RISK Our Risk teams develop comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination … with executive management, business units, control departments and technology is critical for success. MODEL RISK MANAGEMENT (MRM) The Model Risk Management (MRM) group is a multidisciplinary group of quantitative experts at Goldman Sachs with presence in New York, Dallas, London, Warsaw, Hong Kong, and Bangalore. The MRM group is responsible for independent oversight of Model Risk at … on Model Control and related standards, including documentation to evidence effective challenge over the Model development, implementation, and usage of Models. The group's primary mandate is to manage risk that arises from models used in the firm through its range of businesses- from models used for derivatives valuation to models used for risk management, liquidity and capital More ❯
About the roleLendable is revolutionising the credit card industry by making financial tools accessible, intuitive, and empowering. Zable is a Mobile-App first credit card that empowers customers to build their credit score while meeting their spending and borrowing needs sustainably.We're looking for an analytical, commercially-minded Strategy Analytics Manager or Senior Manager to help us … and scale the product exponentially . This is a dynamic role where you'll tackle high impact business problems across a number of disciplines including pricing, financial forecasting, growth, creditrisk, new product development and product analytics.You'll lead a small team of analysts, working cross-functionally to deliver insight-driven strategies that optimise performance, drive responsible growth … improve cost and conversion efficiency. Stay abreast of industry trends and competitor activity to ensure our products remain fit for purpose. Financial forecasting & portfolio analytics: Collaborate closely with the CreditRisk Analytics, Growth and Data Science teams to understand how our products and portfolio are performing at a granular sub-segment level. Define key KPIs and develop detailed More ❯
advocate internal and external policy to shape the development of new laws and regulations consistent with company objectives. Develop and implement a compliance monitoring system. Coordinate a company-wide risk assessment process to identify potential risks and control solutions. Monitor actions to identify emerging risks and close gaps. Create internal partnerships with key stakeholders to influence and align business … innovation, expertise, processes and networks together to solve the post-trade challenges of global financial markets. OSTTRA operates cross-asset post-trade processing networks, providing a proven suite of CreditRisk, Trade Workflow and Optimisation services. Together these solutions streamline post-trade workflows, enabling firms to connect to counterparties and utilities, manage creditrisk, reduce operational … risk and optimise processing to drive post-trade efficiencies. OSTTRA was formed in 2021 through the combination of four businesses that have been at the heart of post trade evolution and innovation for the last 20+ years: MarkitServ, Traiana, TriOptima and Reset. These businesses have an exemplary track record of developing and supporting critical market infrastructure and bring together More ❯
advocate internal and external policy to shape the development of new laws and regulations consistent with company objectives. Develop and implement a compliance monitoring system. Coordinate a company-wide risk assessment process to identify potential risks and control solutions. Monitor actions to identify emerging risks and close gaps. Create internal partnerships with key stakeholders to influence and align business … innovation, expertise, processes and networks together to solve the post-trade challenges of global financial markets. OSTTRA operates cross-asset post-trade processing networks, providing a proven suite of CreditRisk, Trade Workflow and Optimisation services. Together these solutions streamline post-trade workflows, enabling firms to connect to counterparties and utilities, manage creditrisk, reduce operational … risk and optimise processing to drive post-trade efficiencies. OSTTRA was formed in 2021 through the combination of four businesses that have been at the heart of post trade evolution and innovation for the last 20+ years: MarkitServ, Traiana, TriOptima and Reset. These businesses have an exemplary track record of developing and supporting critical market infrastructure and bring together More ❯
advocate internal and external policy to shape the development of new laws and regulations consistent with company objectives. Develop and implement a compliance monitoring system. Coordinate a company-wide risk assessment process to identify potential risks and control solutions. Monitor actions to identify emerging risks and close gaps. Create internal partnerships with key stakeholders to influence and align business … innovation, expertise, processes and networks together to solve the post-trade challenges of global financial markets. OSTTRA operates cross-asset post-trade processing networks, providing a proven suite of CreditRisk, Trade Workflow and Optimisation services. Together these solutions streamline post-trade workflows, enabling firms to connect to counterparties and utilities, manage creditrisk, reduce operational … risk and optimise processing to drive post-trade efficiencies. OSTTRA was formed in 2021 through the combination of four businesses that have been at the heart of post trade evolution and innovation for the last 20+ years: MarkitServ, Traiana, TriOptima and Reset. These businesses have an exemplary track record of developing and supporting critical market infrastructure and bring together More ❯
Sr. Data Scientist US A2A Payments & Open Banking As a Sr. Data Scientist, you will report to the Sr. Director of Data Science & Machine Learning and partner with risk, engineering and product to provide cutting-edge decision science to A2A payment risk. The right candidate will possess strong data science and machine learning background, with demonstrated experience in building … training, implementing and optimizing advanced ML models for payments. The successful candidate will have experience in risk management for payments, preferably in open banking, and a solid understanding of both fraud and credit risk. They will be able to partner with product and engineering teams to scope solutions to deliver real time transaction decisioning. This role represents an … with strong attention to detail, and excellent collaboration skills. Responsibilities Be an out-of-the-box thinker who is passionate about brainstorming innovative ways to use data to manage risk in open banking Use predictive modeling and mine data from company databases and/or open banking sources to decrease payment losses while optimizing the consumer and merchant experience More ❯
design, marketing, and other cross-functional teams to align on product vision, goals, and deliverables Manage and resolve dependencies across teams, ensuring smooth and efficient project execution Operational Excellence & Risk Management Identify and mitigate technical risks and obstacles, ensuring that the product development pipeline runs smoothly and efficiently. Ensure the security, performance, and scalability of products through proactive monitoring … in Computer Science, Computer Engineering, or related field (or equivalent experience). About S&P Global Ratings : S&P Global Ratings is the world's leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit … and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative creditrisk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide. S&P Global Ratings is a division of S&P Global More ❯
analytics, and technology to derive relevant insights across the insurance lifecycle. Our insurance customers use our models, data, analytics, and technology to assess catastrophe, climate, actuarial, economic, asset, and creditrisk; it is our role to equip them with the tools and understanding to thrive. As a part of this mission you are crucial to our future, and … experience. Experience with or interest in: the Re/Insurance business domain/catastrophe modeling, Database management/working with relational databases (SQL), Moody's RMS products (e.g. RiskLink, Risk Modeler, Intelligent Risk Platform), Data engineering, data analytics, data science, using a programming language, Collaborative code development using version control software (e.g., GitHub), Kubernetes. Education: Bachelor's/ More ❯
Summary We’re looking for a talented mid-level C C# developer to join our Cross Product Platform Software Development team. Responsibilities Design and develop scalable solutions for pricing, risk management, trade booking, straight-through processing (STP), payments, settlements, and regulatory reporting within the Interest Rates Derivatives domain. Participate in a global, follow-the-sun Level 3 support team … plus); familiarity with Python is advantageous. Proven ability to deliver results within agreed timelines, leveraging Agile and SCRUM methodologies. Prior experience in financial technology, particularly in interest rate derivatives , creditrisk , or XVA , with a solid understanding of interest rate products. Good understanding of modern enterprise software development lifecycle (SDLC), with practical experience in DevSecOps practices. Business Area … ability to work proactively with minimal supervision are essential for success in this role. Competencies Customer Focus Driving Change Driving Results Embraces Diversity Enterprise Leadership Judgement and Decision Making Risk Management Strategic and Visionary Trust and Integrity What we offer For all the expertise and experience you bring to help us make a difference, it’s only sustainable if More ❯
City of London, London, United Kingdom Hybrid / WFH Options
SMBC Group
Summary We’re looking for a talented mid-level C C# developer to join our Cross Product Platform Software Development team. Responsibilities Design and develop scalable solutions for pricing, risk management, trade booking, straight-through processing (STP), payments, settlements, and regulatory reporting within the Interest Rates Derivatives domain. Participate in a global, follow-the-sun Level 3 support team … plus); familiarity with Python is advantageous. Proven ability to deliver results within agreed timelines, leveraging Agile and SCRUM methodologies. Prior experience in financial technology, particularly in interest rate derivatives , creditrisk , or XVA , with a solid understanding of interest rate products. Good understanding of modern enterprise software development lifecycle (SDLC), with practical experience in DevSecOps practices. Business Area … ability to work proactively with minimal supervision are essential for success in this role. Competencies Customer Focus Driving Change Driving Results Embraces Diversity Enterprise Leadership Judgement and Decision Making Risk Management Strategic and Visionary Trust and Integrity What we offer For all the expertise and experience you bring to help us make a difference, it’s only sustainable if More ❯
South East London, England, United Kingdom Hybrid / WFH Options
SMBC Group
Summary We’re looking for a talented mid-level C C# developer to join our Cross Product Platform Software Development team. Responsibilities Design and develop scalable solutions for pricing, risk management, trade booking, straight-through processing (STP), payments, settlements, and regulatory reporting within the Interest Rates Derivatives domain. Participate in a global, follow-the-sun Level 3 support team … plus); familiarity with Python is advantageous. Proven ability to deliver results within agreed timelines, leveraging Agile and SCRUM methodologies. Prior experience in financial technology, particularly in interest rate derivatives , creditrisk , or XVA , with a solid understanding of interest rate products. Good understanding of modern enterprise software development lifecycle (SDLC), with practical experience in DevSecOps practices. Business Area … ability to work proactively with minimal supervision are essential for success in this role. Competencies Customer Focus Driving Change Driving Results Embraces Diversity Enterprise Leadership Judgement and Decision Making Risk Management Strategic and Visionary Trust and Integrity What we offer For all the expertise and experience you bring to help us make a difference, it’s only sustainable if More ❯
fraud detection with customer conversion. The role requires good collaboration, working closely with our engineers and Team Lead, as well as other teams within iwoca such as Operations, Product, CreditRisk and Compliance. Responsibilities and projects will include: Analysis and insights Implement robust monitoring to provide visibility into the effectiveness of current fraud checks, covering key metrics like … detection rates, false positive rates, investigation times. Analyse data to understand the impact of fraud prevention measures on risk reduction and customer conversion rates. Translate analysis findings into clear, actionable insights and recommendations for the team. Fraud strategy optimisation Design, test and implement new fraud detection rules and processes, to improve fraud prevention while minimising operational overhead. Evaluate and … and/or through professional experience. Critical thinking and problem-solving skills, with the ability to challenge and recommend innovative solutions. Bonus: Experience in fraud strategy and/or risk management Experience working with tech and data science teams. The salary We expect to pay from £60,000 - £80,000 for this role. But, we're open-minded, so More ❯
innovation to deliver exceptional value for our customers while supporting iwoca's growth objectives. Strategy ownership and innovation: Own the development and execution of strategies to enhance iwoca's credit terms, including pricing, credit limits, and repayment terms. Identify and assess market opportunities to introduce new products or features, ensuring alignment with customer needs and business goals. Continuously … to enhance their strategic thinking and project management capabilities. Collaboration and influence: Drive cross-functional alignment on product priorities and secure buy-in from senior stakeholders. Work closely with CreditRisk, Data Science, Operations, and Commercial teams to ensure seamless execution of product initiatives. Be in constant dialogue with our Customer Acquisition teams (Brokers, Sales, Account Managers and … a fine balance of confidence, gravitas, humility, and enthusiasm: you will need to work with various teams to get stuff done in a rapidly growing environment. Bonus: Familiarity with credit products or lending strategies in a B2B context. Hands-on experience working with complex data structures using SQL or Python for data analysis. Statistical mindset with the ability to More ❯
the division. The team coordinates with clients on documentation, account setup, and configuration to ensure a seamless onboarding process. Aligned both by client and by sales desks (FX, Equities, Credit, Rates, Commodities, etc.), NBG works closely with internal teams such as legal, creditrisk, operations, and compliance. The NBG team builds strong, lasting relationships with institutional clients More ❯
City of London, London, United Kingdom Hybrid / WFH Options
Harnham
SENIOR CREDITRISK PORTFOLIO MANAGER SALARY OF £90,000 LONDON, HYBRID WORKING In this role, you’ll be given the opportunity to drive growth in an exciting Fintech, managing a considerable portfolio and informing strategic decision-making. You’ll work alongside a talented team and liaise with various teams across the business, leveraging your commercial acumen to impact … individuals in the space. THE ROLE Monitor portfolio performance and proactively drive change to enhance where required Support the CCO in the development and management of the company’s creditrisk appetite Inform lending decisions and support the development of the business’s funding strategy Be a key member of the risk committee and provide clear summaries … of credit loss rates and credit risks YOUR SKILLS AND EXPERIENCE Strong creditrisk portfolio/strategy experience Proficiency in Python is essential Fintech experience is desirable SME lending experience is a strong preference THE BENEFITS Competitive salary up to £90,000 Hybrid working Bonus scheme Pension scheme Holiday entitlement HOW TO APPLY Please register your More ❯
SENIOR CREDITRISK PORTFOLIO MANAGER SALARY OF £90,000 LONDON, HYBRID WORKING In this role, you’ll be given the opportunity to drive growth in an exciting Fintech, managing a considerable portfolio and informing strategic decision-making. You’ll work alongside a talented team and liaise with various teams across the business, leveraging your commercial acumen to impact … individuals in the space. THE ROLE Monitor portfolio performance and proactively drive change to enhance where required Support the CCO in the development and management of the company’s creditrisk appetite Inform lending decisions and support the development of the business’s funding strategy Be a key member of the risk committee and provide clear summaries … of credit loss rates and credit risks YOUR SKILLS AND EXPERIENCE Strong creditrisk portfolio/strategy experience Proficiency in Python is essential Fintech experience is desirable SME lending experience is a strong preference THE BENEFITS Competitive salary up to £90,000 Hybrid working Bonus scheme Pension scheme Holiday entitlement HOW TO APPLY Please register your More ❯
Credit and Risk Manager ?" City London Our Client is seeking to recruit a Credit Manager with at least 5 to 7 years experience in Credit and Risk Management. Proactively advising and consulting business departments regarding risk management issues such as credit, market, country and investment risk and negotiating with the insurer, lawyers … and insolvency administrators regarding bad debt. Assess and analyse creditrisk issues from business departments in the EMEA region Make quantitative and qualitative analysis of each customer and to provide necessary advices to business staff and make recommendations to senior management for establishing of credit lines as well as for making decision for investment. Meet customers and … risk investigation agencies and collect risk related information. Monitor overdue & over-credit situation of each customer and try to find its reason and help to avoid such situation. Create and execute strategies for recovery of debts from problematic customers across EMEA region. To assist problem solving whenever being arisen. Improve risk management mind of all business More ❯
SENIOR CREDITRISK MANAGER £100,000 LONDON An exciting Fintech company is currently hiring for a Senior CreditRisk Manager. This role will have good impact for a scale up business. This role is an excellent opportunity to move into a fast-paced environment and take on real responsibility for business decisions and have the innovative … strategy for one of the lender’s portfolios, non-UK lending Work closely with data science team to deliver improvements on acquisition models Analyse data, portfolio performance and key creditrisk metrics to help develop new lending strategies Manage a team of a couple of analysts Work closely with teams across the business in recognizing the risks encountered … and steer product development to better satisfy customers' needs SKILLS AND EXPERIENCE SQL needed Python experience is ideal CreditRisk experience in consumer or SME lending Top numerical degree SALARY AND BENEFITS Up to £100000 Stocks in the business Private Medical HOW TO APPLY Please register your interest by sending your CV to Shane McWilliams via the Apply More ❯
SENIOR CREDITRISK MANAGER £100,000 LONDON An exciting Fintech company is currently hiring for a Senior CreditRisk Manager. This role will have good impact for a scale up business. This role is an excellent opportunity to move into a fast-paced environment and take on real responsibility for business decisions and have the innovative … strategy for one of the lender’s portfolios, non-UK lending Work closely with data science team to deliver improvements on acquisition models Analyse data, portfolio performance and key creditrisk metrics to help develop new lending strategies Manage a team of a couple of analysts Work closely with teams across the business in recognizing the risks encountered … and steer product development to better satisfy customers' needs SKILLS AND EXPERIENCE SQL needed Python experience is ideal CreditRisk experience in consumer or SME lending Top numerical degree SALARY AND BENEFITS Up to £100000 Stocks in the business Private Medical HOW TO APPLY Please register your interest by sending your CV to Shane McWilliams via the Apply More ❯
Senior CreditRisk Systems Analyst- Decisioning 9 Month Contract Key Responsibilities: Build and maintain leading automated decisioning tools and creditrisk models. Test and document all decisioning system changes, ensuring a high standard of test practices are implemented and adhered to. Identification and investigation including data analysis required to support change or incident management. Support delivery … of automated decision operational procedures required dependent on outcome of the automated decision. Ensure all creditrisk policies and strategies are clearly documented and maintained Work with stakeholders across the business, as well as external suppliers, to define business change requirements and provide challenge where necessary Key Requirements: Previous experience working in a decisioning background and maintaining a More ❯
Senior CreditRisk Systems Analyst- Decisioning 9 Month Contract Key Responsibilities: Build and maintain leading automated decisioning tools and creditrisk models. Test and document all decisioning system changes, ensuring a high standard of test practices are implemented and adhered to. Identification and investigation including data analysis required to support change or incident management. Support delivery … of automated decision operational procedures required dependent on outcome of the automated decision. Ensure all creditrisk policies and strategies are clearly documented and maintained Work with stakeholders across the business, as well as external suppliers, to define business change requirements and provide challenge where necessary Key Requirements: Previous experience working in a decisioning background and maintaining a More ❯
City of London, London, United Kingdom Hybrid / WFH Options
Harnham
SENIOR CREDITRISK MANAGER £100,000 LONDON THE COMPANY This is an exciting opportunity with a leading UK FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position. This role offers the chance to work closely with the data science team to More ❯
London, England, United Kingdom Hybrid / WFH Options
Harnham
SENIOR CREDITRISK MANAGER £90,000 LONDON THE COMPANY This is an exciting opportunity with a leading UK FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position. This role offers the chance to work closely with the data science team to More ❯
Nottingham, Nottinghamshire, United Kingdom Hybrid / WFH Options
Experian Group
services sector. What You'll Do As a key team member, you will contribute to designing and deploying machine learning models and data-driven strategies to address challenges in creditrisk, fraud detection, and customer intelligence. You will report to the Southern Europe Analytics Director. Your Responsibilities Develop and validate predictive models using advanced statistical and machine learning … 30+ countries, we focus on innovation and diversity, fostering a culture of inclusion and growth. Experience and Skills At least 2 years of experience in data science related to creditrisk, fraud analytics, or marketing analytics. Background in machine learning, predictive modeling, and statistical analysis. Proficiency with tools such as Python, R, SAS, or SPSS. Experience with cloud … senior candidates) Ability to manage projects and lead teams. Good to Have Knowledge or hands-on experience with Generative AI, LLMs, RAG, prompt engineering, and information retrieval. Familiarity with credit-related topics and regulatory frameworks like Basel and IFRS 9. Why Join Us? Work on impactful projects shaping the future of financial decision-making. Be part of a collaborative More ❯
Senior Credit Strategy Analyst Up to £80,000 Hybrid London The Company I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your creditrisk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your credit commercial background for business lending. The Role As a Senior Credit Strategy Analyst, you will be: Developing new insights to drive optimisation of creditrisk strategies. Detecting new trends on customer data to develop wider business credit strategies Developing creditrisk strategies for Acquisitions and Existing Customers. Working with senior leadership to implement …/improve credit strategy. Using SQL and Python daily for strategy development Your skills and experience To be successful as a Senior Credit Strategy Analyst, you will need: Experience as a creditrisk strategy analyst Experience working in a fast-paced environment Experience developing creditrisk strategies for Acquisitions and/or Existing Customer More ❯