights, automating manual reviews, enhancing fraud detection, and improving the onboarding experience for legitimate businesses. Already partnering with leading fintech unicorns and major banks, they are growing rapidly and More ❯
About the Company: Our client is on a mission to help fintechs and banks automate and enhance due diligence operations using AI agents, to streamline and strengthen the risk investigations carried out during business customer onboarding and ongoing monitoring. Backed by founders with deep experience building fraud and creditrisk models that protect billions in transactions at … top European fintechs, our client is revolutionising the way financial institutions verify the legitimacy of businesses. By leveraging advanced AI-driven risk assessment, they transform unstructured data into powerful, actionable insights, automating manual reviews, enhancing fraud detection, and improving the onboarding experience for legitimate businesses. Already partnering with leading fintech unicorns and major banks, they are growing rapidly and More ❯
About the Company: Our client is on a mission to help fintechs and banks automate and enhance due diligence operations using AI agents, to streamline and strengthen the risk investigations carried out during business customer onboarding and ongoing monitoring. Backed by founders with deep experience building fraud and creditrisk models that protect billions in transactions at … top European fintechs, our client is revolutionising the way financial institutions verify the legitimacy of businesses. By leveraging advanced AI-driven risk assessment, they transform unstructured data into powerful, actionable insights, automating manual reviews, enhancing fraud detection, and improving the onboarding experience for legitimate businesses. Already partnering with leading fintech unicorns and major banks, they are growing rapidly and More ❯
Director of CreditRisk Analytics & Decision Science InterQuest Posted 6 days ago Director of CreditRisk Analytics & Decision Science - up to £185k - London I am currently partnered with a consumer lending FinTech on a Director of CreditRisk Analytics & Decision Science opportunity. The role will primarily involve work across Credit Strategy, Portfolio Analytics … and Model Development (including advanced creditrisk models combining traditional methods with machine learning). The role also provides the incoming Director an opportunity to upskill and build out a function of 10-15 Analysts, Data Scientists and Managers. Minimum Requirements: Must have UK lending experience. For more information about this role, please contact More ❯
London, England, United Kingdom Hybrid / WFH Options
Opus Recruitment Solutions
Data Scientist (CreditRisk) | 12-24 Months | £400 - £500 | Outside IR35 | Remote First, London Client: Opus Recruitment Solutions Location: London, United Kingdom Job Category: Other EU work permit required: Yes Job Reference: 3ac1463f927c Job Views: 7 Posted: 02.06.2025 Expiry Date: 17.07.2025 Job Description: London, United Kingdom Data Scientist (CreditRisk) | 12-24 Months | £400 - £500 | Outside … IR35 | Remote First This is a contract role based in London, UK, paying between £400 and £500 per day. The position involves developing creditrisk models and scorecards for a long-term project in the finance sector. The role is primarily remote with occasional travel, outside IR35, for 12 to 24 months. Key Requirements Extensive experience in Python … and R Strong experience with SAS and SPSS Previous experience in credit scorecard development Strong statistical background Proficiency with Jupyter Notebook Finance industry experience Proven track record in mentoring and training team members If you are interested and meet these requirements, please apply with your most recent CV. Additional Notes Please note that applicants without a passport for the More ❯
Product Owner - CreditRisk Stress Testing - 12 month FTC (strong likelihood of extension) - £100/110k SoCode are delighted to be partnering with a business at the forefront of software innovation and digital transformation, their client - a Tier 1 Bank are on the lookout for an exceptional Product Owner with direct CreditRisk Stress Testing experience. … business and a cross-functional technology team. Domain expertise is absolutely essential for this role as candidates will have to demonstrate a clear understanding at interview stage experience in CreditRisk Stress Testing and Risk Methodologies for PD (Probability of Default), LGD (Loss Given Default) and RWA (Risk Weighted Assets) Calculations. What are the key responsibilities … scrum team - owning the backlog and prioritising features in collaboration with stakeholders. Perform business analysis and write clear, structured user stories and acceptance criteria. Interpret complex requirements from the creditrisk and stress testing business units. Liaise with creditrisk model team and interpret requirements covering modelling and data Engage in Agile ceremonies and contribute More ❯
About us At Diligent, we are on a mission to help fintechs and banks catch fraudulent businesses. We build LLM agents to automate risk investigations during business onboarding and monitoring. For example, we can help investigate the online presence of businesses to detect high-risk activities, identify reputation-compromising signals, comb through news articles to extract new risk insights etc. By turning scattered and unstructured data points into structured, actionable insights, we enable risk teams to make better and faster decisions. Our founders have built fraud and creditrisk models protecting billions in transactions at Europe’s top fintechs, and we’re taking that experience to revolutionize how financial institutions verify the legitimacy of More ❯
About us At Diligent, we are on a mission to help fintechs and banks catch fraudulent businesses. We build LLM agents to automate risk investigations during business onboarding and monitoring. For example, we can help investigate the online presence of businesses to detect high-risk activities, identify reputation-compromising signals, comb through news articles to extract new risk insights etc. By turning scattered and unstructured data points into structured, actionable insights, we enable risk teams to make better and faster decisions. Our founders have built fraud and creditrisk models protecting billions in transactions at Europe’s top fintechs, and we’re taking that experience to revolutionize how financial institutions verify the legitimacy of More ❯