easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly CreditRisk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯
easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly CreditRisk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯
easier to use and designed to demystify money for everyone. We employ more than 2,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across … unsecured and secured retail and SME lending products. Responsibilities: Developing credit decisioning lending strategies for both retail and SME secured and unsecured products Developing capability and processes to meet new and existing regulatory requirements Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance Providing regular updates on … portfolio performance at our monthly CreditRisk Committee Support maintaining proactive portfolio compliance with the UK regulatory regime Build strong stakeholder relationships, both with internal and key external contacts Requirements Subject matter expert on regulations and lending standards applicable to lending in the UK Relevant experience in a risk or credit function within an FCA regulated More ❯
orientation. Please make us aware if you require any reasonable adjustments throughout the recruitment process. For more information about this role, please contact: We're Hiring! IRB Model Development Risk Analyst ?Up to £80,000 plus benefits and bonus Hybrid 3 days in-office, London Flexible working Join a L Fully remote Data Analyst & Senior Data Analyst opportunities(Please … note:- you must be based in the UK for these roles)I am working with a consum We're Hiring: Lead CreditRisk Modeller An exciting opportunity has opened up for a CreditRisk Model Development Lead to join a high-performing Cred More ❯
to develop your data career in a dynamic, growing organisation? We may have the role for you! Evlo is recruiting for a Senior Insight Analyst that has collections or creditrisk data analytics experience within financial services. As an established leader in consumer finance for over 15 years, Evlo is committed to innovation, customer success, and personal development. … collections MI: developing, maintaining and monitoring MI across lending and collections Skills and Experience Essential for a Data Insight Analyst Previous demonstrable analytical experience within financial services Collections or creditrisk data analysis experience essential Knowledge of relevant coding languages, eg SQL, SAS, Python, R. Excellent communication skills: able to convey findings to technical and non-technical audiences More ❯
JOB SUMMARY An employee within MCVO-Cleared Collateral will primarily be focused on the mitigation of counterparty creditrisk through the performance of a number of operational processes. They will be expected to perform these functions as well as demonstrating innovation and a proactive approach, highlighting inefficiencies, risks and implementing improvements. In addition, they will also be expected … to provide a high level of service to their clients. The role will involve close interaction with a wide range of areas of the bank including CreditRisk Management, Legal and Compliance, Sales, Trading, Controllers, Middle Office, Client Representatives, Central Clearing Services and other Operations Departments. As a result the successful candidate will be required to possess strong … counterparts to identify/resolve system issues, and implement system enhancements to increase efficiency in current processes Identify potential risks in operational processes; develop and implement controls to mitigate risk Effectively monitor risks in the process and escalate in a timely manner to ensure resolution and minimal impact to clients Work with the global team to produce reports and More ❯
Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit, and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest-free and with no late fees. Founded in 2018 with a small … growth plans. The role. We are seeking a Fraud Manager responsible for developing and implementing strategies to prevent and detect fraud. This role involves collaborating with teams such as CreditRisk and Engineering, monitoring fraud trends, leading analysts, and coordinating with external partners to ensure effective case resolution. The Fraud Manager will also report on fraud metrics to … both the company and its customers. Day-to-day responsibilities. Develop, execute, and refine Zilch's fraud management framework and strategy. Monitor emerging fraud trends and threats, working with CreditRisk, Product, and Engineering teams to implement proactive measures to reduce fraud losses. Stay informed about new fraud trends and mitigation strategies in the market. Create standardized policies More ❯
clear feedback loops, and no long-winded sign-off processes. THE ROLE Develop and maintain IFRS9 models: PD, LGD, and EAD models across various lending portfolios Design and build credit scorecards: Acquisition, behavioural, and collections scorecards using industry best practices (e.g. WOE binning, logistic regression) End-to-end model ownership: From data extraction and feature engineering to validation and … deployment Collaborate cross-functionally: Work closely with creditrisk, data engineering, product, and compliance teams Support model governance and documentation: Ensure models meet regulatory expectations and internal standards Conduct model monitoring and performance analysis: Regularly assess backtesting results and recalibrate when needed REQUIREMENTS Strong experience building IFRS9 models (PD, LGD, EAD) Hands-on credit scorecard development ( Python … or SAS (ideally both) Solid understanding of lending products and creditrisk lifecycle HOW TO APPLY Please send CV below or More ❯
Sheffield, England, United Kingdom Hybrid / WFH Options
HSBC
P/Week Duration: 31/12/2025 – Potential for Extension Rate: £689.96 P/Day – Inside IR35 – UMB Why join us? (Overview of Dept./Function) Global Risk Analytics (GRA) is a part of HSBC’s Global Risk Function which provides solutions using analytics, tools, and models to identify, measure and manage key risks. GRA currently … covers Wholesale Credit and Market Risk, Financial Crime Risk, Regulatory Compliance and Operational Risk. Financial Engineering drives definition and adoption of the modelling solutions within GRA and beyond on the Risk infrastructure. The projects within this team are related to regulatory, digital, policy or system level changes. The Opportunity: (Brief Overview of the Role) Financial Engineering … Business Analyst (FE BA) will support the Global Risk Analytics in the delivery of strategic vision for the Financial Engineering infrastructure and related changes in response to the regulatory and business requests. FE BA will focus on the improvement of model development and implementation processes, including gathering business requirements, analysis of data, definition of solution designs with related operational More ❯
Senior Data Scientist – CreditRisk Modelling £60-85,000 (dependent on experience) London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a CreditRisk setting SQL and Python experience is essential Essential to More ❯
Senior Data Scientist – CreditRisk Modelling £60-85,000 (dependent on experience) London THE COMPANY This successful and ambitious lending business are going from strength to strength. They are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning … part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market. THE ROLE Work across a range of credit models within the business, predominantly scorecards and broader decisioning models Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business Own the … deployment and implementation of predictive models across the product suite Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements YOUR SKILLS AND EXPERIENCE : Essential to have experience developing predictive models within a CreditRisk setting SQL and Python experience is essential Essential to More ❯
new AI project. As an integral team member, you will assist in the architecture and development of our unique analysis tools. The role will include: AI/Machine Learning CreditRisk Third Party Data Building Relationships Working Towards Tight Deadlines In return, we offer competitive salaries and bonuses. You can work from home, and clear progression opportunities are … responsible for key functions in designing industry-leading products. Candidates must have experience as an Engineer in a Financial Technology firm, with familiarity in working with multiple data sources, creditrisk, and API gateways. More ❯
Basingstoke, Hampshire, England, United Kingdom Hybrid / WFH Options
Wade Macdonald
Credit Control Administrator - Basingstoke - £25,000/£28,000 - Hybrid Working About the Client Wade Macdonald are currently working with an established organisation within the Technology sector, this business continues to grow and offers long-term career opportunities. About the Job This role will support the credit control team with responsibility for managing customer accounts, monitoring risk and ensuring timely payment. The position offers great variety, combining transactional credit control with wider exposure to risk management and customer interaction. Duties will include: Chasing outstanding payments and resolving queries in a timely manner Monitoring credit limits and escalating risks where necessary Assisting with the processing of invoices and debit notes Maintaining accurate records on … month-end reporting and reconciliations Building strong relationships with customers to ensure effective debt recovery About the Successful Applicant You will have at least 12 months’ experience in a credit control or finance administration role, with a good understanding of invoicing and debit notes. Familiarity with Sage is desirable, alongside strong communication skills and a proactive, ‘can-do’ approach. More ❯
City of London, London, United Kingdom Hybrid / WFH Options
Harnham
platform offering fast, secure, and affordable money transfers, multi-currency wallets, and essential banking services worldwide, all within one app. You’ll be responsible for designing, building, and optimising credit and risk scoring models that drive key financial decisions across global markets. Responsibilities: Lead the development and maintenance of creditrisk and affordability models using bureau … engineering, model development, validation, and monitoring. Design and execute champion/challenger tests and A/B experiments to continuously improve approval rates, loss rates, and customer experience Analyse credit performance data to generate actionable insight and support strategic decisions Mentor and develop a small team of analysts/data scientists as the team scales Work closely with Data More ❯
platform offering fast, secure, and affordable money transfers, multi-currency wallets, and essential banking services worldwide, all within one app. You’ll be responsible for designing, building, and optimising credit and risk scoring models that drive key financial decisions across global markets. Responsibilities: Lead the development and maintenance of creditrisk and affordability models using bureau … engineering, model development, validation, and monitoring. Design and execute champion/challenger tests and A/B experiments to continuously improve approval rates, loss rates, and customer experience Analyse credit performance data to generate actionable insight and support strategic decisions Mentor and develop a small team of analysts/data scientists as the team scales Work closely with Data More ❯
and with the opportunity to lead on new product launches. Key Responsibilities: Support the delivery of new retail lending products with the decision system Build, test, maintain and deploy credit strategies for new products Supporting the development of credit decisioning strategies for both retail and SME unsecured products Deliver BAU lending changes and support wider programme initiatives providing … and key external contacts Experience in decision systems using any of the following platforms PowerCurve, FICO OM, FICO Blaze, GDS, Provenir, Lending Metrics,Taktile Relevant experience and understanding of creditrisk or risk delivery function Experience delivering large scale projects including inputting to architectural design, delivery, testing and programme delivery Highly technical with an ability to interpret More ❯
Analyst, Infrastructure and Real Estate Portfolio Monitoring, Private Credit Macquarie Asset Management's Private Credit portfolio includes debt investments across various industry sectors and geographies, primarily in the US, UK, and Europe. The focus areas include renewable energy (solar and wind), utility assets (water, gas, electricity), traditional infrastructure (roads, rail, airports), digital infrastructure, social housing, real estate, and … origination and investment teams to monitor and manage a portfolio of assets. Responsibilities include reviewing financial models and assumptions, covenanted deliverables (financial statements, ratios, operating reports, ESG reporting), and credit rating assessments. You will support waiver and consent processes, analyze risk profile changes, and prepare summaries for proposals. Flexibility across multiple workstreams such as portfolio reporting, ad hoc … have 2-4 years of experience with the following: Ability to interpret financial statements and cash flows Experience preparing financial analysis reports or memorandums Knowledge of debt characteristics and creditrisk assessment in private debt markets Understanding of infrastructure assets is advantageous Strong communication skills, both written and verbal Experience with financial models Understanding of due diligence processes More ❯
insights, and identify opportunities to integrate improvements and new features into the user flow and product roadmap. Advocate for user needs while balancing business requirements and technical feasibility. Innovation & Risk Management: Drive innovation by identifying emerging technologies and trends that may affect the product landscape. Proactively manage product risks, ensuring that potential roadblocks are identified and mitigated early in … and innovative approach to overcoming product challenges and seizing new opportunities. Data-Driven Decision Making: Comfortable with data analysis and making decisions based on KPIs, metrics, and performance analytics. Risk Management: Experience in risk assessment and mitigation strategies, ensuring smooth product delivery and minimizing potential disruptions. About S&P Global Ratings S&P Global Ratings is the world … s leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on More ❯
Enterprise Data - Risk and Valuation Solutions Sales Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements Bloomberg is a global leader in business and financial information, news and insight, and we use innovative technology to deliver trusted data and bring transparency to the financial markets. Our customers around the globe rely on … What's the role? As a key member of our growing EMEA team, you'll be responsible for selling the suite of solutions under the Enterprise Data Valuation and Risk Products: Pricing & Valuations data such as BVAL/IBVAL, along with our Risk data sets such as our Liquidity solutions and creditrisk offerings. Our clients … face an increasingly complex challenge to remain competitive in risk and valuations business functions, presenting a phenomenal opportunity to position our market leading products and technology in this space. As a business we have been able to innovate and adapt dynamically to the market changes and trends, whilst partnering our clients to solve their business needs. As we continue More ❯
Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, creditrisk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯
Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, creditrisk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯
Manchester, Lancashire, United Kingdom Hybrid / WFH Options
Capgemini
Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, creditrisk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯
Enterprise Data - Risk and Valuation Solutions Sales Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements Bloomberg is a global leader in business and financial information, news and insight, and we use innovative technology to deliver trusted data and bring transparency to the financial markets. Our customers around the globe rely on … What's the role? As a key member of our growing EMEA team, you'll be responsible for selling the suite of solutions under the Enterprise Data Valuation and Risk Products: Pricing & Valuations data such as BVAL/IBVAL, along with our Risk data sets such as our Liquidity solutions and creditrisk offerings. Our clients … face an increasingly complex challenge to remain competitive in risk and valuations business functions, presenting a phenomenal opportunity to position our market leading products and technology in this space. As a business we have been able to innovate and adapt dynamically to the market changes and trends, whilst partnering our clients to solve their business needs. As we continue More ❯
Milton Keynes, Buckinghamshire, United Kingdom Hybrid / WFH Options
Volkswagen Financial Services
Product Owner - Risk Full Time, Permanent Hybrid - Milton Keynes Salary starting from £68,200 - Company Car Scheme, 27 Days Holiday plus Bank Holidays, Pension scheme and more! Closing Date: 25th August We are seeking an exceptional talent to join our team as a Product Owner, focusing on creating, developing and delivering cutting-edge products and services that drive our … CreditRisk function and support the expansion of new commercial propositions and opportunities. As a Product Owner, you will own and drive technical products and services from inception to completion, working in a cross-functional technical team to promptly deliver innovative risk management solutions to the market. You will engage with stakeholders across various levels to understand … time and within budget and meeting aligned targets. Define and lead a cross functional technical team to promptly deliver propositions and solutions to the market. Own the delivery of risk management-focused products and prioritise features to ensure on-time and within-budget delivery. Guide and support the Senior Leadership Team and Board of Management, driving strategic buy-in More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
SENIOR DATA SCIENTIST UP TO £80,000 LONDON This role is an exciting opportunity to work for a very fast-paced and data-driven FinTech, focusing on their growing credit card portfolio. THE COMPANY This company is working on loans, credit cards, and car finance and aims to get money in customers' hands in only a few minutes … one of the fastest growing fintech companies in the UK, and are profitable, meaning they are undergoing rapid growth. THE ROLE You will be doing the following daily: Develop creditrisk predictive ML models across their credit card portfolios. Mainly working across the companies scorecards. Enhancing the existing model suite, while gaining exposure to some pricing models. … books. Work with a diverse range of leaders and stakeholders. Research new data sources to advise on costs/benefits of lending decisions. YOUR SKILLS AND EXPERIENCE Must have credit modelling experience, focusing on scorecards or predictive models. Previous experience in the credit/lending industry. Excellent analytical skills, with strong skills in Python, and SQL. Strong knowledge More ❯