Newcastle Upon Tyne, Tyne and Wear, England, United Kingdom
Virgin Money
a critical role to play, keeping us and our customers safe. They are our first line of defence function and responsible for day-to-day fraud and financial crime risk identification, ownership, management and control. We're seeking an inspiring and engaging Senior Fraud Strategy Manager who is insatiably curious and isn't afraid to challenge the status quo. … who can make an immediate impact. What you'll be doing Driving the development of the first party fraud strategy and the overarching control environment to detect and prevent credit abuse. Conducting first party fraud risk assessments to identify, assess, document first party fraud risks. Conducting root cause analysis on first party fraud events to identify control gaps … controls. Developing, owning and monitoring a range of KRI's in relation to first party fraud, taking ownership to resolve any breaches. Working collaboratively with stakeholders within Fraud Analytics, CreditRisk, Operations & Commercial to ensure robust controls are in place. Translating policy and technical standards into strategic priorities and change Championing upstream control improvements outside of fraud systems. More ❯
Parkhouse, Carlisle, Cumbria, England, United Kingdom Hybrid / WFH Options
Cumberland Building Society
you can bring your whole self to work bringing your energy and creativity to make a positive difference, then this is the job for you. We are looking for CreditRisk Analyst who can deliver management information and insight as required by the immediate team and broader business, including the production and development of statutory and regulatory requirements … regulatory lead projects and audits Develop Analytical and Insight capabilities through the development of a suite of Business Intelligence covering all Group products Understand and be aware of the risk and control environment of the business and adhere to processes and procedures in order to minimise risk About you With experience in preparing reports and presenting data and More ❯
inside IR35, with a minimum of 50% travel into the London office a month. The principal requirement of the role is to carry out quantitative analysis of potential counterparty creditrisk model changes proposed in the context of regulatory or business requirements. Investigations will normally include model assessment, backed up by statistical tests and impact analyses. Prototype implementation … documentation and presentation of results are integral parts of the task. General understanding of the wider counterparty creditrisk modelling framework, in addition to strong Python and writing skills are thus required. Accordingly, the role does require a solid background in counterparty creditrisk (preferred). Continuous interaction with other teams in RISK, Risk Systems and Front Office will call for strong communication skills. Working in close partnership with quantitative analysts within SIGMA, analysts with Risk Systems and backtesting team members, as well as other stakeholders in RISK, the successful candidate will be expected to: · Contribute to the delivery of regulatory projects focused around the CCR metrics. This includes gathering and More ❯
Glasgow, Lanarkshire, Scotland, United Kingdom Hybrid / WFH Options
Virgin Money
Business Unit: Group Risk Salary range: £39,200 - £49,000 Location: UK, Remote Contract type : Permanent (full time) Our Team Stress Testing and IFRS9 Models work at the intersection of Data Science, Statistical Modelling and Economics within Virgin Money's Model Risk and Analytics function. We use data to support the business through model building or providing actionable … We draw on statistical modelling techniques to produce the best possible predictive models. What you'll be doing Provide input into the scoping, design, development, validation and implementation of creditrisk models, in line with Bank standards and regulatory compliance requirements Independently leading statistical analysis to ensure the Retail and Business loan loss provision models currently in operation … listen, understand and respond professionally Team building mindset, willing and able to coach junior colleagues and share knowledge It's a bonus if you have but not essential Functional Risk and Regulatory knowledge ideally within IFRS 9 and/or IRB and Stress Testing Experience of determining priorities and participation in the planning process. Experience in building trusted relationships More ❯
Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, creditrisk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯
Manchester, Lancashire, United Kingdom Hybrid / WFH Options
Capgemini
Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose. Your Role Join our fast-growing & collaborative Data-Driven Financial Risk & Compliance (DFRC) team and shape the future of risk and finance! We harness cutting-edge technology, AI-powered models, and cloud-first data platforms to transform risk … part of a dynamic team. DFRC consultants will engage in projects designed to transform financial operations for our clients. Our team's expertise spans across several focus areas from risk based decisioning & analytics, creditrisk, financial crime and KYC/AML to data privacy, governance and the many applications of GenAI within financial services. At Capgemini Invent … with our clients and partners allows us to harness the power of data and AI to address complex business challenges. We're building a successful team of experts across risk and finance; leveraging these capabilities to solve intricate problems and unlock new opportunities in diverse sectors. As a team: We value diversity: we embrace the value that diverse teams More ❯
Manchester, Lancashire, United Kingdom Hybrid / WFH Options
Oodle Car Finance
with 3+ years of experience for our Loan Processing team. Join a small, ambitious team working closely with Java and Data Science teams to build and support infrastructure for CreditRisk Management, using technologies like FastAPI, Pandera, Pandas, and Pydantic. The role involves collaboration, architecture development, code review, and supporting data science infrastructure. Remote work is possible with More ❯
Senior Credit Strategy Analyst Up to £75,000 Hybrid London The Company I am hiring for a Senior Credit Strategy Analyst at a leading, dynamic FinTech based in London. In this role, you will bring your creditrisk strategy experience to help drive business growth and profitability, using tools like SQL and Python alongside your strong … commercial understanding of credit. The Role As a Senior Credit Strategy Analyst, you will be: Developing new insights to optimise creditrisk strategies Identifying trends in customer data to inform broader business decisions Creating and enhancing credit strategies for both acquisitions and existing customers Collaborating with senior leadership to implement and refine strategies Using SQL and … Python daily for hands-on strategy development Your Skills and Experience To be successful as a Senior Credit Strategy Analyst, you will need: Proven experience in a creditrisk strategy analyst role A background in fast-paced, high-growth environments Hands-on experience developing strategies for acquisitions and/or existing portfolios Experience working with unsecured lending More ❯
About the Business LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering …/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and CreditRisk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About the Team The Customer Engagement team acts as a centre of excellence for the LexisNexis® RiskNarrative® product, responsible for delivering Strategic Engagement Services to customers throughout their lifecycle. … RiskNarrative brings powerful automation under total control, uniting fraud detection, financial crime prevention, compliance and risk management across the entire customer lifecycle for our customers. About the Role You will support the ongoing management and optimisation of existing customers of RiskNarrative. You will be responsible for the coordination and delivery of technical and operational activity. This involves working cross More ❯
strategic insights to support key Property teams, including Product and Sales. You will analyse data across a range of areas—such as customer behaviour, broker performance, commercial outcomes, and creditrisk—to generate actionable recommendations that enable informed decision-making and drive business performance. SKILLS AND EXPERIENCE SQL Power BI or Tableau (experience with both is advantageous) Strong More ❯
data-driven culture across the business. About the Role You'll play a key role in shaping the data and analytics strategy, delivering insights that drive smarter decisions across creditrisk, marketing, digital, and operations. Partnering with senior leaders, you'll turn complex data into clear, commercial outcomes. What You'll Do Lead analytics projects across key business More ❯
to meet deadlines under pressure. Strong verbal and written communication abilities. Willingness to travel occasionally as needed. Bonus Points: Knowledge of the wealth management industry and regulations. Familiarity with creditrisk, counterparty due diligence, and financial analysis. Professional qualifications such as ACA, ACCA, ACMA, CFA, or AMCT. Contract Details: Location: LondonContract Length: 18 monthsDaily Rate: £173 (PAYE)Working More ❯
Senior Risk Manager £80,000 to £90,000 plus fantastic bonus and benefits High Wycombe Our client is one of the UK’s largest technology companies providing IT solutions. Due to growth they are looking for a Senior Risk Manager. As Senior Risk Manager you will be responsible for leading a team of nine. The successful candidate … will; Analyze data on low, medium, and high-risk customers and reviewing the accuracy of automated scorecards. Analyse monthly reports and preparation of departmental meetings (GFC review).? Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. … Manage data on credit exposure levels and ensure regular meetings are held with all credit and senior credit underwriters to fully understand the reasons behind why exposure levels are at a certain level.? Producing both reports and approval requests for the board, including analysis of the information and commentary behind the information.? Managing feedback from other departments More ❯
Manchester Area, United Kingdom Hybrid / WFH Options
Harnham
SENIOR CREDITRISK MODELLER £65,000 LONDON/MANCHESTER THE COMPANY This successful FinTech has been growing significantly and has exciting plans and projects in the pipeline. They are at the forefront of the financial space and this role offers a chance for someone to work on hands-on model development across their regulatory and wider models. This … closely with the broader bank to implement Machine Learning and AI models YOUR SKILLS AND EXPERIENCE Essential to have experience in model development Exposure to IFRS9, Scorecards or wider creditrisk models is essential Experience in Python is essential Educated to at least degree level in a numerate degree SALARY AND BENEFITS Up to £65,000 base salary More ❯
Marlow, Buckinghamshire, United Kingdom Hybrid / WFH Options
Softcat plc
Would you like to kick start your career in a supportive,collaborativeand innovative company? Do you enjoy working as part of an enthusiastic, passionate,and collaborative team? The credit underwriting and risk team is a business critical, growing, and dynamic team led by the Creditrisk Manager who reports into the Head of Credit & Commercial … Risk (part of the finance function). The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment. Success. The Softcat Way. At Softcat we want … responsibilities in your current role or broadening your skills and experiences in a different department, we encourage all our employees to develop and grow with us. Help keep our credit process smooth, secure, and well-organised The role will be working in the credit underwriting and risk team supporting our rapidly growing and dynamic IT solutions business. More ❯
Credit Strategy Manager Up to £100,000 Hybrid London The Company I am hiring a Credit Strategy Manager leading consumer finance FinTech's based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions and revenue from existing using tools like SQL and Python alongside … your credit commercial background. The Role As a Credit Strategy Manager, you will be: Developing new insights to drive optimisation of creditrisk strategies. Detecting new trends on customer data to help increase business revenue Developing creditrisk strategies for Acquisitions and existing customers Working with senior leadership to implement/improve strategy. Using … SQL and Python daily for strategy development Your skills and experience To be successful as a Credit Strategy Manager, you will need: Experience as a creditrisk strategy manager/lead Experience working in a fast-paced environment Experience developing creditrisk strategies for Acquisitions Ideally some experience developing ECM and Collections strategies Experience working More ❯
skills Demonstrated leadership, project and stakeholder management skills Education Bachelor's degree/University degree in software or computer engineering About the Team Part of the Finance, Market and CreditRisk Technology organization, the Wholesale Lending CreditRisk Technology Team is responsible for delivering creditrisk loss forecasting software solutions which are used by … risk managers and enterprise risk professionals to support various regulatory programs such as CCAR as well as internal stress testing and risk appetite policies Job Family Group: Technology Job Family: Business Analysis/Client Services Time Type: Full time Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Pontoon
needs into technical solutions and provide strategic technical leadership across all software development and support activities. What You'll Do: Develop and maintain robust software solutions for daily XVA risk analysis. Troubleshoot and resolve production issues to meet service level agreements. Design and implement scalable architectures for new products and features. Collaborate closely with business teams to address creditrisk analysis queries. Continuously improve software performance and operational efficiency. Research and adopt new technologies to enhance development capabilities. Lead mission-critical projects, providing technical guidance and support. Who You Are: Experienced in C/C++ (essential), with knowledge of C# and Python (advantageous). Skilled in system architecture, software development, and data/message processing. Strong background … in mathematical finance, especially XVA and creditrisk models. Familiar with Agile, Scrum, DevOps, and testing best practices. Excellent communicator who can bridge gaps between technical and business teams. A proactive team player who can also work independently and handle multiple priorities. Experienced in mentoring junior team members and working with global teams. Knowledgeable about infrastructure, security, high More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
+ Bonus (depending on level) WFH: 2-3 Days/Week Onsite (Hybrid) - Office in Central London Overview Our client, a multi-award-winning specialist consultancy in risk, analytics, and data, is hiring for a Data Governance Manager or Senior Manager to join their growing Data team. This is a key leadership and delivery role working across multiple creditrisk and insurance-related client projects to embed best-in-class data governance and data management practices. With 250+ consultants across Europe and the Middle East, the business is known for its progressive culture, employee ownership model, and commitment to redefining traditional consulting. This is a rare opportunity to step into a visible role with high impact, strong … transformation programmes Support proposition development and continuous improvement across the team Ideal Candidate Proven experience in data governance, including frameworks, policy writing, and operating model design Strong background in creditrisk or financial services Experience managing or contributing to regulatory data initiatives (IRB, BCBS 239, etc.) Familiarity with data governance tools like Collibra or IBM IGC preferred Knowledge More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
LEAD DATA SCIENTIST - CREDIT £90,000 HYBRID - UK This role does not offer sponsorship. This is a fantastic opportunity to lead creditrisk decisioning at a fast-growing fintech. You will be the go-to expert for credit strategy, owning model development and deployment, and helping shape the company's lending performance. THE COMPANY This company … is an ambitious fintech operating in the consumer finance space, providing oversees payments and credit cards. With a strong data-driven culture and a collaborative team structure, they are scaling quickly and investing heavily in their data capabilities to drive better customer and business outcomes. THE ROLE You can expect to be involved in the following day-to-day … Lead the end-to-end lifecycle of credit and affordability models, from data sourcing to production monitoring. Work with a range of data types, including bureau, open banking, and behavioural data. Own the development and execution of decisioning strategies, including champion/challenger experiments. Analyse portfolio performance and recommend strategic changes based on data insights. Partner with engineering teams More ❯
Wolverhampton, Staffordshire, United Kingdom Hybrid / WFH Options
OneSavings Bank PLC
About the team As a Senior Agile Business Analyst in the Lending domain within our Group Transformation function, you will join a growing supportive environment where your credit decisioning skills and mortgage expertise will be required and valued. The team is made up of product owners, agile business analysts, developers and testers, working together with stakeholders to transform ideas … will be doing? As a Senior Agile Business Analyst , you will play a pivotal role in collaborating with stakeholders to gather, challenge, and analyse requirements across our lending and credit decisioning platforms, with a particular focus on mortgage journeys. Your primary responsibility will be to translate these requirements into actionable user stories and acceptance criteria. You will serve as … a vital link between development teams, engineers, and other domain services to ensure alignment with product owners' vision and goals. Your responsibilities will include Facilitating workshops with business, creditrisk, and operational stakeholders to elicit and document business and functional requirements across the lending and mortgage lifecycle Refine user stories and break them down into smaller tasks, ensuring More ❯
investment to expand its presence in the UK lending market. With a strong emphasis on growth and market share, the company is preparing to broaden its product offerings and credit options, signalling exciting opportunities for development and impact in the near future! THE ROLE This versatile role offers the opportunity to manage collections, credit, marketing, and digital functions … teams by driving insights into the lending portfolio, enhancing model performance, delivering impactful results to stakeholders, and leading key data initiatives. The role is project-driven, involving collaboration with creditrisk and marketing teams to develop predictive models and strategies, especially around new product launches and customer engagement. SKILLS + EXPERIENCE You MUST come from a Banking or More ❯
Nottingham, Nottinghamshire, England, United Kingdom
Harnham - Data & Analytics Recruitment
investment to expand its presence in the UK lending market. With a strong emphasis on growth and market share, the company is preparing to broaden its product offerings and credit options, signalling exciting opportunities for development and impact in the near future! THE ROLE This versatile role offers the opportunity to manage collections, credit, marketing, and digital functions … teams by driving insights into the lending portfolio, enhancing model performance, delivering impactful results to stakeholders, and leading key data initiatives. The role is project-driven, involving collaboration with creditrisk and marketing teams to develop predictive models and strategies, especially around new product launches and customer engagement. SKILLS + EXPERIENCE You MUST come from a Banking or More ❯
South West London, London, United Kingdom Hybrid / WFH Options
Experian Ltd
has expertise designing worldclass B2B SaaS experiences. As the Senior Product Manager you will lead product strategy & customer design to launch the Ascend Studio, an AI-first fraud and creditrisk management experience. You will work in a matrixed organisation where you need to navigate across multiple product portfolios. Experience leading large-scale global software launches will be … the Product VP for Ascend Platform. Primary Responsibilities Lead the end-to-end Ascend Studio customer experience Develop a strategic vision for AI enabled workflow, strategy and insights across credit and identity and fraud use cases Coordinate with multiple partner product teams to guide agreement around a common backlog Collaborate with regional product leaders to ensure prioritization understanding across … customer journeys. Strategic expertise someone who can create a vision for their team and other partners Experience leading a small team. Knowledge of the fraud and ID verification and CreditRisk Decisioning markets familiarity with important players, use cases, trends, and at least a basic understanding of digital data collection Client-centric mindset desire to understand voice of More ❯
strategic insights to support key Property teams, including Product and Sales. You will analyze data across a range of areas-such as customer behavior, broker performance, commercial outcomes, and creditrisk-to generate actionable recommendations that enable informed decision-making and drive business performance. SKILLS AND EXPERIENCE SQLPower BI or Tableau (experience with both is advantageous)Strong Insight More ❯