101 to 125 of 198 Credit Risk Jobs in the UK

responsible for the end-to-end ownership of the BNPL vertical - from defining the strategy and commercial model to building the customer journey, controlling credit decisioning, managing merchant relationships, and driving growth across international markets. You will operate at the intersection of product, risk, partnerships, and operations - working … cross-functionally with engineering, design, credit, compliance, marketing, and finance teams. This is a high-ownership leadership role for someone entrepreneurial, analytical, and execution-driven-ready to build a new business line within Creditstar. Your Responsibilities Define and own the BNPL strategy - from credit policies and product design … to commercial partnerships and go-to-market. Lead the full product build - owning the customer flow, credit decisioning, document signing, and merchant settlement process. Ideally, they should be able to work on their own or work closely with the in-house product team/BNPL partners to define the More ❯

to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders. We have two parts of our business. On the consumer side, we … Abound. Abound has proven that our approach works at scale, with over £300 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture - what you earn, how you spend, and what's left at the end. … they can usually find elsewhere. We're taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers. The data science team, currently 8 members, focuses on pricing, classification of open banking data and credit decisioning. All data More ❯

to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders. We have two parts of our business. On the consumer side, we … Abound. Abound has proven that our approach works at scale, with over £300 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture - what you earn, how you spend, and what's left at the end. … they can usually find elsewhere. We're taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers. The data science team, currently 8 members, focuses on pricing, classification of open banking data and credit decisioning. All data More ❯

subject matter expertise in markets products and business lines to be able to provide meaningful solutions that are functional and sustainable. Experience in market risk change projects is preferable. Key responsibilities: Project Management/Transformation/Change management experience with a focus on Capital Markets initiatives to address regulatory … audit, risk and control and/or risk management issues Influencing and building collaborative relationships across Global Markets with front-to-back stakeholders, e.g., business, controls, finance, operations, technology, risk management Assist in ensuring that all processes and controls are socialized effectively and are approved by the … appropriate governance forum Manage internal and external dependencies across initiatives, including working closely with Front Office, Markets Control, Risk Managers and Technology teams Identify challenges and proactively seek to resolve or escalate risk and issues in a timely and well-articulated manner by engaging relevant stakeholders and PMs More ❯

with as much detail as appropriate or requested by senior managers. Develop knowledge of all relevant data resources within NewDay and in the wider Credit Industry. Governance: support the models throughout their lifecycle from conception, development, implementation, testing and monitoring, with the required level of documentation to follow internal … working with raw datasets and perform data wrangling pre-modelling. A hands-on data scientist or modeller background. Experience with one or more of credit risk, collections risk, affordability, IFRS9 and customer credit behaviours models. How to present sophisticated findings clearly, adapting the level of detail … detail to the audience. Experience in supporting model deployment and working with DevOps/Implementation teams. About Us We help people move forward with credit and help our colleagues to move their careers forward too. Through innovative consumer credit and embedded finance products powered by groundbreaking technology, we More ❯

join their dynamic team. Role Overview: As an Underwriter, you will be responsible for assessing and underwriting loan applications for SMEs, using both traditional credit analysis and advanced fintech tools. You will manage a portfolio of applications, provide mentorship to junior underwriters, and collaborate with the risk, sales … and operations teams to ensure smooth loan origination and credit decision-making. Your expertise will be crucial in balancing the needs of the business with effective risk management, ensuring sustainable growth while maintaining high standards of credit quality. Key Requirements: At least 3 years of experience in … credit underwriting, with a focus on SME lending, fintech, or commercial lending. Strong knowledge of financial products tailored for SMEs, ideally business loans. In-depth knowledge of UK SME lending markets and regulations, including FCA guidelines. Expertise in credit analysis, financial statement interpretation, and risk assessment. Ability More ❯

join their dynamic team. Role Overview: As an Underwriter, you will be responsible for assessing and underwriting loan applications for SMEs, using both traditional credit analysis and advanced fintech tools. You will manage a portfolio of applications, provide mentorship to junior underwriters, and collaborate with the risk, sales … and operations teams to ensure smooth loan origination and credit decision-making. Your expertise will be crucial in balancing the needs of the business with effective risk management, ensuring sustainable growth while maintaining high standards of credit quality. Key Requirements: At least 3 years of experience in … credit underwriting, with a focus on SME lending, fintech, or commercial lending. Strong knowledge of financial products tailored for SMEs, ideally business loans. In-depth knowledge of UK SME lending markets and regulations, including FCA guidelines. Expertise in credit analysis, financial statement interpretation, and risk assessment. Ability More ❯

Senior Credit Analyst, Personal Borrowing Cardiff, London or Remote (UK) We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on … both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing unsecured retail credit risk strategies and building best-in-class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. You will be responsible for developing our credit and pricing strategies for one of our unsecured lending products (Flex, personal loans or overdrafts). You will More ❯

people to join us as we power the shop local movement. If you believe in community, come join ours. About this role Faire's Risk team is seeking a highly motivated Underwriting Analyst to help us empower small businesses by providing them with credit limits that enable them … to grow. The underwriters at Faire conduct due diligence and credit risk analysis to determine appropriate credit limit amounts for retailers. What you'll do Evaluate creditworthiness of retail businesses and adjust credit limits based on a review of the business's credit application, banking … data, payment performance on Faire, and publicly available information Perform due diligence on businesses to prevent fraud Propose and implement improvements to risk management policies, procedures, and tools Identify issues and gaps, and develop data-driven recommendations to enhance our underwriting operations Work cross-functionally with teams such as More ❯

both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing unsecured retail credit risk strategies and building best in class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. You will be responsible for developing our credit and pricing strategies for one of our unsecured lending products (Flex, personal loans or overdrafts). You will … to make sure we are building profitable lending portfolios and amazing products for our customers. Your day-to-day: Leading initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk. Supporting the design and roll-out of new lending strategies by finding patterns in the More ❯

platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the … line financial crime operations. This role focuses on KYC, customer due diligence (CDD), transaction monitoring (TM), and fraud investigations, ensuring regulatory compliance and effective risk mitigation. This strategic role will oversee enhanced due diligence (EDD), fraud prevention, transaction monitoring and investigations, while building a high-performing team and driving … continuous improvement in financial crime detection. KYC & Customer Due Diligence (CDD): Oversee enhanced due diligence (EDD) for high-risk customers and manage periodic CDD refresh and ongoing screening for PEPs, sanctions, and adverse media. Investigate CDD alerts, including material changes triggering reviews. Financial Crime Risk & Investigations: Conduct transaction More ❯

LONDON A fast-growing fintech lender is seeking a high-calibre Head of Data Science to lead their data-driven strategies across credit scoring, fraud prevention, and collections. This senior leadership role offers the chance to shape a next-generation lending platform in a high-growth environment backed by … the industry by embedding intelligent lending solutions into the customer journey. Backed by tier-one investors and experiencing rapid growth, they combine AI-powered credit assessment with a modern, mission-driven approach to lending. THE ROLE As Head of Data Science, your day-to-day responsibilities include but are … not limited to: Leading credit, fraud, and collections analytics across the credit lifecycle Designing scalable data science models to improve lending performance Enhancing acceptance rates while maintaining strong credit quality Developing fraud detection techniques using cutting-edge algorithms Owning collections strategy and driving recovery improvements Collaborating with More ❯

relevant insights across the insurance lifecycle. Our insurance customers use our models, data, analytics, and technology to assess catastrophe, climate, actuarial, economic, asset, and credit risk; it is our role to equip them with the tools and understanding to thrive. As a part of this mission you are … in: the Re/Insurance business domain/catastrophe modeling, Database management/working with relational databases (SQL), Moody's RMS products (e.g. RiskLink, Risk Modeler, Intelligent Risk Platform), Data engineering, data analytics, data science, using a programming language, Collaborative code development using version control software (e.g., GitHub More ❯

Data & Analytics Consultant to lead a small team and execute technical analytics and consultancy projects, designing and developing complex modelling assignments using our clients Credit Reference Agency data. This will be a client facing role, creating new proposals to win new analytics projects and ensuring proactive client engagement throughout … the entire lifecycle. Key responsibilities: Responsible for delivering technical analytics projects leveraging CRA data assets. This will center around credit strategy and model development according to client requirements. The application of data tools and programming languages such as Python on SQL to prepare data and develop solutions for their … non-technical stakeholders. Work with clients to understand their regulatory landscapes ensuring they receive the most applicable data solutions. Key Requirements: Strong exposure to Credit Bureau Agency/Credit Reference Agency data in a modelling environment. Extensive hands-on experience developing credit risk/data models More ❯

Data & Analytics Consultant to lead a small team and execute technical analytics and consultancy projects, designing and developing complex modelling assignments using our clients Credit Reference Agency data. This will be a client facing role, creating new proposals to win new analytics projects and ensuring proactive client engagement throughout … the entire lifecycle. Key responsibilities: Responsible for delivering technical analytics projects leveraging CRA data assets. This will center around credit strategy and model development according to client requirements. The application of data tools and programming languages such as Python on SQL to prepare data and develop solutions for their … non-technical stakeholders. Work with clients to understand their regulatory landscapes ensuring they receive the most applicable data solutions. Key Requirements: Strong exposure to Credit Bureau Agency/Credit Reference Agency data in a modelling environment. Extensive hands-on experience developing credit risk/data models More ❯

platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the … with YouLend's Regulators. Regulatory Reporting - Lead regulatory reporting processes to ensure timely and accurate submissions to the FCA and other relevant authorities. Enterprise Risk Management - Support with the uplift of YouLend's Enterprise Risk Framework, working with risk owners across the business to develop and mature … reviews and compliance monitoring. Expertise in key compliance themes such as governance, complaints handling, safeguarding, product governance and outsourcing, and in depth understanding of risk mitigation frameworks. Exceptional analytical skills, including conducting gap analyses to address new regulatory initiatives and guidance. Strong written and verbal communication skills, with experience More ❯

software delivery methodology experience. Certifications such as Scrum Master, Product Owner or PMP a plus. Derivatives knowledge from FX, Rates, Commodities and/or Credit encompassing trade life cycle, pricing, risk analytics and market data. Finance degree or certifications (FRM/CFA/PRM etc) or market and … credit risk understanding a plus Functional expertise in one or more of the following asset classes – Interest Rates/commodity/FX Derivatives, Credit, Structured Products. Substantial technology delivery and management experience (minimum 10 years), at least part of this in the financial markets domain Quantitative finance More ❯

software delivery methodology experience. Certifications such as Scrum Master, Product Owner or PMP a plus. Derivatives knowledge from FX, Rates, Commodities and/or Credit encompassing trade life cycle, pricing, risk analytics and market data. Finance degree or certifications (FRM/CFA/PRM etc) or market and … credit risk understanding a plus Functional expertise in one or more of the following asset classes – Interest Rates/commodity/FX Derivatives, Credit, Structured Products. Substantial technology delivery and management experience (minimum 10 years), at least part of this in the financial markets domain Quantitative finance More ❯

for our customers while supporting iwoca's growth objectives. Strategy ownership and innovation: Own the development and execution of strategies to enhance iwoca's credit terms, including pricing, credit limits, and repayment terms. Identify and assess market opportunities to introduce new products or features, ensuring alignment with customer … and project management capabilities. Collaboration and influence: Drive cross-functional alignment on product priorities and secure buy-in from senior stakeholders. Work closely with Credit Risk, Data Science, Operations, and Commercial teams to ensure seamless execution of product initiatives. Be in constant dialogue with our Customer Acquisition teams … gravitas, humility, and enthusiasm: you will need to work with various teams to get stuff done in a rapidly growing environment. Bonus: Familiarity with credit products or lending strategies in a B2B context. Hands-on experience working with complex data structures using SQL or Python for data analysis. Statistical More ❯

It is also in the process of delivering the IRB repair requirements as per ECB. As part of the strategic growth plan of its risk modelling function, the firm now seeks an experienced credit risk modeller with significant prior experience of IRB modelling to take on a … This is a new role, reporting to the Manager for IRB Modelling. The role will involve: Development of models to support business decision making, risk management and estimation of regulatory capital requirements in line with internal development standards and policies. This includes Probability of Default (PD), Loss Given Default More ❯

platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the … a fast-paced fintech environment. As Financial Crime Manager & DMLRO, you will play a key role in shaping and enhancing YouLend's financial crime risk management framework, ensuring compliance with UK, EU, and US AML regulations while supporting the business in its growth. You will lead the execution of … a hands-on role in investigations, monitoring, and framework enhancements while contributing to strategic initiative and embed technology-driven financial crime solutions. Financial Crime Risk Management - Support the enhancement of AML, sanctions and fraud prevention frameworks, including Customer Risk Assessments (CRA)and Business-Wide Risk Assessments (BWRA More ❯

our customers while supporting iwoca's growth objectives. Strategy development and innovation: Contribute to the development and execution of strategies that enhance iwoca's credit terms, including pricing, credit limits, and repayment terms. Identify and assess market opportunities to introduce new products or features, ensuring alignment with customer … identify pain points and unlock growth opportunities. Collaboration and influence: Support cross-functional alignment on product priorities and engage senior stakeholders. Work closely with Credit Risk, Data Science, Operations, and Commercial teams to ensure seamless execution of product initiatives. Be in constant dialogue with our Customer Acquisition teams … gravitas, humility, and enthusiasm: you will need to work with various teams to get stuff done in a rapidly growing environment. Bonus: Familiarity with credit products or lending strategies in a B2B context. Hands-on experience working with complex data structures using SQL or Python for data analysis. Statistical More ❯

for our customers while supporting iwoca's growth objectives. Strategy ownership and innovation: Own the development and execution of strategies to enhance iwoca's credit terms, including pricing, credit limits, and repayment terms. Identify and assess market opportunities to introduce new products or features, ensuring alignment with customer … and project management capabilities. Collaboration and influence: Drive cross-functional alignment on product priorities and secure buy-in from senior stakeholders. Work closely with Credit Risk, Data Science, Operations, and Commercial teams to ensure seamless execution of product initiatives. Be in constant dialogue with our Customer Acquisition teams … gravitas, humility, and enthusiasm: you will need to work with various teams to get stuff done in a rapidly growing environment. Bonus: Familiarity with credit products or lending strategies in a B2B context. Hands-on experience working with complex data structures using SQL or Python for data analysis. Statistical More ❯

by making it faster, cheaper, and more transparent. Backed by leading investors and loved by customers, they’ve rebuilt key financial products like loans, credit cards, and car finance from the ground up. With a strong foothold in the UK and US markets, they are challenging big banks and … cutting-edge technology. The Role As a Senior Data Scientist, you’ll be at the heart of the business, developing state-of-the-art credit risk models to underpin loan and credit card products. You’ll work with rich datasets, deploy advanced machine learning techniques, and collaborate … hands-on role in a team that self-serves deployments and monitoring, without reliance on a separate ML engineering team. Key Responsibilities Develop proprietary risk models to improve underwriting quality and enhance decision-making. Understand the products, data, and strategies to effectively inform risk modelling. Translate business problems More ❯

by making it faster, cheaper, and more transparent. Backed by leading investors and loved by customers, they’ve rebuilt key financial products like loans, credit cards, and car finance from the ground up. With a strong foothold in the UK and US markets, they are challenging big banks and … cutting-edge technology. The Role As a Senior Data Scientist, you’ll be at the heart of the business, developing state-of-the-art credit risk models to underpin loan and credit card products. You’ll work with rich datasets, deploy advanced machine learning techniques, and collaborate … hands-on role in a team that self-serves deployments and monitoring, without reliance on a separate ML engineering team. Key Responsibilities Develop proprietary risk models to improve underwriting quality and enhance decision-making. Understand the products, data, and strategies to effectively inform risk modelling. Translate business problems More ❯