City of London, London, United Kingdom Hybrid / WFH Options
CRS
Head of CreditRisk London Based - Hybrid working My client is a scale up SME lender launched in the UK since 2021 – Being backed by an institutional funder, they have closed £4M of equity and £45M of debt funding making 2025 a pivotal point in the growth journey Due to the bespoke in house tech they are able … solution to SME business with focus on the SME being in control of how and when they spend it... We are looking for a skilled and analytical Head of CreditRisk who is passionate about assessing financial risk, building a world-class underwriting process, and actively involved in portfolio monitoring to ensure the ongoing health and performance … of credit exposures. As an early hire in this pivotal role, you will shape our creditrisk framework, contributing directly to our growth and success. You will be responsible for building and overseeing the credit evaluation process and ongoing portfolio risk management and reporting, ensuring to maintain a healthy portfolio while delivering the best possible More ❯
Head of CreditRisk London Based - Hybrid working My client is a scale up SME lender launched in the UK since 2021 – Being backed by an institutional funder, they have closed £4M of equity and £45M of debt funding making 2025 a pivotal point in the growth journey Due to the bespoke in house tech they are able … solution to SME business with focus on the SME being in control of how and when they spend it... We are looking for a skilled and analytical Head of CreditRisk who is passionate about assessing financial risk, building a world-class underwriting process, and actively involved in portfolio monitoring to ensure the ongoing health and performance … of credit exposures. As an early hire in this pivotal role, you will shape our creditrisk framework, contributing directly to our growth and success. You will be responsible for building and overseeing the credit evaluation process and ongoing portfolio risk management and reporting, ensuring to maintain a healthy portfolio while delivering the best possible More ❯
of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. Department Description Allica's Risk Department forms the 2nd Line of Defence (2LOD) and provides robust support, insightful challenge, and comprehensive oversight to the dynamic activities of the 1st Line of Defence (1LOD). … Unlike traditional 2LOD functions, our team thrives on collaboration and aligning with the bank's strategic objectives in a controlled and risk-conscious manner. We are empowered to support innovative solutions to complex challenges, acting as key facilitators in driving the bank towards success. Role Description This role plays a crucial role in ensuring that credit risks are … appropriately monitored and managed. The Credit Quality Assurance Manager is expected to ensure robust support and comprehensive oversight of creditrisk management. This involves providing second-line oversight, challenging creditrisk management, and assessing the implementation and oversight of credit policy and lending standards. Principal Accountabilities Develop and implement creditrisk assurance More ❯
Join our team of technology, financial services and data experts. Credit Benchmark is a financial data analytics company that has partnered with the world's leading financial institutions to create the largest and most sophisticated contributed creditrisk data platform in the market. We help clients identify, quantify, and monitor creditrisk across a wide … and analytics. The comprehensive nature of CB's consensus ratings coverage on over 115,000 sovereigns, FIs, NBFIs, corporates and funds uniquely place CB as the leading provider of creditrisk intelligence. We have experienced significant growth over the last 12 months across our different client segments and are looking to scale up the commercial team for the … growth. The role We are looking for a Sales Director to join our London office to help drive our expansion efforts across EMEA with a strong focus on structured credit, insurance and asset managers. You will be responsible for quantifying and growing your territory by identifying, qualifying, developing, and closing sales opportunities. You will have access to a proven More ❯
Senior CreditRisk Analyst – German Market Focus 📍 Location: London (Hybrid) 💰 Salary: £60,000 – £80,000 + Bonus + Stock Options We're hiring a Senior CreditRisk Analyst to join a high-growth fintech lender expanding rapidly across the UK, EU, and US. This role will be instrumental in shaping credit strategy and risk analytics across European portfolios, with a specific focus on the German SME or consumer lending market . 🔍 What You’ll Be Doing: Leading creditrisk analysis and policy development for the German lending market Building and maintaining credit scoring models and risk frameworks (PD, LGD, EAD) Working closely with data, product, and commercial teams to … deliver data-driven strategies Monitoring portfolio performance and recommending optimisation strategies Designing analytical tools and dashboards to enhance credit decisioning ✅ What We're Looking For: Strong experience in creditrisk within SME or consumer lending Deep understanding of German creditrisk practices and regulation Advanced SQL skills; comfort working with large datasets Analytical mindset and More ❯
City of London, London, United Kingdom Hybrid / WFH Options
Intellect Group
Senior CreditRisk Analyst – German Market Focus 📍 Location: London (Hybrid) 💰 Salary: £60,000 – £80,000 + Bonus + Stock Options We're hiring a Senior CreditRisk Analyst to join a high-growth fintech lender expanding rapidly across the UK, EU, and US. This role will be instrumental in shaping credit strategy and risk analytics across European portfolios, with a specific focus on the German SME or consumer lending market . 🔍 What You’ll Be Doing: Leading creditrisk analysis and policy development for the German lending market Building and maintaining credit scoring models and risk frameworks (PD, LGD, EAD) Working closely with data, product, and commercial teams to … deliver data-driven strategies Monitoring portfolio performance and recommending optimisation strategies Designing analytical tools and dashboards to enhance credit decisioning ✅ What We're Looking For: Strong experience in creditrisk within SME or consumer lending Deep understanding of German creditrisk practices and regulation Advanced SQL skills; comfort working with large datasets Analytical mindset and More ❯
Job Title: Global Head of Risk Location: London Experience: 8+ years of experience What about us? Launched in 2023, INFINIT is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas. At INFINIT we are on a mission to reshape the future of SMEs. Our all-in-one operating system has banking at its core … landscape for SMEs worldwide. Join us on the INFINIT journey as we revolutionise the SME economy and drive meaningful impact through innovation The role As the Global Head of Risk at INFINIT, you will be instrumental in defining, implementing, and maintaining robust risk strategies to support sustainable growth while ensuring regulatory compliance, operational efficiency, and credit quality. … The ideal candidate will bring deep expertise in creditrisk, financial risk modeling, operational risk, and regulatory frameworks applicable to digital lending preferably across multiple markets. What do we want to achieve together? Risk Management Strategy: Develop and oversee the execution of a robust risk management framework that aligns with INFINIT's strategic goals. More ❯
ABOUT US Since 2020, Pliant has been on a mission to rethink credit cards and empower companies to grow by providing a smart way to pay that scale with their business. With our app and API-based solutions, Pliant allows companies to issue physical and virtual credit cards, automate payment processes, track spending, and seamlessly integrate these data … Berlin. And we're looking for more talented and committed people to join us on our journey! Want to learn more ? Who are Pliant ABOUT THE ROLE As Lead CreditRisk Management - SME (m/f/d), you will be responsible for the operational performance of the SME creditrisk function, the development and leadership … of the team, and strategic execution and development of creditrisk underwriting and monitoring processes. While a strong foundation in credit underwriting is essential, the focus of this role lies in leading a high-performing team and enhancing business operations. You will drive initiatives to achieve operational targets, optimize workflows, and continuously support the evolution of our More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
SENIOR CREDITRISK MANAGER £80,000 - £100,000 LONDON (Flexible Hybrid Working) A fast-growing FinTech is looking for a Senior CreditRisk Manager to help shape and drive its credit strategy across one of its key markets. This role offers a unique opportunity to join a mission-led business that's reinventing finance for … small businesses through smart, data-driven decisioning. ABOUT THE COMPANY This innovative lender empowers small businesses by delivering fast, flexible funding solutions. Built on proprietary technology and deep credit expertise, the company has supported over 150,000 businesses across Europe, providing billions in financing to help them grow. With offices in the UK and mainland Europe, and a collaborative … tech-forward culture, the company continues to expand rapidly while staying focused on positive impact. THE ROLE As Senior CreditRisk Manager, you'll take a lead role in managing the enhanced underwriting portfolio in a strategic European market. Blending data science, manual assessment, and strategic oversight, your goal will be to optimise credit decisions and portfolio More ❯
Principal Product Manager We are looking for a Principal Product Manager to join our team, with experience in lending products, such as Credit Cards, to work in our Core Services team that provides the capabilities that are leveraged across our product lines. You'll have a focus in CreditRisk & Decisioning. You will lead the charge in … defining the strategy and roadmap for Funding Circle's proprietary credit decisioning technology that underpins our expanding product offering, including business credit card, FlexiPay pay-by-instalment product, and business loans. You'll work in close partnership with product, tech and creditrisk stakeholders, to enable rapid execution and drive innovation in Funding Circle's approach … to credit decisions. Please note, the minimum expectation for office attendance is two to three days per week in our central London office. Who are we? We're Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That's why we've made it our mission to help them get More ❯
City of London, London, United Kingdom Hybrid / WFH Options
Harnham
CREDITRISK CONSULTANT UP TO £80,000 LONDON This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯
CREDITRISK CONSULTANT UP TO £80,000 LONDON This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯
Nottingham, Nottinghamshire, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
CREDITRISK CONSULTANT UP TO £80,000 NOTTINGHAM This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯
Leeds, West Yorkshire, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
CREDITRISK CONSULTANT UP TO £80,000 LEEDS This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
CREDITRISK CONSULTANT UP TO £80,000 LONDON, This role is a core role within the client analytics function of this consultancy. You will use bureau data to assist client queries and modelling assignments. You will engage heavily with internal stakeholders and external clients to support and drive revenue for the business. THE COMPANY This company is a … helping financial institutions, companies, governmental agencies, and employers make better informed decisions. THE ROLE You will be doing the following daily: Actively engage with clients, building partnerships with their risk and analytics teams, and gaining in-depth knowledge of relevant industries, client business models, challenges, and opportunities. Craft persuasive proposals to secure new analytics and consultancy projects. Manage the … delivery of analytical projects using CRA data assets, including credit strategy and model development, ensuring they meet quality standards and deadlines. This encompasses all phases, such as sample design, retrospective analysis, performance analysis, population split analysis, and reject analysis. Develop extensive knowledge of data structures, applications, and permissible uses across consumer, commercial, and open banking sectors. Apply statistical techniques More ❯
with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … quo Build the best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting About the Role Lendable is revolutionising the credit card industry by making financial tools accessible, intuitive, and empowering. Zable is a Mobile-App first credit card that empowers customers to build their credit score while … and scale the product exponentially . This is a dynamic role where you'll tackle high impact business problems across a number of disciplines including pricing, financial forecasting, growth, creditrisk, new product development and product analytics. You'll lead a small team of analysts, working cross-functionally to deliver insight-driven strategies that optimise performance, drive responsible More ❯
with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … quo Build the best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting About the role Lendable is revolutionising the credit card industry by making financial tools accessible, intuitive, and empowering. Zable is a Mobile-App first credit card that empowers customers to build their credit score while … and scale the product exponentially . This is a dynamic role where you'll tackle high impact business problems across a number of disciplines including pricing, financial forecasting, growth, creditrisk, new product development and product analytics. You'll help us solve our most complex multi-dimensional challenges, working cross-functionally to deliver insight-driven strategies that optimise More ❯
City of London, London, England, United Kingdom Hybrid / WFH Options
INTEC SELECT LIMITED
Lead Software Developer | £100,000 | London | Financial Services Overview A market leading financial company is seeking a Lead Software Developer to lead the design, development, and delivery of risk and compliance technology solutions across its Marketing operations. This is a high-impact role at the centre of a business transformation journey, with responsibility for building robust, scalable systems for … market risk, creditrisk, operational risk, compliance, and regulatory reporting.The successful candidate will combine hands-on technical expertise with commodities trading knowledge, driving the development of innovative solutions to support a complex, global marketing business. Role & Responsibilities Lead design and delivery of risk reporting, P&L attribution, and compliance systems for Marketing IM Develop tools … for real-time dashboards, scenario analysis, and risk monitoring (market, credit, operational) Build and maintain APIs, data pipelines, and automation for risk analytics and reporting Implement scalable solutions to monitor risks across inventories, derivatives, FX, and counterparty credit Enhance and integrate commercial off-the-shelf (COTS) risk platforms Collaborate with risk teams to gather More ❯
London, Tower, United Kingdom Hybrid / WFH Options
Intec Select Ltd
Lead Software Developer | £100,000 | London | Financial Services Overview A market leading financial company is seeking a Lead Software Developer to lead the design, development, and delivery of risk and compliance technology solutions across its Marketing operations. This is a high-impact role at the centre of a business transformation journey, with responsibility for building robust, scalable systems for … market risk, creditrisk, operational risk, compliance, and regulatory reporting. The successful candidate will combine hands-on technical expertise with commodities trading knowledge, driving the development of innovative solutions to support a complex, global marketing business. Role & Responsibilities Lead design and delivery of risk reporting, P&L attribution, and compliance systems for Marketing IM Develop … tools for real-time dashboards, scenario analysis, and risk monitoring (market, credit, operational) Build and maintain APIs, data pipelines, and automation for risk analytics and reporting Implement scalable solutions to monitor risks across inventories, derivatives, FX, and counterparty credit Enhance and integrate commercial off-the-shelf (COTS) risk platforms Collaborate with risk teams to More ❯
Leeds, Yorkshire, United Kingdom Hybrid / WFH Options
GoCardless
our customers - both external and internal, wherever their location, and we strive for ambitious service and satisfaction levels. The role This role will lead a small operational team of creditrisk underwriters, safeguarding our financial health by ensuring robust credit evaluation and proactive risk management. This role will suit someone who is hands-on, comfortable with … a high degree of autonomy, and can manage a team through change. What excites you Core Responsibilities Oversee creditrisk reviews and high risk onboarding processes that evaluate creditworthiness of prospective customers and risks associated with sales deals. Advise sales leadership on risk-adjusted pricing as needed. Review complex credit decisions and escalations, making final … determinations on approvals or conditions, escalating to senior management as needed. Oversee processes that manage existing customer risk, including requests for limit increases or new product access. Continuously monitor existing portfolios, adapting limits, holding periods, cash covers or other mitigation tools as appropriate. Drive proactive risk mitigation by leading the team in quickly actioning risk alerts to More ❯
Leeds, Yorkshire, United Kingdom Hybrid / WFH Options
GoCardless
our customers - both external and internal, wherever their location, and we strive for ambitious service and satisfaction levels. The role This role will lead a small operational team of creditrisk underwriters, safeguarding our financial health by ensuring robust credit evaluation and proactive risk management. This role will suit someone who is hands-on, comfortable with … a high degree of autonomy, and can manage a team through change. What excites you Core Responsibilities Oversee creditrisk reviews and high risk onboarding processes that evaluate creditworthiness of prospective customers and risks associated with sales deals. Advise sales leadership on risk-adjusted pricing as needed. Review complex credit decisions and escalations, making final … determinations on approvals or conditions, escalating to senior management as needed. Oversee processes that manage existing customer risk, including requests for limit increases or new product access. Continuously monitor existing portfolios, adapting limits, holding periods, cash covers or other mitigation tools as appropriate. Drive proactive risk mitigation by leading the team in quickly actioning risk alerts to More ❯
About the roleWe're looking for an analytically-minded CreditRisk Manager to lead a team of analysts,to help drive meaningful change in one of our consumer finance products in the UK or USA markets. This role is ideal for someone who is confident with data, comfortable coding , and eager to solve complex problems.You'll be part … organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. Your team's objectives Our credit teams are building high performing portfolios , with bold growth targets and a commitment to responsible lending.Within the credit function, our core responsibilities include: Optimising credit decisioning : who … rate. Assessing and adapting to external economic condition s. Developing and owning models that forecast returns and guide investor reporting. How you'll impact those objectives Define and refine credit strategies that align with our evolving portfolio goals. Discover insights from data using tools like Python and SQL to address key business questions. Collaborate cross-functionally with product, engineering More ❯
with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting About The Role We're looking for an analytically-minded CreditRisk Manager to lead a team of analysts, to help drive meaningful change in one of our consumer finance products in the UK or USA markets. This role … organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. Your team's objectives Our credit teams are building high performing portfolios , with bold growth targets and a commitment to responsible lending. Within the credit function, our core responsibilities include: Optimising credit decisioning More ❯
Liverpool, Lancashire, United Kingdom Hybrid / WFH Options
Very Group
of purpose, belonging and wellbeing. About the team Protecting our customers and business from fraud is at the heart of what we do. You'll join our dedicated Fraud Risk Analytics team of 5 (within our CreditRisk department of c.60 FTE) working in a fast-paced, collaborative environment where your ideas can make a real impact. … We're responsible for designing and delivering fraud prevention strategies that tackle threats across the full customer journey, from new credit applications to account takeovers and emerging fraud trends. We combine data, insight, and innovation to keep our customers safe and minimise loss. We don't expect you to know everything from day one, you'll get the support … of a friendly, knowledgeable team and a chance to grow your skills in a business that moves quickly and values your input. About the Role As a Senior Fraud Risk Strategy Analyst, you'll use data to spot fraud risks and develop smart, effective solutions to stop them. Key Responsibilities: Analyse fraud trends and behaviours using large datasets to More ❯
lookout to bolster our procurement team with Buyers. You'll be responsible for collaborating across the Bank, with a specific focus on the IT category and banking operations/creditrisk agencies category within procurement, establishing strong links with key business stakeholders and developing relationships with new and existing partners. It's an exciting time to join the … to make a difference to the lives of customers, communities and broader society. If you have procurement experience in the following Software Applications, IT Managed Services, Information Security, Telecoms, CreditRisk Agencies, Print and Banking Operations, we want to hear from you! What you'll be doing • Providing category support across one of three broad areas: - IT Infrastructure … as Platforms, Cyber, Core Infrastructure and Telecoms. - Enterprise Applications in areas such as IT Application Software, IT Managed Services and IT Services - Banking Operations & Services in areas such as CreditRisk Agencies and Print. • Delivery of savings target in line with the Procurement targets and the savings target of the business areas. • Creating strong and effective relationships with More ❯